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Company Details
LOYAL AMERICAN LIFE INSURANCE COMPANY License Status :
Active
NAIC Number :
65722
Phone Number:
512-451-2224
Company Address:
PO BOX 559004
AUSTIN, TX 78755-9004
Description:
Life and Health
License Number:
A424139
Date Admitted:
1970-07-08
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Earned | Direct Premium Written | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2018 | Total Accident & Health | 0.01% | $4,531,173 | $4,493,635 | $2,484,653 | $2,532,133 | 56.35 % |
| 2018 | Total Individual Accident & Health | 0.02% | $4,280,005 | $4,249,964 | $2,315,259 | $2,363,865 | 55.62 % |
| 2018 | Individual Medicare Supplement | 0.10% | $2,632,782 | $2,629,959 | $1,838,550 | $1,851,059 | 70.38 % |
| 2018 | Individual Long Term Care | 0.00% | $10,230 | $10,701 | $0 | $-37 | -0.35 % |
| 2018 | Individual Specified Disease | 0.20% | $1,160,075 | $1,139,013 | $416,157 | $424,872 | 37.30 % |
| 2018 | Individual Accident Only | 0.11% | $350,555 | $344,323 | $24,098 | $55,322 | 16.07 % |
| 2018 | Individual Disability Income | 0.00% | $2,020 | $1,799 | $47 | $29 | 1.61 % |
| 2018 | Individual Limited Benefit | 0.07% | $124,343 | $124,169 | $36,407 | $32,620 | 26.27 % |
| 2018 | Total Group Accident & Health | 0.00% | $251,168 | $243,671 | $169,394 | $168,268 | 69.06 % |
| 2018 | Group Specified Disease | 0.19% | $219,659 | $213,264 | $150,255 | $149,667 | 70.18 % |
| 2018 | Group Limited Benefit | 0.00% | $31,509 | $30,407 | $19,139 | $18,601 | 61.17 % |
| 2018 | Total Life | 0.00% | $184,004 | $0 | $456,330 | $0 | N/A |
| 2018 | Total Individual Life | 0.00% | $183,720 | $0 | $456,330 | $0 | N/A |
| 2018 | Individual Whole Life | 0.01% | $145,996 | $0 | $304,912 | $0 | N/A |
| 2018 | Individual Term Life | 0.00% | $3,596 | $0 | $1,133 | $0 | N/A |
| 2018 | Individual Universal Life | 0.00% | $33,778 | $0 | $98,664 | $0 | N/A |
| 2018 | Individual Ordinary Annuities | 0.00% | $350 | $0 | $51,621 | $0 | N/A |
| 2018 | Total Group Life | 0.00% | $284 | $0 | $0 | $0 | N/A |
| 2018 | Group Term Life | 0.00% | $284 | $0 | $0 | $0 | N/A |
| 2017 | Total Accident & Health | 0.01% | $4,035,360 | $4,045,707 | $2,307,936 | $2,481,389 | 61.33 % |
| 2017 | Total Individual Accident & Health | 0.02% | $3,860,758 | $3,841,812 | $2,290,631 | $2,410,619 | 62.75 % |
| 2017 | Individual Medicare Supplement | 0.12% | $2,470,590 | $2,473,931 | $1,841,191 | $1,859,585 | 75.17 % |
| 2017 | Individual Long Term Care | 0.00% | $10,486 | $10,956 | $0 | $-131 | -1.20 % |
| 2017 | Individual Specified Disease | 0.27% | $974,491 | $953,002 | $361,953 | $423,108 | 44.40 % |
| 2017 | Individual Accident Only | 0.12% | $264,362 | $264,129 | $43,370 | $78,955 | 29.89 % |
| 2017 | Individual Disability Income | 0.00% | $2,336 | $2,303 | $2,090 | $1,983 | 86.11 % |
| 2017 | Individual Limited Benefit | 0.13% | $138,493 | $137,491 | $42,027 | $47,119 | 34.27 % |
| 2017 | Total Group Accident & Health | 0.00% | $174,602 | $203,895 | $17,305 | $70,770 | 34.71 % |
| 2017 | Group Specified Disease | 0.19% | $148,396 | $174,057 | $14,838 | $61,541 | 35.36 % |
| 2017 | Group Limited Benefit | 0.01% | $26,206 | $29,838 | $2,467 | $9,229 | 30.93 % |
| 2017 | Total Life | 0.00% | $215,378 | $0 | $656,803 | $0 | N/A |
| 2017 | Total Individual Life | 0.00% | $215,094 | $0 | $656,803 | $0 | N/A |
| 2017 | Individual Whole Life | 0.02% | $172,589 | $0 | $415,466 | $0 | N/A |
| 2017 | Individual Term Life | 0.00% | $4,404 | $0 | $1,081 | $0 | N/A |
| 2017 | Individual Universal Life | 0.00% | $37,607 | $0 | $82,129 | $0 | N/A |
| 2017 | Individual Ordinary Annuities | 0.00% | $376 | $0 | $158,127 | $0 | N/A |
| 2017 | Individual Deposit-Type Funds | 0.00% | $118 | $0 | $0 | $0 | N/A |
| 2017 | Total Group Life | 0.00% | $284 | $0 | $0 | $0 | N/A |
| 2017 | Group Term Life | 0.00% | $284 | $0 | $0 | $0 | N/A |
| 2016 | Total Accident & Health | 0.01% | $3,697,879 | $3,708,696 | $2,251,719 | $2,281,068 | 61.51 % |
| 2016 | Total Individual Accident & Health | 0.02% | $3,651,579 | $3,659,930 | $2,240,813 | $2,266,167 | 61.92 % |
| 2016 | Individual Medicare Supplement | 0.13% | $2,660,167 | $2,665,341 | $1,863,301 | $1,830,135 | 68.66 % |
| 2016 | Individual Long Term Care | 0.00% | $11,086 | $13,423 | $0 | $-1,123 | -8.37 % |
| 2016 | Individual Specified Disease | 0.23% | $696,471 | $696,508 | $300,470 | $332,346 | 47.72 % |
| 2016 | Individual Accident Only | 0.06% | $147,892 | $149,046 | $29,777 | $54,490 | 36.56 % |
| 2016 | Individual Disability Income | 0.00% | $2,205 | $2,259 | $410 | $353 | 15.63 % |
| 2016 | Individual Limited Benefit | 0.13% | $133,758 | $133,353 | $46,855 | $49,966 | 37.47 % |
| 2016 | Total Group Accident & Health | 0.00% | $46,300 | $48,766 | $10,906 | $14,901 | 30.56 % |
| 2016 | Group Specified Disease | 0.05% | $37,358 | $38,874 | $9,071 | $11,666 | 30.01 % |
| 2016 | Group Limited Benefit | 0.00% | $8,942 | $9,892 | $1,835 | $3,235 | 32.70 % |
| 2016 | Total Life | 0.00% | $148,096 | $0 | $686,308 | $0 | N/A |
| 2016 | Total Individual Life | 0.00% | $148,096 | $0 | $686,308 | $0 | N/A |
| 2016 | Individual Whole Life | 0.01% | $82,784 | $0 | $375,920 | $0 | N/A |
| 2016 | Individual Term Life | 0.00% | $6,502 | $0 | $0 | $0 | N/A |
| 2016 | Individual Universal Life | 0.00% | $58,431 | $0 | $202,048 | $0 | N/A |
| 2016 | Individual Ordinary Annuities | 0.00% | $379 | $0 | $108,340 | $0 | N/A |
| 2016 | Total Group Life | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2016 | Group Term Life | 0.00% | $0 | $0 | $0 | $0 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2018 | Medicare Supplement Insurance | 0.32% | 1 | 215 |
| 2018 | Health | 0.04% | 3 | 162 |
| 2018 | Life and Annuities | 0.00% | 0 | 0 |
| 2018 | Long-Term Care Insurance | 0.00% | 0 | 0 |
| 2017 | Health | 0.04% | 1 | 51 |
| 2017 | Life and Annuities | 0.00% | 0 | 0 |
| 2017 | Long-Term Care Insurance | 0.00% | 0 | 0 |
| 2017 | Medicare Supplement Insurance | 0.34% | 0 | 0 |
| 2016 | Medicare Supplement Insurance | 0.33% | 0 | 0 |
| 2016 | Health | 0.04% | 1 | 50 |
| 2016 | Life and Annuities | 0.00% | 2 | 9999 |
| 2016 | Long-Term Care Insurance | 0.00% | 0 | 0 |
Company Changes
Effective Date: 04/01/2014
Comments:
Market Conduct
This company does not have any market conduct exams or investigations.
Financial Exams
This company does not have any financial exams.