Company Details

  THE RELIABLE LIFE INSURANCE COMPANY License Status :
Active

NAIC Number :

68357


Phone Number:

314-819-4486


Company Address:

12115 LACKLAND ROAD 
ST. LOUIS, MO  63146-4003

Description:

Life and Health


License Number:

A419846


Date Admitted:

1912-01-19


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Accident & Health 0.00% $312,082 $311,979 $103,279 $123,206 39.49 %
2018 Total Individual Accident & Health 0.00% $312,082 $311,979 $102,879 $123,333 39.53 %
2018 Individual Specified Disease 0.02% $144,404 $144,174 $41,112 $38,448 26.67 %
2018 Individual Accident Only 0.03% $160,831 $160,826 $61,383 $84,501 52.54 %
2018 Individual Limited Benefit 0.00% $6,847 $6,979 $384 $384 5.50 %
2018 Total Group Accident & Health 0.00% $0 $0 $400 $-127 N/A
2018 Group Disability Income 0.00% $0 $0 $400 $-127 N/A
2018 Total Life 0.02% $9,914,796 $0 $9,830,263 $0 N/A
2018 Total Individual Life 0.04% $9,914,796 $0 $9,689,416 $0 N/A
2018 Individual Whole Life 0.31% $7,255,518 $0 $8,266,014 $0 N/A
2018 Individual Term Life 0.03% $541,151 $0 $260,146 $0 N/A
2018 Individual Graded Death Benefits 4.28% $2,118,127 $0 $1,163,256 $0 N/A
2018 Individual Ordinary Annuities 0.00% $0 $0 $0 $0 N/A
2018 Total Group Life 0.00% $0 $0 $140,847 $0 N/A
2018 Group Whole Life 0.00% $0 $0 $0 $0 N/A
2018 Group Ordinary Annuities 0.00% $0 $0 $140,847 $0 N/A
2017 Total Accident & Health 0.00% $318,304 $320,035 $125,123 $127,753 39.92 %
2017 Total Individual Accident & Health 0.00% $318,304 $320,035 $124,523 $127,664 39.89 %
2017 Individual Specified Disease 0.04% $142,028 $142,821 $55,000 $76,782 53.76 %
2017 Individual Accident Only 0.07% $168,558 $169,497 $68,135 $49,396 29.14 %
2017 Individual Limited Benefit 0.01% $7,718 $7,717 $1,388 $1,486 19.26 %
2017 Total Group Accident & Health 0.00% $0 $0 $600 $89 N/A
2017 Group Disability Income 0.00% $0 $0 $600 $89 N/A
2017 Total Life 0.05% $9,903,561 $0 $10,352,410 $0 N/A
2017 Total Individual Life 0.08% $9,903,561 $0 $10,181,984 $0 N/A
2017 Individual Whole Life 0.62% $7,238,280 $0 $8,055,742 $0 N/A
2017 Individual Term Life 0.06% $580,822 $0 $640,029 $0 N/A
2017 Individual Graded Death Benefits 9.71% $2,084,459 $0 $1,486,213 $0 N/A
2017 Individual Ordinary Annuities 0.00% $0 $0 $0 $0 N/A
2017 Total Group Life 0.00% $0 $0 $170,426 $0 N/A
2017 Group Whole Life 0.00% $0 $0 $0 $0 N/A
2017 Group Ordinary Annuities 0.00% $0 $0 $170,426 $0 N/A
2016 Total Accident & Health 0.00% $326,462 $327,286 $89,021 $91,340 27.91 %
2016 Total Individual Accident & Health 0.00% $326,462 $327,286 $86,182 $91,084 27.83 %
2016 Individual Specified Disease 0.05% $141,083 $141,149 $20,000 $7,201 5.10 %
2016 Individual Accident Only 0.07% $176,125 $176,479 $64,497 $82,755 46.89 %
2016 Individual Limited Benefit 0.01% $9,254 $9,658 $1,685 $1,128 11.68 %
2016 Total Group Accident & Health 0.00% $0 $0 $2,839 $256 N/A
2016 Group Disability Income 0.00% $0 $0 $2,839 $256 N/A
2016 Total Life 0.04% $9,945,546 $0 $8,968,916 $0 N/A
2016 Total Individual Life 0.07% $9,945,546 $0 $8,776,557 $0 N/A
2016 Individual Whole Life 0.62% $7,181,451 $0 $7,127,194 $0 N/A
2016 Individual Term Life 0.07% $729,009 $0 $406,175 $0 N/A
2016 Individual Graded Death Benefits 10.19% $2,035,086 $0 $1,243,188 $0 N/A
2016 Individual Ordinary Annuities 0.00% $0 $0 $0 $0 N/A
2016 Total Group Life 0.00% $0 $0 $192,359 $0 N/A
2016 Group Whole Life 0.00% $0 $0 $0 $0 N/A
2016 Group Ordinary Annuities 0.00% $0 $0 $192,359 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Health 0.00% 2 1388
2018 Life and Annuities 0.11% 79 6559
2017 Health 0.00% 1 593
2017 Life and Annuities 0.11% 91 7272
2016 Health 0.00% 1 513
2016 Life and Annuities 0.10% 92 7507


Company Changes

Effective Date: 12/01/2003

Comments: Clayton Reinsurance LTD merged with and into The Reliable Life Insurance Co.

Effective Date: 06/12/2015

Comments:

Effective Date: 02/02/2016

Comments:


Market Conduct

Date: 02/02/2016

THER.pdf


Financial Exams

Date: 06/12/2015

ReliableLifeInsuranceCoFE.pdf