Company Details

  THE RELIABLE LIFE INSURANCE COMPANY License Status :
Active

NAIC Number :

68357


Phone Number:

314-819-4486


Company Address:

12115 LACKLAND RD 
ST LOUIS, MO  63146

Description:

Life and Health


License Number:

A419846


Date Admitted:

1912-01-19


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2020 Total Accident & Health 0.00% $288,708 $284,795 $92,705 $91,224 32.03 %
2020 Total Individual Accident & Health 0.00% $288,708 $284,795 $92,705 $92,255 32.39 %
2020 Individual Specified Disease 0.02% $144,835 $142,872 $65,009 $64,694 45.28 %
2020 Individual Accident Only 0.04% $120,769 $119,132 $20,518 $20,418 17.14 %
2020 Individual Limited Benefit 0.01% $23,104 $22,791 $7,178 $7,143 31.34 %
2020 Total Group Accident & Health 0.00% $0 $0 $0 $-1,031 N/A
2020 Group Disability Income 0.00% $0 $0 $0 $-1,031 N/A
2020 Total Life 0.02% $9,648,060 $0 $12,928,940 $0 N/A
2020 Total Individual Life 0.05% $9,648,060 $0 $12,879,292 $0 N/A
2020 Individual Whole Life 0.51% $7,138,369 $0 $11,412,547 $0 N/A
2020 Individual Term Life 0.06% $756,111 $0 $409,648 $0 N/A
2020 Individual Universal Life 0.01% $236,249 $0 $336,669 $0 N/A
2020 Individual Graded Death Benefits 5.04% $1,517,331 $0 $720,428 $0 N/A
2020 Total Group Life 0.00% $0 $0 $49,648 $0 N/A
2020 Group Whole Life 0.00% $0 $0 $300 $0 N/A
2020 Group Ordinary Annuities 0.00% $0 $0 $49,348 $0 N/A
2019 Total Accident & Health 0.00% $289,266 $287,704 $155,297 $119,982 41.70 %
2019 Total Individual Accident & Health 0.00% $289,266 $287,704 $155,097 $119,782 41.63 %
2019 Individual Specified Disease 0.03% $142,714 $142,259 $91,647 $70,779 49.75 %
2019 Individual Accident Only 0.05% $128,240 $127,406 $63,450 $49,003 38.46 %
2019 Individual Limited Benefit 0.01% $18,312 $18,039 $0 $0 0.00 %
2019 Total Group Accident & Health 0.00% $0 $0 $200 $200 N/A
2019 Group Disability Income 0.00% $0 $0 $200 $200 N/A
2018 Total Accident & Health 0.00% $312,082 $311,979 $103,279 $123,206 39.49 %
2018 Total Individual Accident & Health 0.00% $312,082 $311,979 $102,879 $123,333 39.53 %
2018 Individual Specified Disease 0.03% $144,404 $144,174 $41,112 $38,448 26.67 %
2018 Individual Accident Only 0.06% $160,831 $160,826 $61,383 $84,501 52.54 %
2018 Individual Limited Benefit 0.00% $6,847 $6,979 $384 $384 5.50 %
2018 Total Group Accident & Health 0.00% $0 $0 $400 $-127 N/A
2018 Group Disability Income 0.00% $0 $0 $400 $-127 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2020 Health 0.00% 0 0
2020 Life and Annuities 0.11% 49 5687
2019 Life and Annuities 0.11% 65 6121
2019 Health 0.00% 2 1675
2018 Health 0.00% 2 1388
2018 Life and Annuities 0.11% 79 6559


Company Changes

Effective Date: 12/01/2003

Comments: Clayton Reinsurance LTD merged with and into The Reliable Life Insurance Co.


Market Conduct

Date: 02/02/2016

THER.pdf

Date: 02/09/2021

RLIC221.pdf


Financial Exams

Date: 06/12/2015

ReliableLifeInsuranceCoFE.pdf

Date: 07/20/2020

Order and Exam Report - The Reliable Life Insurance Company.pdf