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Company Details
HEALTHY ALLIANCE LIFE INSURANCE COMPANY License Status :
Active
NAIC Number :
78972
Phone Number:
8004906217
Company Address:
220 Virginia Avenue Attn: Mark Neyland
Indianapolis, IN 46204
Description:
Life and Health
License Number:
A423282
Date Admitted:
1993-11-22
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Accident & Health | 13.76% | $2,030,628,170 | $2,052,606,712 | $1,609,228,589 | $1,638,633,812 | 79.83 % |
| 2023 | Total Individual Accident & Health | 12.22% | $628,781,449 | $624,754,546 | $428,805,105 | $454,114,533 | 72.69 % |
| 2023 | Individual Comprehensive Medical Expense | 24.45% | $521,102,097 | $517,072,385 | $342,948,072 | $368,778,375 | 71.32 % |
| 2023 | Individual Medicare Supplement | 19.29% | $102,548,146 | $102,550,232 | $82,545,186 | $82,172,651 | 80.13 % |
| 2023 | Individual Long Term Care | 0.01% | $14,207 | $14,930 | $383,861 | $262,233 | N/A |
| 2023 | Individual Dental | 8.73% | $4,594,428 | $4,594,428 | $2,733,826 | $2,700,839 | 58.79 % |
| 2023 | Individual Limited Benefit | 0.46% | $522,571 | $522,571 | $194,160 | $200,435 | 38.36 % |
| 2023 | Total Group Accident & Health | 14.58% | $1,401,846,721 | $1,427,852,166 | $1,180,423,484 | $1,184,519,279 | 82.96 % |
| 2023 | Group Comprehensive Medical Expense - Small Employer | 31.13% | $210,761,290 | $208,341,845 | $160,684,882 | $158,883,847 | 76.26 % |
| 2023 | Group Comprehensive Medical Expense - Large Employer | 21.94% | $538,307,107 | $540,405,485 | $410,599,670 | $407,749,823 | 75.45 % |
| 2023 | Group Comprehensive Medical Expense - Association | 72.66% | $537,187 | $531,021 | $409,553 | $404,962 | 76.26 % |
| 2023 | Group Comprehensive Medical Expense - Federal Employees | 58.67% | $537,133,936 | $563,466,610 | $520,780,394 | $535,168,512 | 94.98 % |
| 2023 | Group Medicare Supplement | 0.07% | $200,059 | $200,063 | $138,457 | $137,833 | 68.89 % |
| 2023 | Group Accident Only | 0.16% | $210,008 | $210,008 | $52,903 | $56,091 | 26.71 % |
| 2023 | Group Disability Income | 0.00% | $0 | $0 | $43,716 | $9,534 | N/A |
| 2023 | Group Dental | 7.67% | $24,804,733 | $24,804,733 | $19,016,656 | $18,948,681 | 76.39 % |
| 2023 | Group Limited Benefit | 2.65% | $8,207,569 | $8,207,569 | $5,256,984 | $5,334,682 | 65.00 % |
| 2023 | Group Stop Loss | 8.21% | $81,684,832 | $81,684,832 | $63,440,269 | $57,825,314 | 70.79 % |
| 2022 | Total Accident & Health | 14.72% | $1,789,821,537 | $1,777,972,371 | $1,573,771,739 | $1,566,823,209 | 88.12 % |
| 2022 | Total Individual Accident & Health | 8.99% | $426,758,671 | $426,372,768 | $316,007,705 | $315,289,187 | 73.95 % |
| 2022 | Individual Comprehensive Medical Expense | 18.85% | $318,232,697 | $317,848,370 | $237,836,042 | $234,101,557 | 73.65 % |
| 2022 | Individual Medicare Supplement | 20.52% | $103,271,551 | $103,269,461 | $75,069,871 | $77,885,948 | 75.42 % |
| 2022 | Individual Long Term Care | 0.01% | $17,655 | $18,169 | $274,555 | $505,484 | N/A |
| 2022 | Individual Dental | 10.51% | $4,739,105 | $4,739,105 | $2,657,781 | $2,629,394 | 55.48 % |
| 2022 | Individual Limited Benefit | 0.50% | $497,663 | $497,663 | $169,456 | $166,804 | 33.52 % |
| 2022 | Total Group Accident & Health | 18.39% | $1,363,062,866 | $1,351,599,603 | $1,257,764,034 | $1,251,534,022 | 92.60 % |
| 2022 | Group Comprehensive Medical Expense - Small Employer | 33.70% | $214,501,136 | $211,920,705 | $152,450,481 | $155,552,524 | 73.40 % |
| 2022 | Group Comprehensive Medical Expense - Large Employer | 29.02% | $556,394,558 | $553,998,175 | $451,514,588 | $436,923,855 | 78.87 % |
| 2022 | Group Comprehensive Medical Expense - Association | 74.69% | $868,189 | $857,745 | $617,040 | $629,596 | 73.40 % |
| 2022 | Group Comprehensive Medical Expense - Federal Employees | 92.53% | $488,419,544 | $481,943,539 | $455,627,555 | $455,109,749 | 94.43 % |
| 2022 | Group Accident Only | 0.14% | $185,144 | $185,144 | $54,030 | $-31,903 | -17.23 % |
| 2022 | Group Disability Income | 0.00% | $0 | $0 | $45,427 | $12,123 | N/A |
| 2022 | Group Dental | 8.22% | $24,985,998 | $24,985,998 | $18,866,751 | $19,010,753 | 76.09 % |
| 2022 | Group Limited Benefit | 2.74% | $8,011,317 | $8,011,317 | $5,283,043 | $5,006,040 | 62.49 % |
| 2022 | Group Stop Loss | 7.82% | $69,696,980 | $69,696,980 | $173,305,119 | $179,321,285 | N/A |
| 2021 | Total Accident & Health | 14.83% | $1,797,019,744 | $1,822,339,538 | $1,563,598,525 | $1,566,602,207 | 85.97 % |
| 2021 | Total Individual Accident & Health | 9.36% | $423,502,032 | $440,108,326 | $325,273,760 | $326,069,212 | 74.09 % |
| 2021 | Individual Comprehensive Medical Expense | 17.77% | $315,816,351 | $332,418,496 | $251,816,732 | $252,806,265 | 76.05 % |
| 2021 | Individual Medicare Supplement | 17.60% | $102,337,864 | $102,339,890 | $70,385,370 | $69,823,576 | 68.23 % |
| 2021 | Individual Long Term Care | 0.01% | $25,701 | $27,824 | $182,925 | $552,018 | N/A |
| 2021 | Individual Dental | 10.42% | $4,857,500 | $4,857,500 | $2,707,238 | $2,703,233 | 55.65 % |
| 2021 | Individual Limited Benefit | 0.68% | $464,616 | $464,616 | $181,495 | $184,120 | 39.63 % |
| 2021 | Total Group Accident & Health | 18.08% | $1,373,517,712 | $1,382,231,212 | $1,238,324,765 | $1,240,532,995 | 89.75 % |
| 2021 | Group Comprehensive Medical Expense - Small Employer | 25.96% | $229,547,725 | $225,876,433 | $166,203,327 | $159,793,636 | 70.74 % |
| 2021 | Group Comprehensive Medical Expense - Large Employer | 26.25% | $597,253,338 | $595,881,930 | $484,453,830 | $479,854,733 | 80.53 % |
| 2021 | Group Comprehensive Medical Expense - Association | 0.95% | $395,684 | $389,356 | $286,494 | $275,445 | 70.74 % |
| 2021 | Group Comprehensive Medical Expense - Federal Employees | 57.92% | $451,090,142 | $464,852,670 | $429,933,964 | $438,918,029 | 94.42 % |
| 2021 | Group Accident Only | 0.32% | $384,288 | $384,288 | $35,320 | $87,491 | 22.77 % |
| 2021 | Group Disability Income | 0.00% | $0 | $0 | $58,199 | $14,412 | N/A |
| 2021 | Group Dental | 7.61% | $23,706,839 | $23,706,839 | $17,917,053 | $17,998,256 | 75.92 % |
| 2021 | Group Limited Benefit | 2.81% | $7,930,128 | $7,930,128 | $5,218,710 | $5,465,267 | 68.92 % |
| 2021 | Group Stop Loss | 7.97% | $63,209,568 | $63,209,568 | $134,217,868 | $138,125,726 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Health | 19.19% | 378 | 91 |
| 2023 | Long-Term Care Insurance | 0.01% | 0 | 0 |
| 2023 | Medicare Supplement Insurance | 12.80% | 10 | 103 |
| 2022 | Health | 16.28% | 421 | 118 |
| 2022 | Long-Term Care Insurance | 0.01% | 0 | 0 |
| 2022 | Medicare Supplement Insurance | 12.52% | 7 | 76 |
| 2021 | Health | 18.27% | 519 | 115 |
| 2021 | Long-Term Care Insurance | 0.01% | 0 | 0 |
| 2021 | Medicare Supplement Insurance | 12.10% | 11 | 114 |
Company Changes
Market Conduct
Date: 11/16/2012
Date: 08/01/2014
Date: 08/01/2014
Date: 08/09/2021
Date: 07/29/2022
Date: 07/29/2022
Date: 09/13/2022
Financial Exams
Date: 05/04/2017
Date: 07/29/2019
Order and Exam Report Healthy Alliance Life Insurance Company.pdf
Date: 06/17/2024
OrderandExaminationReport-HealthyAllianceLifeInsuranceCompany.pdf