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Company Details

  GOLDEN RULE INSURANCE COMPANY License Status :
Active

NAIC Number :

62286


Phone Number:

3172908100


Company Address:

9800 HEALTH CARE LANE 
MINNETONKA, MN  55343

Description:

Life and Health


License Number:

A423280


Date Admitted:

1965-09-27


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2022 Total Accident & Health 0.12% $75,568,472 $75,675,218 $47,470,259 $45,267,353 59.82 %
2022 Total Individual Accident & Health 0.36% $75,568,472 $75,675,218 $47,470,259 $45,267,353 59.82 %
2022 Individual Comprehensive Medical Expense 0.60% $39,114,726 $39,201,593 $29,991,397 $28,086,499 71.65 %
2022 Individual Medicare Supplement 0.04% $973,375 $976,401 $900,928 $896,372 91.80 %
2022 Individual Specified Disease 0.06% $531,337 $531,340 $92,500 $124,056 23.35 %
2022 Individual Accident Only 0.38% $1,126,826 $1,128,575 $197,287 $206,216 18.27 %
2022 Individual Disability Income 0.00% $5,352 $5,352 $0 $-12 -0.22 %
2022 Individual Dental 1.93% $4,974,131 $4,974,862 $2,558,380 $2,536,123 50.98 %
2022 Individual Limited Benefit 4.87% $28,842,725 $28,857,095 $13,729,767 $13,418,099 46.50 %
2022 Total Life 0.00% $812,634 $0 $3,658,298 $0 N/A
2022 Total Individual Life 0.00% $812,634 $0 $3,658,298 $0 N/A
2022 Individual Universal Life 0.04% $812,634 $0 $3,658,298 $0 N/A
2021 Total Accident & Health 0.10% $76,364,828 $76,664,494 $51,893,183 $50,620,364 66.03 %
2021 Total Individual Accident & Health 0.16% $35,325,137 $35,460,741 $17,690,884 $17,102,650 48.23 %
2021 Individual Comprehensive Medical Expense 0.31% $22,954,512 $23,067,489 $11,805,977 $13,067,779 56.65 %
2021 Individual Medicare Supplement 0.03% $1,049,459 $1,058,533 $857,013 $927,022 87.58 %
2021 Individual Specified Disease 0.07% $548,798 $550,261 $0 $49,097 8.92 %
2021 Individual Accident Only 0.35% $1,028,893 $1,033,437 $171,433 $195,252 18.89 %
2021 Individual Disability Income 0.00% $4,266 $5,411 $0 $0 0.00 %
2021 Individual Dental 1.63% $4,468,988 $4,467,801 $2,242,526 $113 0.00 %
2021 Individual Limited Benefit 1.75% $5,270,221 $5,277,809 $2,613,935 $2,863,387 54.25 %
2021 Total Group Accident & Health 0.08% $41,039,691 $41,203,753 $34,202,299 $33,517,714 81.35 %
2021 Group Comprehensive Medical Expense - Association 19.34% $40,763,975 $40,927,475 $34,097,499 $31,473,297 76.90 %
2021 Group Accident Only 0.04% $158,934 $159,483 $50,114 $49,594 31.10 %
2021 Group Dental 0.01% $84,447 $84,354 $45,022 $1,984,686 N/A
2021 Group Limited Benefit 0.00% $32,335 $32,441 $9,664 $10,137 31.25 %
2021 Total Life 0.00% $923,063 $0 $5,517,160 $0 N/A
2021 Total Individual Life 0.00% $866,507 $0 $5,517,160 $0 N/A
2021 Individual Whole Life 0.00% $0 $0 $3,888 $0 N/A
2021 Individual Term Life 0.05% $696,534 $0 $95,282 $0 N/A
2021 Individual Universal Life 0.01% $130,595 $0 $1,873,908 $0 N/A
2021 Individual Ordinary Annuities 0.00% $39,378 $0 $3,544,082 $0 N/A
2021 Total Group Life 0.00% $56,556 $0 $0 $0 N/A
2021 Group Term Life 0.00% $56,556 $0 $0 $0 N/A
2020 Total Accident & Health 0.10% $73,108,490 $73,557,443 $45,077,316 $47,302,863 64.31 %
2020 Total Individual Accident & Health 0.12% $28,475,862 $28,274,533 $13,056,901 $14,228,964 50.32 %
2020 Individual Comprehensive Medical Expense 0.22% $16,932,119 $16,622,866 $8,105,639 $9,162,057 55.12 %
2020 Individual Medicare Supplement 0.04% $1,199,639 $1,213,296 $898,988 $897,182 73.95 %
2020 Individual Specified Disease 0.06% $408,734 $408,734 $52,520 $52,520 12.85 %
2020 Individual Accident Only 0.30% $819,893 $826,597 $108,498 $105,375 12.75 %
2020 Individual Disability Income 0.00% $6,913 $6,793 $0 $0 0.00 %
2020 Individual Dental 1.53% $3,545,465 $3,574,697 $1,602,410 $1,681,395 47.04 %
2020 Individual Limited Benefit 2.28% $5,563,099 $5,621,550 $2,288,846 $2,330,435 41.46 %
2020 Total Group Accident & Health 0.09% $44,632,628 $45,282,910 $32,020,415 $33,073,899 73.04 %
2020 Group Comprehensive Medical Expense - Association 19.24% $44,312,632 $44,960,612 $31,897,610 $32,949,514 73.29 %
2020 Group Accident Only 0.05% $186,478 $187,671 $67,108 $67,345 35.88 %
2020 Group Dental 0.01% $95,032 $95,563 $46,011 $46,892 49.07 %
2020 Group Limited Benefit 0.00% $38,486 $39,064 $9,686 $10,148 25.98 %
2020 Total Life 0.00% $1,002,507 $0 $6,115,684 $0 N/A
2020 Total Individual Life 0.00% $944,410 $0 $6,115,684 $0 N/A
2020 Individual Whole Life 0.00% $49,287 $0 $32,749 $0 N/A
2020 Individual Term Life 0.02% $274,677 $0 $472,174 $0 N/A
2020 Individual Universal Life 0.03% $566,682 $0 $2,289,075 $0 N/A
2020 Individual Ordinary Annuities 0.00% $53,764 $0 $3,321,686 $0 N/A
2020 Total Group Life 0.00% $58,097 $0 $0 $0 N/A
2020 Group Term Life 0.00% $58,097 $0 $0 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2022 Health 0.78% 44 224
2022 Life and Annuities 0.01% 1 1195
2022 Medicare Supplement Insurance 0.13% 0 0
2021 Health 0.76% 42 193
2021 Life and Annuities 0.01% 1 1241
2021 Medicare Supplement Insurance 0.15% 0 0
2020 Life and Annuities 0.01% 0 0
2020 Medicare Supplement Insurance 0.17% 0 0
2020 Health 0.71% 45 184


Company Changes


Market Conduct

Date: 08/15/2019

GRIC819.pdf

Date: 02/24/2020

GRIC220.pdf

Date: 11/16/2020

GRIC1120.pdf

Date: 05/13/2021

GRIC521.pdf


Financial Exams

This company does not have any financial exams.