Company Details

  LOYAL AMERICAN LIFE INSURANCE COMPANY License Status :
Active

NAIC Number :

65722


Phone Number:

512-451-2224


Company Address:

PO BOX 559004 
AUSTIN, TX  78755-9004

Description:

Life and Health


License Number:

A424139


Date Admitted:

1970-07-08


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Earned Direct Premium Written Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Accident & Health 0.00% $4,531,173 $4,493,635 $2,484,653 $2,532,133 56.35 %
2018 Total Individual Accident & Health 0.01% $4,280,005 $4,249,964 $2,315,259 $2,363,865 55.62 %
2018 Individual Medicare Supplement 0.06% $2,632,782 $2,629,959 $1,838,550 $1,851,059 70.38 %
2018 Individual Long Term Care 0.00% $10,230 $10,701 $0 $-37 -0.35 %
2018 Individual Specified Disease 0.12% $1,160,075 $1,139,013 $416,157 $424,872 37.30 %
2018 Individual Accident Only 0.07% $350,555 $344,323 $24,098 $55,322 16.07 %
2018 Individual Disability Income 0.00% $2,020 $1,799 $47 $29 1.61 %
2018 Individual Limited Benefit 0.05% $124,343 $124,169 $36,407 $32,620 26.27 %
2018 Total Group Accident & Health 0.00% $251,168 $243,671 $169,394 $168,268 69.06 %
2018 Group Specified Disease 0.13% $219,659 $213,264 $150,255 $149,667 70.18 %
2018 Group Limited Benefit 0.00% $31,509 $30,407 $19,139 $18,601 61.17 %
2018 Total Life 0.00% $184,004 $0 $456,330 $0 N/A
2018 Total Individual Life 0.00% $183,720 $0 $456,330 $0 N/A
2018 Individual Whole Life 0.01% $145,996 $0 $304,912 $0 N/A
2018 Individual Term Life 0.00% $3,596 $0 $1,133 $0 N/A
2018 Individual Universal Life 0.00% $33,778 $0 $98,664 $0 N/A
2018 Individual Ordinary Annuities 0.00% $350 $0 $51,621 $0 N/A
2018 Total Group Life 0.00% $284 $0 $0 $0 N/A
2018 Group Term Life 0.00% $284 $0 $0 $0 N/A
2017 Total Accident & Health 0.01% $4,035,360 $4,045,707 $2,307,936 $2,481,389 61.33 %
2017 Total Individual Accident & Health 0.02% $3,860,758 $3,841,812 $2,290,631 $2,410,619 62.75 %
2017 Individual Medicare Supplement 0.11% $2,470,590 $2,473,931 $1,841,191 $1,859,585 75.17 %
2017 Individual Long Term Care 0.00% $10,486 $10,956 $0 $-131 -1.20 %
2017 Individual Specified Disease 0.27% $974,491 $953,002 $361,953 $423,108 44.40 %
2017 Individual Accident Only 0.11% $264,362 $264,129 $43,370 $78,955 29.89 %
2017 Individual Disability Income 0.00% $2,336 $2,303 $2,090 $1,983 86.11 %
2017 Individual Limited Benefit 0.13% $138,493 $137,491 $42,027 $47,119 34.27 %
2017 Total Group Accident & Health 0.00% $174,602 $203,895 $17,305 $70,770 34.71 %
2017 Group Specified Disease 0.17% $148,396 $174,057 $14,838 $61,541 35.36 %
2017 Group Limited Benefit 0.01% $26,206 $29,838 $2,467 $9,229 30.93 %
2017 Total Life 0.00% $215,378 $0 $656,803 $0 N/A
2017 Total Individual Life 0.00% $215,094 $0 $656,803 $0 N/A
2017 Individual Whole Life 0.02% $172,589 $0 $415,466 $0 N/A
2017 Individual Term Life 0.00% $4,404 $0 $1,081 $0 N/A
2017 Individual Universal Life 0.00% $37,607 $0 $82,129 $0 N/A
2017 Individual Ordinary Annuities 0.00% $376 $0 $158,127 $0 N/A
2017 Individual Deposit-Type Funds 0.00% $118 $0 $0 $0 N/A
2017 Total Group Life 0.00% $284 $0 $0 $0 N/A
2017 Group Term Life 0.00% $284 $0 $0 $0 N/A
2016 Total Accident & Health 0.01% $3,697,879 $3,708,696 $2,251,719 $2,281,068 61.51 %
2016 Total Individual Accident & Health 0.02% $3,651,579 $3,659,930 $2,240,813 $2,266,167 61.92 %
2016 Individual Medicare Supplement 0.13% $2,660,167 $2,665,341 $1,863,301 $1,830,135 68.66 %
2016 Individual Long Term Care 0.00% $11,086 $13,423 $0 $-1,123 -8.37 %
2016 Individual Specified Disease 0.23% $696,471 $696,508 $300,470 $332,346 47.72 %
2016 Individual Accident Only 0.06% $147,892 $149,046 $29,777 $54,490 36.56 %
2016 Individual Disability Income 0.00% $2,205 $2,259 $410 $353 15.63 %
2016 Individual Limited Benefit 0.13% $133,758 $133,353 $46,855 $49,966 37.47 %
2016 Total Group Accident & Health 0.00% $46,300 $48,766 $10,906 $14,901 30.56 %
2016 Group Specified Disease 0.04% $37,358 $38,874 $9,071 $11,666 30.01 %
2016 Group Limited Benefit 0.00% $8,942 $9,892 $1,835 $3,235 32.70 %
2016 Total Life 0.00% $148,096 $0 $686,308 $0 N/A
2016 Total Individual Life 0.00% $148,096 $0 $686,308 $0 N/A
2016 Individual Whole Life 0.01% $82,784 $0 $375,920 $0 N/A
2016 Individual Term Life 0.00% $6,502 $0 $0 $0 N/A
2016 Individual Universal Life 0.00% $58,431 $0 $202,048 $0 N/A
2016 Individual Ordinary Annuities 0.00% $379 $0 $108,340 $0 N/A
2016 Total Group Life 0.00% $0 $0 $0 $0 N/A
2016 Group Term Life 0.00% $0 $0 $0 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Health 0.04% 3 162
2018 Life and Annuities 0.00% 0 0
2018 Long-Term Care Insurance 0.00% 0 0
2018 Medicare Supplement Insurance 0.32% 1 215
2017 Health 0.04% 1 51
2017 Life and Annuities 0.00% 0 0
2017 Long-Term Care Insurance 0.00% 0 0
2017 Medicare Supplement Insurance 0.34% 0 0
2016 Health 0.04% 1 50
2016 Life and Annuities 0.00% 2 9999
2016 Long-Term Care Insurance 0.00% 0 0
2016 Medicare Supplement Insurance 0.33% 0 0


Company Changes

Effective Date: 04/01/2014

Comments:


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

This company does not have any financial exams.