Company Details

  CMFG LIFE INSURANCE COMPANY License Status :
Active

NAIC Number :

62626


Phone Number:

6086654525


Company Address:

5910 MINERAL POINT ROAD 
MADISON, WI  53705

Description:

Life and Health


License Number:

A418034


Date Admitted:

2024-07-01


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2022 Total Accident & Health 0.01% $6,123,820 $6,115,287 $2,274,265 $5,254,828 85.93 %
2022 Total Individual Accident & Health 0.01% $1,423,708 $1,421,853 $610,133 $647,645 45.55 %
2022 Individual Long Term Care 0.28% $1,420,820 $1,418,965 $610,133 $647,635 45.64 %
2022 Individual Accident Only 0.00% $2,805 $2,805 $0 $10 0.36 %
2022 Individual Limited Benefit 0.00% $83 $83 $0 $0 0.00 %
2022 Total Group Accident & Health 0.01% $4,700,112 $4,693,434 $1,664,132 $4,607,183 98.16 %
2022 Group Accident Only 0.70% $2,958,348 $2,958,474 $1,021,725 $3,964,889 N/A
2022 Group Disability Income 0.00% $0 $0 $7,300 $7,187 N/A
2022 Group Limited Benefit 0.00% $22,799 $22,613 $2,500 $2,500 11.06 %
2022 Group Short Term Credit Disability 12.31% $1,718,965 $1,712,347 $632,607 $632,607 36.94 %
2022 Total Life 0.07% $26,869,486 $0 $24,117,800 $0 N/A
2022 Total Individual Life 0.05% $12,530,991 $0 $11,239,518 $0 N/A
2022 Individual Whole Life 0.45% $7,144,658 $0 $3,822,737 $0 N/A
2022 Individual Term Life 0.16% $2,440,357 $0 $1,742,022 $0 N/A
2022 Individual Universal Life 0.01% $120,383 $0 $372,501 $0 N/A
2022 Individual Graded Death Benefits 1.37% $499,209 $0 $358,891 $0 N/A
2022 Individual Variable Life 0.08% $384,580 $0 $681,720 $0 N/A
2022 Individual Ordinary Annuities 0.01% $459,547 $0 $2,247,250 $0 N/A
2022 Individual Variable Annuities 0.00% $43,170 $0 $1,110,448 $0 N/A
2022 Individual Modified Guaranteed Annuities 1.62% $1,432,897 $0 $230,231 $0 N/A
2022 Individual Equity Indexed Annuities 0.00% $0 $0 $673,718 $0 N/A
2022 Individual Deposit-Type Funds 0.00% $6,190 $0 $0 $0 N/A
2022 Total Group Life 0.10% $14,338,495 $0 $12,878,282 $0 N/A
2022 Group Whole Life 1.92% $1,769,563 $0 $1,477,428 $0 N/A
2022 Group Term Life 0.06% $860,659 $0 $686,432 $0 N/A
2022 Group Graded Death Benefits 0.00% $0 $0 $0 $0 N/A
2022 Group Credit Life 8.23% $1,449,370 $0 $837,781 $0 N/A
2022 Group Ordinary Annuities 0.00% $0 $0 $719,722 $0 N/A
2022 Group Other Considerations 0.16% $10,258,903 $0 $9,156,919 $0 N/A
2021 Total Accident & Health 0.01% $5,893,064 $5,859,904 $1,682,658 $1,847,311 31.52 %
2021 Total Individual Accident & Health 0.01% $1,257,256 $1,258,141 $426,330 $527,737 41.95 %
2021 Individual Long Term Care 0.23% $1,254,861 $1,255,728 $426,330 $527,683 42.02 %
2021 Individual Accident Only 0.00% $2,312 $2,330 $0 $54 2.32 %
2021 Individual Limited Benefit 0.00% $83 $83 $0 $0 0.00 %
2021 Total Group Accident & Health 0.01% $4,635,808 $4,601,763 $1,256,328 $1,319,574 28.68 %
2021 Group Accident Only 0.73% $2,690,925 $2,690,590 $451,750 $515,147 19.15 %
2021 Group Disability Income 0.00% $0 $0 $17,794 $17,618 N/A
2021 Group Limited Benefit 0.00% $25,583 $25,682 $1,340 $1,340 5.22 %
2021 Group Short Term Credit Disability 11.09% $1,919,300 $1,885,491 $785,444 $785,469 41.66 %
2021 Total Life 0.08% $26,794,548 $0 $25,229,409 $0 N/A
2021 Total Individual Life 0.05% $11,143,173 $0 $10,707,749 $0 N/A
2021 Individual Whole Life 0.38% $6,541,625 $0 $2,714,270 $0 N/A
2021 Individual Term Life 0.15% $2,018,770 $0 $1,231,176 $0 N/A
2021 Individual Universal Life 0.01% $119,129 $0 $578,665 $0 N/A
2021 Individual Graded Death Benefits 1.41% $481,358 $0 $241,830 $0 N/A
2021 Individual Variable Life 0.08% $391,150 $0 $1,116,579 $0 N/A
2021 Individual Ordinary Annuities 0.01% $448,505 $0 $1,818,295 $0 N/A
2021 Individual Variable Annuities 0.00% $366,620 $0 $2,161,336 $0 N/A
2021 Individual Modified Guaranteed Annuities 1.25% $550,000 $0 $0 $0 N/A
2021 Individual Equity Indexed Annuities 0.00% $0 $0 $845,598 $0 N/A
2021 Individual Deposit-Type Funds 0.14% $226,016 $0 $0 $0 N/A
2021 Total Group Life 0.12% $15,651,375 $0 $14,521,660 $0 N/A
2021 Group Whole Life 1.90% $1,893,143 $0 $1,382,040 $0 N/A
2021 Group Term Life 0.06% $920,759 $0 $693,592 $0 N/A
2021 Group Graded Death Benefits 0.00% $0 $0 $0 $0 N/A
2021 Group Credit Life 7.61% $1,609,308 $0 $808,987 $0 N/A
2021 Group Other Considerations 0.19% $11,228,165 $0 $11,637,041 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2022 Long-Term Care Insurance 0.53% 1 124
2022 Health 0.07% 2 127
2022 Life and Annuities 0.15% 2 181
2021 Health 0.07% 4 227
2021 Life and Annuities 0.16% 2 166
2021 Long-Term Care Insurance 0.47% 3 373


Company Changes

Effective Date: 12/31/2007

Comments: Cuna Mutual Life Insurance Company merged with and into Cuna Mutual Insurance Society.

Effective Date: 01/31/2012

Comments: Effective 1/31/12 CUNA Mutual Insurance Company changed it name to CMFG Life Insurance Company.


Market Conduct

Date: 07/21/2016

CUNA62626.pdf

Date: 03/31/2022

CMFG322.pdf


Financial Exams

This company does not have any financial exams.