Company search
Company Details
NATIONAL GUARDIAN LIFE INSURANCE COMPANY License Status :
Active
NAIC Number :
66583
Phone Number:
608-443-1713
Company Address:
P.O. BOX 1191
MADISON, WI 53701-1191
Description:
Life and Health
License Number:
A418063
Date Admitted:
1957-11-22
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2020 | Total Accident & Health | 0.01% | $7,675,665 | $7,812,039 | $4,799,598 | $4,799,598 | 61.44 % |
| 2020 | Total Individual Accident & Health | 0.00% | $334,955 | $318,965 | $5,534 | $5,534 | 1.73 % |
| 2020 | Individual Medicare Supplement | 0.00% | $1,271 | $1,270 | $0 | $0 | 0.00 % |
| 2020 | Individual Long Term Care | 0.07% | $330,094 | $314,058 | $0 | $0 | 0.00 % |
| 2020 | Individual Disability Income | 0.00% | $3,096 | $3,152 | $5,460 | $5,460 | N/A |
| 2020 | Individual Dental | 0.00% | $494 | $485 | $74 | $74 | 15.26 % |
| 2020 | Total Group Accident & Health | 0.02% | $7,340,710 | $7,493,074 | $4,794,064 | $4,794,064 | 63.98 % |
| 2020 | Group Accident Only | 0.00% | $11,066 | $12,093 | $410 | $410 | 3.39 % |
| 2020 | Group Dental | 0.05% | $648,260 | $657,951 | $371,517 | $371,517 | 56.47 % |
| 2020 | Group Limited Benefit | 0.90% | $6,681,384 | $6,823,030 | $4,422,137 | $4,422,137 | 64.81 % |
| 2020 | Total Life | 0.03% | $10,713,785 | $0 | $6,614,185 | $0 | N/A |
| 2020 | Total Individual Life | 0.01% | $2,491,623 | $0 | $884,921 | $0 | N/A |
| 2020 | Individual Whole Life | 0.01% | $128,947 | $0 | $157,792 | $0 | N/A |
| 2020 | Individual Term Life | 0.01% | $110,700 | $0 | $242,348 | $0 | N/A |
| 2020 | Individual Universal Life | 0.01% | $154,690 | $0 | $240,345 | $0 | N/A |
| 2020 | Individual Graded Death Benefits | 0.02% | $5,842 | $0 | $2,558 | $0 | N/A |
| 2020 | Individual Ordinary Annuities | 0.00% | $25,140 | $0 | $241,878 | $0 | N/A |
| 2020 | Individual Deposit-Type Funds | 1.43% | $2,066,304 | $0 | $0 | $0 | N/A |
| 2020 | Total Group Life | 0.04% | $8,222,162 | $0 | $5,729,264 | $0 | N/A |
| 2020 | Group Whole Life | 5.07% | $7,887,500 | $0 | $5,267,979 | $0 | N/A |
| 2020 | Group Universal Life | 0.01% | $5,921 | $0 | $74,799 | $0 | N/A |
| 2020 | Group Ordinary Annuities | 0.01% | $328,741 | $0 | $386,486 | $0 | N/A |
| 2019 | Total Accident & Health | 0.01% | $7,457,293 | $7,638,723 | $5,488,687 | $5,488,687 | 71.85 % |
| 2019 | Total Individual Accident & Health | 0.00% | $156,086 | $146,417 | $8,580 | $8,580 | 5.86 % |
| 2019 | Individual Long Term Care | 0.03% | $151,268 | $141,486 | $0 | $0 | 0.00 % |
| 2019 | Individual Specified Disease | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2019 | Individual Disability Income | 0.00% | $3,562 | $3,603 | $8,580 | $8,580 | N/A |
| 2019 | Individual Dental | 0.00% | $1,256 | $1,328 | $0 | $0 | 0.00 % |
| 2019 | Individual Limited Benefit | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2019 | Total Group Accident & Health | 0.01% | $7,301,207 | $7,492,306 | $5,480,107 | $5,480,107 | 73.14 % |
| 2019 | Group Accident Only | 0.00% | $18,341 | $18,222 | $32,435 | $32,435 | N/A |
| 2019 | Group Dental | 0.01% | $107,869 | $105,912 | $70,344 | $70,344 | 66.42 % |
| 2019 | Group Limited Benefit | 0.98% | $7,174,997 | $7,368,172 | $5,377,328 | $5,377,328 | 72.98 % |
| 2019 | Total Life | 0.04% | $11,682,484 | $0 | $5,767,867 | $0 | N/A |
| 2019 | Total Individual Life | 0.02% | $3,235,468 | $0 | $699,977 | $0 | N/A |
| 2019 | Individual Whole Life | 0.02% | $265,687 | $0 | $333,845 | $0 | N/A |
| 2019 | Individual Term Life | 0.00% | $42,641 | $0 | $121,820 | $0 | N/A |
| 2019 | Individual Universal Life | 0.01% | $85,090 | $0 | $194,398 | $0 | N/A |
| 2019 | Individual Graded Death Benefits | 0.02% | $5,328 | $0 | $3,044 | $0 | N/A |
| 2019 | Individual Ordinary Annuities | 0.00% | $28,597 | $0 | $46,870 | $0 | N/A |
| 2019 | Individual Deposit-Type Funds | 1.58% | $2,808,125 | $0 | $0 | $0 | N/A |
| 2019 | Total Group Life | 0.07% | $8,447,016 | $0 | $5,067,890 | $0 | N/A |
| 2019 | Group Whole Life | 9.16% | $8,078,250 | $0 | $4,406,195 | $0 | N/A |
| 2019 | Group Term Life | 0.00% | $4,217 | $0 | $306,666 | $0 | N/A |
| 2019 | Group Universal Life | 0.00% | $5,601 | $0 | $97,200 | $0 | N/A |
| 2019 | Group Ordinary Annuities | 0.01% | $358,948 | $0 | $257,829 | $0 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2021 | Medicare Supplement Insurance | 0.02% | 0 | 0 |
| 2021 | Health | 0.09% | 0 | 0 |
| 2021 | Life and Annuities | 0.09% | 1 | 139 |
| 2021 | Long-Term Care Insurance | 0.07% | 0 | 0 |
| 2020 | Health | 0.09% | 1 | 36 |
| 2020 | Life and Annuities | 0.09% | 2 | 270 |
| 2020 | Long-Term Care Insurance | 0.08% | 0 | 0 |
| 2020 | Medicare Supplement Insurance | 0.00% | 0 | 0 |
| 2019 | Long-Term Care Insurance | 0.04% | 0 | 0 |
| 2019 | Health | 0.09% | 1 | 33 |
| 2019 | Life and Annuities | 0.10% | 2 | 214 |
Company Changes
Effective Date: 12/01/1998
Comments: Kentucky Home Mutual Life Insurance Co. merged with and into National Guardian Life Insurance Co.
Market Conduct
Date: 12/23/2021
Financial Exams
This company does not have any financial exams.