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Company Details
LOYAL AMERICAN LIFE INSURANCE COMPANY License Status :
Active
NAIC Number :
65722
Phone Number:
5124512224
Company Address:
11200 Lakeline Blvd., Suite 100
Austin, TX 78717
Description:
Life and Health
License Number:
A424139
Date Admitted:
1970-07-08
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Accident & Health | 0.04% | $5,519,081 | $5,571,447 | $2,629,987 | $2,697,856 | 48.42 % |
| 2023 | Total Individual Accident & Health | 0.11% | $5,510,984 | $5,563,720 | $2,628,584 | $2,697,913 | 48.49 % |
| 2023 | Individual Medicare Supplement | 0.34% | $1,814,940 | $1,832,767 | $1,301,817 | $1,270,728 | 69.33 % |
| 2023 | Individual Long Term Care | 0.01% | $11,355 | $11,587 | $0 | $-293 | -2.53 % |
| 2023 | Individual Specified Disease | 1.84% | $1,931,623 | $1,967,467 | $775,472 | $796,867 | 40.50 % |
| 2023 | Individual Accident Only | 0.73% | $592,489 | $595,753 | $60,207 | $69,946 | 11.74 % |
| 2023 | Individual Disability Income | 0.00% | $1,069 | $1,069 | $1 | $165 | 15.43 % |
| 2023 | Individual Limited Benefit | 1.03% | $1,159,508 | $1,155,077 | $491,087 | $560,500 | 48.52 % |
| 2023 | Total Group Accident & Health | 0.00% | $8,097 | $7,727 | $1,403 | $-57 | -0.74 % |
| 2023 | Group Specified Disease | 0.01% | $7,268 | $6,898 | $1,403 | $125 | 1.81 % |
| 2023 | Group Limited Benefit | 0.00% | $829 | $829 | $0 | $-182 | -21.95 % |
| 2023 | Total Life | 0.00% | $177,929 | $0 | $976,419 | $0 | N/A |
| 2023 | Total Individual Life | 0.00% | $177,645 | $0 | $976,419 | $0 | N/A |
| 2023 | Individual Whole Life | 0.02% | $150,593 | $0 | $154,731 | $0 | N/A |
| 2023 | Individual Term Life | 0.00% | $3,794 | $0 | $0 | $0 | N/A |
| 2023 | Individual Universal Life | 0.00% | $23,094 | $0 | $106,824 | $0 | N/A |
| 2023 | Individual Ordinary Annuities | 0.00% | $164 | $0 | $714,864 | $0 | N/A |
| 2023 | Total Group Life | 0.00% | $284 | $0 | $0 | $0 | N/A |
| 2023 | Group Term Life | 0.00% | $284 | $0 | $0 | $0 | N/A |
| 2022 | Total Accident & Health | 0.04% | $4,774,484 | $4,755,788 | $2,265,784 | $2,412,411 | 50.73 % |
| 2022 | Total Individual Accident & Health | 0.10% | $4,766,647 | $4,747,791 | $2,254,575 | $2,403,279 | 50.62 % |
| 2022 | Individual Medicare Supplement | 0.38% | $1,937,178 | $1,936,260 | $1,336,544 | $1,346,396 | 69.54 % |
| 2022 | Individual Long Term Care | 0.01% | $12,037 | $12,626 | $0 | $291 | 2.30 % |
| 2022 | Individual Specified Disease | 1.40% | $1,636,796 | $1,627,120 | $662,874 | $732,428 | 45.01 % |
| 2022 | Individual Accident Only | 0.79% | $487,142 | $491,369 | $55,495 | $62,097 | 12.64 % |
| 2022 | Individual Disability Income | 0.00% | $1,098 | $1,089 | $396 | $559 | 51.33 % |
| 2022 | Individual Limited Benefit | 0.69% | $692,396 | $679,327 | $199,266 | $261,508 | 38.50 % |
| 2022 | Total Group Accident & Health | 0.00% | $7,837 | $7,997 | $11,209 | $9,132 | N/A |
| 2022 | Group Specified Disease | 0.01% | $7,016 | $7,176 | $11,209 | $9,111 | N/A |
| 2022 | Group Limited Benefit | 0.00% | $821 | $821 | $0 | $21 | 2.56 % |
| 2022 | Total Life | 0.00% | $159,550 | $0 | $408,356 | $0 | N/A |
| 2022 | Total Individual Life | 0.00% | $159,266 | $0 | $408,356 | $0 | N/A |
| 2022 | Individual Whole Life | 0.02% | $130,522 | $0 | $255,161 | $0 | N/A |
| 2022 | Individual Term Life | 0.00% | $3,391 | $0 | $1,932 | $0 | N/A |
| 2022 | Individual Universal Life | 0.00% | $25,131 | $0 | $100,746 | $0 | N/A |
| 2022 | Individual Ordinary Annuities | 0.00% | $222 | $0 | $50,517 | $0 | N/A |
| 2022 | Total Group Life | 0.00% | $284 | $0 | $0 | $0 | N/A |
| 2022 | Group Term Life | 0.00% | $284 | $0 | $0 | $0 | N/A |
| 2021 | Total Accident & Health | 0.03% | $4,024,612 | $4,008,300 | $2,056,602 | $2,163,961 | 53.99 % |
| 2021 | Total Individual Accident & Health | 0.09% | $4,015,288 | $3,999,158 | $2,054,476 | $2,158,401 | 53.97 % |
| 2021 | Individual Medicare Supplement | 0.34% | $1,979,458 | $1,980,662 | $1,373,081 | $1,387,968 | 70.08 % |
| 2021 | Individual Long Term Care | 0.01% | $11,532 | $11,319 | $0 | $40 | 0.35 % |
| 2021 | Individual Specified Disease | 1.45% | $1,492,323 | $1,476,662 | $598,381 | $676,557 | 45.82 % |
| 2021 | Individual Accident Only | 0.76% | $472,585 | $472,229 | $41,163 | $45,491 | 9.63 % |
| 2021 | Individual Disability Income | 0.00% | $1,119 | $1,130 | $138 | $97 | 8.58 % |
| 2021 | Individual Limited Benefit | 0.09% | $58,271 | $57,156 | $41,713 | $48,248 | 84.41 % |
| 2021 | Total Group Accident & Health | 0.00% | $9,324 | $9,142 | $2,126 | $5,560 | 60.82 % |
| 2021 | Group Specified Disease | 0.02% | $8,223 | $8,041 | $1,865 | $5,096 | 63.38 % |
| 2021 | Group Limited Benefit | 0.00% | $1,101 | $1,101 | $261 | $464 | 42.14 % |
| 2021 | Total Life | 0.00% | $280,497 | $0 | $934,749 | $0 | N/A |
| 2021 | Total Individual Life | 0.00% | $280,213 | $0 | $934,749 | $0 | N/A |
| 2021 | Individual Whole Life | 0.02% | $176,352 | $0 | $634,280 | $0 | N/A |
| 2021 | Individual Term Life | 0.00% | $583 | $0 | $2,500 | $0 | N/A |
| 2021 | Individual Universal Life | 0.00% | $27,236 | $0 | $165,654 | $0 | N/A |
| 2021 | Individual Ordinary Annuities | 0.00% | $76,042 | $0 | $132,315 | $0 | N/A |
| 2021 | Total Group Life | 0.00% | $284 | $0 | $0 | $0 | N/A |
| 2021 | Group Term Life | 0.00% | $284 | $0 | $0 | $0 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Health | 0.04% | 2 | 226 |
| 2023 | Life and Annuities | 0.00% | 1 | 6608 |
| 2023 | Long-Term Care Insurance | 0.00% | 0 | 0 |
| 2023 | Medicare Supplement Insurance | 0.24% | 0 | 0 |
| 2022 | Health | 0.05% | 3 | 272 |
| 2022 | Life and Annuities | 0.00% | 1 | 6717 |
| 2022 | Long-Term Care Insurance | 0.00% | 0 | 0 |
| 2022 | Medicare Supplement Insurance | 0.25% | 1 | 535 |
| 2021 | Health | 0.05% | 2 | 169 |
| 2021 | Life and Annuities | 0.00% | 0 | 0 |
| 2021 | Long-Term Care Insurance | 0.00% | 0 | 0 |
| 2021 | Medicare Supplement Insurance | 0.27% | 1 | 458 |
Company Changes
Market Conduct
This company does not have any market conduct exams or investigations.
Financial Exams
This company does not have any financial exams.