Company Details

  NATIONAL GUARDIAN LIFE INSURANCE COMPANY License Status :
Active

NAIC Number :

66583


Phone Number:

608-443-1713


Company Address:

P.O. BOX 1191 
MADISON, WI  53701-1191

Description:

Life and Health


License Number:

A418063


Date Admitted:

1957-11-22


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Accident & Health 0.01% $8,719,877 $8,778,819 $6,679,629 $6,679,629 76.09 %
2018 Total Individual Accident & Health 0.00% $81,954 $71,305 $10,185 $10,185 14.28 %
2018 Individual Long Term Care 0.01% $76,452 $65,871 $0 $0 0.00 %
2018 Individual Specified Disease 0.00% $0 $0 $0 $0 N/A
2018 Individual Disability Income 0.00% $4,188 $4,149 $9,800 $9,800 N/A
2018 Individual Dental 0.00% $1,314 $1,285 $385 $385 29.96 %
2018 Individual Limited Benefit 0.00% $0 $0 $0 $0 N/A
2018 Total Group Accident & Health 0.01% $8,637,923 $8,707,514 $6,669,444 $6,669,444 76.59 %
2018 Group Accident Only 0.02% $97,359 $99,566 $75,849 $75,849 76.18 %
2018 Group Dental 0.01% $91,529 $90,932 $54,078 $54,078 59.47 %
2018 Group Limited Benefit 0.87% $8,449,035 $8,517,016 $6,539,517 $6,539,517 76.78 %
2018 Total Life 0.02% $11,846,519 $0 $5,545,770 $0 N/A
2018 Total Individual Life 0.02% $4,639,279 $0 $720,648 $0 N/A
2018 Individual Whole Life 0.01% $324,374 $0 $307,294 $0 N/A
2018 Individual Term Life 0.00% $51,608 $0 $93,741 $0 N/A
2018 Individual Universal Life 0.00% $106,689 $0 $241,356 $0 N/A
2018 Individual Graded Death Benefits 0.01% $6,195 $0 $2,251 $0 N/A
2018 Individual Ordinary Annuities 0.00% $29,874 $0 $76,006 $0 N/A
2018 Individual Deposit-Type Funds 1.45% $4,120,539 $0 $0 $0 N/A
2018 Total Group Life 0.02% $7,207,240 $0 $4,825,122 $0 N/A
2018 Group Whole Life 3.55% $6,883,150 $0 $4,138,839 $0 N/A
2018 Group Term Life 0.00% $3,870 $0 $310,305 $0 N/A
2018 Group Universal Life 0.00% $5,590 $0 $101,708 $0 N/A
2018 Group Ordinary Annuities 0.01% $314,630 $0 $274,270 $0 N/A
2017 Total Accident & Health 0.01% $7,322,482 $7,212,595 $5,254,868 $5,254,868 72.86 %
2017 Total Individual Accident & Health 0.00% $43,977 $37,499 $9,510 $9,510 25.36 %
2017 Individual Long Term Care 0.01% $37,599 $31,035 $0 $0 0.00 %
2017 Individual Specified Disease 0.00% $0 $0 $0 $0 N/A
2017 Individual Disability Income 0.00% $4,278 $4,380 $9,360 $9,360 N/A
2017 Individual Dental 0.00% $2,100 $2,084 $150 $150 7.20 %
2017 Individual Limited Benefit 0.00% $0 $0 $0 $0 N/A
2017 Total Group Accident & Health 0.02% $7,278,505 $7,175,096 $5,245,358 $5,245,358 73.11 %
2017 Group Accident Only 0.00% $7,357 $7,384 $0 $0 0.00 %
2017 Group Dental 0.02% $122,702 $121,474 $65,847 $65,847 54.21 %
2017 Group Limited Benefit 1.56% $7,148,446 $7,046,238 $5,179,511 $5,179,511 73.51 %
2017 Total Life 0.05% $10,283,308 $0 $5,509,923 $0 N/A
2017 Total Individual Life 0.01% $1,477,155 $0 $684,061 $0 N/A
2017 Individual Whole Life 0.03% $359,842 $0 $300,711 $0 N/A
2017 Individual Term Life 0.01% $56,058 $0 $93,648 $0 N/A
2017 Individual Universal Life 0.01% $117,853 $0 $222,399 $0 N/A
2017 Individual Graded Death Benefits 0.03% $7,078 $0 $2,365 $0 N/A
2017 Individual Ordinary Annuities 0.00% $35,822 $0 $64,938 $0 N/A
2017 Individual Deposit-Type Funds 0.62% $900,502 $0 $0 $0 N/A
2017 Total Group Life 0.11% $8,806,153 $0 $4,825,862 $0 N/A
2017 Group Whole Life 7.04% $8,472,336 $0 $3,993,034 $0 N/A
2017 Group Term Life 0.00% $5,253 $0 $330,097 $0 N/A
2017 Group Universal Life 0.00% $6,745 $0 $131,600 $0 N/A
2017 Group Ordinary Annuities 0.01% $321,819 $0 $371,131 $0 N/A
2016 Total Accident & Health 0.01% $6,650,200 $6,569,089 $5,088,655 $5,088,655 77.46 %
2016 Total Individual Accident & Health 0.00% $7,668 $7,570 $23,149 $23,149 N/A
2016 Individual Specified Disease 0.00% $0 $0 $0 $0 N/A
2016 Individual Disability Income 0.00% $4,353 $4,218 $9,360 $9,360 N/A
2016 Individual Dental 0.00% $3,315 $3,352 $963 $963 28.73 %
2016 Individual Limited Benefit 0.00% $0 $0 $12,826 $12,826 N/A
2016 Total Group Accident & Health 0.02% $6,642,532 $6,561,519 $5,065,506 $5,065,506 77.20 %
2016 Group Dental 0.01% $99,680 $99,292 $56,501 $56,501 56.90 %
2016 Group Limited Benefit 1.52% $6,542,852 $6,462,227 $5,009,005 $5,009,005 77.51 %
2016 Total Life 0.05% $12,425,915 $0 $5,660,936 $0 N/A
2016 Total Individual Life 0.01% $1,135,906 $0 $888,441 $0 N/A
2016 Individual Whole Life 0.03% $387,964 $0 $445,326 $0 N/A
2016 Individual Term Life 0.01% $50,810 $0 $134,135 $0 N/A
2016 Individual Universal Life 0.01% $127,966 $0 $257,066 $0 N/A
2016 Individual Graded Death Benefits 0.04% $7,650 $0 $4,039 $0 N/A
2016 Individual Ordinary Annuities 0.00% $24,080 $0 $47,875 $0 N/A
2016 Individual Deposit-Type Funds 0.33% $537,436 $0 $0 $0 N/A
2016 Total Group Life 0.15% $11,290,009 $0 $4,772,495 $0 N/A
2016 Group Whole Life 4.84% $10,813,981 $0 $3,941,711 $0 N/A
2016 Group Term Life 0.00% $7,377 $0 $358,542 $0 N/A
2016 Group Universal Life 0.01% $11,300 $0 $105,534 $0 N/A
2016 Group Ordinary Annuities 0.02% $457,351 $0 $366,708 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Health 0.08% 1 29
2018 Life and Annuities 0.11% 2 170
2018 Long-Term Care Insurance 0.02% 0 0
2017 Long-Term Care Insurance 0.00% 0 0
2017 Health 0.08% 0 0
2017 Life and Annuities 0.13% 3 208
2016 Health 0.09% 1 25
2016 Life and Annuities 0.12% 5 346


Company Changes

Effective Date: 12/01/1998

Comments: Kentucky Home Mutual Life Insurance Co. merged with and into National Guardian Life Insurance Co.

Effective Date: 11/08/2013

Comments:


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

This company does not have any financial exams.