Company Details

  RESERVE NATIONAL INSURANCE COMPANY License Status :
Active

NAIC Number :

68462


Phone Number:

312-661-4702


Company Address:

601 EAST BRITTON ROAD 
OKLAHOMA CITY, OK  73114

Description:

Life and Health


License Number:

A418949


Date Admitted:

1971-03-22


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Accident & Health 0.01% $8,290,004 $8,406,836 $4,582,627 $5,110,682 60.79 %
2018 Total Individual Accident & Health 0.02% $8,107,264 $8,189,382 $4,521,683 $5,039,273 61.53 %
2018 Individual Comprehensive Medical Expense 0.00% $515,130 $522,061 $161,563 $176,864 33.88 %
2018 Individual Medicare Supplement 0.05% $2,296,938 $2,365,378 $2,034,407 $2,055,492 86.90 %
2018 Individual Specified Disease 0.07% $621,893 $631,786 $138,196 $145,778 23.07 %
2018 Individual Accident Only 0.06% $281,311 $282,534 $71,518 $86,689 30.68 %
2018 Individual Dental 0.14% $448,323 $459,646 $262,410 $268,044 58.32 %
2018 Individual Limited Benefit 1.54% $3,943,669 $3,927,977 $1,853,589 $2,306,406 58.72 %
2018 Total Group Accident & Health 0.00% $182,740 $217,454 $60,944 $71,409 32.84 %
2018 Group Comprehensive Medical Expense - Association 0.01% $27,541 $27,473 $8,840 $8,917 32.46 %
2018 Group Specified Disease 0.05% $85,912 $110,658 $17,042 $20,643 18.65 %
2018 Group Accident Only 0.01% $62,161 $71,869 $31,865 $39,134 54.45 %
2018 Group Disability Income 0.00% $349 $687 $0 $0 0.00 %
2018 Group Dental 0.00% $6,777 $6,767 $3,197 $2,715 40.12 %
2018 Total Life 0.00% $568,212 $0 $315,039 $0 N/A
2018 Total Individual Life 0.00% $527,526 $0 $315,039 $0 N/A
2018 Individual Whole Life 0.02% $432,811 $0 $281,419 $0 N/A
2018 Individual Term Life 0.00% $60,261 $0 $6,017 $0 N/A
2018 Individual Graded Death Benefits 0.07% $34,454 $0 $27,603 $0 N/A
2018 Total Group Life 0.00% $40,686 $0 $0 $0 N/A
2018 Group Whole Life 0.02% $40,686 $0 $0 $0 N/A
2017 Total Accident & Health 0.01% $7,464,468 $7,439,285 $4,265,176 $4,391,043 59.03 %
2017 Total Individual Accident & Health 0.04% $7,421,079 $7,394,269 $4,249,671 $4,373,238 59.14 %
2017 Individual Comprehensive Medical Expense 0.01% $727,188 $731,705 $388,514 $364,252 49.78 %
2017 Individual Medicare Supplement 0.09% $1,929,152 $1,941,134 $1,557,180 $1,549,143 79.81 %
2017 Individual Specified Disease 0.27% $994,552 $971,958 $369,798 $411,853 42.37 %
2017 Individual Accident Only 0.08% $186,275 $181,638 $68,145 $77,629 42.74 %
2017 Individual Dental 0.27% $414,011 $416,583 $265,039 $259,742 62.35 %
2017 Individual Limited Benefit 2.91% $3,169,901 $3,151,251 $1,600,995 $1,710,619 54.28 %
2017 Total Group Accident & Health 0.00% $43,389 $45,016 $15,505 $17,805 39.55 %
2017 Group Comprehensive Medical Expense - Association 0.01% $16,998 $18,199 $6,072 $6,782 37.27 %
2017 Group Specified Disease 0.01% $8,926 $9,068 $3,225 $3,769 41.56 %
2017 Group Accident Only 0.01% $16,665 $16,807 $4,273 $4,993 29.71 %
2017 Group Limited Benefit 0.00% $800 $942 $1,935 $2,261 N/A
2017 Total Life 0.00% $774,742 $0 $542,853 $0 N/A
2017 Total Individual Life 0.00% $556,007 $0 $542,853 $0 N/A
2017 Individual Whole Life 0.01% $152,914 $0 $149,297 $0 N/A
2017 Individual Term Life 0.01% $62,912 $0 $61,423 $0 N/A
2017 Individual Graded Death Benefits 1.58% $340,144 $0 $332,133 $0 N/A
2017 Individual Ordinary Annuities 0.00% $37 $0 $0 $0 N/A
2017 Total Group Life 0.00% $218,735 $0 $0 $0 N/A
2017 Group Whole Life 0.18% $218,735 $0 $0 $0 N/A
2016 Total Accident & Health 0.01% $7,007,037 $7,071,014 $4,294,348 $4,249,953 60.10 %
2016 Total Individual Accident & Health 0.03% $6,984,374 $7,047,608 $4,271,177 $4,238,882 60.15 %
2016 Individual Comprehensive Medical Expense 0.00% $532,719 $511,735 $357,365 $359,672 70.28 %
2016 Individual Medicare Supplement 0.12% $2,666,626 $2,688,482 $2,064,374 $2,037,875 75.80 %
2016 Individual Specified Disease 0.14% $418,834 $437,116 $208,506 $202,312 46.28 %
2016 Individual Accident Only 0.06% $148,378 $143,104 $20,392 $4,958 3.46 %
2016 Individual Disability Income 0.01% $18,073 $19,571 $29,638 $34,716 N/A
2016 Individual Dental 0.24% $380,761 $379,880 $198,619 $208,904 54.99 %
2016 Individual Limited Benefit 2.74% $2,818,983 $2,867,720 $1,392,283 $1,390,445 48.49 %
2016 Total Group Accident & Health 0.00% $22,663 $23,406 $23,171 $11,071 47.30 %
2016 Group Comprehensive Medical Expense - Association 0.01% $20,771 $21,514 $22,228 $27,030 N/A
2016 Group Dental 0.00% $1,892 $1,892 $943 $-15,959 -843.50 %
2016 Total Life 0.00% $965,722 $0 $381,215 $0 N/A
2016 Total Individual Life 0.01% $965,722 $0 $381,215 $0 N/A
2016 Individual Whole Life 0.04% $491,719 $0 $25,739 $0 N/A
2016 Individual Term Life 0.01% $74,584 $0 $11,161 $0 N/A
2016 Individual Graded Death Benefits 2.00% $399,331 $0 $344,315 $0 N/A
2016 Individual Ordinary Annuities 0.00% $88 $0 $0 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Health 0.08% 5 146
2018 Life and Annuities 0.01% 2 2141
2018 Medicare Supplement Insurance 0.29% 0 0
2017 Life and Annuities 0.01% 1 1012
2017 Medicare Supplement Insurance 0.31% 0 0
2017 Health 0.08% 6 160
2016 Health 0.09% 6 138
2016 Life and Annuities 0.01% 1 1131
2016 Medicare Supplement Insurance 0.37% 0 0


Company Changes

Effective Date: 10/18/2006

Comments:


Market Conduct

Date: 10/18/2006

A7308304_stipulation.pdf

Date: 10/18/2006

A7308304_order.pdf


Financial Exams

This company does not have any financial exams.