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Company Details
HEALTHY ALLIANCE LIFE INSURANCE COMPANY License Status :
Active
NAIC Number :
78972
Phone Number:
800-490-6217
Company Address:
220 VIRGINIA AVE MAIL-POINT IN0202-B560
INDIANAPOLIS, IN 46204
Description:
Life and Health
License Number:
A7307069
Date Admitted:
1993-11-22
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Earned | Direct Premium Written | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2018 | Total Accident & Health | 3.99% | $2,147,483,647 | $2,147,483,647 | $1,815,372,279 | $1,790,881,791 | 83.39 % |
| 2018 | Total Individual Accident & Health | 3.76% | $611,537,615 | $598,877,043 | $401,778,343 | $382,123,516 | 63.81 % |
| 2018 | Individual Comprehensive Medical Expense | 8.59% | $520,951,889 | $508,009,950 | $336,113,948 | $317,067,365 | 62.41 % |
| 2018 | Individual Medicare Supplement | 4.09% | $85,202,831 | $85,424,341 | $62,431,142 | $62,052,635 | 72.64 % |
| 2018 | Individual Long Term Care | 0.01% | $42,357 | $45,858 | $334,342 | $145,551 | N/A |
| 2018 | Individual Dental | 3.26% | $4,982,603 | $5,034,642 | $2,756,097 | $2,716,416 | 53.95 % |
| 2018 | Individual Limited Benefit | 0.29% | $357,935 | $362,252 | $141,894 | $140,629 | 38.82 % |
| 2018 | Individual Medicare Advantage | 0.00% | $0 | $0 | $920 | $920 | N/A |
| 2018 | Total Group Accident & Health | 4.37% | $1,691,716,167 | $1,704,390,060 | $1,413,593,936 | $1,408,758,275 | 82.65 % |
| 2018 | Group Comprehensive Medical Expense - Small Employer | 4.26% | $357,883,901 | $357,546,011 | $269,365,571 | $265,360,320 | 74.22 % |
| 2018 | Group Comprehensive Medical Expense - Large Employer | 4.96% | $839,529,333 | $852,863,351 | $708,869,519 | $712,483,664 | 83.54 % |
| 2018 | Group Comprehensive Medical Expense - Association | 0.44% | $610,431 | $609,855 | $133,742 | $131,753 | 21.60 % |
| 2018 | Group Comprehensive Medical Expense - Federal Employees | 7.50% | $420,472,619 | $420,020,627 | $393,285,390 | $388,440,569 | 92.48 % |
| 2018 | Group Disability Income | 0.00% | $0 | $0 | $70,304 | $23,094 | N/A |
| 2018 | Group Dental | 2.26% | $19,064,506 | $19,194,853 | $13,831,051 | $13,789,035 | 71.84 % |
| 2018 | Group Limited Benefit | 1.23% | $5,723,163 | $5,723,149 | $3,894,338 | $3,868,379 | 67.59 % |
| 2018 | Group Stop Loss | 2.88% | $48,432,214 | $48,432,214 | $24,144,021 | $24,661,461 | 50.92 % |
| 2017 | Total Accident & Health | 4.00% | $2,147,483,647 | $2,147,483,647 | $1,997,333,519 | $2,047,804,105 | 95.36 % |
| 2017 | Total Individual Accident & Health | 4.27% | $864,116,022 | $852,461,672 | $586,157,772 | $603,902,608 | 70.84 % |
| 2017 | Individual Comprehensive Medical Expense | 7.14% | $774,123,007 | $762,822,279 | $518,830,352 | $538,989,684 | 70.66 % |
| 2017 | Individual Medicare Supplement | 4.09% | $84,079,082 | $83,723,621 | $63,572,261 | $61,176,729 | 73.07 % |
| 2017 | Individual Long Term Care | 0.01% | $45,413 | $46,950 | $426,139 | $380,441 | N/A |
| 2017 | Individual Dental | 3.70% | $5,532,144 | $5,532,631 | $3,195,493 | $3,219,915 | 58.20 % |
| 2017 | Individual Limited Benefit | 0.36% | $384,940 | $384,755 | $133,527 | $135,839 | 35.31 % |
| 2017 | Individual Medicare Advantage | -0.00% | $-48,564 | $-48,564 | $0 | $0 | 0.00 % |
| 2017 | Total Group Accident & Health | 4.76% | $1,781,282,169 | $1,714,507,829 | $1,411,175,747 | $1,443,901,497 | 84.22 % |
| 2017 | Group Comprehensive Medical Expense - Small Employer | 4.54% | $387,098,701 | $382,517,738 | $290,255,921 | $291,661,277 | 76.25 % |
| 2017 | Group Comprehensive Medical Expense - Large Employer | 5.46% | $883,617,161 | $845,455,098 | $684,587,141 | $715,458,218 | 84.62 % |
| 2017 | Group Comprehensive Medical Expense - Association | 0.44% | $631,189 | $624,927 | $416,378 | $418,394 | 66.95 % |
| 2017 | Group Comprehensive Medical Expense - Federal Employees | 7.72% | $440,367,930 | $416,381,278 | $395,666,114 | $394,605,903 | 94.77 % |
| 2017 | Group Disability Income | 0.00% | $0 | $0 | $72,320 | $34,315 | N/A |
| 2017 | Group Dental | 2.55% | $19,292,874 | $19,254,316 | $13,312,787 | $13,555,607 | 70.40 % |
| 2017 | Group Limited Benefit | 1.27% | $5,592,039 | $5,592,197 | $3,853,913 | $3,883,868 | 69.45 % |
| 2017 | Group Stop Loss | 3.15% | $44,682,275 | $44,682,275 | $23,011,173 | $24,283,915 | 54.35 % |
| 2016 | Total Accident & Health | 3.46% | $1,950,989,796 | $1,943,187,527 | $1,532,033,262 | $1,544,734,064 | 79.49 % |
| 2016 | Total Individual Accident & Health | 2.39% | $502,241,712 | $501,661,227 | $373,558,576 | $377,570,639 | 75.26 % |
| 2016 | Individual Comprehensive Medical Expense | 3.36% | $409,663,388 | $409,073,753 | $305,142,209 | $311,557,791 | 76.16 % |
| 2016 | Individual Medicare Supplement | 4.31% | $85,873,800 | $85,873,800 | $64,441,085 | $62,042,315 | 72.25 % |
| 2016 | Individual Long Term Care | 0.01% | $51,302 | $56,485 | $358,604 | $365,457 | N/A |
| 2016 | Individual Dental | 4.18% | $6,353,877 | $6,358,087 | $3,470,054 | $3,458,009 | 54.39 % |
| 2016 | Individual Limited Benefit | 0.34% | $350,542 | $350,299 | $171,158 | $171,601 | 48.99 % |
| 2016 | Individual Medicare Advantage | -0.00% | $-51,197 | $-51,197 | $-24,534 | $-24,534 | 47.92 % |
| 2016 | Total Group Accident & Health | 4.10% | $1,448,748,084 | $1,441,526,300 | $1,158,474,686 | $1,167,163,425 | 80.97 % |
| 2016 | Group Comprehensive Medical Expense - Small Employer | 4.65% | $398,420,196 | $396,696,212 | $295,273,243 | $294,402,936 | 74.21 % |
| 2016 | Group Comprehensive Medical Expense - Large Employer | 3.87% | $565,575,644 | $567,172,951 | $449,363,215 | $450,498,415 | 79.43 % |
| 2016 | Group Comprehensive Medical Expense - Association | 0.35% | $652,556 | $649,732 | $310,644 | $309,728 | 47.67 % |
| 2016 | Group Comprehensive Medical Expense - Federal Employees | 7.69% | $420,884,805 | $413,684,713 | $371,123,417 | $379,484,129 | 91.73 % |
| 2016 | Group Disability Income | 0.00% | $0 | $0 | $72,337 | $29,248 | N/A |
| 2016 | Group Dental | 2.15% | $16,213,372 | $16,321,324 | $10,875,228 | $11,012,873 | 67.48 % |
| 2016 | Group Limited Benefit | 1.26% | $5,114,909 | $5,114,766 | $3,597,924 | $3,555,511 | 69.51 % |
| 2016 | Group Stop Loss | 3.30% | $41,886,602 | $41,886,602 | $27,858,678 | $27,870,585 | 66.54 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2018 | Health | 20.07% | 831 | 93 |
| 2018 | Long-Term Care Insurance | 0.02% | 0 | 0 |
| 2018 | Medicare Supplement Insurance | 11.21% | 28 | 163 |
| 2017 | Health | 20.06% | 831 | 93 |
| 2017 | Long-Term Care Insurance | 0.02% | 0 | 0 |
| 2017 | Medicare Supplement Insurance | 11.21% | 28 | 163 |
| 2016 | Long-Term Care Insurance | 0.02% | 0 | 0 |
| 2016 | Medicare Supplement Insurance | 12.11% | 18 | 94 |
| 2016 | Health | 18.87% | 887 | 99 |
Company Changes
Effective Date: 11/16/2012
Comments:
Effective Date: 08/01/2014
Comments:
Effective Date: 07/01/2013
Comments:
Effective Date: 05/04/2017
Comments:
Market Conduct
Date: 11/16/2012
Date: 08/01/2014
Date: 08/01/2014
Financial Exams
Date: 05/04/2017