Company Details

  RESERVE NATIONAL INSURANCE COMPANY License Status :
Active

NAIC Number :

68462


Phone Number:

2166872759


Company Address:

100 American Road 
Cleveland, OH  44144

Description:

Life and Health


License Number:

A418949


Date Admitted:

1971-03-22


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2022 Total Accident & Health 0.01% $7,529,048 $7,712,327 $3,877,770 $3,587,538 46.52 %
2022 Total Individual Accident & Health 0.03% $7,252,961 $7,449,947 $3,515,123 $3,293,307 44.21 %
2022 Individual Comprehensive Medical Expense 0.00% $291,178 $307,934 $244,117 $234,991 76.31 %
2022 Individual Medicare Supplement 0.03% $714,048 $743,532 $517,945 $507,094 68.20 %
2022 Individual Specified Disease 0.08% $638,441 $665,588 $239,710 $208,777 31.37 %
2022 Individual Accident Only 0.16% $473,045 $481,263 $121,442 $114,585 23.81 %
2022 Individual Dental 0.19% $519,799 $531,318 $219,538 $218,103 41.05 %
2022 Individual Limited Benefit 0.77% $4,616,450 $4,720,312 $2,172,371 $2,009,757 42.58 %
2022 Total Group Accident & Health 0.00% $276,087 $262,380 $362,647 $294,231 N/A
2022 Group Comprehensive Medical Expense - Association 0.17% $20,401 $20,415 $303 $263 1.29 %
2022 Group Specified Disease 0.14% $144,696 $135,498 $254,669 $207,048 N/A
2022 Group Accident Only 0.02% $99,730 $95,400 $100,714 $81,318 85.24 %
2022 Group Disability Income 0.00% $376 $183 $0 $0 0.00 %
2022 Group Dental 0.00% $10,884 $10,884 $6,961 $5,602 51.47 %
2022 Total Life 0.00% $463,681 $0 $421,776 $0 N/A
2022 Total Individual Life 0.00% $352,806 $0 $388,776 $0 N/A
2022 Individual Whole Life 0.02% $289,301 $0 $318,796 $0 N/A
2022 Individual Term Life 0.00% $45,865 $0 $50,541 $0 N/A
2022 Individual Universal Life 0.00% $17,640 $0 $19,439 $0 N/A
2022 Total Group Life 0.00% $110,875 $0 $33,000 $0 N/A
2022 Group Whole Life 0.12% $110,875 $0 $33,000 $0 N/A
2021 Total Accident & Health 0.01% $8,094,322 $8,099,386 $4,566,510 $4,445,832 54.89 %
2021 Total Individual Accident & Health 0.03% $7,794,505 $7,794,505 $4,320,024 $4,186,015 53.70 %
2021 Individual Comprehensive Medical Expense 0.00% $330,344 $330,087 $158,248 $152,757 46.28 %
2021 Individual Medicare Supplement 0.03% $1,142,033 $1,141,139 $1,287,265 $1,263,975 N/A
2021 Individual Specified Disease 0.09% $713,975 $713,417 $293,113 $346,880 48.62 %
2021 Individual Accident Only 0.13% $393,325 $397,999 $44,557 $47,423 11.92 %
2021 Individual Dental 0.17% $504,290 $503,895 $228,140 $225,404 44.73 %
2021 Individual Limited Benefit 1.52% $4,710,538 $4,707,968 $2,308,701 $2,149,576 45.66 %
2021 Total Group Accident & Health 0.00% $299,817 $304,881 $246,486 $259,817 85.22 %
2021 Group Comprehensive Medical Expense - Association 0.01% $20,190 $20,190 $1,241 $1,372 6.80 %
2021 Group Specified Disease 0.16% $161,175 $163,655 $183,802 $194,580 N/A
2021 Group Accident Only 0.03% $112,865 $116,039 $61,132 $63,560 54.77 %
2021 Group Disability Income 0.00% $3,220 $2,630 $0 $0 0.00 %
2021 Group Dental 0.00% $2,367 $2,367 $311 $305 12.89 %
2021 Total Life 0.00% $516,552 $0 $347,346 $0 N/A
2021 Total Individual Life 0.00% $398,059 $0 $347,346 $0 N/A
2021 Individual Whole Life 0.02% $306,389 $0 $295,186 $0 N/A
2021 Individual Term Life 0.00% $53,411 $0 $8,251 $0 N/A
2021 Individual Graded Death Benefits 0.11% $38,259 $0 $43,909 $0 N/A
2021 Total Group Life 0.00% $118,493 $0 $0 $0 N/A
2021 Group Whole Life 0.12% $118,493 $0 $0 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2022 Health 0.10% 4 191
2022 Life and Annuities 0.00% 0 0
2022 Medicare Supplement Insurance 0.15% 0 0
2021 Health 0.10% 6 243
2021 Life and Annuities 0.01% 0 0
2021 Medicare Supplement Insurance 0.20% 0 0


Company Changes

Effective Date: 05/01/2020

Comments: Effective 5/1/2020 the above company redomesticated from Oklahoma to Illinois.

Effective Date: 12/01/2022

Comments: Effective 12/01/2022 the above company’s group code was updated from Kemper Corp Group – 215 to Medical Mutual of Ohio Group due to an acquisition by Medical Mutual.


Market Conduct

Date: 10/18/2006

A7308304_stipulation.pdf

Date: 10/18/2006

A7308304_order.pdf


Financial Exams

This company does not have any financial exams.