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Company Details
NATIONAL GUARDIAN LIFE INSURANCE COMPANY License Status :
Active
NAIC Number :
66583
Phone Number:
6082575611
Company Address:
123 Town Square PMB 749
Jersey City, NJ 07310
Description:
Life and Health
License Number:
A418063
Date Admitted:
1957-11-22
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2021 | Total Accident & Health | 0.01% | $8,126,216 | $8,080,538 | $5,056,066 | $5,056,066 | 62.57 % |
| 2021 | Total Individual Accident & Health | 0.00% | $593,696 | $553,816 | $9,360 | $9,360 | 1.69 % |
| 2021 | Individual Medicare Supplement | 0.00% | $992 | $992 | $0 | $0 | 0.00 % |
| 2021 | Individual Long Term Care | 0.11% | $589,942 | $550,087 | $0 | $0 | 0.00 % |
| 2021 | Individual Disability Income | 0.00% | $2,762 | $2,737 | $9,360 | $9,360 | N/A |
| 2021 | Total Group Accident & Health | 0.01% | $7,532,520 | $7,526,722 | $5,046,706 | $5,046,706 | 67.05 % |
| 2021 | Group Accident Only | 0.00% | $4,890 | $3,107 | $1,050 | $1,050 | 33.79 % |
| 2021 | Group Dental | 0.07% | $969,828 | $1,003,325 | $607,209 | $607,209 | 60.52 % |
| 2021 | Group Limited Benefit | 0.74% | $6,557,802 | $6,520,290 | $4,438,447 | $4,438,447 | 68.07 % |
| 2021 | Total Life | 0.03% | $9,654,031 | $0 | $5,910,728 | $0 | N/A |
| 2021 | Total Individual Life | 0.00% | $715,280 | $0 | $815,507 | $0 | N/A |
| 2021 | Individual Whole Life | 0.01% | $125,792 | $0 | $157,354 | $0 | N/A |
| 2021 | Individual Term Life | 0.01% | $121,189 | $0 | $281,298 | $0 | N/A |
| 2021 | Individual Universal Life | 0.01% | $158,778 | $0 | $245,693 | $0 | N/A |
| 2021 | Individual Graded Death Benefits | 0.02% | $6,088 | $0 | $2,826 | $0 | N/A |
| 2021 | Individual Ordinary Annuities | 0.00% | $21,460 | $0 | $128,336 | $0 | N/A |
| 2021 | Individual Deposit-Type Funds | 0.19% | $281,973 | $0 | $0 | $0 | N/A |
| 2021 | Total Group Life | 0.07% | $8,938,751 | $0 | $5,095,221 | $0 | N/A |
| 2021 | Group Whole Life | 8.63% | $8,381,638 | $0 | $4,720,319 | $0 | N/A |
| 2021 | Group Universal Life | 0.00% | $5,514 | $0 | $78,146 | $0 | N/A |
| 2021 | Group Ordinary Annuities | 0.02% | $551,599 | $0 | $296,756 | $0 | N/A |
| 2020 | Total Accident & Health | 0.01% | $7,675,665 | $7,812,039 | $4,799,598 | $4,799,598 | 61.44 % |
| 2020 | Total Individual Accident & Health | 0.00% | $334,955 | $318,965 | $5,534 | $5,534 | 1.73 % |
| 2020 | Individual Medicare Supplement | 0.00% | $1,271 | $1,270 | $0 | $0 | 0.00 % |
| 2020 | Individual Long Term Care | 0.06% | $330,094 | $314,058 | $0 | $0 | 0.00 % |
| 2020 | Individual Disability Income | 0.00% | $3,096 | $3,152 | $5,460 | $5,460 | N/A |
| 2020 | Individual Dental | 0.00% | $494 | $485 | $74 | $74 | 15.26 % |
| 2020 | Total Group Accident & Health | 0.01% | $7,340,710 | $7,493,074 | $4,794,064 | $4,794,064 | 63.98 % |
| 2020 | Group Accident Only | 0.00% | $11,066 | $12,093 | $410 | $410 | 3.39 % |
| 2020 | Group Dental | 0.05% | $648,260 | $657,951 | $371,517 | $371,517 | 56.47 % |
| 2020 | Group Limited Benefit | 0.87% | $6,681,384 | $6,823,030 | $4,422,137 | $4,422,137 | 64.81 % |
| 2020 | Total Life | 0.02% | $10,713,785 | $0 | $6,614,185 | $0 | N/A |
| 2020 | Total Individual Life | 0.01% | $2,491,623 | $0 | $884,921 | $0 | N/A |
| 2020 | Individual Whole Life | 0.01% | $128,947 | $0 | $157,792 | $0 | N/A |
| 2020 | Individual Term Life | 0.01% | $110,700 | $0 | $242,348 | $0 | N/A |
| 2020 | Individual Universal Life | 0.01% | $154,690 | $0 | $240,345 | $0 | N/A |
| 2020 | Individual Graded Death Benefits | 0.02% | $5,842 | $0 | $2,558 | $0 | N/A |
| 2020 | Individual Ordinary Annuities | 0.00% | $25,140 | $0 | $241,878 | $0 | N/A |
| 2020 | Individual Deposit-Type Funds | 1.43% | $2,066,304 | $0 | $0 | $0 | N/A |
| 2020 | Total Group Life | 0.04% | $8,222,162 | $0 | $5,729,264 | $0 | N/A |
| 2020 | Group Whole Life | 5.07% | $7,887,500 | $0 | $5,267,979 | $0 | N/A |
| 2020 | Group Universal Life | 0.01% | $5,921 | $0 | $74,799 | $0 | N/A |
| 2020 | Group Ordinary Annuities | 0.01% | $328,741 | $0 | $386,486 | $0 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2021 | Health | 0.08% | 0 | 0 |
| 2021 | Life and Annuities | 0.09% | 1 | 139 |
| 2021 | Long-Term Care Insurance | 0.07% | 0 | 0 |
| 2021 | Medicare Supplement Insurance | 0.02% | 0 | 0 |
| 2020 | Health | 0.08% | 1 | 36 |
| 2020 | Life and Annuities | 0.09% | 2 | 270 |
| 2020 | Long-Term Care Insurance | 0.08% | 0 | 0 |
| 2020 | Medicare Supplement Insurance | 0.00% | 0 | 0 |
Company Changes
Effective Date: 12/01/1998
Comments: Kentucky Home Mutual Life Insurance Co. merged with and into National Guardian Life Insurance Co.
Market Conduct
Date: 12/23/2021
Financial Exams
This company does not have any financial exams.