Company Details

  CMFG LIFE INSURANCE COMPANY License Status :
Active

NAIC Number :

62626


Phone Number:

608-665-4525


Company Address:

POST OFFICE BOX 391 
MADISON, WI  53701

Description:

Life and Health


License Number:

A418034


Date Admitted:

1943-06-17


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Accident & Health 0.01% $5,925,097 $5,905,182 $1,643,664 $1,544,030 26.15 %
2018 Total Individual Accident & Health 0.00% $961,211 $952,421 $123,354 $9,778 1.03 %
2018 Individual Long Term Care 0.11% $959,818 $951,028 $123,354 $9,772 1.03 %
2018 Individual Accident Only 0.00% $1,294 $1,294 $0 $6 0.46 %
2018 Individual Disability Income 0.00% $16 $16 $0 $0 0.00 %
2018 Individual Limited Benefit 0.00% $83 $83 $0 $0 0.00 %
2018 Total Group Accident & Health 0.01% $4,963,886 $4,952,761 $1,520,310 $1,534,252 30.98 %
2018 Group Accident Only 0.33% $1,997,153 $2,002,600 $406,750 $425,105 21.23 %
2018 Group Disability Income 0.00% $0 $0 $23,453 $23,055 N/A
2018 Group Limited Benefit 0.00% $33,572 $33,486 $2,055 $2,055 6.14 %
2018 Group Short Term Credit Disability 8.47% $2,933,161 $2,916,675 $1,088,052 $1,084,037 37.17 %
2018 Total Life 0.05% $30,034,183 $0 $30,087,790 $0 N/A
2018 Total Individual Life 0.03% $7,677,304 $0 $12,698,002 $0 N/A
2018 Individual Whole Life 0.17% $4,107,336 $0 $2,562,162 $0 N/A
2018 Individual Term Life 0.04% $788,876 $0 $134,990 $0 N/A
2018 Individual Universal Life 0.00% $140,121 $0 $405,147 $0 N/A
2018 Individual Graded Death Benefits 0.72% $357,081 $0 $126,773 $0 N/A
2018 Individual Variable Life 0.07% $419,150 $0 $1,501,819 $0 N/A
2018 Individual Ordinary Annuities 0.05% $1,611,231 $0 $4,564,431 $0 N/A
2018 Individual Variable Annuities 0.00% $21,775 $0 $3,205,307 $0 N/A
2018 Individual Equity Indexed Annuities 0.00% $0 $0 $197,373 $0 N/A
2018 Individual Deposit-Type Funds 0.08% $231,734 $0 $0 $0 N/A
2018 Total Group Life 0.06% $22,356,879 $0 $17,389,788 $0 N/A
2018 Group Whole Life 1.19% $2,305,995 $0 $1,283,449 $0 N/A
2018 Group Term Life 0.05% $1,183,606 $0 $1,189,597 $0 N/A
2018 Group Graded Death Benefits 0.00% $0 $0 $0 $0 N/A
2018 Group Credit Life 5.78% $2,469,154 $0 $1,195,257 $0 N/A
2018 Group Other Considerations 0.07% $16,398,124 $0 $13,721,485 $0 N/A
2017 Total Accident & Health 0.01% $5,769,835 $5,724,141 $1,721,385 $1,825,131 31.88 %
2017 Total Individual Accident & Health 0.00% $869,308 $830,479 $93,786 $160,788 19.36 %
2017 Individual Long Term Care 0.19% $867,923 $828,913 $93,596 $160,583 19.37 %
2017 Individual Accident Only 0.00% $996 $977 $0 $15 1.54 %
2017 Individual Disability Income 0.00% $306 $495 $190 $190 38.38 %
2017 Individual Limited Benefit 0.00% $83 $94 $0 $0 0.00 %
2017 Total Group Accident & Health 0.01% $4,900,527 $4,893,662 $1,627,599 $1,664,343 34.01 %
2017 Group Accident Only 0.58% $1,853,425 $1,848,131 $444,438 $481,536 26.06 %
2017 Group Disability Income 0.00% $0 $0 $25,019 $24,957 N/A
2017 Group Limited Benefit 0.00% $9,196 $9,050 $1,780 $1,780 19.67 %
2017 Group Short Term Credit Disability 17.51% $3,037,906 $3,036,481 $1,156,362 $1,156,070 38.07 %
2017 Total Life 0.12% $24,656,837 $0 $24,520,622 $0 N/A
2017 Total Individual Life 0.05% $7,130,774 $0 $9,099,604 $0 N/A
2017 Individual Whole Life 0.35% $4,084,278 $0 $1,622,232 $0 N/A
2017 Individual Term Life 0.03% $269,592 $0 $324,393 $0 N/A
2017 Individual Universal Life 0.01% $139,136 $0 $549,303 $0 N/A
2017 Individual Graded Death Benefits 0.00% $0 $0 $0 $0 N/A
2017 Individual Variable Life 0.14% $427,903 $0 $0 $0 N/A
2017 Individual Ordinary Annuities 0.15% $2,067,931 $0 $1,612,462 $0 N/A
2017 Individual Variable Annuities 0.00% $141,884 $0 $3,275,889 $0 N/A
2017 Individual Equity Indexed Annuities 0.00% $0 $0 $1,715,325 $0 N/A
2017 Individual Deposit-Type Funds 0.00% $50 $0 $0 $0 N/A
2017 Total Group Life 0.22% $17,526,063 $0 $15,421,018 $0 N/A
2017 Group Whole Life 2.02% $2,434,586 $0 $1,112,667 $0 N/A
2017 Group Term Life 0.12% $1,300,213 $0 $744,168 $0 N/A
2017 Group Graded Death Benefits 0.00% $0 $0 $0 $0 N/A
2017 Group Credit Life 12.19% $2,597,071 $0 $1,203,498 $0 N/A
2017 Group Other Considerations 0.57% $11,194,193 $0 $12,360,685 $0 N/A
2016 Total Accident & Health 0.01% $5,557,072 $5,595,292 $2,133,794 $2,621,811 46.86 %
2016 Total Individual Accident & Health 0.00% $936,529 $952,016 $59,822 $611,167 64.20 %
2016 Individual Long Term Care 0.20% $935,179 $950,617 $59,822 $609,758 64.14 %
2016 Individual Accident Only 0.00% $510 $563 $0 $0 0.00 %
2016 Individual Disability Income 0.00% $840 $836 $0 $1,409 N/A
2016 Total Group Accident & Health 0.01% $4,620,543 $4,643,276 $2,073,972 $2,010,644 43.30 %
2016 Group Accident Only 0.56% $1,653,813 $1,650,955 $825,000 $797,977 48.33 %
2016 Group Disability Income 0.00% $0 $0 $46,842 $-8,444 N/A
2016 Group Limited Benefit 0.01% $43,648 $42,362 $5,782 $4,785 11.30 %
2016 Group Short Term Credit Disability 16.51% $2,923,082 $2,949,959 $1,196,348 $1,216,326 41.23 %
2016 Total Life 0.12% $28,456,887 $0 $25,104,583 $0 N/A
2016 Total Individual Life 0.06% $8,577,797 $0 $12,278,163 $0 N/A
2016 Individual Whole Life 0.29% $3,400,610 $0 $1,741,872 $0 N/A
2016 Individual Term Life 0.03% $276,207 $0 $6,721 $0 N/A
2016 Individual Universal Life 0.01% $143,947 $0 $526,487 $0 N/A
2016 Individual Graded Death Benefits 0.00% $0 $0 $0 $0 N/A
2016 Individual Variable Life 0.15% $455,634 $0 $944,371 $0 N/A
2016 Individual Ordinary Annuities 0.28% $4,070,680 $0 $2,053,643 $0 N/A
2016 Individual Variable Annuities 0.00% $227,799 $0 $4,939,852 $0 N/A
2016 Individual Equity Indexed Annuities 0.00% $0 $0 $2,065,217 $0 N/A
2016 Individual Deposit-Type Funds 0.00% $2,920 $0 $0 $0 N/A
2016 Total Group Life 0.26% $19,879,090 $0 $12,826,420 $0 N/A
2016 Group Whole Life 0.31% $687,215 $0 $454,626 $0 N/A
2016 Group Term Life 0.10% $970,213 $0 $366,122 $0 N/A
2016 Group Graded Death Benefits 5.50% $2,392,031 $0 $1,090,433 $0 N/A
2016 Group Credit Life 11.36% $2,459,837 $0 $1,127,033 $0 N/A
2016 Group Ordinary Annuities 0.00% $0 $0 $9,788,206 $0 N/A
2016 Group Other Considerations 0.59% $13,369,794 $0 $0 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Health 0.06% 3 115
2018 Life and Annuities 0.16% 5 295
2018 Long-Term Care Insurance 0.36% 2 264
2017 Life and Annuities 0.24% 4 146
2017 Long-Term Care Insurance 0.35% 2 278
2017 Health 0.06% 3 105
2016 Health 0.07% 2 64
2016 Life and Annuities 0.26% 5 165
2016 Long-Term Care Insurance 0.36% 1 132


Company Changes

Effective Date: 12/31/2007

Comments: Cuna Mutual Life Insurance Company merged with and into Cuna Mutual Insurance Society.

Effective Date: 01/31/2012

Comments: Effective 1/31/12 CUNA Mutual Insurance Company changed it name to CMFG Life Insurance Company.

Effective Date: 07/21/2016

Comments:


Market Conduct

Date: 07/21/2016

CUNA62626.pdf


Financial Exams

This company does not have any financial exams.