Company Details

  PHILADELPHIA AMERICAN LIFE INSURANCE COMPANY License Status :
Active

NAIC Number :

67784


Phone Number:

281-368-7200


Company Address:

11720 KATY FREEWAY, SUITE 1700 
HOUSTON, TX  77079

Description:

Life and Health


License Number:

A423311


Date Admitted:

1978-05-10


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2019 Total Accident & Health 0.01% $3,699,923 $3,706,740 $1,955,505 $2,054,560 55.43 %
2019 Total Individual Accident & Health 0.02% $3,651,940 $3,658,600 $1,943,895 $2,042,939 55.84 %
2019 Individual Comprehensive Medical Expense 0.00% $1,215 $1,219 $350 $350 28.71 %
2019 Individual Specified Disease 0.08% $437,041 $436,880 $140,434 $170,144 38.95 %
2019 Individual Accident Only 0.11% $283,265 $283,513 $386,163 $392,163 N/A
2019 Individual Disability Income 0.00% $4,002 $4,007 $4,345 $4,515 N/A
2019 Individual Dental 0.03% $48,649 $48,932 $12,253 $13,253 27.08 %
2019 Individual Limited Benefit 1.71% $2,877,768 $2,884,049 $1,400,350 $1,462,514 50.71 %
2019 Total Group Accident & Health 0.00% $47,983 $48,140 $11,610 $11,621 24.14 %
2019 Group Specified Disease 0.00% $2,680 $2,708 $0 $0 0.00 %
2019 Group Accident Only 0.01% $45,303 $45,432 $11,610 $11,621 25.58 %
2019 Total Life 0.00% $726,158 $0 $289,989 $0 N/A
2019 Total Individual Life 0.00% $726,158 $0 $289,989 $0 N/A
2019 Individual Whole Life 0.05% $601,020 $0 $139,938 $0 N/A
2019 Individual Term Life 0.01% $125,138 $0 $150,051 $0 N/A
2018 Total Accident & Health 0.01% $3,452,115 $3,395,521 $1,258,074 $1,267,453 37.33 %
2018 Total Individual Accident & Health 0.02% $3,402,957 $3,345,393 $1,240,761 $1,254,750 37.51 %
2018 Individual Medicare Supplement 0.00% $30 $348 $4,498 $4,233 N/A
2018 Individual Specified Disease 0.09% $436,149 $431,217 $171,191 $165,635 38.41 %
2018 Individual Accident Only 0.10% $243,792 $238,339 $74,063 $79,559 33.38 %
2018 Individual Disability Income 0.00% $4,061 $4,147 $4,250 $3,911 94.31 %
2018 Individual Dental 0.03% $43,118 $41,866 $6,279 $7,648 18.27 %
2018 Individual Limited Benefit 1.99% $2,675,807 $2,629,476 $980,480 $993,764 37.79 %
2018 Total Group Accident & Health 0.00% $49,158 $50,128 $17,313 $12,703 25.34 %
2018 Group Specified Disease 0.00% $2,636 $2,711 $0 $0 0.00 %
2018 Group Accident Only 0.02% $46,522 $47,417 $17,313 $12,703 26.79 %
2018 Total Life 0.00% $930,341 $0 $1,791 $0 N/A
2018 Total Individual Life 0.01% $930,341 $0 $1,791 $0 N/A
2018 Individual Whole Life 0.06% $762,165 $0 $1,791 $0 N/A
2018 Individual Term Life 0.02% $168,176 $0 $0 $0 N/A
2017 Total Accident & Health 0.00% $1,927,778 $1,857,695 $535,374 $710,282 38.23 %
2017 Total Individual Accident & Health 0.01% $1,885,109 $1,815,041 $522,648 $699,264 38.53 %
2017 Individual Medicare Supplement 0.00% $959 $959 $513 $-374 -39.00 %
2017 Individual Specified Disease 0.09% $324,528 $321,940 $124,091 $127,823 39.70 %
2017 Individual Accident Only 0.06% $137,882 $131,065 $31,171 $37,328 28.48 %
2017 Individual Disability Income 0.00% $5,981 $6,016 $11,134 $10,066 N/A
2017 Individual Dental 0.01% $23,176 $22,964 $4,693 $4,409 19.20 %
2017 Individual Limited Benefit 1.23% $1,392,583 $1,332,097 $351,046 $520,012 39.04 %
2017 Total Group Accident & Health 0.00% $42,669 $42,654 $12,726 $11,018 25.83 %
2017 Group Comprehensive Medical Expense - Small Employer 0.00% $0 $0 $0 $-1,052 N/A
2017 Group Specified Disease 0.00% $2,931 $2,886 $0 $0 0.00 %
2017 Group Accident Only 0.01% $39,738 $39,768 $12,726 $12,070 30.35 %
2017 Total Life 0.01% $1,153,057 $0 $3,536 $0 N/A
2017 Total Individual Life 0.01% $1,153,057 $0 $36 $0 N/A
2017 Individual Whole Life 0.08% $959,164 $0 $36 $0 N/A
2017 Individual Term Life 0.02% $193,893 $0 $0 $0 N/A
2017 Total Group Life 0.00% $0 $0 $3,500 $0 N/A
2017 Group Whole Life 0.00% $0 $0 $3,500 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2019 Health 0.03% 1 85
2019 Life and Annuities 0.01% 0 0
2019 Medicare Supplement Insurance 0.00% 0 0
2018 Health 0.02% 0 0
2018 Life and Annuities 0.01% 0 0
2018 Medicare Supplement Insurance 0.00% 0 0
2017 Health 0.01% 0 0
2017 Life and Annuities 0.01% 0 0
2017 Medicare Supplement Insurance 0.00% 0 0


Company Changes


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

This company does not have any financial exams.