Company Details

  STANDARD LIFE AND ACCIDENT INSURANCE COMPANY License Status :
Active

NAIC Number :

86355


Phone Number:

409-766-6846


Company Address:

ONE MOODY PLAZA 
GALVESTON, TX  77550

Description:

Life and Health


License Number:

A421595


Date Admitted:

1976-11-15


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Accident & Health 0.00% $1,859,851 $1,916,259 $1,268,483 $1,141,654 59.58 %
2018 Total Individual Accident & Health 0.00% $1,513,827 $1,571,150 $1,103,342 $984,189 62.64 %
2018 Individual Comprehensive Medical Expense 0.00% $2 $-50 $150,731 $6,875 -13,750.00 %
2018 Individual Medicare Supplement 0.02% $1,015,935 $1,062,301 $129,237 $741,443 69.80 %
2018 Individual Long Term Care 0.00% $40,054 $40,378 $18,750 $95,670 N/A
2018 Individual Specified Disease 0.01% $95,310 $97,092 $29,084 $95,069 97.92 %
2018 Individual Accident Only 0.00% $12,011 $12,539 $6,175 $-656 -5.23 %
2018 Individual Disability Income 0.00% $260 $259 $759,962 $2,810 N/A
2018 Individual Limited Benefit 0.14% $350,255 $358,631 $9,403 $42,978 11.98 %
2018 Total Group Accident & Health 0.00% $346,024 $345,109 $165,141 $157,465 45.63 %
2018 Group Comprehensive Medical Expense - Large Employer 0.00% $5,542 $6,568 $0 $-507 -7.72 %
2018 Group Specified Disease 0.00% $311 $59 $0 $13 22.03 %
2018 Group Accident Only 0.00% $172 $672 $0 $30 4.46 %
2018 Group Disability Income 0.00% $8,379 $9,429 $16,253 $16,132 N/A
2018 Group Dental 0.00% $8,466 $8,267 $1,336 $1,999 24.18 %
2018 Group Limited Benefit 0.03% $323,154 $320,114 $147,552 $139,798 43.67 %
2018 Total Life 0.00% $548,708 $0 $597,587 $0 N/A
2018 Total Individual Life 0.00% $546,067 $0 $597,587 $0 N/A
2018 Individual Whole Life 0.01% $340,364 $0 $311,191 $0 N/A
2018 Individual Term Life 0.01% $153,646 $0 $100,000 $0 N/A
2018 Individual Universal Life 0.00% $0 $0 $78,946 $0 N/A
2018 Individual Graded Death Benefits 0.10% $50,357 $0 $0 $0 N/A
2018 Individual Ordinary Annuities 0.00% $1,700 $0 $79,993 $0 N/A
2018 Individual Equity Indexed Annuities 0.00% $0 $0 $27,457 $0 N/A
2018 Total Group Life 0.00% $2,641 $0 $0 $0 N/A
2018 Group Whole Life 0.00% $2,641 $0 $0 $0 N/A
2017 Total Accident & Health 0.00% $2,059,248 $2,084,667 $1,246,557 $1,178,297 56.52 %
2017 Total Individual Accident & Health 0.01% $1,644,909 $1,680,304 $1,105,179 $1,077,270 64.11 %
2017 Individual Comprehensive Medical Expense 0.00% $684 $767 $8,500 $6,889 N/A
2017 Individual Medicare Supplement 0.05% $1,134,484 $1,163,909 $796,024 $797,888 68.55 %
2017 Individual Long Term Care 0.01% $37,891 $41,473 $170,367 $121,162 N/A
2017 Individual Specified Disease 0.03% $99,668 $100,384 $51,346 $79,720 79.42 %
2017 Individual Accident Only 0.01% $13,147 $13,699 $120 $3,748 27.36 %
2017 Individual Disability Income 0.00% $159 $159 $3,700 $15,301 N/A
2017 Individual Limited Benefit 0.33% $358,876 $359,913 $75,122 $52,562 14.60 %
2017 Total Group Accident & Health 0.00% $414,339 $404,363 $141,378 $101,027 24.98 %
2017 Group Comprehensive Medical Expense - Large Employer 0.00% $5,236 $5,218 $0 $1,645 31.53 %
2017 Group Specified Disease 0.00% $2,459 $2,444 $0 $1,011 41.37 %
2017 Group Accident Only 0.00% $714 $817 $0 $-7 -0.86 %
2017 Group Disability Income 0.00% $1,865 $2,407 $0 $146 6.07 %
2017 Group Dental 0.00% $10,753 $10,773 $1,165 $1,655 15.36 %
2017 Group Limited Benefit 0.09% $393,312 $382,704 $140,213 $96,577 25.24 %
2017 Total Life 0.00% $444,618 $0 $543,008 $0 N/A
2017 Total Individual Life 0.00% $443,629 $0 $543,008 $0 N/A
2017 Individual Whole Life 0.03% $322,288 $0 $410,027 $0 N/A
2017 Individual Term Life 0.01% $78,435 $0 $100,000 $0 N/A
2017 Individual Universal Life 0.00% $0 $0 $0 $0 N/A
2017 Individual Graded Death Benefits 0.19% $40,531 $0 $0 $0 N/A
2017 Individual Ordinary Annuities 0.00% $2,375 $0 $19,294 $0 N/A
2017 Individual Equity Indexed Annuities 0.00% $0 $0 $13,687 $0 N/A
2017 Total Group Life 0.00% $989 $0 $0 $0 N/A
2017 Group Whole Life 0.00% $989 $0 $0 $0 N/A
2016 Total Accident & Health 0.00% $2,319,665 $2,294,771 $1,596,472 $1,171,979 51.07 %
2016 Total Individual Accident & Health 0.01% $1,791,166 $1,813,203 $1,376,851 $966,254 53.29 %
2016 Individual Comprehensive Medical Expense 0.00% $1,436 $1,443 $325,130 $-108,776 -7,538.18 %
2016 Individual Medicare Supplement 0.06% $1,267,722 $1,286,025 $821,452 $787,766 61.26 %
2016 Individual Long Term Care 0.01% $41,892 $42,677 $18,119 $34,091 79.88 %
2016 Individual Specified Disease 0.04% $106,750 $108,691 $144,007 $183,767 N/A
2016 Individual Accident Only 0.01% $15,078 $15,813 $0 $-350 -2.21 %
2016 Individual Disability Income 0.00% $336 $494 $0 $-126 -25.51 %
2016 Individual Limited Benefit 0.35% $357,952 $358,060 $68,143 $69,882 19.52 %
2016 Total Group Accident & Health 0.00% $528,499 $481,568 $219,621 $205,725 42.72 %
2016 Group Comprehensive Medical Expense - Large Employer 0.00% $4,972 $4,966 $0 $0 0.00 %
2016 Group Specified Disease 0.00% $2,412 $2,431 $0 $-30 -1.23 %
2016 Group Accident Only 0.00% $852 $555 $0 $74 13.33 %
2016 Group Dental 0.00% $11,782 $10,827 $1,116 $862 7.96 %
2016 Group Limited Benefit 0.12% $508,481 $462,789 $218,505 $204,819 44.26 %
2016 Total Life 0.00% $396,420 $0 $771,439 $0 N/A
2016 Total Individual Life 0.00% $396,354 $0 $771,439 $0 N/A
2016 Individual Whole Life 0.03% $332,116 $0 $442,242 $0 N/A
2016 Individual Term Life 0.01% $59,266 $0 $274,000 $0 N/A
2016 Individual Universal Life 0.00% $0 $0 $0 $0 N/A
2016 Individual Graded Death Benefits 0.01% $2,342 $0 $6,000 $0 N/A
2016 Individual Ordinary Annuities 0.00% $2,630 $0 $20,219 $0 N/A
2016 Individual Equity Indexed Annuities 0.00% $0 $0 $28,978 $0 N/A
2016 Total Group Life 0.00% $66 $0 $0 $0 N/A
2016 Group Whole Life 0.00% $66 $0 $0 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Health 0.02% 2 213
2018 Life and Annuities 0.01% 0 0
2018 Long-Term Care Insurance 0.02% 1 3046
2018 Medicare Supplement Insurance 0.14% 0 0
2017 Medicare Supplement Insurance 0.17% 0 0
2017 Health 0.03% 2 165
2017 Life and Annuities 0.00% 0 0
2017 Long-Term Care Insurance 0.02% 1 3040
2016 Health 0.03% 5 310
2016 Life and Annuities 0.00% 1 2100
2016 Long-Term Care Insurance 0.02% 1 2588
2016 Medicare Supplement Insurance 0.21% 0 0


Company Changes

Effective Date: 04/30/2010

Comments: Standard Life and Accident Insurance Co. redomesticated to Texas.

Effective Date: 04/25/2014

Comments:

Effective Date: 01/10/2014

Comments:

Effective Date: 02/28/2014

Comments:

Effective Date: 12/05/2014

Comments:


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

This company does not have any financial exams.