Company Details

  GOLDEN RULE INSURANCE COMPANY License Status :
Active

NAIC Number :

62286


Phone Number:

3172908100


Company Address:

7440 WOODLAND DRIVE 
INDIANAPOLIS, IN  46278-1719

Description:

Life and Health


License Number:

A423280


Date Admitted:

1965-09-27


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Earned Direct Premium Written Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Accident & Health 0.06% $65,586,108 $65,471,878 $44,367,565 $42,932,550 65.57 %
2018 Total Individual Accident & Health 0.03% $11,370,114 $10,985,471 $4,745,261 $4,283,509 38.99 %
2018 Individual Comprehensive Medical Expense 0.03% $4,161,933 $3,874,550 $1,598,448 $824,512 21.28 %
2018 Individual Medicare Supplement 0.03% $1,512,767 $1,521,665 $1,214,908 $1,102,976 72.48 %
2018 Individual Specified Disease 0.03% $239,378 $240,985 $0 $0 0.00 %
2018 Individual Accident Only 0.08% $374,164 $367,381 $36,489 $120,613 32.83 %
2018 Individual Disability Income 0.00% $10,091 $8,531 $0 $0 0.00 %
2018 Individual Dental 0.79% $2,523,525 $2,523,280 $1,207,537 $1,293,016 51.24 %
2018 Individual Limited Benefit 1.00% $2,548,256 $2,449,079 $687,879 $942,392 38.48 %
2018 Total Group Accident & Health 0.07% $54,215,994 $54,486,407 $39,622,304 $38,649,041 70.93 %
2018 Group Comprehensive Medical Expense - Association 13.85% $53,747,466 $53,736,248 $39,113,173 $38,282,079 71.24 %
2018 Group Accident Only 0.05% $280,773 $555,802 $418,883 $273,579 49.22 %
2018 Group Dental 0.01% $130,101 $131,445 $71,714 $73,863 56.19 %
2018 Group Limited Benefit 0.01% $57,654 $62,912 $18,534 $19,520 31.03 %
2018 Total Life 0.00% $1,204,532 $0 $7,184,348 $0 N/A
2018 Total Individual Life 0.00% $1,134,147 $0 $7,184,348 $0 N/A
2018 Individual Whole Life 0.00% $43,665 $0 $510,521 $0 N/A
2018 Individual Term Life 0.01% $297,909 $0 $291,581 $0 N/A
2018 Individual Universal Life 0.03% $722,563 $0 $3,723,712 $0 N/A
2018 Individual Ordinary Annuities 0.00% $70,010 $0 $2,658,534 $0 N/A
2018 Total Group Life 0.00% $70,385 $0 $0 $0 N/A
2018 Group Term Life 0.00% $70,385 $0 $0 $0 N/A
2017 Total Accident & Health 0.13% $72,471,115 $73,137,898 $56,433,124 $54,652,956 74.73 %
2017 Total Individual Accident & Health 0.06% $12,925,170 $13,325,193 $7,562,876 $5,910,935 44.36 %
2017 Individual Comprehensive Medical Expense 0.07% $7,796,544 $8,216,530 $4,783,882 $3,195,238 38.89 %
2017 Individual Medicare Supplement 0.08% $1,648,263 $1,667,200 $1,374,998 $1,244,270 74.63 %
2017 Individual Specified Disease 0.05% $190,108 $188,754 $70,000 $70,000 37.09 %
2017 Individual Accident Only 0.12% $278,414 $272,168 $20,380 $27,219 10.00 %
2017 Individual Disability Income 0.00% $10,091 $10,485 $0 $0 0.00 %
2017 Individual Dental 1.49% $2,323,638 $2,319,878 $1,155,534 $1,205,597 51.97 %
2017 Individual Limited Benefit 0.62% $678,112 $650,178 $158,082 $168,611 25.93 %
2017 Total Group Accident & Health 0.15% $59,545,945 $59,812,705 $48,870,248 $48,742,021 81.49 %
2017 Group Comprehensive Medical Expense - Association 29.05% $58,956,245 $58,875,043 $48,218,235 $48,226,953 81.91 %
2017 Group Accident Only 0.11% $353,943 $700,928 $548,171 $402,048 57.36 %
2017 Group Dental 0.02% $155,792 $156,371 $83,376 $89,355 57.14 %
2017 Group Limited Benefit 0.02% $79,965 $80,363 $20,466 $23,665 29.45 %
2017 Total Life 0.01% $1,262,806 $0 $6,547,713 $0 N/A
2017 Total Individual Life 0.01% $1,186,149 $0 $6,497,713 $0 N/A
2017 Individual Whole Life 0.00% $42,094 $0 $212,489 $0 N/A
2017 Individual Term Life 0.03% $298,780 $0 $101,223 $0 N/A
2017 Individual Universal Life 0.06% $777,432 $0 $3,323,539 $0 N/A
2017 Individual Ordinary Annuities 0.01% $67,843 $0 $2,860,462 $0 N/A
2017 Total Group Life 0.00% $76,657 $0 $50,000 $0 N/A
2017 Group Term Life 0.01% $76,657 $0 $50,000 $0 N/A
2016 Total Accident & Health 0.14% $81,213,465 $81,356,436 $56,355,913 $53,196,427 65.39 %
2016 Total Individual Accident & Health 0.04% $8,914,209 $8,249,105 $3,593,109 $3,694,379 44.79 %
2016 Individual Comprehensive Medical Expense 0.04% $4,726,186 $4,053,492 $963,276 $1,150,389 28.38 %
2016 Individual Medicare Supplement 0.09% $1,852,041 $1,866,820 $1,451,137 $1,310,164 70.18 %
2016 Individual Specified Disease 0.05% $144,673 $145,043 $10,000 $10,000 6.89 %
2016 Individual Accident Only 0.00% $11,955 $7,197 $816 $4,382 60.89 %
2016 Individual Disability Income 0.00% $9,900 $9,808 $0 $0 0.00 %
2016 Individual Dental 1.29% $2,032,310 $2,038,476 $1,125,506 $1,174,154 57.60 %
2016 Individual Limited Benefit 0.13% $137,144 $128,269 $42,374 $45,290 35.31 %
2016 Total Group Accident & Health 0.20% $72,299,256 $73,107,331 $52,762,804 $49,502,048 67.71 %
2016 Group Comprehensive Medical Expense - Association 27.81% $71,502,642 $72,294,977 $52,366,501 $49,108,350 67.93 %
2016 Group Accident Only 0.18% $514,229 $527,957 $256,884 $253,106 47.94 %
2016 Group Dental 0.02% $179,418 $180,097 $107,717 $108,938 60.49 %
2016 Group Limited Benefit 0.02% $102,967 $104,300 $31,702 $31,654 30.35 %
2016 Total Life 0.01% $1,398,261 $0 $7,153,388 $0 N/A
2016 Total Individual Life 0.01% $1,304,567 $0 $7,153,388 $0 N/A
2016 Individual Whole Life 0.00% $43,759 $0 $18,068 $0 N/A
2016 Individual Term Life 0.03% $287,617 $0 $141,123 $0 N/A
2016 Individual Universal Life 0.06% $882,184 $0 $3,592,346 $0 N/A
2016 Individual Ordinary Annuities 0.01% $91,007 $0 $3,401,851 $0 N/A
2016 Total Group Life 0.00% $93,694 $0 $0 $0 N/A
2016 Group Term Life 0.01% $93,694 $0 $0 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Medicare Supplement Insurance 0.21% 0 0
2018 Health 0.80% 61 185
2018 Life and Annuities 0.01% 1 639
2017 Health 0.95% 71 167
2017 Life and Annuities 0.02% 1 563
2017 Medicare Supplement Insurance 0.24% 0 0
2016 Health 1.18% 78 140
2016 Life and Annuities 0.02% 1 515
2016 Medicare Supplement Insurance 0.28% 1 223


Company Changes

Effective Date: 12/02/2013

Comments:

Effective Date: 08/15/2019

Comments:


Market Conduct

Date: 08/15/2019

GRIC819.pdf


Financial Exams

This company does not have any financial exams.