Company Details

  GUARDIAN LIFE INSURANCE COMPANY OF AMERICA License Status :
Active

NAIC Number :

64246


Phone Number:

2125988829


Company Address:

10 HUDSON YARDS 
NEW YORK, NY  10001

Description:

Life and Health


License Number:

A424129


Date Admitted:

1900-01-01


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2022 Total Accident & Health 0.10% $69,067,426 $68,639,060 $43,031,743 $50,872,632 74.12 %
2022 Total Individual Accident & Health 0.01% $1,418,777 $1,354,809 $2,267,174 $2,842,721 N/A
2022 Individual Comprehensive Medical Expense 0.00% $2,744 $2,589 $31,125 $108,080 N/A
2022 Individual Specified Disease 0.00% $0 $0 $0 $-294 N/A
2022 Individual Accident Only 0.00% $6,627 $6,633 $460 $460 6.94 %
2022 Individual Disability Income 0.30% $683,373 $652,352 $1,850,329 $2,342,623 N/A
2022 Individual Dental 0.27% $726,033 $693,235 $385,260 $391,852 56.53 %
2022 Total Group Accident & Health 0.15% $67,648,649 $67,284,251 $40,764,569 $48,029,911 71.38 %
2022 Group Specified Disease 3.71% $3,718,381 $3,679,568 $782,200 $801,313 21.78 %
2022 Group Accident Only 1.23% $5,174,470 $5,195,624 $1,266,122 $1,573,567 30.29 %
2022 Group Disability Income 2.33% $19,493,412 $19,410,425 $13,254,831 $20,401,421 N/A
2022 Group Dental 2.15% $31,579,468 $31,382,778 $22,300,333 $22,177,557 70.67 %
2022 Group Limited Benefit 0.79% $7,682,918 $7,615,856 $3,161,083 $3,076,053 40.39 %
2022 Total Life 0.10% $40,769,272 $0 $35,881,221 $0 N/A
2022 Total Individual Life 0.09% $24,158,435 $0 $21,824,457 $0 N/A
2022 Individual Whole Life 1.46% $22,897,860 $0 $21,521,575 $0 N/A
2022 Individual Term Life 0.06% $947,504 $0 $302,882 $0 N/A
2022 Individual Universal Life 0.02% $313,071 $0 $0 $0 N/A
2022 Total Group Life 0.11% $16,610,837 $0 $14,056,764 $0 N/A
2022 Group Term Life 1.10% $16,558,445 $0 $14,049,931 $0 N/A
2022 Group Universal Life 0.01% $52,392 $0 $0 $0 N/A
2022 Group Ordinary Annuities 0.00% $0 $0 $6,833 $0 N/A
2021 Total Accident & Health 0.09% $69,134,243 $69,547,025 $43,441,947 $41,873,126 60.21 %
2021 Total Individual Accident & Health 0.01% $1,356,521 $1,335,902 $1,882,033 $829,159 62.07 %
2021 Individual Comprehensive Medical Expense 0.00% $2,534 $2,309 $13,724 $4,425 N/A
2021 Individual Specified Disease 0.00% $231 $114 $0 $-375 -328.95 %
2021 Individual Accident Only 0.00% $4,585 $4,528 $0 $-142 -3.14 %
2021 Individual Disability Income 0.34% $801,927 $789,273 $1,587,324 $531,269 67.31 %
2021 Individual Dental 0.19% $547,244 $539,678 $280,985 $293,982 54.47 %
2021 Total Group Accident & Health 0.12% $67,777,722 $68,211,123 $41,559,914 $41,043,967 60.17 %
2021 Group Specified Disease 3.23% $3,330,830 $3,356,681 $956,216 $931,266 27.74 %
2021 Group Accident Only 1.41% $5,181,475 $5,257,759 $975,669 $349,646 6.65 %
2021 Group Disability Income 2.42% $18,583,416 $18,704,894 $12,269,502 $12,172,178 65.07 %
2021 Group Dental 2.09% $33,087,391 $33,252,044 $23,888,252 $24,049,259 72.32 %
2021 Group Limited Benefit 0.83% $7,594,610 $7,639,745 $3,470,275 $3,541,618 46.36 %
2021 Total Life 0.10% $35,181,411 $0 $27,998,935 $0 N/A
2021 Total Individual Life 0.08% $17,797,989 $0 $13,754,576 $0 N/A
2021 Individual Whole Life 0.95% $16,568,520 $0 $13,616,311 $0 N/A
2021 Individual Term Life 0.07% $940,559 $0 $138,265 $0 N/A
2021 Individual Universal Life 0.02% $288,910 $0 $0 $0 N/A
2021 Total Group Life 0.13% $17,383,422 $0 $14,244,359 $0 N/A
2021 Group Term Life 1.05% $17,314,566 $0 $14,207,075 $0 N/A
2021 Group Universal Life 0.05% $68,856 $0 $30,000 $0 N/A
2021 Group Ordinary Annuities 0.00% $0 $0 $7,284 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2022 Life and Annuities 0.35% 3 117
2022 Health 0.82% 28 156
2021 Health 0.81% 34 171
2021 Life and Annuities 0.34% 3 113


Company Changes

Effective Date: 07/01/2001

Comments: Berkshire Life Insurance Co. merged with and into Guardian Life Insurance of America.


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

This company does not have any financial exams.