Company Details

  GUARDIAN LIFE INSURANCE COMPANY OF AMERICA License Status :
Active

NAIC Number :

64246


Phone Number:

212-598-8000


Company Address:

10 HUDSON YARDS 
NEW YORK, NY  10001

Description:

Life and Health


License Number:

A424129


Date Admitted:

1869-08-09


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2020 Total Accident & Health 0.10% $67,577,824 $67,965,830 $38,403,407 $39,852,502 58.64 %
2020 Total Individual Accident & Health 0.01% $1,321,078 $1,339,582 $1,714,170 $3,562,511 N/A
2020 Individual Comprehensive Medical Expense 0.00% $2,436 $2,328 $7,239 $14,394 N/A
2020 Individual Specified Disease 0.00% $454 $591 $0 $662 N/A
2020 Individual Accident Only 0.00% $2,555 $2,474 $330 $472 19.08 %
2020 Individual Disability Income 0.41% $945,908 $955,637 $1,528,069 $3,375,968 N/A
2020 Individual Dental 0.19% $369,725 $378,552 $178,532 $171,015 45.18 %
2020 Total Group Accident & Health 0.15% $66,256,746 $66,626,248 $36,689,237 $36,289,991 54.47 %
2020 Group Specified Disease 3.20% $2,998,469 $3,043,842 $739,344 $914,671 30.05 %
2020 Group Accident Only 1.48% $4,994,083 $5,023,659 $1,625,649 $2,221,276 44.22 %
2020 Group Disability Income 2.57% $18,214,796 $18,299,931 $10,896,721 $9,896,082 54.08 %
2020 Group Dental 2.69% $32,745,564 $32,890,165 $20,271,586 $20,279,561 61.66 %
2020 Group Limited Benefit 1.01% $7,303,834 $7,368,651 $3,006,846 $3,017,451 40.95 %
2020 Group Stop Loss 0.00% $0 $0 $149,091 $-39,050 N/A
2020 Total Life 0.08% $32,773,250 $0 $25,015,633 $0 N/A
2020 Total Individual Life 0.08% $15,610,067 $0 $13,577,062 $0 N/A
2020 Individual Whole Life 1.05% $14,619,026 $0 $12,763,727 $0 N/A
2020 Individual Term Life 0.06% $703,945 $0 $813,335 $0 N/A
2020 Individual Universal Life 0.02% $287,096 $0 $0 $0 N/A
2020 Total Group Life 0.08% $17,163,183 $0 $11,438,571 $0 N/A
2020 Group Term Life 1.25% $17,065,920 $0 $11,430,287 $0 N/A
2020 Group Universal Life 0.11% $97,263 $0 $0 $0 N/A
2020 Group Ordinary Annuities 0.00% $0 $0 $8,284 $0 N/A
2019 Total Accident & Health 0.10% $63,950,511 $64,065,690 $41,204,294 $37,842,334 59.07 %
2019 Total Individual Accident & Health 0.01% $1,358,974 $1,383,106 $1,633,930 $2,101,001 N/A
2019 Individual Comprehensive Medical Expense 0.00% $2,353 $2,466 $12,496 $8,400 N/A
2019 Individual Accident Only 0.00% $1,461 $1,178 $0 $7 0.59 %
2019 Individual Disability Income 0.42% $1,037,999 $1,056,508 $1,435,929 $1,892,604 N/A
2019 Individual Dental 0.17% $317,161 $322,954 $185,505 $199,990 61.93 %
2019 Total Group Accident & Health 0.14% $62,591,537 $62,682,584 $39,570,364 $35,741,333 57.02 %
2019 Group Specified Disease 2.42% $2,529,325 $2,606,693 $817,542 $922,416 35.39 %
2019 Group Accident Only 1.17% $4,300,619 $4,380,615 $905,245 $784,863 17.92 %
2019 Group Disability Income 2.42% $15,772,516 $15,802,108 $10,654,788 $7,227,211 45.74 %
2019 Group Dental 2.52% $32,489,779 $32,442,163 $22,696,304 $22,764,002 70.17 %
2019 Group Limited Benefit 1.02% $7,277,728 $7,288,399 $3,323,795 $3,329,741 45.69 %
2019 Group Stop Loss 0.01% $221,570 $162,606 $1,172,690 $713,100 N/A
2018 Total Accident & Health 0.10% $65,015,532 $64,614,812 $41,775,751 $34,464,078 53.34 %
2018 Total Individual Accident & Health 0.01% $1,431,780 $1,423,734 $1,547,171 $2,417,934 N/A
2018 Individual Comprehensive Medical Expense 0.00% $2,680 $2,809 $51,484 $14,049 N/A
2018 Individual Accident Only 0.00% $281 $344 $180 $180 52.33 %
2018 Individual Disability Income 0.49% $1,138,901 $1,137,774 $1,375,920 $2,266,984 N/A
2018 Individual Dental 0.16% $289,918 $282,807 $119,587 $136,721 48.34 %
2018 Total Group Accident & Health 0.14% $63,583,752 $63,191,078 $40,228,580 $32,046,144 50.71 %
2018 Group Specified Disease 2.01% $1,931,246 $1,952,428 $630,987 $-137,812 -7.06 %
2018 Group Accident Only 0.97% $3,381,180 $3,425,346 $879,523 $-476,204 -13.90 %
2018 Group Disability Income 2.13% $14,437,640 $14,355,724 $10,170,632 $4,366,874 30.42 %
2018 Group Dental 3.22% $34,327,968 $34,022,817 $23,981,330 $23,920,638 70.31 %
2018 Group Limited Benefit 1.20% $7,775,202 $7,730,403 $3,316,890 $3,028,090 39.17 %
2018 Group Stop Loss 0.09% $1,730,516 $1,704,360 $1,249,218 $1,344,558 78.89 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2020 Health 0.73% 38 165
2020 Life and Annuities 0.33% 4 147
2019 Health 0.72% 32 125
2019 Life and Annuities 0.33% 4 123
2018 Health 0.80% 25 82
2018 Life and Annuities 0.34% 3 80


Company Changes

Effective Date: 07/01/2001

Comments: Berkshire Life Insurance Co. merged with and into Guardian Life Insurance of America.


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

This company does not have any financial exams.