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Company Details
NATIONAL GUARDIAN LIFE INSURANCE COMPANY License Status :
Active
NAIC Number :
66583
Phone Number:
608-443-1713
Company Address:
P.O. BOX 1191
MADISON, WI 53701-1191
Description:
Life and Health
License Number:
A418063
Date Admitted:
1957-11-22
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2019 | Total Accident & Health | 0.01% | $7,457,293 | $7,638,723 | $5,488,687 | $5,488,687 | 71.85 % |
| 2019 | Total Individual Accident & Health | 0.00% | $156,086 | $146,417 | $8,580 | $8,580 | 5.86 % |
| 2019 | Individual Long Term Care | 0.03% | $151,268 | $141,486 | $0 | $0 | 0.00 % |
| 2019 | Individual Specified Disease | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2019 | Individual Disability Income | 0.00% | $3,562 | $3,603 | $8,580 | $8,580 | N/A |
| 2019 | Individual Dental | 0.00% | $1,256 | $1,328 | $0 | $0 | 0.00 % |
| 2019 | Individual Limited Benefit | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2019 | Total Group Accident & Health | 0.02% | $7,301,207 | $7,492,306 | $5,480,107 | $5,480,107 | 73.14 % |
| 2019 | Group Accident Only | 0.01% | $18,341 | $18,222 | $32,435 | $32,435 | N/A |
| 2019 | Group Dental | 0.01% | $107,869 | $105,912 | $70,344 | $70,344 | 66.42 % |
| 2019 | Group Limited Benefit | 1.08% | $7,174,997 | $7,368,172 | $5,377,328 | $5,377,328 | 72.98 % |
| 2019 | Total Life | 0.04% | $11,682,484 | $0 | $5,767,867 | $0 | N/A |
| 2019 | Total Individual Life | 0.02% | $3,235,468 | $0 | $699,977 | $0 | N/A |
| 2019 | Individual Whole Life | 0.02% | $265,687 | $0 | $333,845 | $0 | N/A |
| 2019 | Individual Term Life | 0.00% | $42,641 | $0 | $121,820 | $0 | N/A |
| 2019 | Individual Universal Life | 0.01% | $85,090 | $0 | $194,398 | $0 | N/A |
| 2019 | Individual Graded Death Benefits | 0.02% | $5,328 | $0 | $3,044 | $0 | N/A |
| 2019 | Individual Ordinary Annuities | 0.00% | $28,597 | $0 | $46,870 | $0 | N/A |
| 2019 | Individual Deposit-Type Funds | 1.65% | $2,808,125 | $0 | $0 | $0 | N/A |
| 2019 | Total Group Life | 0.08% | $8,447,016 | $0 | $5,067,890 | $0 | N/A |
| 2019 | Group Whole Life | 10.95% | $8,078,250 | $0 | $4,406,195 | $0 | N/A |
| 2019 | Group Term Life | 0.00% | $4,217 | $0 | $306,666 | $0 | N/A |
| 2019 | Group Universal Life | 0.00% | $5,601 | $0 | $97,200 | $0 | N/A |
| 2019 | Group Ordinary Annuities | 0.01% | $358,948 | $0 | $257,829 | $0 | N/A |
| 2018 | Total Accident & Health | 0.02% | $8,719,877 | $8,778,819 | $6,679,629 | $6,679,629 | 76.09 % |
| 2018 | Total Individual Accident & Health | 0.00% | $81,954 | $71,305 | $10,185 | $10,185 | 14.28 % |
| 2018 | Individual Long Term Care | 0.02% | $76,452 | $65,871 | $0 | $0 | 0.00 % |
| 2018 | Individual Specified Disease | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2018 | Individual Disability Income | 0.00% | $4,188 | $4,149 | $9,800 | $9,800 | N/A |
| 2018 | Individual Dental | 0.00% | $1,314 | $1,285 | $385 | $385 | 29.96 % |
| 2018 | Individual Limited Benefit | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2018 | Total Group Accident & Health | 0.02% | $8,637,923 | $8,707,514 | $6,669,444 | $6,669,444 | 76.59 % |
| 2018 | Group Accident Only | 0.03% | $97,359 | $99,566 | $75,849 | $75,849 | 76.18 % |
| 2018 | Group Dental | 0.01% | $91,529 | $90,932 | $54,078 | $54,078 | 59.47 % |
| 2018 | Group Limited Benefit | 1.38% | $8,449,035 | $8,517,016 | $6,539,517 | $6,539,517 | 76.78 % |
| 2018 | Total Life | 0.04% | $11,846,519 | $0 | $5,545,770 | $0 | N/A |
| 2018 | Total Individual Life | 0.03% | $4,639,279 | $0 | $720,648 | $0 | N/A |
| 2018 | Individual Whole Life | 0.03% | $324,374 | $0 | $307,294 | $0 | N/A |
| 2018 | Individual Term Life | 0.00% | $51,608 | $0 | $93,741 | $0 | N/A |
| 2018 | Individual Universal Life | 0.01% | $106,689 | $0 | $241,356 | $0 | N/A |
| 2018 | Individual Graded Death Benefits | 0.02% | $6,195 | $0 | $2,251 | $0 | N/A |
| 2018 | Individual Ordinary Annuities | 0.00% | $29,874 | $0 | $76,006 | $0 | N/A |
| 2018 | Individual Deposit-Type Funds | 2.79% | $4,120,539 | $0 | $0 | $0 | N/A |
| 2018 | Total Group Life | 0.04% | $7,207,240 | $0 | $4,825,122 | $0 | N/A |
| 2018 | Group Whole Life | 7.08% | $6,883,150 | $0 | $4,138,839 | $0 | N/A |
| 2018 | Group Term Life | 0.00% | $3,870 | $0 | $310,305 | $0 | N/A |
| 2018 | Group Universal Life | 0.01% | $5,590 | $0 | $101,708 | $0 | N/A |
| 2018 | Group Ordinary Annuities | 0.01% | $314,630 | $0 | $274,270 | $0 | N/A |
| 2017 | Total Accident & Health | 0.01% | $7,322,482 | $7,212,595 | $5,254,868 | $5,254,868 | 72.86 % |
| 2017 | Total Individual Accident & Health | 0.00% | $43,977 | $37,499 | $9,510 | $9,510 | 25.36 % |
| 2017 | Individual Long Term Care | 0.01% | $37,599 | $31,035 | $0 | $0 | 0.00 % |
| 2017 | Individual Specified Disease | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2017 | Individual Disability Income | 0.00% | $4,278 | $4,380 | $9,360 | $9,360 | N/A |
| 2017 | Individual Dental | 0.00% | $2,100 | $2,084 | $150 | $150 | 7.20 % |
| 2017 | Individual Limited Benefit | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2017 | Total Group Accident & Health | 0.02% | $7,278,505 | $7,175,096 | $5,245,358 | $5,245,358 | 73.11 % |
| 2017 | Group Accident Only | 0.00% | $7,357 | $7,384 | $0 | $0 | 0.00 % |
| 2017 | Group Dental | 0.02% | $122,702 | $121,474 | $65,847 | $65,847 | 54.21 % |
| 2017 | Group Limited Benefit | 1.25% | $7,148,446 | $7,046,238 | $5,179,511 | $5,179,511 | 73.51 % |
| 2017 | Total Life | 0.05% | $10,283,308 | $0 | $5,509,923 | $0 | N/A |
| 2017 | Total Individual Life | 0.01% | $1,477,155 | $0 | $684,061 | $0 | N/A |
| 2017 | Individual Whole Life | 0.03% | $359,842 | $0 | $300,711 | $0 | N/A |
| 2017 | Individual Term Life | 0.01% | $56,058 | $0 | $93,648 | $0 | N/A |
| 2017 | Individual Universal Life | 0.01% | $117,853 | $0 | $222,399 | $0 | N/A |
| 2017 | Individual Graded Death Benefits | 0.03% | $7,078 | $0 | $2,365 | $0 | N/A |
| 2017 | Individual Ordinary Annuities | 0.00% | $35,822 | $0 | $64,938 | $0 | N/A |
| 2017 | Individual Deposit-Type Funds | 0.59% | $900,502 | $0 | $0 | $0 | N/A |
| 2017 | Total Group Life | 0.11% | $8,806,153 | $0 | $4,825,862 | $0 | N/A |
| 2017 | Group Whole Life | 7.01% | $8,472,336 | $0 | $3,993,034 | $0 | N/A |
| 2017 | Group Term Life | 0.00% | $5,253 | $0 | $330,097 | $0 | N/A |
| 2017 | Group Universal Life | 0.00% | $6,745 | $0 | $131,600 | $0 | N/A |
| 2017 | Group Ordinary Annuities | 0.01% | $321,819 | $0 | $371,131 | $0 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2019 | Health | 0.08% | 1 | 33 |
| 2019 | Life and Annuities | 0.09% | 2 | 214 |
| 2019 | Long-Term Care Insurance | 0.04% | 0 | 0 |
| 2018 | Life and Annuities | 0.11% | 2 | 170 |
| 2018 | Long-Term Care Insurance | 0.02% | 0 | 0 |
| 2018 | Health | 0.08% | 1 | 29 |
| 2017 | Health | 0.08% | 0 | 0 |
| 2017 | Life and Annuities | 0.13% | 3 | 208 |
| 2017 | Long-Term Care Insurance | 0.00% | 0 | 0 |
Company Changes
Effective Date: 12/01/1998
Comments: Kentucky Home Mutual Life Insurance Co. merged with and into National Guardian Life Insurance Co.
Market Conduct
This company does not have any market conduct exams or investigations.
Financial Exams
This company does not have any financial exams.