Company Details

  NATIONAL GUARDIAN LIFE INSURANCE COMPANY License Status :
Active

NAIC Number :

66583


Phone Number:

608-443-1713


Company Address:

P.O. BOX 1191 
MADISON, WI  53701-1191

Description:

Life and Health


License Number:

A418063


Date Admitted:

1957-11-22


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2020 Total Accident & Health 0.01% $7,675,665 $7,812,039 $4,799,598 $4,799,598 61.44 %
2020 Total Individual Accident & Health 0.00% $334,955 $318,965 $5,534 $5,534 1.73 %
2020 Individual Medicare Supplement 0.00% $1,271 $1,270 $0 $0 0.00 %
2020 Individual Long Term Care 0.07% $330,094 $314,058 $0 $0 0.00 %
2020 Individual Disability Income 0.00% $3,096 $3,152 $5,460 $5,460 N/A
2020 Individual Dental 0.00% $494 $485 $74 $74 15.26 %
2020 Total Group Accident & Health 0.02% $7,340,710 $7,493,074 $4,794,064 $4,794,064 63.98 %
2020 Group Accident Only 0.00% $11,066 $12,093 $410 $410 3.39 %
2020 Group Dental 0.05% $648,260 $657,951 $371,517 $371,517 56.47 %
2020 Group Limited Benefit 0.92% $6,681,384 $6,823,030 $4,422,137 $4,422,137 64.81 %
2020 Total Life 0.03% $10,713,785 $0 $6,614,185 $0 N/A
2020 Total Individual Life 0.01% $2,491,623 $0 $884,921 $0 N/A
2020 Individual Whole Life 0.01% $128,947 $0 $157,792 $0 N/A
2020 Individual Term Life 0.01% $110,700 $0 $242,348 $0 N/A
2020 Individual Universal Life 0.01% $154,690 $0 $240,345 $0 N/A
2020 Individual Graded Death Benefits 0.02% $5,842 $0 $2,558 $0 N/A
2020 Individual Ordinary Annuities 0.00% $25,140 $0 $241,878 $0 N/A
2020 Individual Deposit-Type Funds 1.47% $2,066,304 $0 $0 $0 N/A
2020 Total Group Life 0.04% $8,222,162 $0 $5,729,264 $0 N/A
2020 Group Whole Life 5.45% $7,887,500 $0 $5,267,979 $0 N/A
2020 Group Universal Life 0.01% $5,921 $0 $74,799 $0 N/A
2020 Group Ordinary Annuities 0.01% $328,741 $0 $386,486 $0 N/A
2019 Total Accident & Health 0.01% $7,457,293 $7,638,723 $5,488,687 $5,488,687 71.85 %
2019 Total Individual Accident & Health 0.00% $156,086 $146,417 $8,580 $8,580 5.86 %
2019 Individual Long Term Care 0.03% $151,268 $141,486 $0 $0 0.00 %
2019 Individual Specified Disease 0.00% $0 $0 $0 $0 N/A
2019 Individual Disability Income 0.00% $3,562 $3,603 $8,580 $8,580 N/A
2019 Individual Dental 0.00% $1,256 $1,328 $0 $0 0.00 %
2019 Individual Limited Benefit 0.00% $0 $0 $0 $0 N/A
2019 Total Group Accident & Health 0.02% $7,301,207 $7,492,306 $5,480,107 $5,480,107 73.14 %
2019 Group Accident Only 0.00% $18,341 $18,222 $32,435 $32,435 N/A
2019 Group Dental 0.01% $107,869 $105,912 $70,344 $70,344 66.42 %
2019 Group Limited Benefit 1.01% $7,174,997 $7,368,172 $5,377,328 $5,377,328 72.98 %
2018 Total Accident & Health 0.01% $8,719,877 $8,778,819 $6,679,629 $6,679,629 76.09 %
2018 Total Individual Accident & Health 0.00% $81,954 $71,305 $10,185 $10,185 14.28 %
2018 Individual Long Term Care 0.01% $76,452 $65,871 $0 $0 0.00 %
2018 Individual Specified Disease 0.00% $0 $0 $0 $0 N/A
2018 Individual Disability Income 0.00% $4,188 $4,149 $9,800 $9,800 N/A
2018 Individual Dental 0.00% $1,314 $1,285 $385 $385 29.96 %
2018 Individual Limited Benefit 0.00% $0 $0 $0 $0 N/A
2018 Total Group Accident & Health 0.02% $8,637,923 $8,707,514 $6,669,444 $6,669,444 76.59 %
2018 Group Accident Only 0.03% $97,359 $99,566 $75,849 $75,849 76.18 %
2018 Group Dental 0.01% $91,529 $90,932 $54,078 $54,078 59.47 %
2018 Group Limited Benefit 1.30% $8,449,035 $8,517,016 $6,539,517 $6,539,517 76.78 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2020 Long-Term Care Insurance 0.08% 0 0
2020 Medicare Supplement Insurance 0.00% 0 0
2020 Health 0.09% 1 36
2020 Life and Annuities 0.09% 2 270
2019 Health 0.09% 1 33
2019 Life and Annuities 0.10% 2 214
2019 Long-Term Care Insurance 0.04% 0 0
2018 Health 0.09% 1 29
2018 Life and Annuities 0.11% 2 170
2018 Long-Term Care Insurance 0.02% 0 0


Company Changes

Effective Date: 12/01/1998

Comments: Kentucky Home Mutual Life Insurance Co. merged with and into National Guardian Life Insurance Co.


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

This company does not have any financial exams.