Company Details

  SHELTER LIFE INSURANCE COMPANY License Status :
Active

NAIC Number :

65757


Phone Number:

573-214-4680


Company Address:

1817 WEST BROADWAY 
COLUMBIA, MO  65218-0001

Description:

Life and Health


License Number:

A419829


Date Admitted:

1959-03-02


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2019 Total Accident & Health 0.01% $3,841,911 $3,839,205 $3,574,668 $3,432,066 89.40 %
2019 Total Individual Accident & Health 0.00% $168,315 $176,312 $232,939 $17,896 10.15 %
2019 Individual Medicare Supplement 0.01% $121,393 $126,706 $107,432 $106,593 84.13 %
2019 Individual Disability Income 0.02% $46,922 $49,604 $125,507 $-88,697 -178.81 %
2019 Individual Short Term Credit Disability 0.00% $0 $2 $0 $0 0.00 %
2019 Total Group Accident & Health 0.01% $3,673,596 $3,662,893 $3,341,729 $3,414,170 93.21 %
2019 Group Comprehensive Medical Expense - Large Employer 0.02% $3,673,596 $3,662,893 $3,341,729 $3,414,170 93.21 %
2019 Total Life 0.12% $33,541,221 $0 $24,725,241 $0 N/A
2019 Total Individual Life 0.20% $32,291,223 $0 $23,670,241 $0 N/A
2019 Individual Whole Life 0.55% $7,034,773 $0 $3,732,383 $0 N/A
2019 Individual Term Life 1.44% $16,030,056 $0 $6,928,829 $0 N/A
2019 Individual Universal Life 0.48% $6,949,780 $0 $9,315,185 $0 N/A
2019 Individual Credit Life 0.00% $0 $0 $5,000 $0 N/A
2019 Individual Ordinary Annuities 0.05% $1,122,635 $0 $3,688,844 $0 N/A
2019 Individual Deposit-Type Funds 0.68% $1,153,979 $0 $0 $0 N/A
2019 Total Group Life 0.01% $1,249,998 $0 $1,055,000 $0 N/A
2019 Group Term Life 0.11% $1,240,169 $0 $1,055,000 $0 N/A
2019 Group Credit Life 0.05% $9,829 $0 $0 $0 N/A
2018 Total Accident & Health 0.01% $3,589,846 $3,590,128 $3,611,139 $2,620,043 72.98 %
2018 Total Individual Accident & Health 0.00% $201,658 $206,690 $251,570 $-729,394 -352.89 %
2018 Individual Medicare Supplement 0.01% $148,871 $153,105 $154,207 $-44,761 -29.24 %
2018 Individual Disability Income 0.02% $52,787 $53,534 $97,363 $-684,633 -1,278.88 %
2018 Individual Short Term Credit Disability 0.00% $0 $51 $0 $0 0.00 %
2018 Total Group Accident & Health 0.01% $3,388,188 $3,383,438 $3,359,569 $3,349,437 99.00 %
2018 Group Comprehensive Medical Expense - Large Employer 0.02% $3,388,188 $3,383,438 $3,359,569 $3,349,437 99.00 %
2018 Total Life 0.10% $32,596,857 $0 $23,132,523 $0 N/A
2018 Total Individual Life 0.21% $31,479,950 $0 $21,592,523 $0 N/A
2018 Individual Whole Life 0.53% $6,618,735 $0 $3,858,692 $0 N/A
2018 Individual Term Life 1.37% $15,297,607 $0 $5,495,811 $0 N/A
2018 Individual Universal Life 0.46% $7,042,118 $0 $8,323,442 $0 N/A
2018 Individual Credit Life 0.00% $0 $0 $10,000 $0 N/A
2018 Individual Ordinary Annuities 0.08% $1,287,323 $0 $3,904,578 $0 N/A
2018 Individual Deposit-Type Funds 0.83% $1,234,167 $0 $0 $0 N/A
2018 Total Group Life 0.01% $1,116,907 $0 $1,540,000 $0 N/A
2018 Group Term Life 0.09% $1,107,438 $0 $1,540,000 $0 N/A
2018 Group Credit Life 0.04% $9,469 $0 $0 $0 N/A
2017 Total Accident & Health 0.01% $3,321,012 $3,323,413 $3,372,143 $3,325,257 N/A
2017 Total Individual Accident & Health 0.00% $227,605 $244,222 $425,654 $360,834 N/A
2017 Individual Medicare Supplement 0.01% $170,686 $187,139 $223,339 $30,140 16.11 %
2017 Individual Disability Income 0.03% $56,919 $56,859 $202,315 $330,694 N/A
2017 Individual Short Term Credit Disability 0.00% $0 $224 $0 $0 0.00 %
2017 Total Group Accident & Health 0.01% $3,093,407 $3,079,191 $2,946,489 $2,964,423 96.27 %
2017 Group Comprehensive Medical Expense - Large Employer 0.02% $3,093,407 $3,079,191 $2,946,489 $2,964,423 96.27 %
2017 Total Life 0.14% $30,977,656 $0 $21,826,655 $0 N/A
2017 Total Individual Life 0.22% $30,001,294 $0 $20,846,655 $0 N/A
2017 Individual Whole Life 0.49% $6,118,823 $0 $6,806,672 $0 N/A
2017 Individual Term Life 1.40% $14,483,275 $0 $5,422,450 $0 N/A
2017 Individual Universal Life 0.47% $7,083,448 $0 $4,936,031 $0 N/A
2017 Individual Credit Life 0.00% $-16 $0 $46,870 $0 N/A
2017 Individual Ordinary Annuities 0.10% $1,421,035 $0 $3,634,632 $0 N/A
2017 Individual Deposit-Type Funds 0.58% $894,729 $0 $0 $0 N/A
2017 Total Group Life 0.01% $976,362 $0 $980,000 $0 N/A
2017 Group Term Life 0.09% $966,965 $0 $980,000 $0 N/A
2017 Group Credit Life 0.04% $9,397 $0 $0 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2019 Health 0.04% 0 0
2019 Life and Annuities 0.34% 4 119
2019 Medicare Supplement Insurance 0.02% 0 0
2018 Health 0.04% 0 0
2018 Life and Annuities 0.34% 4 108
2018 Medicare Supplement Insurance 0.02% 0 0
2017 Health 0.04% 0 0
2017 Life and Annuities 0.32% 4 108
2017 Medicare Supplement Insurance 0.03% 0 0


Company Changes


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

Date: 06/06/2014

ShelterLifeReport.pdf

Date: 06/18/2018

ShelLifeICExam.pdf