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Company Details

  GOLDEN RULE INSURANCE COMPANY License Status :
Active

NAIC Number :

62286


Phone Number:

317-715-7013


Company Address:

9800 HEALTH CARE LANE 
MINNETONKA, MN  55343

Description:

Life and Health


License Number:

A423280


Date Admitted:

1965-09-27


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2020 Total Accident & Health 0.11% $73,108,490 $73,557,443 $45,077,316 $47,302,863 64.31 %
2020 Total Individual Accident & Health 0.14% $28,475,862 $28,274,533 $13,056,901 $14,228,964 50.32 %
2020 Individual Comprehensive Medical Expense 0.29% $16,932,119 $16,622,866 $8,105,639 $9,162,057 55.12 %
2020 Individual Medicare Supplement 0.04% $1,199,639 $1,213,296 $898,988 $897,182 73.95 %
2020 Individual Specified Disease 0.06% $408,734 $408,734 $52,520 $52,520 12.85 %
2020 Individual Accident Only 0.30% $819,893 $826,597 $108,498 $105,375 12.75 %
2020 Individual Disability Income 0.00% $6,913 $6,793 $0 $0 0.00 %
2020 Individual Dental 1.78% $3,545,465 $3,574,697 $1,602,410 $1,681,395 47.04 %
2020 Individual Limited Benefit 2.47% $5,563,099 $5,621,550 $2,288,846 $2,330,435 41.46 %
2020 Total Group Accident & Health 0.10% $44,632,628 $45,282,910 $32,020,415 $33,073,899 73.04 %
2020 Group Comprehensive Medical Expense - Association 19.38% $44,312,632 $44,960,612 $31,897,610 $32,949,514 73.29 %
2020 Group Accident Only 0.06% $186,478 $187,671 $67,108 $67,345 35.88 %
2020 Group Dental 0.01% $95,032 $95,563 $46,011 $46,892 49.07 %
2020 Group Limited Benefit 0.01% $38,486 $39,064 $9,686 $10,148 25.98 %
2020 Total Life 0.00% $1,002,507 $0 $6,115,684 $0 N/A
2020 Total Individual Life 0.00% $944,410 $0 $6,115,684 $0 N/A
2020 Individual Whole Life 0.00% $49,287 $0 $32,749 $0 N/A
2020 Individual Term Life 0.02% $274,677 $0 $472,174 $0 N/A
2020 Individual Universal Life 0.03% $566,682 $0 $2,289,075 $0 N/A
2020 Individual Ordinary Annuities 0.00% $53,764 $0 $3,321,686 $0 N/A
2020 Total Group Life 0.00% $58,097 $0 $0 $0 N/A
2020 Group Term Life 0.00% $58,097 $0 $0 $0 N/A
2019 Total Accident & Health 0.11% $70,414,435 $70,469,461 $44,884,365 $45,002,299 63.86 %
2019 Total Individual Accident & Health 0.10% $20,249,056 $20,154,059 $8,037,000 $9,487,848 47.08 %
2019 Individual Comprehensive Medical Expense 0.18% $9,397,292 $9,230,460 $3,201,421 $4,194,401 45.44 %
2019 Individual Medicare Supplement 0.05% $1,364,300 $1,383,607 $1,033,108 $1,032,597 74.63 %
2019 Individual Specified Disease 0.04% $222,767 $224,643 $10,000 $10,000 4.45 %
2019 Individual Accident Only 0.25% $667,734 $662,737 $74,986 $141,904 21.41 %
2019 Individual Disability Income 0.00% $10,091 $6,908 $0 $0 0.00 %
2019 Individual Dental 1.52% $2,908,629 $2,927,253 $1,495,368 $1,539,119 52.58 %
2019 Individual Limited Benefit 3.00% $5,678,243 $5,718,451 $2,222,117 $2,569,827 44.94 %
2019 Total Group Accident & Health 0.11% $50,165,379 $50,315,402 $36,847,365 $35,514,451 70.58 %
2019 Group Comprehensive Medical Expense - Association 19.60% $49,779,338 $49,706,227 $36,462,194 $35,268,406 70.95 %
2019 Group Accident Only 0.06% $225,227 $446,740 $302,021 $161,338 36.11 %
2019 Group Dental 0.01% $111,686 $112,407 $68,834 $70,281 62.52 %
2019 Group Limited Benefit 0.01% $49,128 $50,028 $14,316 $14,426 28.84 %
2018 Total Accident & Health 0.10% $65,586,108 $65,471,878 $44,367,565 $42,932,550 65.57 %
2018 Total Individual Accident & Health 0.06% $11,370,114 $10,985,471 $4,745,261 $4,283,509 38.99 %
2018 Individual Comprehensive Medical Expense 0.06% $4,161,933 $3,874,550 $1,598,448 $824,512 21.28 %
2018 Individual Medicare Supplement 0.06% $1,512,767 $1,521,665 $1,214,908 $1,102,976 72.48 %
2018 Individual Specified Disease 0.05% $239,378 $240,985 $0 $0 0.00 %
2018 Individual Accident Only 0.15% $374,164 $367,381 $36,489 $120,613 32.83 %
2018 Individual Disability Income 0.00% $10,091 $8,531 $0 $0 0.00 %
2018 Individual Dental 1.38% $2,523,525 $2,523,280 $1,207,537 $1,293,016 51.24 %
2018 Individual Limited Benefit 1.73% $2,548,256 $2,449,079 $687,879 $942,392 38.48 %
2018 Total Group Accident & Health 0.12% $54,215,994 $54,486,407 $39,622,304 $38,649,041 70.93 %
2018 Group Comprehensive Medical Expense - Association 15.03% $53,747,466 $53,736,248 $39,113,173 $38,282,079 71.24 %
2018 Group Accident Only 0.08% $280,773 $555,802 $418,883 $273,579 49.22 %
2018 Group Dental 0.01% $130,101 $131,445 $71,714 $73,863 56.19 %
2018 Group Limited Benefit 0.01% $57,654 $62,912 $18,534 $19,520 31.03 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2020 Health 0.77% 45 184
2020 Life and Annuities 0.01% 0 0
2020 Medicare Supplement Insurance 0.17% 0 0
2019 Health 0.76% 50 185
2019 Life and Annuities 0.01% 0 0
2019 Medicare Supplement Insurance 0.18% 0 0
2018 Health 0.87% 61 185
2018 Life and Annuities 0.01% 1 639
2018 Medicare Supplement Insurance 0.21% 0 0


Company Changes


Market Conduct

Date: 08/15/2019

GRIC819.pdf

Date: 02/24/2020

GRIC220.pdf

Date: 11/16/2020

GRIC1120.pdf

Date: 05/13/2021

GRIC521.pdf


Financial Exams

This company does not have any financial exams.