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Company Details
RESERVE NATIONAL INSURANCE COMPANY License Status :
Active
NAIC Number :
68462
Phone Number:
405-848-7931
Company Address:
120 S. CENTRAL AVE. SUITE 350
CLAYTON, MO 63105
Description:
Life and Health
License Number:
A418949
Date Admitted:
1971-03-22
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2020 | Total Accident & Health | 0.01% | $8,344,259 | $8,336,289 | $4,966,871 | $4,880,246 | 58.54 % |
| 2020 | Total Individual Accident & Health | 0.04% | $8,071,492 | $8,071,492 | $4,661,589 | $4,560,832 | 56.51 % |
| 2020 | Individual Comprehensive Medical Expense | 0.01% | $372,400 | $375,964 | $167,232 | $160,102 | 42.58 % |
| 2020 | Individual Medicare Supplement | 0.06% | $1,650,931 | $1,666,528 | $1,360,352 | $1,335,670 | 80.15 % |
| 2020 | Individual Specified Disease | 0.09% | $624,334 | $616,133 | $309,755 | $280,142 | 45.47 % |
| 2020 | Individual Accident Only | 0.12% | $328,799 | $314,812 | $47,087 | $49,166 | 15.62 % |
| 2020 | Individual Dental | 0.25% | $505,926 | $498,168 | $241,093 | $237,375 | 47.65 % |
| 2020 | Individual Limited Benefit | 2.04% | $4,589,102 | $4,599,887 | $2,536,070 | $2,498,377 | 54.31 % |
| 2020 | Total Group Accident & Health | 0.00% | $272,767 | $264,797 | $305,282 | $319,414 | N/A |
| 2020 | Group Comprehensive Medical Expense - Discretionary | 49.75% | $24,570 | $24,571 | $763 | $-508 | -2.07 % |
| 2020 | Group Specified Disease | 0.16% | $149,600 | $143,585 | $223,629 | $228,377 | N/A |
| 2020 | Group Accident Only | 0.03% | $94,061 | $91,948 | $78,334 | $88,994 | 96.79 % |
| 2020 | Group Disability Income | 0.00% | $4,536 | $4,693 | $2,556 | $2,551 | 54.36 % |
| 2020 | Total Life | 0.00% | $501,808 | $0 | $339,640 | $0 | N/A |
| 2020 | Total Individual Life | 0.00% | $441,368 | $0 | $304,264 | $0 | N/A |
| 2020 | Individual Whole Life | 0.02% | $339,724 | $0 | $258,573 | $0 | N/A |
| 2020 | Individual Term Life | 0.00% | $59,222 | $0 | $7,228 | $0 | N/A |
| 2020 | Individual Graded Death Benefits | 0.14% | $42,422 | $0 | $38,463 | $0 | N/A |
| 2020 | Total Group Life | 0.00% | $60,440 | $0 | $35,376 | $0 | N/A |
| 2020 | Group Whole Life | 0.04% | $60,440 | $0 | $35,376 | $0 | N/A |
| 2019 | Total Accident & Health | 0.01% | $8,455,872 | $8,465,302 | $5,495,702 | $5,645,453 | 66.69 % |
| 2019 | Total Individual Accident & Health | 0.04% | $8,169,635 | $8,180,430 | $5,218,644 | $5,320,448 | 65.04 % |
| 2019 | Individual Comprehensive Medical Expense | 0.01% | $416,921 | $423,720 | $306,060 | $265,827 | 62.74 % |
| 2019 | Individual Medicare Supplement | 0.08% | $1,951,534 | $1,980,810 | $1,478,362 | $1,457,598 | 73.59 % |
| 2019 | Individual Specified Disease | 0.10% | $576,102 | $574,802 | $499,783 | $517,487 | 90.03 % |
| 2019 | Individual Accident Only | 0.11% | $297,758 | $299,887 | $208,964 | $219,551 | 73.21 % |
| 2019 | Individual Dental | 0.26% | $507,129 | $497,937 | $278,665 | $267,730 | 53.77 % |
| 2019 | Individual Limited Benefit | 2.34% | $4,420,191 | $4,403,274 | $2,446,810 | $2,592,255 | 58.87 % |
| 2019 | Total Group Accident & Health | 0.00% | $286,237 | $284,872 | $277,058 | $325,005 | N/A |
| 2019 | Group Comprehensive Medical Expense - Association | 0.01% | $27,479 | $27,193 | $3,508 | $3,612 | 13.28 % |
| 2019 | Group Specified Disease | 0.14% | $148,323 | $145,428 | $129,076 | $170,291 | N/A |
| 2019 | Group Accident Only | 0.03% | $106,859 | $108,387 | $144,474 | $151,102 | N/A |
| 2019 | Group Disability Income | 0.00% | $3,576 | $3,864 | $0 | $0 | 0.00 % |
| 2018 | Total Accident & Health | 0.01% | $8,290,004 | $8,406,836 | $4,582,627 | $5,110,682 | 60.79 % |
| 2018 | Total Individual Accident & Health | 0.04% | $8,107,264 | $8,189,382 | $4,521,683 | $5,039,273 | 61.53 % |
| 2018 | Individual Comprehensive Medical Expense | 0.01% | $515,130 | $522,061 | $161,563 | $176,864 | 33.88 % |
| 2018 | Individual Medicare Supplement | 0.09% | $2,296,938 | $2,365,378 | $2,034,407 | $2,055,492 | 86.90 % |
| 2018 | Individual Specified Disease | 0.13% | $621,893 | $631,786 | $138,196 | $145,778 | 23.07 % |
| 2018 | Individual Accident Only | 0.11% | $281,311 | $282,534 | $71,518 | $86,689 | 30.68 % |
| 2018 | Individual Dental | 0.25% | $448,323 | $459,646 | $262,410 | $268,044 | 58.32 % |
| 2018 | Individual Limited Benefit | 2.68% | $3,943,669 | $3,927,977 | $1,853,589 | $2,306,406 | 58.72 % |
| 2018 | Total Group Accident & Health | 0.00% | $182,740 | $217,454 | $60,944 | $71,409 | 32.84 % |
| 2018 | Group Comprehensive Medical Expense - Association | 0.01% | $27,541 | $27,473 | $8,840 | $8,917 | 32.46 % |
| 2018 | Group Specified Disease | 0.09% | $85,912 | $110,658 | $17,042 | $20,643 | 18.65 % |
| 2018 | Group Accident Only | 0.02% | $62,161 | $71,869 | $31,865 | $39,134 | 54.45 % |
| 2018 | Group Disability Income | 0.00% | $349 | $687 | $0 | $0 | 0.00 % |
| 2018 | Group Dental | 0.00% | $6,777 | $6,767 | $3,197 | $2,715 | 40.12 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2020 | Life and Annuities | 0.01% | 1 | 2065 |
| 2020 | Medicare Supplement Insurance | 0.25% | 0 | 0 |
| 2020 | Health | 0.09% | 5 | 170 |
| 2019 | Health | 0.09% | 6 | 191 |
| 2019 | Life and Annuities | 0.01% | 1 | 1450 |
| 2019 | Medicare Supplement Insurance | 0.25% | 0 | 0 |
| 2018 | Health | 0.09% | 5 | 146 |
| 2018 | Life and Annuities | 0.01% | 2 | 2141 |
| 2018 | Medicare Supplement Insurance | 0.29% | 0 | 0 |
Company Changes
Effective Date: 05/01/2020
Comments: Effective 5/1/2020 the above company redomesticated from Oklahoma to Illinois.
Market Conduct
Date: 10/18/2006
Date: 10/18/2006
Financial Exams
This company does not have any financial exams.