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Company Details
THE RELIABLE LIFE INSURANCE COMPANY License Status :
Active
NAIC Number :
68357
Phone Number:
3148194300
Company Address:
200 East Randolph Street Suite 3300
Chicago, IL 60601
Description:
Life and Health
License Number:
A419846
Date Admitted:
1912-01-19
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2022 | Total Accident & Health | 0.00% | $288,855 | $288,827 | $107,498 | $35,175 | 12.18 % |
| 2022 | Total Individual Accident & Health | 0.00% | $288,855 | $288,827 | $107,498 | $35,175 | 12.18 % |
| 2022 | Individual Specified Disease | 0.02% | $144,015 | $144,001 | $67,106 | $21,958 | 15.25 % |
| 2022 | Individual Accident Only | 0.04% | $112,255 | $112,244 | $34,524 | $11,297 | 10.06 % |
| 2022 | Individual Disability Income | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2022 | Individual Limited Benefit | 0.01% | $32,585 | $32,582 | $5,868 | $1,920 | 5.89 % |
| 2022 | Total Life | 0.02% | $9,648,185 | $0 | $10,271,415 | $0 | N/A |
| 2022 | Total Individual Life | 0.04% | $9,648,185 | $0 | $10,271,415 | $0 | N/A |
| 2022 | Individual Whole Life | 0.45% | $6,915,322 | $0 | $8,815,549 | $0 | N/A |
| 2022 | Individual Term Life | 0.04% | $652,598 | $0 | $342,157 | $0 | N/A |
| 2022 | Individual Universal Life | 0.03% | $483,301 | $0 | $420,238 | $0 | N/A |
| 2022 | Individual Graded Death Benefits | 4.39% | $1,596,964 | $0 | $693,471 | $0 | N/A |
| 2022 | Total Group Life | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2022 | Group Whole Life | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2021 | Total Accident & Health | 0.00% | $283,575 | $284,562 | $74,402 | $-15,581 | -5.48 % |
| 2021 | Total Individual Accident & Health | 0.00% | $283,575 | $284,562 | $74,402 | $-14,393 | -5.06 % |
| 2021 | Individual Specified Disease | 0.02% | $142,812 | $143,310 | $44,842 | $-8,202 | -5.72 % |
| 2021 | Individual Accident Only | 0.04% | $115,996 | $116,399 | $19,560 | $-4,097 | -3.52 % |
| 2021 | Individual Disability Income | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2021 | Individual Limited Benefit | 0.01% | $24,767 | $24,853 | $10,000 | $-2,094 | -8.43 % |
| 2021 | Total Group Accident & Health | 0.00% | $0 | $0 | $0 | $-1,188 | N/A |
| 2021 | Group Disability Income | 0.00% | $0 | $0 | $0 | $-1,188 | N/A |
| 2021 | Total Life | 0.03% | $9,561,478 | $0 | $10,350,072 | $0 | N/A |
| 2021 | Total Individual Life | 0.04% | $9,561,478 | $0 | $10,350,072 | $0 | N/A |
| 2021 | Individual Whole Life | 0.41% | $6,962,610 | $0 | $8,993,409 | $0 | N/A |
| 2021 | Individual Term Life | 0.06% | $797,566 | $0 | $388,549 | $0 | N/A |
| 2021 | Individual Universal Life | 0.01% | $223,426 | $0 | $236,067 | $0 | N/A |
| 2021 | Individual Graded Death Benefits | 4.67% | $1,577,876 | $0 | $732,047 | $0 | N/A |
| 2021 | Total Group Life | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2021 | Group Whole Life | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2020 | Total Accident & Health | 0.00% | $288,708 | $284,795 | $92,705 | $91,224 | 32.03 % |
| 2020 | Total Individual Accident & Health | 0.00% | $288,708 | $284,795 | $92,705 | $92,255 | 32.39 % |
| 2020 | Individual Specified Disease | 0.02% | $144,835 | $142,872 | $65,009 | $64,694 | 45.28 % |
| 2020 | Individual Accident Only | 0.04% | $120,769 | $119,132 | $20,518 | $20,418 | 17.14 % |
| 2020 | Individual Limited Benefit | 0.01% | $23,104 | $22,791 | $7,178 | $7,143 | 31.34 % |
| 2020 | Total Group Accident & Health | 0.00% | $0 | $0 | $0 | $-1,031 | N/A |
| 2020 | Group Disability Income | 0.00% | $0 | $0 | $0 | $-1,031 | N/A |
| 2020 | Total Life | 0.02% | $9,648,060 | $0 | $12,928,940 | $0 | N/A |
| 2020 | Total Individual Life | 0.04% | $9,648,060 | $0 | $12,879,292 | $0 | N/A |
| 2020 | Individual Whole Life | 0.49% | $7,138,369 | $0 | $11,412,547 | $0 | N/A |
| 2020 | Individual Term Life | 0.05% | $756,111 | $0 | $409,648 | $0 | N/A |
| 2020 | Individual Universal Life | 0.01% | $236,249 | $0 | $336,669 | $0 | N/A |
| 2020 | Individual Graded Death Benefits | 4.71% | $1,517,331 | $0 | $720,428 | $0 | N/A |
| 2020 | Total Group Life | 0.00% | $0 | $0 | $49,648 | $0 | N/A |
| 2020 | Group Whole Life | 0.00% | $0 | $0 | $300 | $0 | N/A |
| 2020 | Group Ordinary Annuities | 0.00% | $0 | $0 | $49,348 | $0 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2022 | Health | 0.00% | 0 | 0 |
| 2022 | Life and Annuities | 0.09% | 37 | 5439 |
| 2021 | Health | 0.00% | 0 | 0 |
| 2021 | Life and Annuities | 0.10% | 37 | 4759 |
| 2020 | Health | 0.00% | 0 | 0 |
| 2020 | Life and Annuities | 0.11% | 49 | 5687 |
Company Changes
Effective Date: 12/01/2003
Comments: Clayton Reinsurance LTD merged with and into The Reliable Life Insurance Co.
Market Conduct
Date: 02/02/2016
Date: 02/09/2021
Financial Exams
Date: 06/12/2015
Date: 07/20/2020
Order and Exam Report - The Reliable Life Insurance Company.pdf