Company Details

  HEALTHY ALLIANCE LIFE INSURANCE COMPANY License Status :
Active

NAIC Number :

78972


Phone Number:

800-490-6217


Company Address:

220 VIRGINIA AVE MAIL-POINT IN0202-B560
INDIANAPOLIS, IN  46204

Description:

Life and Health


License Number:

A423282


Date Admitted:

1993-11-22


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Earned Direct Premium Written Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Accident & Health 1.95% $2,147,483,647 $2,147,483,647 $1,815,372,279 $1,790,881,791 83.39 %
2018 Total Individual Accident & Health 1.85% $611,537,615 $598,877,043 $401,778,343 $382,123,516 63.81 %
2018 Individual Comprehensive Medical Expense 4.25% $520,951,889 $508,009,950 $336,113,948 $317,067,365 62.41 %
2018 Individual Medicare Supplement 1.94% $85,202,831 $85,424,341 $62,431,142 $62,052,635 72.64 %
2018 Individual Long Term Care 0.00% $42,357 $45,858 $334,342 $145,551 N/A
2018 Individual Dental 1.56% $4,982,603 $5,034,642 $2,756,097 $2,716,416 53.95 %
2018 Individual Limited Benefit 0.14% $357,935 $362,252 $141,894 $140,629 38.82 %
2018 Individual Medicare Advantage 0.00% $0 $0 $920 $920 N/A
2018 Total Group Accident & Health 2.12% $1,691,716,167 $1,704,390,060 $1,413,593,936 $1,408,758,275 82.65 %
2018 Group Comprehensive Medical Expense - Small Employer 2.09% $357,883,901 $357,546,011 $269,365,571 $265,360,320 74.22 %
2018 Group Comprehensive Medical Expense - Large Employer 2.41% $839,529,333 $852,863,351 $708,869,519 $712,483,664 83.54 %
2018 Group Comprehensive Medical Expense - Association 0.16% $610,431 $609,855 $133,742 $131,753 21.60 %
2018 Group Comprehensive Medical Expense - Federal Employees 3.60% $420,472,619 $420,020,627 $393,285,390 $388,440,569 92.48 %
2018 Group Disability Income 0.00% $0 $0 $70,304 $23,094 N/A
2018 Group Dental 1.12% $19,064,506 $19,194,853 $13,831,051 $13,789,035 71.84 %
2018 Group Limited Benefit 0.60% $5,723,163 $5,723,149 $3,894,338 $3,868,379 67.59 %
2018 Group Stop Loss 1.42% $48,432,214 $48,432,214 $24,144,021 $24,661,461 50.92 %
2017 Total Accident & Health 3.90% $2,147,483,647 $2,147,483,647 $1,997,333,519 $2,047,804,105 95.36 %
2017 Total Individual Accident & Health 4.18% $864,116,022 $852,461,672 $586,157,772 $603,902,608 70.84 %
2017 Individual Comprehensive Medical Expense 6.98% $774,123,007 $762,822,279 $518,830,352 $538,989,684 70.66 %
2017 Individual Medicare Supplement 3.87% $84,079,082 $83,723,621 $63,572,261 $61,176,729 73.07 %
2017 Individual Long Term Care 0.01% $45,413 $46,950 $426,139 $380,441 N/A
2017 Individual Dental 3.55% $5,532,144 $5,532,631 $3,195,493 $3,219,915 58.20 %
2017 Individual Limited Benefit 0.35% $384,940 $384,755 $133,527 $135,839 35.31 %
2017 Individual Medicare Advantage 0.00% $-48,564 $-48,564 $0 $0 0.00 %
2017 Total Group Accident & Health 4.63% $1,781,282,169 $1,714,507,829 $1,411,175,747 $1,443,901,497 84.22 %
2017 Group Comprehensive Medical Expense - Small Employer 4.45% $387,098,701 $382,517,738 $290,255,921 $291,661,277 76.25 %
2017 Group Comprehensive Medical Expense - Large Employer 5.31% $883,617,161 $845,455,098 $684,587,141 $715,458,218 84.62 %
2017 Group Comprehensive Medical Expense - Association 0.31% $631,189 $624,927 $416,378 $418,394 66.95 %
2017 Group Comprehensive Medical Expense - Federal Employees 7.41% $440,367,930 $416,381,278 $395,666,114 $394,605,903 94.77 %
2017 Group Disability Income 0.00% $0 $0 $72,320 $34,315 N/A
2017 Group Dental 2.50% $19,292,874 $19,254,316 $13,312,787 $13,555,607 70.40 %
2017 Group Limited Benefit 1.24% $5,592,039 $5,592,197 $3,853,913 $3,883,868 69.45 %
2017 Group Stop Loss 3.10% $44,682,275 $44,682,275 $23,011,173 $24,283,915 54.35 %
2016 Total Accident & Health 3.38% $1,950,989,796 $1,943,187,527 $1,532,033,262 $1,544,734,064 79.49 %
2016 Total Individual Accident & Health 2.34% $502,241,712 $501,661,227 $373,558,576 $377,570,639 75.26 %
2016 Individual Comprehensive Medical Expense 3.29% $409,663,388 $409,073,753 $305,142,209 $311,557,791 76.16 %
2016 Individual Medicare Supplement 4.09% $85,873,800 $85,873,800 $64,441,085 $62,042,315 72.25 %
2016 Individual Long Term Care 0.01% $51,302 $56,485 $358,604 $365,457 N/A
2016 Individual Dental 4.02% $6,353,877 $6,358,087 $3,470,054 $3,458,009 54.39 %
2016 Individual Limited Benefit 0.34% $350,542 $350,299 $171,158 $171,601 48.99 %
2016 Individual Medicare Advantage 0.00% $-51,197 $-51,197 $-24,534 $-24,534 47.92 %
2016 Total Group Accident & Health 3.99% $1,448,748,084 $1,441,526,300 $1,158,474,686 $1,167,163,425 80.97 %
2016 Group Comprehensive Medical Expense - Small Employer 4.56% $398,420,196 $396,696,212 $295,273,243 $294,402,936 74.21 %
2016 Group Comprehensive Medical Expense - Large Employer 3.77% $565,575,644 $567,172,951 $449,363,215 $450,498,415 79.43 %
2016 Group Comprehensive Medical Expense - Association 0.25% $652,556 $649,732 $310,644 $309,728 47.67 %
2016 Group Comprehensive Medical Expense - Federal Employees 7.38% $420,884,805 $413,684,713 $371,123,417 $379,484,129 91.73 %
2016 Group Disability Income 0.00% $0 $0 $72,337 $29,248 N/A
2016 Group Dental 2.11% $16,213,372 $16,321,324 $10,875,228 $11,012,873 67.48 %
2016 Group Limited Benefit 1.22% $5,114,909 $5,114,766 $3,597,924 $3,555,511 69.51 %
2016 Group Stop Loss 3.26% $41,886,602 $41,886,602 $27,858,678 $27,870,585 66.54 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Health 20.61% 865 102
2018 Long-Term Care Insurance 0.02% 0 0
2018 Medicare Supplement Insurance 10.58% 30 196
2017 Health 20.06% 831 93
2017 Long-Term Care Insurance 0.02% 0 0
2017 Medicare Supplement Insurance 11.21% 28 163
2016 Health 18.87% 887 99
2016 Long-Term Care Insurance 0.02% 0 0
2016 Medicare Supplement Insurance 12.11% 18 94


Company Changes

Effective Date: 11/16/2012

Comments:

Effective Date: 08/01/2014

Comments:

Effective Date: 07/01/2013

Comments:

Effective Date: 05/04/2017

Comments:


Market Conduct

Date: 11/16/2012

AnthemCandD.pdf

Date: 08/01/2014

HealthyAllLifeOrder.pdf

Date: 08/01/2014

HealthyAllLifeInsStip.pdf


Financial Exams

Date: 05/04/2017

HealthyAllLifeInsCoORD.pdf