Company Details

  RESERVE NATIONAL INSURANCE COMPANY License Status :
Active

NAIC Number :

68462


Phone Number:

4058487931


Company Address:

200 EAST RANDOLPH STREET, SUITE 3300 
CHICAGO, IL  60601

Description:

Life and Health


License Number:

A418949


Date Admitted:

1971-03-22


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2021 Total Accident & Health 0.01% $8,094,322 $8,099,386 $4,566,510 $4,445,832 54.89 %
2021 Total Individual Accident & Health 0.04% $7,794,505 $7,794,505 $4,320,024 $4,186,015 53.70 %
2021 Individual Comprehensive Medical Expense 0.00% $330,344 $330,087 $158,248 $152,757 46.28 %
2021 Individual Medicare Supplement 0.04% $1,142,033 $1,141,139 $1,287,265 $1,263,975 N/A
2021 Individual Specified Disease 0.09% $713,975 $713,417 $293,113 $346,880 48.62 %
2021 Individual Accident Only 0.13% $393,325 $397,999 $44,557 $47,423 11.92 %
2021 Individual Dental 0.19% $504,290 $503,895 $228,140 $225,404 44.73 %
2021 Individual Limited Benefit 1.59% $4,710,538 $4,707,968 $2,308,701 $2,149,576 45.66 %
2021 Total Group Accident & Health 0.00% $299,817 $304,881 $246,486 $259,817 85.22 %
2021 Group Comprehensive Medical Expense - Association 0.01% $20,190 $20,190 $1,241 $1,372 6.80 %
2021 Group Specified Disease 0.16% $161,175 $163,655 $183,802 $194,580 N/A
2021 Group Accident Only 0.03% $112,865 $116,039 $61,132 $63,560 54.77 %
2021 Group Disability Income 0.00% $3,220 $2,630 $0 $0 0.00 %
2021 Group Dental 0.00% $2,367 $2,367 $311 $305 12.89 %
2021 Total Life 0.00% $516,552 $0 $347,346 $0 N/A
2021 Total Individual Life 0.00% $398,059 $0 $347,346 $0 N/A
2021 Individual Whole Life 0.02% $306,389 $0 $295,186 $0 N/A
2021 Individual Term Life 0.00% $53,411 $0 $8,251 $0 N/A
2021 Individual Graded Death Benefits 0.11% $38,259 $0 $43,909 $0 N/A
2021 Total Group Life 0.00% $118,493 $0 $0 $0 N/A
2021 Group Whole Life 0.12% $118,493 $0 $0 $0 N/A
2020 Total Accident & Health 0.01% $8,344,259 $8,336,289 $4,966,871 $4,880,246 58.54 %
2020 Total Individual Accident & Health 0.03% $8,071,492 $8,071,492 $4,661,589 $4,560,832 56.51 %
2020 Individual Comprehensive Medical Expense 0.01% $372,400 $375,964 $167,232 $160,102 42.58 %
2020 Individual Medicare Supplement 0.06% $1,650,931 $1,666,528 $1,360,352 $1,335,670 80.15 %
2020 Individual Specified Disease 0.09% $624,334 $616,133 $309,755 $280,142 45.47 %
2020 Individual Accident Only 0.12% $328,799 $314,812 $47,087 $49,166 15.62 %
2020 Individual Dental 0.23% $505,926 $498,168 $241,093 $237,375 47.65 %
2020 Individual Limited Benefit 1.92% $4,589,102 $4,599,887 $2,536,070 $2,498,377 54.31 %
2020 Total Group Accident & Health 0.00% $272,767 $264,797 $305,282 $319,414 N/A
2020 Group Comprehensive Medical Expense - Discretionary 49.75% $24,570 $24,571 $763 $-508 -2.07 %
2020 Group Specified Disease 0.16% $149,600 $143,585 $223,629 $228,377 N/A
2020 Group Accident Only 0.03% $94,061 $91,948 $78,334 $88,994 96.79 %
2020 Group Disability Income 0.00% $4,536 $4,693 $2,556 $2,551 54.36 %
2020 Total Life 0.00% $501,808 $0 $339,640 $0 N/A
2020 Total Individual Life 0.00% $441,368 $0 $304,264 $0 N/A
2020 Individual Whole Life 0.02% $339,724 $0 $258,573 $0 N/A
2020 Individual Term Life 0.00% $59,222 $0 $7,228 $0 N/A
2020 Individual Graded Death Benefits 0.13% $42,422 $0 $38,463 $0 N/A
2020 Total Group Life 0.00% $60,440 $0 $35,376 $0 N/A
2020 Group Whole Life 0.04% $60,440 $0 $35,376 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2021 Health 0.09% 6 243
2021 Life and Annuities 0.01% 0 0
2021 Medicare Supplement Insurance 0.19% 0 0
2020 Health 0.09% 5 170
2020 Life and Annuities 0.01% 1 2065
2020 Medicare Supplement Insurance 0.25% 0 0


Company Changes

Effective Date: 05/01/2020

Comments: Effective 5/1/2020 the above company redomesticated from Oklahoma to Illinois.


Market Conduct

Date: 10/18/2006

A7308304_stipulation.pdf

Date: 10/18/2006

A7308304_order.pdf


Financial Exams

This company does not have any financial exams.