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Company Details
NATIONAL GUARDIAN LIFE INSURANCE COMPANY License Status :
Active
NAIC Number :
66583
Phone Number:
608-257-5611
Company Address:
PO BOX 1191
MADISON, WI 53701-1191
Description:
Life and Health
License Number:
A418063
Date Admitted:
1957-11-22
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Earned | Direct Premium Written | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2018 | Total Accident & Health | 0.01% | $8,719,877 | $8,778,819 | $6,679,629 | $6,679,629 | 76.09 % |
| 2018 | Total Individual Accident & Health | 0.00% | $81,954 | $71,305 | $10,185 | $10,185 | 14.28 % |
| 2018 | Individual Long Term Care | 0.01% | $76,452 | $65,871 | $0 | $0 | 0.00 % |
| 2018 | Individual Specified Disease | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2018 | Individual Disability Income | 0.00% | $4,188 | $4,149 | $9,800 | $9,800 | N/A |
| 2018 | Individual Dental | 0.00% | $1,314 | $1,285 | $385 | $385 | 29.96 % |
| 2018 | Individual Limited Benefit | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2018 | Total Group Accident & Health | 0.01% | $8,637,923 | $8,707,514 | $6,669,444 | $6,669,444 | 76.59 % |
| 2018 | Group Accident Only | 0.02% | $97,359 | $99,566 | $75,849 | $75,849 | 76.18 % |
| 2018 | Group Dental | 0.01% | $91,529 | $90,932 | $54,078 | $54,078 | 59.47 % |
| 2018 | Group Limited Benefit | 0.89% | $8,449,035 | $8,517,016 | $6,539,517 | $6,539,517 | 76.78 % |
| 2018 | Total Life | 0.02% | $11,846,519 | $0 | $5,545,770 | $0 | N/A |
| 2018 | Total Individual Life | 0.02% | $4,639,279 | $0 | $720,648 | $0 | N/A |
| 2018 | Individual Whole Life | 0.01% | $324,374 | $0 | $307,294 | $0 | N/A |
| 2018 | Individual Term Life | 0.00% | $51,608 | $0 | $93,741 | $0 | N/A |
| 2018 | Individual Universal Life | 0.00% | $106,689 | $0 | $241,356 | $0 | N/A |
| 2018 | Individual Graded Death Benefits | 0.01% | $6,195 | $0 | $2,251 | $0 | N/A |
| 2018 | Individual Ordinary Annuities | 0.00% | $29,874 | $0 | $76,006 | $0 | N/A |
| 2018 | Individual Deposit-Type Funds | 1.45% | $4,120,539 | $0 | $0 | $0 | N/A |
| 2018 | Total Group Life | 0.02% | $7,207,240 | $0 | $4,825,122 | $0 | N/A |
| 2018 | Group Whole Life | 3.56% | $6,883,150 | $0 | $4,138,839 | $0 | N/A |
| 2018 | Group Term Life | 0.00% | $3,870 | $0 | $310,305 | $0 | N/A |
| 2018 | Group Universal Life | 0.00% | $5,590 | $0 | $101,708 | $0 | N/A |
| 2018 | Group Ordinary Annuities | 0.01% | $314,630 | $0 | $274,270 | $0 | N/A |
| 2017 | Total Accident & Health | 0.01% | $7,322,482 | $7,212,595 | $5,254,868 | $5,254,868 | 72.86 % |
| 2017 | Total Individual Accident & Health | 0.00% | $43,977 | $37,499 | $9,510 | $9,510 | 25.36 % |
| 2017 | Individual Long Term Care | 0.01% | $37,599 | $31,035 | $0 | $0 | 0.00 % |
| 2017 | Individual Specified Disease | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2017 | Individual Disability Income | 0.00% | $4,278 | $4,380 | $9,360 | $9,360 | N/A |
| 2017 | Individual Dental | 0.00% | $2,100 | $2,084 | $150 | $150 | 7.20 % |
| 2017 | Individual Limited Benefit | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2017 | Total Group Accident & Health | 0.02% | $7,278,505 | $7,175,096 | $5,245,358 | $5,245,358 | 73.11 % |
| 2017 | Group Accident Only | 0.00% | $7,357 | $7,384 | $0 | $0 | 0.00 % |
| 2017 | Group Dental | 0.02% | $122,702 | $121,474 | $65,847 | $65,847 | 54.21 % |
| 2017 | Group Limited Benefit | 1.59% | $7,148,446 | $7,046,238 | $5,179,511 | $5,179,511 | 73.51 % |
| 2017 | Total Life | 0.05% | $10,283,308 | $0 | $5,509,923 | $0 | N/A |
| 2017 | Total Individual Life | 0.01% | $1,477,155 | $0 | $684,061 | $0 | N/A |
| 2017 | Individual Whole Life | 0.03% | $359,842 | $0 | $300,711 | $0 | N/A |
| 2017 | Individual Term Life | 0.01% | $56,058 | $0 | $93,648 | $0 | N/A |
| 2017 | Individual Universal Life | 0.01% | $117,853 | $0 | $222,399 | $0 | N/A |
| 2017 | Individual Graded Death Benefits | 0.03% | $7,078 | $0 | $2,365 | $0 | N/A |
| 2017 | Individual Ordinary Annuities | 0.00% | $35,822 | $0 | $64,938 | $0 | N/A |
| 2017 | Individual Deposit-Type Funds | 0.62% | $900,502 | $0 | $0 | $0 | N/A |
| 2017 | Total Group Life | 0.11% | $8,806,153 | $0 | $4,825,862 | $0 | N/A |
| 2017 | Group Whole Life | 7.06% | $8,472,336 | $0 | $3,993,034 | $0 | N/A |
| 2017 | Group Term Life | 0.00% | $5,253 | $0 | $330,097 | $0 | N/A |
| 2017 | Group Universal Life | 0.00% | $6,745 | $0 | $131,600 | $0 | N/A |
| 2017 | Group Ordinary Annuities | 0.01% | $321,819 | $0 | $371,131 | $0 | N/A |
| 2016 | Total Accident & Health | 0.01% | $6,650,200 | $6,569,089 | $5,088,655 | $5,088,655 | 77.46 % |
| 2016 | Total Individual Accident & Health | 0.00% | $7,668 | $7,570 | $23,149 | $23,149 | N/A |
| 2016 | Individual Specified Disease | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2016 | Individual Disability Income | 0.00% | $4,353 | $4,218 | $9,360 | $9,360 | N/A |
| 2016 | Individual Dental | 0.00% | $3,315 | $3,352 | $963 | $963 | 28.73 % |
| 2016 | Individual Limited Benefit | 0.00% | $0 | $0 | $12,826 | $12,826 | N/A |
| 2016 | Total Group Accident & Health | 0.02% | $6,642,532 | $6,561,519 | $5,065,506 | $5,065,506 | 77.20 % |
| 2016 | Group Dental | 0.01% | $99,680 | $99,292 | $56,501 | $56,501 | 56.90 % |
| 2016 | Group Limited Benefit | 1.56% | $6,542,852 | $6,462,227 | $5,009,005 | $5,009,005 | 77.51 % |
| 2016 | Total Life | 0.06% | $12,425,915 | $0 | $5,660,936 | $0 | N/A |
| 2016 | Total Individual Life | 0.01% | $1,135,906 | $0 | $888,441 | $0 | N/A |
| 2016 | Individual Whole Life | 0.03% | $387,964 | $0 | $445,326 | $0 | N/A |
| 2016 | Individual Term Life | 0.01% | $50,810 | $0 | $134,135 | $0 | N/A |
| 2016 | Individual Universal Life | 0.01% | $127,966 | $0 | $257,066 | $0 | N/A |
| 2016 | Individual Graded Death Benefits | 0.04% | $7,650 | $0 | $4,039 | $0 | N/A |
| 2016 | Individual Ordinary Annuities | 0.00% | $24,080 | $0 | $47,875 | $0 | N/A |
| 2016 | Individual Deposit-Type Funds | 0.34% | $537,436 | $0 | $0 | $0 | N/A |
| 2016 | Total Group Life | 0.15% | $11,290,009 | $0 | $4,772,495 | $0 | N/A |
| 2016 | Group Whole Life | 4.85% | $10,813,981 | $0 | $3,941,711 | $0 | N/A |
| 2016 | Group Term Life | 0.00% | $7,377 | $0 | $358,542 | $0 | N/A |
| 2016 | Group Universal Life | 0.01% | $11,300 | $0 | $105,534 | $0 | N/A |
| 2016 | Group Ordinary Annuities | 0.02% | $457,351 | $0 | $366,708 | $0 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2018 | Health | 0.08% | 1 | 29 |
| 2018 | Life and Annuities | 0.11% | 2 | 170 |
| 2018 | Long-Term Care Insurance | 0.02% | 0 | 0 |
| 2017 | Health | 0.08% | 0 | 0 |
| 2017 | Life and Annuities | 0.13% | 3 | 208 |
| 2017 | Long-Term Care Insurance | 0.00% | 0 | 0 |
| 2016 | Life and Annuities | 0.12% | 5 | 346 |
| 2016 | Health | 0.09% | 1 | 25 |
Company Changes
Effective Date: 12/01/1998
Comments: Kentucky Home Mutual Life Insurance Co. merged with and into National Guardian Life Insurance Co.
Effective Date: 11/08/2013
Comments:
Market Conduct
This company does not have any market conduct exams or investigations.
Financial Exams
This company does not have any financial exams.