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Company Details
RESERVE NATIONAL INSURANCE COMPANY License Status :
Active
NAIC Number :
68462
Phone Number:
405-848-7931
Company Address:
601 E BRITTON ROAD
OKLAHOMA CITY, OK 73114
Description:
Life and Health
License Number:
A418949
Date Admitted:
1971-03-22
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Earned | Direct Premium Written | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2018 | Total Accident & Health | 0.01% | $8,290,004 | $8,406,836 | $4,582,627 | $5,110,682 | 60.79 % |
| 2018 | Total Individual Accident & Health | 0.04% | $8,107,264 | $8,189,382 | $4,521,683 | $5,039,273 | 61.53 % |
| 2018 | Individual Comprehensive Medical Expense | 0.01% | $515,130 | $522,061 | $161,563 | $176,864 | 33.88 % |
| 2018 | Individual Medicare Supplement | 0.08% | $2,296,938 | $2,365,378 | $2,034,407 | $2,055,492 | 86.90 % |
| 2018 | Individual Specified Disease | 0.11% | $621,893 | $631,786 | $138,196 | $145,778 | 23.07 % |
| 2018 | Individual Accident Only | 0.09% | $281,311 | $282,534 | $71,518 | $86,689 | 30.68 % |
| 2018 | Individual Dental | 0.24% | $448,323 | $459,646 | $262,410 | $268,044 | 58.32 % |
| 2018 | Individual Limited Benefit | 2.28% | $3,943,669 | $3,927,977 | $1,853,589 | $2,306,406 | 58.72 % |
| 2018 | Total Group Accident & Health | 0.00% | $182,740 | $217,454 | $60,944 | $71,409 | 32.84 % |
| 2018 | Group Comprehensive Medical Expense - Association | 0.01% | $27,541 | $27,473 | $8,840 | $8,917 | 32.46 % |
| 2018 | Group Specified Disease | 0.08% | $85,912 | $110,658 | $17,042 | $20,643 | 18.65 % |
| 2018 | Group Accident Only | 0.02% | $62,161 | $71,869 | $31,865 | $39,134 | 54.45 % |
| 2018 | Group Disability Income | 0.00% | $349 | $687 | $0 | $0 | 0.00 % |
| 2018 | Group Dental | 0.00% | $6,777 | $6,767 | $3,197 | $2,715 | 40.12 % |
| 2018 | Total Life | 0.00% | $568,212 | $0 | $315,039 | $0 | N/A |
| 2018 | Total Individual Life | 0.00% | $527,526 | $0 | $315,039 | $0 | N/A |
| 2018 | Individual Whole Life | 0.02% | $432,811 | $0 | $281,419 | $0 | N/A |
| 2018 | Individual Term Life | 0.00% | $60,261 | $0 | $6,017 | $0 | N/A |
| 2018 | Individual Graded Death Benefits | 0.08% | $34,454 | $0 | $27,603 | $0 | N/A |
| 2018 | Total Group Life | 0.00% | $40,686 | $0 | $0 | $0 | N/A |
| 2018 | Group Whole Life | 0.03% | $40,686 | $0 | $0 | $0 | N/A |
| 2017 | Total Accident & Health | 0.01% | $7,464,468 | $7,439,285 | $4,265,176 | $4,391,043 | 59.03 % |
| 2017 | Total Individual Accident & Health | 0.04% | $7,421,079 | $7,394,269 | $4,249,671 | $4,373,238 | 59.14 % |
| 2017 | Individual Comprehensive Medical Expense | 0.01% | $727,188 | $731,705 | $388,514 | $364,252 | 49.78 % |
| 2017 | Individual Medicare Supplement | 0.09% | $1,929,152 | $1,941,134 | $1,557,180 | $1,549,143 | 79.81 % |
| 2017 | Individual Specified Disease | 0.27% | $994,552 | $971,958 | $369,798 | $411,853 | 42.37 % |
| 2017 | Individual Accident Only | 0.08% | $186,275 | $181,638 | $68,145 | $77,629 | 42.74 % |
| 2017 | Individual Dental | 0.28% | $414,011 | $416,583 | $265,039 | $259,742 | 62.35 % |
| 2017 | Individual Limited Benefit | 2.94% | $3,169,901 | $3,151,251 | $1,600,995 | $1,710,619 | 54.28 % |
| 2017 | Total Group Accident & Health | 0.00% | $43,389 | $45,016 | $15,505 | $17,805 | 39.55 % |
| 2017 | Group Comprehensive Medical Expense - Association | 0.01% | $16,998 | $18,199 | $6,072 | $6,782 | 37.27 % |
| 2017 | Group Specified Disease | 0.01% | $8,926 | $9,068 | $3,225 | $3,769 | 41.56 % |
| 2017 | Group Accident Only | 0.01% | $16,665 | $16,807 | $4,273 | $4,993 | 29.71 % |
| 2017 | Group Limited Benefit | 0.00% | $800 | $942 | $1,935 | $2,261 | N/A |
| 2017 | Total Life | 0.00% | $774,742 | $0 | $542,853 | $0 | N/A |
| 2017 | Total Individual Life | 0.00% | $556,007 | $0 | $542,853 | $0 | N/A |
| 2017 | Individual Whole Life | 0.01% | $152,914 | $0 | $149,297 | $0 | N/A |
| 2017 | Individual Term Life | 0.01% | $62,912 | $0 | $61,423 | $0 | N/A |
| 2017 | Individual Graded Death Benefits | 1.61% | $340,144 | $0 | $332,133 | $0 | N/A |
| 2017 | Individual Ordinary Annuities | 0.00% | $37 | $0 | $0 | $0 | N/A |
| 2017 | Total Group Life | 0.00% | $218,735 | $0 | $0 | $0 | N/A |
| 2017 | Group Whole Life | 0.18% | $218,735 | $0 | $0 | $0 | N/A |
| 2016 | Total Accident & Health | 0.01% | $7,007,037 | $7,071,014 | $4,294,348 | $4,249,953 | 60.10 % |
| 2016 | Total Individual Accident & Health | 0.03% | $6,984,374 | $7,047,608 | $4,271,177 | $4,238,882 | 60.15 % |
| 2016 | Individual Comprehensive Medical Expense | 0.00% | $532,719 | $511,735 | $357,365 | $359,672 | 70.28 % |
| 2016 | Individual Medicare Supplement | 0.13% | $2,666,626 | $2,688,482 | $2,064,374 | $2,037,875 | 75.80 % |
| 2016 | Individual Specified Disease | 0.14% | $418,834 | $437,116 | $208,506 | $202,312 | 46.28 % |
| 2016 | Individual Accident Only | 0.06% | $148,378 | $143,104 | $20,392 | $4,958 | 3.46 % |
| 2016 | Individual Disability Income | 0.01% | $18,073 | $19,571 | $29,638 | $34,716 | N/A |
| 2016 | Individual Dental | 0.25% | $380,761 | $379,880 | $198,619 | $208,904 | 54.99 % |
| 2016 | Individual Limited Benefit | 2.75% | $2,818,983 | $2,867,720 | $1,392,283 | $1,390,445 | 48.49 % |
| 2016 | Total Group Accident & Health | 0.00% | $22,663 | $23,406 | $23,171 | $11,071 | 47.30 % |
| 2016 | Group Comprehensive Medical Expense - Association | 0.01% | $20,771 | $21,514 | $22,228 | $27,030 | N/A |
| 2016 | Group Dental | 0.00% | $1,892 | $1,892 | $943 | $-15,959 | -843.50 % |
| 2016 | Total Life | 0.00% | $965,722 | $0 | $381,215 | $0 | N/A |
| 2016 | Total Individual Life | 0.01% | $965,722 | $0 | $381,215 | $0 | N/A |
| 2016 | Individual Whole Life | 0.04% | $491,719 | $0 | $25,739 | $0 | N/A |
| 2016 | Individual Term Life | 0.01% | $74,584 | $0 | $11,161 | $0 | N/A |
| 2016 | Individual Graded Death Benefits | 2.06% | $399,331 | $0 | $344,315 | $0 | N/A |
| 2016 | Individual Ordinary Annuities | 0.00% | $88 | $0 | $0 | $0 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2018 | Health | 0.08% | 5 | 146 |
| 2018 | Life and Annuities | 0.01% | 2 | 2141 |
| 2018 | Medicare Supplement Insurance | 0.29% | 0 | 0 |
| 2017 | Health | 0.08% | 6 | 160 |
| 2017 | Life and Annuities | 0.01% | 1 | 1012 |
| 2017 | Medicare Supplement Insurance | 0.31% | 0 | 0 |
| 2016 | Medicare Supplement Insurance | 0.37% | 0 | 0 |
| 2016 | Health | 0.09% | 6 | 138 |
| 2016 | Life and Annuities | 0.01% | 1 | 1131 |
Company Changes
Effective Date: 10/18/2006
Comments:
Market Conduct
Date: 10/18/2006
Date: 10/18/2006
Financial Exams
This company does not have any financial exams.