Company Details

  HEALTHY ALLIANCE LIFE INSURANCE COMPANY License Status :
Active

NAIC Number :

78972


Phone Number:

800-490-6217


Company Address:

N17W24340 RIVERWOOD DRIVE 
WAUKESHA, WI  53188

Description:

Life and Health


License Number:

A423282


Date Admitted:

1993-11-22


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2020 Total Accident & Health 2.95% $1,902,786,066 $1,901,432,217 $1,596,530,812 $1,602,474,220 84.28 %
2020 Total Individual Accident & Health 2.30% $484,239,889 $486,314,655 $344,904,298 $352,638,551 72.51 %
2020 Individual Comprehensive Medical Expense 6.56% $385,478,087 $387,585,918 $279,483,914 $286,420,501 73.90 %
2020 Individual Medicare Supplement 3.52% $93,938,447 $93,903,274 $62,868,758 $63,918,738 68.07 %
2020 Individual Long Term Care 0.01% $31,608 $33,716 $232,998 $-50,324 -149.26 %
2020 Individual Dental 2.21% $4,393,301 $4,393,301 $2,185,458 $2,215,098 50.42 %
2020 Individual Limited Benefit 0.18% $398,446 $398,446 $133,170 $134,538 33.77 %
2020 Total Group Accident & Health 3.26% $1,418,546,177 $1,415,117,562 $1,251,626,514 $1,249,835,669 88.32 %
2020 Group Comprehensive Medical Expense - Small Employer 3.51% $253,937,580 $254,697,233 $192,809,029 $188,482,007 74.00 %
2020 Group Comprehensive Medical Expense - Large Employer 3.42% $616,323,654 $608,984,121 $518,438,665 $502,757,784 82.56 %
2020 Group Comprehensive Medical Expense - Association 0.25% $566,700 $568,395 $430,282 $420,626 74.00 %
2020 Group Comprehensive Medical Expense - Federal Employees 6.24% $457,554,309 $460,703,879 $414,192,828 $424,935,373 92.24 %
2020 Group Accident Only 0.08% $270,109 $270,109 $4,425 $86,811 32.14 %
2020 Group Disability Income 0.00% $0 $0 $52,841 $6,802 N/A
2020 Group Dental 1.74% $21,180,685 $21,180,685 $13,704,747 $13,946,403 65.84 %
2020 Group Limited Benefit 0.94% $6,804,076 $6,804,076 $4,096,234 $4,185,463 61.51 %
2020 Group Stop Loss 2.19% $61,909,064 $61,909,064 $107,897,463 $115,014,400 N/A
2019 Total Accident & Health 3.35% $2,193,371,122 $2,214,190,363 $1,875,438,039 $1,871,282,066 84.51 %
2019 Total Individual Accident & Health 2.52% $485,694,794 $486,115,724 $361,958,835 $352,838,860 72.58 %
2019 Individual Comprehensive Medical Expense 7.57% $393,771,958 $394,055,015 $296,199,491 $286,431,653 72.69 %
2019 Individual Medicare Supplement 3.42% $86,871,104 $87,005,055 $62,686,339 $63,188,405 72.63 %
2019 Individual Long Term Care 0.01% $26,602 $30,524 $295,591 $434,078 N/A
2019 Individual Dental 2.43% $4,655,193 $4,655,193 $2,644,557 $2,652,650 56.98 %
2019 Individual Limited Benefit 0.20% $369,937 $369,937 $132,857 $132,074 35.70 %
2019 Total Group Accident & Health 3.69% $1,707,676,328 $1,728,074,639 $1,513,479,204 $1,518,443,206 87.87 %
2019 Group Comprehensive Medical Expense - Small Employer 3.86% $313,078,636 $311,794,223 $244,425,185 $243,611,348 78.13 %
2019 Group Comprehensive Medical Expense - Large Employer 4.09% $861,608,576 $892,830,439 $760,328,615 $761,502,054 85.29 %
2019 Group Comprehensive Medical Expense - Association 0.10% $261,717 $260,643 $355,112 $353,930 N/A
2019 Group Comprehensive Medical Expense - Federal Employees 6.49% $449,355,779 $439,817,714 $418,880,279 $417,518,159 94.93 %
2019 Group Accident Only 0.01% $24,377 $24,377 $3,100 $13,953 57.24 %
2019 Group Disability Income 0.00% $0 $0 $63,409 $20,252 N/A
2019 Group Dental 1.60% $20,637,890 $20,637,890 $15,102,545 $15,232,200 73.81 %
2019 Group Limited Benefit 0.91% $6,438,992 $6,438,992 $4,233,876 $4,340,174 67.40 %
2019 Group Stop Loss 2.39% $56,270,361 $56,270,361 $70,087,083 $75,851,136 N/A
2018 Total Accident & Health 3.57% $2,303,253,782 $2,303,267,103 $1,815,372,279 $1,790,881,791 77.75 %
2018 Total Individual Accident & Health 3.22% $611,537,615 $598,877,043 $401,778,343 $382,123,516 63.81 %
2018 Individual Comprehensive Medical Expense 7.68% $520,951,889 $508,009,950 $336,113,948 $317,067,365 62.41 %
2018 Individual Medicare Supplement 3.39% $85,202,831 $85,424,341 $62,431,142 $62,052,635 72.64 %
2018 Individual Long Term Care 0.01% $42,357 $45,858 $334,342 $145,551 N/A
2018 Individual Dental 2.73% $4,982,603 $5,034,642 $2,756,097 $2,716,416 53.95 %
2018 Individual Limited Benefit 0.24% $357,935 $362,252 $141,894 $140,629 38.82 %
2018 Individual Medicare Advantage 0.00% $0 $0 $920 $920 N/A
2018 Total Group Accident & Health 3.72% $1,691,716,167 $1,704,390,060 $1,413,593,936 $1,408,758,275 82.65 %
2018 Group Comprehensive Medical Expense - Small Employer 3.62% $357,883,901 $357,546,011 $269,365,571 $265,360,320 74.22 %
2018 Group Comprehensive Medical Expense - Large Employer 4.27% $839,529,333 $852,863,351 $708,869,519 $712,483,664 83.54 %
2018 Group Comprehensive Medical Expense - Association 0.17% $610,431 $609,855 $133,742 $131,753 21.60 %
2018 Group Comprehensive Medical Expense - Federal Employees 6.46% $420,472,619 $420,020,627 $393,285,390 $388,440,569 92.48 %
2018 Group Disability Income 0.00% $0 $0 $70,304 $23,094 N/A
2018 Group Dental 1.79% $19,064,506 $19,194,853 $13,831,051 $13,789,035 71.84 %
2018 Group Limited Benefit 0.88% $5,723,163 $5,723,149 $3,894,338 $3,868,379 67.59 %
2018 Group Stop Loss 2.53% $48,432,214 $48,432,214 $24,144,021 $24,661,461 50.92 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2020 Health 18.78% 711 120
2020 Long-Term Care Insurance 0.01% 0 0
2020 Medicare Supplement Insurance 11.21% 16 133
2019 Long-Term Care Insurance 0.02% 0 0
2019 Medicare Supplement Insurance 10.21% 27 189
2019 Health 21.25% 841 111
2018 Health 22.34% 865 102
2018 Long-Term Care Insurance 0.02% 0 0
2018 Medicare Supplement Insurance 10.58% 30 196


Company Changes


Market Conduct

Date: 11/16/2012

AnthemCandD.pdf

Date: 08/01/2014

HealthyAllLifeOrder.pdf

Date: 08/01/2014

HealthyAllLifeInsStip.pdf

Date: 08/09/2021

HALIC821.pdf


Financial Exams

Date: 05/04/2017

HealthyAllLifeInsCoORD.pdf