Company Details

  CMFG LIFE INSURANCE COMPANY License Status :
Active

NAIC Number :

62626


Phone Number:

608-665-4525


Company Address:

5910 MINERAL POINT ROAD 
MADISON, WI  53705

Description:

Life and Health


License Number:

A418034


Date Admitted:

1943-06-17


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2019 Total Accident & Health 0.01% $5,881,866 $5,861,676 $1,803,303 $1,852,527 31.60 %
2019 Total Individual Accident & Health 0.01% $1,054,697 $1,053,979 $121,273 $143,805 13.64 %
2019 Individual Long Term Care 0.23% $1,053,382 $1,052,664 $121,273 $143,782 13.66 %
2019 Individual Accident Only 0.00% $1,232 $1,232 $0 $23 1.87 %
2019 Individual Limited Benefit 0.00% $83 $83 $0 $0 0.00 %
2019 Total Group Accident & Health 0.01% $4,827,169 $4,807,697 $1,682,030 $1,708,722 35.54 %
2019 Group Accident Only 0.67% $2,173,675 $2,171,409 $629,375 $659,320 30.36 %
2019 Group Disability Income 0.00% $0 $0 $23,307 $23,668 N/A
2019 Group Limited Benefit 0.00% $28,619 $28,741 $820 $820 2.85 %
2019 Group Short Term Credit Disability 14.88% $2,624,875 $2,607,547 $1,028,528 $1,024,914 39.31 %
2019 Total Life 0.09% $24,039,259 $0 $40,205,627 $0 N/A
2019 Total Individual Life 0.06% $9,214,056 $0 $11,499,050 $0 N/A
2019 Individual Whole Life 0.37% $4,741,792 $0 $1,914,747 $0 N/A
2019 Individual Term Life 0.09% $1,060,433 $0 $132,725 $0 N/A
2019 Individual Universal Life 0.01% $126,995 $0 $325,301 $0 N/A
2019 Individual Graded Death Benefits 1.48% $403,902 $0 $157,739 $0 N/A
2019 Individual Variable Life 0.09% $416,493 $0 $2,431,766 $0 N/A
2019 Individual Ordinary Annuities 0.11% $2,438,735 $0 $2,177,466 $0 N/A
2019 Individual Variable Annuities 0.00% $23,609 $0 $2,797,698 $0 N/A
2019 Individual Equity Indexed Annuities 0.00% $0 $0 $1,561,608 $0 N/A
2019 Individual Deposit-Type Funds 0.00% $2,097 $0 $0 $0 N/A
2019 Total Group Life 0.14% $14,825,203 $0 $28,706,577 $0 N/A
2019 Group Whole Life 2.93% $2,165,076 $0 $1,352,144 $0 N/A
2019 Group Term Life 0.09% $1,081,432 $0 $1,019,083 $0 N/A
2019 Group Graded Death Benefits 0.00% $0 $0 $0 $0 N/A
2019 Group Credit Life 10.27% $2,224,658 $0 $1,064,209 $0 N/A
2019 Group Other Considerations 0.21% $9,354,037 $0 $25,271,141 $0 N/A
2018 Total Accident & Health 0.01% $5,925,097 $5,905,182 $1,643,664 $1,544,030 26.15 %
2018 Total Individual Accident & Health 0.01% $961,211 $952,421 $123,354 $9,778 1.03 %
2018 Individual Long Term Care 0.21% $959,818 $951,028 $123,354 $9,772 1.03 %
2018 Individual Accident Only 0.00% $1,294 $1,294 $0 $6 0.46 %
2018 Individual Disability Income 0.00% $16 $16 $0 $0 0.00 %
2018 Individual Limited Benefit 0.00% $83 $83 $0 $0 0.00 %
2018 Total Group Accident & Health 0.01% $4,963,886 $4,952,761 $1,520,310 $1,534,252 30.98 %
2018 Group Accident Only 0.65% $1,997,153 $2,002,600 $406,750 $425,105 21.23 %
2018 Group Disability Income 0.00% $0 $0 $23,453 $23,055 N/A
2018 Group Limited Benefit 0.01% $33,572 $33,486 $2,055 $2,055 6.14 %
2018 Group Short Term Credit Disability 16.99% $2,933,161 $2,916,675 $1,088,052 $1,084,037 37.17 %
2018 Total Life 0.09% $30,034,183 $0 $30,087,790 $0 N/A
2018 Total Individual Life 0.05% $7,677,304 $0 $12,698,002 $0 N/A
2018 Individual Whole Life 0.33% $4,107,336 $0 $2,562,162 $0 N/A
2018 Individual Term Life 0.07% $788,876 $0 $134,990 $0 N/A
2018 Individual Universal Life 0.01% $140,121 $0 $405,147 $0 N/A
2018 Individual Graded Death Benefits 1.32% $357,081 $0 $126,773 $0 N/A
2018 Individual Variable Life 0.12% $419,150 $0 $1,501,819 $0 N/A
2018 Individual Ordinary Annuities 0.10% $1,611,231 $0 $4,564,431 $0 N/A
2018 Individual Variable Annuities 0.00% $21,775 $0 $3,205,307 $0 N/A
2018 Individual Equity Indexed Annuities 0.00% $0 $0 $197,373 $0 N/A
2018 Individual Deposit-Type Funds 0.16% $231,734 $0 $0 $0 N/A
2018 Total Group Life 0.12% $22,356,879 $0 $17,389,788 $0 N/A
2018 Group Whole Life 2.37% $2,305,995 $0 $1,283,449 $0 N/A
2018 Group Term Life 0.10% $1,183,606 $0 $1,189,597 $0 N/A
2018 Group Graded Death Benefits 0.00% $0 $0 $0 $0 N/A
2018 Group Credit Life 11.59% $2,469,154 $0 $1,195,257 $0 N/A
2018 Group Other Considerations 0.13% $16,398,124 $0 $13,721,485 $0 N/A
2017 Total Accident & Health 0.01% $5,769,835 $5,724,141 $1,721,385 $1,825,131 31.88 %
2017 Total Individual Accident & Health 0.00% $869,308 $830,479 $93,786 $160,788 19.36 %
2017 Individual Long Term Care 0.19% $867,923 $828,913 $93,596 $160,583 19.37 %
2017 Individual Accident Only 0.00% $996 $977 $0 $15 1.54 %
2017 Individual Disability Income 0.00% $306 $495 $190 $190 38.38 %
2017 Individual Limited Benefit 0.00% $83 $94 $0 $0 0.00 %
2017 Total Group Accident & Health 0.01% $4,900,527 $4,893,662 $1,627,599 $1,664,343 34.01 %
2017 Group Accident Only 0.57% $1,853,425 $1,848,131 $444,438 $481,536 26.06 %
2017 Group Disability Income 0.00% $0 $0 $25,019 $24,957 N/A
2017 Group Limited Benefit 0.00% $9,196 $9,050 $1,780 $1,780 19.67 %
2017 Group Short Term Credit Disability 17.56% $3,037,906 $3,036,481 $1,156,362 $1,156,070 38.07 %
2017 Total Life 0.11% $24,656,837 $0 $24,520,622 $0 N/A
2017 Total Individual Life 0.05% $7,130,774 $0 $9,099,604 $0 N/A
2017 Individual Whole Life 0.33% $4,084,278 $0 $1,622,232 $0 N/A
2017 Individual Term Life 0.03% $269,592 $0 $324,393 $0 N/A
2017 Individual Universal Life 0.01% $139,136 $0 $549,303 $0 N/A
2017 Individual Graded Death Benefits 0.00% $0 $0 $0 $0 N/A
2017 Individual Variable Life 0.12% $427,903 $0 $0 $0 N/A
2017 Individual Ordinary Annuities 0.14% $2,067,931 $0 $1,612,462 $0 N/A
2017 Individual Variable Annuities 0.00% $141,884 $0 $3,275,889 $0 N/A
2017 Individual Equity Indexed Annuities 0.00% $0 $0 $1,715,325 $0 N/A
2017 Individual Deposit-Type Funds 0.00% $50 $0 $0 $0 N/A
2017 Total Group Life 0.21% $17,526,063 $0 $15,421,018 $0 N/A
2017 Group Whole Life 2.02% $2,434,586 $0 $1,112,667 $0 N/A
2017 Group Term Life 0.12% $1,300,213 $0 $744,168 $0 N/A
2017 Group Graded Death Benefits 0.00% $0 $0 $0 $0 N/A
2017 Group Credit Life 12.21% $2,597,071 $0 $1,203,498 $0 N/A
2017 Group Other Considerations 0.57% $11,194,193 $0 $12,360,685 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2019 Health 0.06% 4 175
2019 Life and Annuities 0.15% 4 268
2019 Long-Term Care Insurance 0.39% 4 508
2018 Health 0.06% 3 115
2018 Life and Annuities 0.16% 5 295
2018 Long-Term Care Insurance 0.36% 2 264
2017 Health 0.06% 3 105
2017 Life and Annuities 0.24% 4 146
2017 Long-Term Care Insurance 0.35% 2 278


Company Changes

Effective Date: 12/31/2007

Comments: Cuna Mutual Life Insurance Company merged with and into Cuna Mutual Insurance Society.

Effective Date: 01/31/2012

Comments: Effective 1/31/12 CUNA Mutual Insurance Company changed it name to CMFG Life Insurance Company.


Market Conduct

Date: 07/21/2016

CUNA62626.pdf


Financial Exams

This company does not have any financial exams.