Company Details

  LOYAL AMERICAN LIFE INSURANCE COMPANY License Status :
Active

NAIC Number :

65722


Phone Number:

5124512224


Company Address:

11200 Lakeline Blvd., Suite 100 
Austin, TX  78717

Description:

Life and Health


License Number:

A424139


Date Admitted:

1970-07-08


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2021 Total Accident & Health 0.01% $4,024,612 $4,008,300 $2,056,602 $2,163,961 53.99 %
2021 Total Individual Accident & Health 0.02% $4,015,288 $3,999,158 $2,054,476 $2,158,401 53.97 %
2021 Individual Medicare Supplement 0.06% $1,979,458 $1,980,662 $1,373,081 $1,387,968 70.08 %
2021 Individual Long Term Care 0.00% $11,532 $11,319 $0 $40 0.35 %
2021 Individual Specified Disease 0.19% $1,492,323 $1,476,662 $598,381 $676,557 45.82 %
2021 Individual Accident Only 0.16% $472,585 $472,229 $41,163 $45,491 9.63 %
2021 Individual Disability Income 0.00% $1,119 $1,130 $138 $97 8.58 %
2021 Individual Limited Benefit 0.02% $58,271 $57,156 $41,713 $48,248 84.41 %
2021 Total Group Accident & Health 0.00% $9,324 $9,142 $2,126 $5,560 60.82 %
2021 Group Specified Disease 0.01% $8,223 $8,041 $1,865 $5,096 63.38 %
2021 Group Limited Benefit 0.00% $1,101 $1,101 $261 $464 42.14 %
2021 Total Life 0.00% $280,497 $0 $934,749 $0 N/A
2021 Total Individual Life 0.00% $280,213 $0 $934,749 $0 N/A
2021 Individual Whole Life 0.01% $176,352 $0 $634,280 $0 N/A
2021 Individual Term Life 0.00% $583 $0 $2,500 $0 N/A
2021 Individual Universal Life 0.00% $27,236 $0 $165,654 $0 N/A
2021 Individual Ordinary Annuities 0.00% $76,042 $0 $132,315 $0 N/A
2021 Total Group Life 0.00% $284 $0 $0 $0 N/A
2021 Group Term Life 0.00% $284 $0 $0 $0 N/A
2020 Total Accident & Health 0.01% $3,815,336 $3,814,177 $2,208,876 $2,235,848 58.62 %
2020 Total Individual Accident & Health 0.02% $3,812,299 $3,836,434 $2,125,588 $2,216,928 57.79 %
2020 Individual Medicare Supplement 0.07% $2,125,170 $2,148,700 $1,411,747 $1,382,718 64.35 %
2020 Individual Long Term Care 0.00% $10,070 $10,650 $0 $-35 -0.33 %
2020 Individual Specified Disease 0.18% $1,246,218 $1,242,421 $594,324 $779,662 62.75 %
2020 Individual Accident Only 0.14% $382,615 $381,554 $71,612 $20,049 5.25 %
2020 Individual Disability Income 0.00% $1,056 $1,052 $-8 $-464 -44.11 %
2020 Individual Limited Benefit 0.02% $47,170 $52,057 $47,913 $34,998 67.23 %
2020 Total Group Accident & Health 0.00% $3,037 $-22,257 $83,288 $18,920 N/A
2020 Group Specified Disease 0.00% $2,183 $-19,690 $76,089 $20,093 N/A
2020 Group Limited Benefit 0.00% $854 $-2,567 $7,199 $-1,173 N/A
2020 Total Life 0.00% $191,494 $0 $425,221 $0 N/A
2020 Total Individual Life 0.00% $191,210 $0 $425,221 $0 N/A
2020 Individual Whole Life 0.01% $158,142 $0 $185,465 $0 N/A
2020 Individual Term Life 0.00% $4,130 $0 $2,942 $0 N/A
2020 Individual Universal Life 0.00% $28,630 $0 $111,504 $0 N/A
2020 Individual Ordinary Annuities 0.00% $308 $0 $125,310 $0 N/A
2020 Total Group Life 0.00% $284 $0 $0 $0 N/A
2020 Group Term Life 0.00% $284 $0 $0 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2021 Health 0.04% 2 169
2021 Life and Annuities 0.00% 0 0
2021 Long-Term Care Insurance 0.00% 0 0
2021 Medicare Supplement Insurance 0.26% 1 458
2020 Medicare Supplement Insurance 0.30% 2 629
2020 Health 0.04% 4 274
2020 Life and Annuities 0.00% 0 0
2020 Long-Term Care Insurance 0.00% 0 0


Company Changes


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

This company does not have any financial exams.