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Company Details
LOYAL AMERICAN LIFE INSURANCE COMPANY License Status :
Active
NAIC Number :
65722
Phone Number:
5124512224
Company Address:
11200 Lakeline Blvd., Suite 100
Austin, TX 78717
Description:
Life and Health
License Number:
A424139
Date Admitted:
1970-07-08
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2022 | Total Accident & Health | 0.01% | $4,774,484 | $4,755,788 | $2,265,784 | $2,412,411 | 50.73 % |
| 2022 | Total Individual Accident & Health | 0.02% | $4,766,647 | $4,747,791 | $2,254,575 | $2,403,279 | 50.62 % |
| 2022 | Individual Medicare Supplement | 0.07% | $1,937,178 | $1,936,260 | $1,336,544 | $1,346,396 | 69.54 % |
| 2022 | Individual Long Term Care | 0.00% | $12,037 | $12,626 | $0 | $291 | 2.30 % |
| 2022 | Individual Specified Disease | 0.20% | $1,636,796 | $1,627,120 | $662,874 | $732,428 | 45.01 % |
| 2022 | Individual Accident Only | 0.16% | $487,142 | $491,369 | $55,495 | $62,097 | 12.64 % |
| 2022 | Individual Disability Income | 0.00% | $1,098 | $1,089 | $396 | $559 | 51.33 % |
| 2022 | Individual Limited Benefit | 0.12% | $692,396 | $679,327 | $199,266 | $261,508 | 38.50 % |
| 2022 | Total Group Accident & Health | 0.00% | $7,837 | $7,997 | $11,209 | $9,132 | N/A |
| 2022 | Group Specified Disease | 0.01% | $7,016 | $7,176 | $11,209 | $9,111 | N/A |
| 2022 | Group Limited Benefit | 0.00% | $821 | $821 | $0 | $21 | 2.56 % |
| 2022 | Total Life | 0.00% | $159,550 | $0 | $408,356 | $0 | N/A |
| 2022 | Total Individual Life | 0.00% | $159,266 | $0 | $408,356 | $0 | N/A |
| 2022 | Individual Whole Life | 0.01% | $130,522 | $0 | $255,161 | $0 | N/A |
| 2022 | Individual Term Life | 0.00% | $3,391 | $0 | $1,932 | $0 | N/A |
| 2022 | Individual Universal Life | 0.00% | $25,131 | $0 | $100,746 | $0 | N/A |
| 2022 | Individual Ordinary Annuities | 0.00% | $222 | $0 | $50,517 | $0 | N/A |
| 2022 | Total Group Life | 0.00% | $284 | $0 | $0 | $0 | N/A |
| 2022 | Group Term Life | 0.00% | $284 | $0 | $0 | $0 | N/A |
| 2021 | Total Accident & Health | 0.01% | $4,024,612 | $4,008,300 | $2,056,602 | $2,163,961 | 53.99 % |
| 2021 | Total Individual Accident & Health | 0.02% | $4,015,288 | $3,999,158 | $2,054,476 | $2,158,401 | 53.97 % |
| 2021 | Individual Medicare Supplement | 0.06% | $1,979,458 | $1,980,662 | $1,373,081 | $1,387,968 | 70.08 % |
| 2021 | Individual Long Term Care | 0.00% | $11,532 | $11,319 | $0 | $40 | 0.35 % |
| 2021 | Individual Specified Disease | 0.19% | $1,492,323 | $1,476,662 | $598,381 | $676,557 | 45.82 % |
| 2021 | Individual Accident Only | 0.16% | $472,585 | $472,229 | $41,163 | $45,491 | 9.63 % |
| 2021 | Individual Disability Income | 0.00% | $1,119 | $1,130 | $138 | $97 | 8.58 % |
| 2021 | Individual Limited Benefit | 0.02% | $58,271 | $57,156 | $41,713 | $48,248 | 84.41 % |
| 2021 | Total Group Accident & Health | 0.00% | $9,324 | $9,142 | $2,126 | $5,560 | 60.82 % |
| 2021 | Group Specified Disease | 0.01% | $8,223 | $8,041 | $1,865 | $5,096 | 63.38 % |
| 2021 | Group Limited Benefit | 0.00% | $1,101 | $1,101 | $261 | $464 | 42.14 % |
| 2021 | Total Life | 0.00% | $280,497 | $0 | $934,749 | $0 | N/A |
| 2021 | Total Individual Life | 0.00% | $280,213 | $0 | $934,749 | $0 | N/A |
| 2021 | Individual Whole Life | 0.01% | $176,352 | $0 | $634,280 | $0 | N/A |
| 2021 | Individual Term Life | 0.00% | $583 | $0 | $2,500 | $0 | N/A |
| 2021 | Individual Universal Life | 0.00% | $27,236 | $0 | $165,654 | $0 | N/A |
| 2021 | Individual Ordinary Annuities | 0.00% | $76,042 | $0 | $132,315 | $0 | N/A |
| 2021 | Total Group Life | 0.00% | $284 | $0 | $0 | $0 | N/A |
| 2021 | Group Term Life | 0.00% | $284 | $0 | $0 | $0 | N/A |
| 2020 | Total Accident & Health | 0.01% | $3,815,336 | $3,814,177 | $2,208,876 | $2,235,848 | 58.62 % |
| 2020 | Total Individual Accident & Health | 0.02% | $3,812,299 | $3,836,434 | $2,125,588 | $2,216,928 | 57.79 % |
| 2020 | Individual Medicare Supplement | 0.07% | $2,125,170 | $2,148,700 | $1,411,747 | $1,382,718 | 64.35 % |
| 2020 | Individual Long Term Care | 0.00% | $10,070 | $10,650 | $0 | $-35 | -0.33 % |
| 2020 | Individual Specified Disease | 0.18% | $1,246,218 | $1,242,421 | $594,324 | $779,662 | 62.75 % |
| 2020 | Individual Accident Only | 0.14% | $382,615 | $381,554 | $71,612 | $20,049 | 5.25 % |
| 2020 | Individual Disability Income | 0.00% | $1,056 | $1,052 | $-8 | $-464 | -44.11 % |
| 2020 | Individual Limited Benefit | 0.02% | $47,170 | $52,057 | $47,913 | $34,998 | 67.23 % |
| 2020 | Total Group Accident & Health | 0.00% | $3,037 | $-22,257 | $83,288 | $18,920 | N/A |
| 2020 | Group Specified Disease | 0.00% | $2,183 | $-19,690 | $76,089 | $20,093 | N/A |
| 2020 | Group Limited Benefit | 0.00% | $854 | $-2,567 | $7,199 | $-1,173 | N/A |
| 2020 | Total Life | 0.00% | $191,494 | $0 | $425,221 | $0 | N/A |
| 2020 | Total Individual Life | 0.00% | $191,210 | $0 | $425,221 | $0 | N/A |
| 2020 | Individual Whole Life | 0.01% | $158,142 | $0 | $185,465 | $0 | N/A |
| 2020 | Individual Term Life | 0.00% | $4,130 | $0 | $2,942 | $0 | N/A |
| 2020 | Individual Universal Life | 0.00% | $28,630 | $0 | $111,504 | $0 | N/A |
| 2020 | Individual Ordinary Annuities | 0.00% | $308 | $0 | $125,310 | $0 | N/A |
| 2020 | Total Group Life | 0.00% | $284 | $0 | $0 | $0 | N/A |
| 2020 | Group Term Life | 0.00% | $284 | $0 | $0 | $0 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2022 | Health | 0.04% | 3 | 272 |
| 2022 | Life and Annuities | 0.00% | 1 | 6717 |
| 2022 | Long-Term Care Insurance | 0.00% | 0 | 0 |
| 2022 | Medicare Supplement Insurance | 0.24% | 1 | 535 |
| 2021 | Health | 0.04% | 2 | 169 |
| 2021 | Life and Annuities | 0.00% | 0 | 0 |
| 2021 | Long-Term Care Insurance | 0.00% | 0 | 0 |
| 2021 | Medicare Supplement Insurance | 0.26% | 1 | 458 |
| 2020 | Health | 0.04% | 4 | 274 |
| 2020 | Life and Annuities | 0.00% | 0 | 0 |
| 2020 | Long-Term Care Insurance | 0.00% | 0 | 0 |
| 2020 | Medicare Supplement Insurance | 0.30% | 2 | 629 |
Company Changes
Market Conduct
This company does not have any market conduct exams or investigations.
Financial Exams
This company does not have any financial exams.