Company Details

  RESERVE NATIONAL INSURANCE COMPANY License Status :
Active

NAIC Number :

68462


Phone Number:

405-848-7931


Company Address:

120 S. CENTRAL AVE. SUITE 350
CLAYTON, MO  63105

Description:

Life and Health


License Number:

A418949


Date Admitted:

1971-03-22


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2019 Total Accident & Health 0.01% $8,455,872 $8,465,302 $5,495,702 $5,645,453 66.69 %
2019 Total Individual Accident & Health 0.05% $8,169,635 $8,180,430 $5,218,644 $5,320,448 65.04 %
2019 Individual Comprehensive Medical Expense 0.01% $416,921 $423,720 $306,060 $265,827 62.74 %
2019 Individual Medicare Supplement 0.08% $1,951,534 $1,980,810 $1,478,362 $1,457,598 73.59 %
2019 Individual Specified Disease 0.10% $576,102 $574,802 $499,783 $517,487 90.03 %
2019 Individual Accident Only 0.12% $297,758 $299,887 $208,964 $219,551 73.21 %
2019 Individual Dental 0.28% $507,129 $497,937 $278,665 $267,730 53.77 %
2019 Individual Limited Benefit 2.52% $4,420,191 $4,403,274 $2,446,810 $2,592,255 58.87 %
2019 Total Group Accident & Health 0.00% $286,237 $284,872 $277,058 $325,005 N/A
2019 Group Comprehensive Medical Expense - Association 0.01% $27,479 $27,193 $3,508 $3,612 13.28 %
2019 Group Specified Disease 0.15% $148,323 $145,428 $129,076 $170,291 N/A
2019 Group Accident Only 0.03% $106,859 $108,387 $144,474 $151,102 N/A
2019 Group Disability Income 0.00% $3,576 $3,864 $0 $0 0.00 %
2019 Total Life 0.00% $578,225 $0 $389,831 $0 N/A
2019 Total Individual Life 0.00% $491,382 $0 $389,831 $0 N/A
2019 Individual Whole Life 0.03% $393,106 $0 $350,848 $0 N/A
2019 Individual Term Life 0.01% $63,880 $0 $7,797 $0 N/A
2019 Individual Graded Death Benefits 0.13% $34,396 $0 $31,186 $0 N/A
2019 Total Group Life 0.00% $86,843 $0 $0 $0 N/A
2019 Group Whole Life 0.12% $86,843 $0 $0 $0 N/A
2018 Total Accident & Health 0.01% $8,290,004 $8,406,836 $4,582,627 $5,110,682 60.79 %
2018 Total Individual Accident & Health 0.05% $8,107,264 $8,189,382 $4,521,683 $5,039,273 61.53 %
2018 Individual Comprehensive Medical Expense 0.01% $515,130 $522,061 $161,563 $176,864 33.88 %
2018 Individual Medicare Supplement 0.10% $2,296,938 $2,365,378 $2,034,407 $2,055,492 86.90 %
2018 Individual Specified Disease 0.13% $621,893 $631,786 $138,196 $145,778 23.07 %
2018 Individual Accident Only 0.11% $281,311 $282,534 $71,518 $86,689 30.68 %
2018 Individual Dental 0.27% $448,323 $459,646 $262,410 $268,044 58.32 %
2018 Individual Limited Benefit 2.85% $3,943,669 $3,927,977 $1,853,589 $2,306,406 58.72 %
2018 Total Group Accident & Health 0.00% $182,740 $217,454 $60,944 $71,409 32.84 %
2018 Group Comprehensive Medical Expense - Association 0.01% $27,541 $27,473 $8,840 $8,917 32.46 %
2018 Group Specified Disease 0.09% $85,912 $110,658 $17,042 $20,643 18.65 %
2018 Group Accident Only 0.02% $62,161 $71,869 $31,865 $39,134 54.45 %
2018 Group Disability Income 0.00% $349 $687 $0 $0 0.00 %
2018 Group Dental 0.00% $6,777 $6,767 $3,197 $2,715 40.12 %
2018 Total Life 0.00% $568,212 $0 $315,039 $0 N/A
2018 Total Individual Life 0.00% $527,526 $0 $315,039 $0 N/A
2018 Individual Whole Life 0.03% $432,811 $0 $281,419 $0 N/A
2018 Individual Term Life 0.01% $60,261 $0 $6,017 $0 N/A
2018 Individual Graded Death Benefits 0.13% $34,454 $0 $27,603 $0 N/A
2018 Total Group Life 0.00% $40,686 $0 $0 $0 N/A
2018 Group Whole Life 0.04% $40,686 $0 $0 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2019 Health 0.08% 6 191
2019 Life and Annuities 0.01% 1 1450
2019 Medicare Supplement Insurance 0.25% 0 0
2018 Life and Annuities 0.01% 2 2141
2018 Medicare Supplement Insurance 0.29% 0 0
2018 Health 0.08% 5 146


Company Changes

Effective Date: 05/01/2020

Comments: Effective 5/1/2020 the above company redomesticated from Oklahoma to Illinois.


Market Conduct

Date: 10/18/2006

A7308304_stipulation.pdf

Date: 10/18/2006

A7308304_order.pdf


Financial Exams

This company does not have any financial exams.