Company search
Company Details
UNUM LIFE INSURANCE COMPANY OF AMERICA License Status :
Active
NAIC Number :
62235
Phone Number:
4232944860
Company Address:
1 Fountain Square
Chattanooga, TN 37402-1330
Description:
Life and Health
License Number:
A418086
Date Admitted:
1971-09-07
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2022 | Total Accident & Health | 0.10% | $62,746,846 | $63,350,845 | $53,909,180 | $50,938,091 | 80.41 % |
| 2022 | Total Individual Accident & Health | 0.01% | $2,486,218 | $2,834,695 | $8,913,837 | $9,985,198 | N/A |
| 2022 | Individual Long Term Care | 0.41% | $1,999,885 | $2,303,723 | $7,366,919 | $9,165,682 | N/A |
| 2022 | Individual Disability Income | 0.21% | $486,333 | $530,972 | $1,546,918 | $819,516 | N/A |
| 2022 | Total Group Accident & Health | 0.14% | $60,260,628 | $60,516,150 | $44,995,343 | $40,952,893 | 67.67 % |
| 2022 | Group Long Term Care | 8.40% | $10,121,862 | $10,266,570 | $3,415,275 | $4,761,587 | 46.38 % |
| 2022 | Group Specified Disease | 1.65% | $1,637,061 | $1,563,675 | $517,927 | $476,677 | 30.48 % |
| 2022 | Group Accident Only | 1.05% | $4,383,176 | $4,306,735 | $2,143,533 | $2,320,888 | 53.89 % |
| 2022 | Group Disability Income | 4.99% | $41,509,167 | $41,789,630 | $36,461,990 | $30,653,348 | 73.35 % |
| 2022 | Group Limited Benefit | 0.08% | $759,383 | $734,880 | $161,286 | $162,779 | 22.15 % |
| 2022 | Group Stop Loss | 0.05% | $1,849,979 | $1,854,660 | $2,295,332 | $2,577,614 | N/A |
| 2022 | Total Life | 0.08% | $29,829,386 | $0 | $20,978,800 | $0 | N/A |
| 2022 | Total Individual Life | 0.00% | $165,921 | $0 | $1,723,171 | $0 | N/A |
| 2022 | Individual Whole Life | 0.01% | $162,473 | $0 | $1,311,939 | $0 | N/A |
| 2022 | Individual Term Life | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2022 | Individual Universal Life | 0.00% | $3,448 | $0 | $411,232 | $0 | N/A |
| 2022 | Individual Ordinary Annuities | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2022 | Total Group Life | 0.21% | $29,663,465 | $0 | $19,255,629 | $0 | N/A |
| 2022 | Group Term Life | 1.97% | $29,500,830 | $0 | $19,125,322 | $0 | N/A |
| 2022 | Group Universal Life | 0.04% | $162,364 | $0 | $52,273 | $0 | N/A |
| 2022 | Group Ordinary Annuities | 0.00% | $0 | $0 | $78,034 | $0 | N/A |
| 2022 | Group Deposit-Type Funds | 0.00% | $271 | $0 | $0 | $0 | N/A |
| 2021 | Total Accident & Health | 0.08% | $62,517,793 | $62,646,399 | $56,931,770 | $59,701,873 | 95.30 % |
| 2021 | Total Individual Accident & Health | 0.01% | $2,719,720 | $3,052,208 | $8,977,140 | $9,551,715 | N/A |
| 2021 | Individual Long Term Care | 0.42% | $2,143,549 | $2,434,614 | $6,669,861 | $8,337,118 | N/A |
| 2021 | Individual Disability Income | 0.25% | $576,171 | $617,594 | $2,307,279 | $1,214,597 | N/A |
| 2021 | Total Group Accident & Health | 0.12% | $59,798,073 | $59,594,191 | $47,954,630 | $50,150,158 | 84.15 % |
| 2021 | Group Long Term Care | 8.41% | $10,046,027 | $10,186,559 | $3,695,633 | $5,207,170 | 51.12 % |
| 2021 | Group Specified Disease | 1.97% | $2,016,764 | $1,966,965 | $692,590 | $641,712 | 32.62 % |
| 2021 | Group Accident Only | 1.44% | $5,240,317 | $5,187,854 | $2,399,269 | $2,301,969 | 44.37 % |
| 2021 | Group Disability Income | 5.35% | $40,782,690 | $40,528,490 | $39,813,189 | $40,506,546 | 99.95 % |
| 2021 | Group Limited Benefit | 0.11% | $984,413 | $979,916 | $395,509 | $380,372 | 38.82 % |
| 2021 | Group Stop Loss | 0.02% | $727,862 | $744,407 | $958,440 | $1,112,389 | N/A |
| 2021 | Total Life | 0.09% | $29,904,007 | $0 | $25,467,345 | $0 | N/A |
| 2021 | Total Individual Life | 0.00% | $180,107 | $0 | $183,269 | $0 | N/A |
| 2021 | Individual Whole Life | 0.01% | $175,326 | $0 | $160,073 | $0 | N/A |
| 2021 | Individual Term Life | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2021 | Individual Universal Life | 0.00% | $4,781 | $0 | $22,985 | $0 | N/A |
| 2021 | Individual Ordinary Annuities | 0.00% | $0 | $0 | $211 | $0 | N/A |
| 2021 | Total Group Life | 0.23% | $29,723,900 | $0 | $25,284,076 | $0 | N/A |
| 2021 | Group Term Life | 1.81% | $29,560,070 | $0 | $24,469,431 | $0 | N/A |
| 2021 | Group Universal Life | 0.12% | $163,830 | $0 | $724,597 | $0 | N/A |
| 2021 | Group Ordinary Annuities | 0.00% | $0 | $0 | $90,048 | $0 | N/A |
| 2021 | Group Deposit-Type Funds | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2020 | Total Accident & Health | 0.09% | $69,399,762 | $70,246,527 | $53,366,283 | $51,878,733 | 73.85 % |
| 2020 | Total Individual Accident & Health | 0.01% | $2,860,376 | $3,247,357 | $8,473,479 | $8,271,606 | N/A |
| 2020 | Individual Long Term Care | 0.42% | $2,180,129 | $2,507,264 | $6,114,369 | $6,511,873 | N/A |
| 2020 | Individual Disability Income | 0.29% | $680,247 | $740,093 | $2,359,110 | $1,759,733 | N/A |
| 2020 | Total Group Accident & Health | 0.13% | $66,539,386 | $66,999,170 | $44,892,804 | $43,607,127 | 65.09 % |
| 2020 | Group Long Term Care | 8.00% | $9,585,365 | $9,735,487 | $3,811,668 | $4,553,671 | 46.77 % |
| 2020 | Group Specified Disease | 3.20% | $3,013,830 | $2,929,755 | $737,786 | $714,554 | 24.39 % |
| 2020 | Group Accident Only | 1.83% | $6,295,768 | $6,254,802 | $1,112,781 | $1,102,600 | 17.63 % |
| 2020 | Group Disability Income | 6.45% | $46,439,952 | $46,868,762 | $38,769,569 | $36,774,942 | 78.46 % |
| 2020 | Group Limited Benefit | 0.15% | $1,204,471 | $1,210,364 | $461,000 | $461,360 | 38.12 % |
| 2020 | Group Stop Loss | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2020 | Total Life | 0.07% | $30,200,051 | $0 | $21,946,795 | $0 | N/A |
| 2020 | Total Individual Life | 0.00% | $182,842 | $0 | $952,912 | $0 | N/A |
| 2020 | Individual Whole Life | 0.01% | $177,974 | $0 | $945,955 | $0 | N/A |
| 2020 | Individual Term Life | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2020 | Individual Universal Life | 0.00% | $4,838 | $0 | $6,957 | $0 | N/A |
| 2020 | Individual Ordinary Annuities | 0.00% | $30 | $0 | $0 | $0 | N/A |
| 2020 | Total Group Life | 0.14% | $30,017,209 | $0 | $20,993,883 | $0 | N/A |
| 2020 | Group Term Life | 2.13% | $29,838,111 | $0 | $20,796,632 | $0 | N/A |
| 2020 | Group Universal Life | 0.20% | $179,098 | $0 | $81,763 | $0 | N/A |
| 2020 | Group Ordinary Annuities | 0.00% | $0 | $0 | $115,488 | $0 | N/A |
| 2020 | Group Deposit-Type Funds | 0.00% | $0 | $0 | $0 | $0 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2022 | Health | 0.67% | 8 | 47 |
| 2022 | Life and Annuities | 0.29% | 1 | 47 |
| 2022 | Long-Term Care Insurance | 4.94% | 3 | 40 |
| 2021 | Health | 0.69% | 6 | 30 |
| 2021 | Life and Annuities | 0.32% | 1 | 40 |
| 2021 | Long-Term Care Insurance | 4.95% | 2 | 24 |
| 2020 | Life and Annuities | 0.34% | 4 | 145 |
| 2020 | Long-Term Care Insurance | 5.00% | 5 | 55 |
| 2020 | Health | 0.71% | 10 | 41 |
Company Changes
No recent changes
Market Conduct
This company does not have any market conduct exams or investigations.
Financial Exams
This company does not have any financial exams.