Company Details

  STANDARD LIFE AND ACCIDENT INSURANCE COMPANY License Status :
Active

NAIC Number :

86355


Phone Number:

4097666615


Company Address:

ONE MOODY PLAZA 
GALVESTON, TX  77550

Description:

Life and Health


License Number:

A421595


Date Admitted:

1976-11-15


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Accident & Health 0.01% $1,201,561 $1,407,489 $747,724 $1,746,659 N/A
2023 Total Individual Accident & Health 0.01% $715,048 $745,461 $494,875 $440,093 59.04 %
2023 Individual Comprehensive Medical Expense 0.00% $231 $231 $4,642 $5,664 N/A
2023 Individual Medicare Supplement 0.09% $488,293 $512,666 $337,613 $347,716 67.83 %
2023 Individual Long Term Care 0.01% $11,079 $16,749 $124,535 $104,306 N/A
2023 Individual Specified Disease 0.09% $92,984 $97,151 $7,935 $395 0.41 %
2023 Individual Accident Only 0.01% $6,591 $6,974 $0 $-230 -3.30 %
2023 Individual Disability Income 0.00% $156 $156 $0 $-695 -445.51 %
2023 Individual Limited Benefit 0.10% $115,714 $111,534 $20,150 $-17,063 -15.30 %
2023 Total Group Accident & Health 0.01% $486,513 $662,028 $252,849 $1,306,566 N/A
2023 Group Specified Disease 0.00% $2,415 $1,842 $916 $-62 -3.37 %
2023 Group Accident Only 0.00% $249 $-1,456 $0 $-436 N/A
2023 Group Disability Income 0.00% $0 $-2,514 $0 $-1,843 N/A
2023 Group Dental 0.00% $5,443 $5,285 $444 $-747 -14.13 %
2023 Group Limited Benefit 0.03% $96,842 $86,989 $15,192 $10,649 12.24 %
2023 Group Stop Loss 0.04% $381,564 $571,882 $236,297 $1,299,005 N/A
2023 Total Life 0.00% $329,371 $0 $350,633 $0 N/A
2023 Total Individual Life 0.00% $329,143 $0 $350,633 $0 N/A
2023 Individual Whole Life 0.02% $175,961 $0 $222,211 $0 N/A
2023 Individual Term Life 0.02% $132,167 $0 $0 $0 N/A
2023 Individual Graded Death Benefits 0.11% $19,915 $0 $17,367 $0 N/A
2023 Individual Ordinary Annuities 0.00% $1,100 $0 $78,691 $0 N/A
2023 Individual Equity Indexed Annuities 0.00% $0 $0 $32,364 $0 N/A
2023 Total Group Life 0.00% $228 $0 $0 $0 N/A
2023 Group Term Life 0.00% $228 $0 $0 $0 N/A
2022 Total Accident & Health 0.01% $1,105,719 $1,154,973 $742,676 $861,002 74.55 %
2022 Total Individual Accident & Health 0.02% $859,002 $895,821 $715,062 $731,284 81.63 %
2022 Individual Comprehensive Medical Expense 0.00% $231 $225 $3,600 $3,463 N/A
2022 Individual Medicare Supplement 0.11% $575,707 $600,120 $483,099 $478,570 79.75 %
2022 Individual Long Term Care 0.01% $14,587 $14,630 $139,183 $152,663 N/A
2022 Individual Specified Disease 0.09% $101,001 $101,538 $29,627 $32,193 31.71 %
2022 Individual Accident Only 0.01% $7,408 $7,729 $2,600 $2,486 32.16 %
2022 Individual Disability Income 0.00% $156 $156 $0 $-718 -460.26 %
2022 Individual Limited Benefit 0.16% $159,912 $171,423 $56,953 $62,627 36.53 %
2022 Total Group Accident & Health 0.00% $246,717 $259,152 $27,614 $129,718 50.05 %
2022 Group Comprehensive Medical Expense - Large Employer 0.00% $6,474 $6,432 $0 $76 1.18 %
2022 Group Comprehensive Medical Expense - Association 2.88% $33,529 $33,529 $4,496 $10,498 31.31 %
2022 Group Specified Disease 0.01% $3,827 $3,874 $0 $941 24.29 %
2022 Group Accident Only 0.00% $1,549 $1,278 $0 $5 0.39 %
2022 Group Disability Income 0.00% $0 $-4,190 $0 $826 N/A
2022 Group Dental 0.00% $7,509 $7,637 $1,062 $689 9.02 %
2022 Group Limited Benefit 0.02% $44,027 $40,174 $21,769 $9,835 24.48 %
2022 Group Stop Loss 0.02% $149,802 $170,418 $287 $106,848 62.70 %
2022 Total Life 0.00% $356,926 $0 $394,191 $0 N/A
2022 Total Individual Life 0.00% $356,766 $0 $394,191 $0 N/A
2022 Individual Whole Life 0.02% $197,691 $0 $261,008 $0 N/A
2022 Individual Term Life 0.02% $136,169 $0 $46,537 $0 N/A
2022 Individual Universal Life 0.00% $0 $0 $25,587 $0 N/A
2022 Individual Graded Death Benefits 0.09% $21,681 $0 $37,000 $0 N/A
2022 Individual Ordinary Annuities 0.00% $1,225 $0 $12,117 $0 N/A
2022 Individual Equity Indexed Annuities 0.00% $0 $0 $11,942 $0 N/A
2022 Total Group Life 0.00% $160 $0 $0 $0 N/A
2022 Group Term Life 0.00% $160 $0 $0 $0 N/A
2021 Total Accident & Health 0.01% $1,108,147 $1,129,862 $868,726 $763,990 67.62 %
2021 Total Individual Accident & Health 0.02% $999,800 $1,029,725 $786,208 $733,482 71.23 %
2021 Individual Comprehensive Medical Expense 0.00% $333 $367 $8,600 $8,600 N/A
2021 Individual Medicare Supplement 0.11% $651,468 $685,242 $580,165 $567,307 82.79 %
2021 Individual Long Term Care 0.01% $18,429 $20,117 $103,373 $65,268 N/A
2021 Individual Specified Disease 0.09% $96,140 $92,836 $28,049 $33,869 36.48 %
2021 Individual Accident Only 0.01% $8,006 $8,399 $1,053 $810 9.64 %
2021 Individual Disability Income 0.00% $156 $156 $3,300 $2,563 N/A
2021 Individual Limited Benefit 0.33% $225,268 $222,608 $61,668 $55,065 24.74 %
2021 Total Group Accident & Health 0.00% $108,347 $100,137 $82,518 $30,508 30.47 %
2021 Group Comprehensive Medical Expense - Large Employer 0.00% $5,918 $5,895 $0 $336 5.70 %
2021 Group Comprehensive Medical Expense - Association 0.01% $2,386 $2,386 $0 $0 0.00 %
2021 Group Specified Disease 0.00% $2,055 $2,125 $1,600 $386 18.16 %
2021 Group Accident Only 0.00% $298 $411 $0 $366 89.05 %
2021 Group Disability Income 0.00% $0 $-47 $2,041 $2,708 N/A
2021 Group Dental 0.00% $5,918 $5,835 $991 $-8,794 -150.71 %
2021 Group Limited Benefit 0.03% $91,772 $83,532 $77,886 $35,506 42.51 %
2021 Total Life 0.00% $383,840 $0 $460,451 $0 N/A
2021 Total Individual Life 0.00% $383,840 $0 $460,451 $0 N/A
2021 Individual Whole Life 0.02% $214,919 $0 $301,836 $0 N/A
2021 Individual Term Life 0.02% $141,884 $0 $124,886 $0 N/A
2021 Individual Universal Life 0.00% $0 $0 $0 $0 N/A
2021 Individual Graded Death Benefits 0.12% $25,937 $0 $8,467 $0 N/A
2021 Individual Ordinary Annuities 0.00% $1,100 $0 $13,236 $0 N/A
2021 Individual Equity Indexed Annuities 0.00% $0 $0 $12,026 $0 N/A
2021 Total Group Life 0.00% $0 $0 $0 $0 N/A
2021 Group Term Life 0.00% $0 $0 $0 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Health 0.01% 2 898
2023 Life and Annuities 0.00% 0 0
2023 Long-Term Care Insurance 0.01% 0 0
2023 Medicare Supplement Insurance 0.07% 0 0
2022 Health 0.01% 0 0
2022 Life and Annuities 0.00% 0 0
2022 Long-Term Care Insurance 0.01% 0 0
2022 Medicare Supplement Insurance 0.08% 0 0
2021 Health 0.02% 0 0
2021 Life and Annuities 0.00% 0 0
2021 Long-Term Care Insurance 0.01% 0 0
2021 Medicare Supplement Insurance 0.10% 0 0


Company Changes

Effective Date: 04/30/2010

Comments: Standard Life and Accident Insurance Co. redomesticated to Texas.


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

This company does not have any financial exams.