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Company Details
CMFG LIFE INSURANCE COMPANY License Status :
Active
NAIC Number :
62626
Phone Number:
608-665-4525
Company Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705
Description:
Life and Health
License Number:
A418034
Date Admitted:
1943-06-17
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2019 | Total Accident & Health | 0.01% | $5,881,866 | $5,861,676 | $1,803,303 | $1,852,527 | 31.60 % |
| 2019 | Total Individual Accident & Health | 0.01% | $1,054,697 | $1,053,979 | $121,273 | $143,805 | 13.64 % |
| 2019 | Individual Long Term Care | 0.23% | $1,053,382 | $1,052,664 | $121,273 | $143,782 | 13.66 % |
| 2019 | Individual Accident Only | 0.00% | $1,232 | $1,232 | $0 | $23 | 1.87 % |
| 2019 | Individual Limited Benefit | 0.00% | $83 | $83 | $0 | $0 | 0.00 % |
| 2019 | Total Group Accident & Health | 0.01% | $4,827,169 | $4,807,697 | $1,682,030 | $1,708,722 | 35.54 % |
| 2019 | Group Accident Only | 0.67% | $2,173,675 | $2,171,409 | $629,375 | $659,320 | 30.36 % |
| 2019 | Group Disability Income | 0.00% | $0 | $0 | $23,307 | $23,668 | N/A |
| 2019 | Group Limited Benefit | 0.00% | $28,619 | $28,741 | $820 | $820 | 2.85 % |
| 2019 | Group Short Term Credit Disability | 14.88% | $2,624,875 | $2,607,547 | $1,028,528 | $1,024,914 | 39.31 % |
| 2019 | Total Life | 0.09% | $24,039,259 | $0 | $40,205,627 | $0 | N/A |
| 2019 | Total Individual Life | 0.06% | $9,214,056 | $0 | $11,499,050 | $0 | N/A |
| 2019 | Individual Whole Life | 0.37% | $4,741,792 | $0 | $1,914,747 | $0 | N/A |
| 2019 | Individual Term Life | 0.09% | $1,060,433 | $0 | $132,725 | $0 | N/A |
| 2019 | Individual Universal Life | 0.01% | $126,995 | $0 | $325,301 | $0 | N/A |
| 2019 | Individual Graded Death Benefits | 1.48% | $403,902 | $0 | $157,739 | $0 | N/A |
| 2019 | Individual Variable Life | 0.09% | $416,493 | $0 | $2,431,766 | $0 | N/A |
| 2019 | Individual Ordinary Annuities | 0.11% | $2,438,735 | $0 | $2,177,466 | $0 | N/A |
| 2019 | Individual Variable Annuities | 0.00% | $23,609 | $0 | $2,797,698 | $0 | N/A |
| 2019 | Individual Equity Indexed Annuities | 0.00% | $0 | $0 | $1,561,608 | $0 | N/A |
| 2019 | Individual Deposit-Type Funds | 0.00% | $2,097 | $0 | $0 | $0 | N/A |
| 2019 | Total Group Life | 0.14% | $14,825,203 | $0 | $28,706,577 | $0 | N/A |
| 2019 | Group Whole Life | 2.93% | $2,165,076 | $0 | $1,352,144 | $0 | N/A |
| 2019 | Group Term Life | 0.09% | $1,081,432 | $0 | $1,019,083 | $0 | N/A |
| 2019 | Group Graded Death Benefits | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2019 | Group Credit Life | 10.27% | $2,224,658 | $0 | $1,064,209 | $0 | N/A |
| 2019 | Group Other Considerations | 0.21% | $9,354,037 | $0 | $25,271,141 | $0 | N/A |
| 2018 | Total Accident & Health | 0.01% | $5,925,097 | $5,905,182 | $1,643,664 | $1,544,030 | 26.15 % |
| 2018 | Total Individual Accident & Health | 0.01% | $961,211 | $952,421 | $123,354 | $9,778 | 1.03 % |
| 2018 | Individual Long Term Care | 0.21% | $959,818 | $951,028 | $123,354 | $9,772 | 1.03 % |
| 2018 | Individual Accident Only | 0.00% | $1,294 | $1,294 | $0 | $6 | 0.46 % |
| 2018 | Individual Disability Income | 0.00% | $16 | $16 | $0 | $0 | 0.00 % |
| 2018 | Individual Limited Benefit | 0.00% | $83 | $83 | $0 | $0 | 0.00 % |
| 2018 | Total Group Accident & Health | 0.01% | $4,963,886 | $4,952,761 | $1,520,310 | $1,534,252 | 30.98 % |
| 2018 | Group Accident Only | 0.65% | $1,997,153 | $2,002,600 | $406,750 | $425,105 | 21.23 % |
| 2018 | Group Disability Income | 0.00% | $0 | $0 | $23,453 | $23,055 | N/A |
| 2018 | Group Limited Benefit | 0.01% | $33,572 | $33,486 | $2,055 | $2,055 | 6.14 % |
| 2018 | Group Short Term Credit Disability | 16.99% | $2,933,161 | $2,916,675 | $1,088,052 | $1,084,037 | 37.17 % |
| 2018 | Total Life | 0.09% | $30,034,183 | $0 | $30,087,790 | $0 | N/A |
| 2018 | Total Individual Life | 0.05% | $7,677,304 | $0 | $12,698,002 | $0 | N/A |
| 2018 | Individual Whole Life | 0.33% | $4,107,336 | $0 | $2,562,162 | $0 | N/A |
| 2018 | Individual Term Life | 0.07% | $788,876 | $0 | $134,990 | $0 | N/A |
| 2018 | Individual Universal Life | 0.01% | $140,121 | $0 | $405,147 | $0 | N/A |
| 2018 | Individual Graded Death Benefits | 1.32% | $357,081 | $0 | $126,773 | $0 | N/A |
| 2018 | Individual Variable Life | 0.12% | $419,150 | $0 | $1,501,819 | $0 | N/A |
| 2018 | Individual Ordinary Annuities | 0.10% | $1,611,231 | $0 | $4,564,431 | $0 | N/A |
| 2018 | Individual Variable Annuities | 0.00% | $21,775 | $0 | $3,205,307 | $0 | N/A |
| 2018 | Individual Equity Indexed Annuities | 0.00% | $0 | $0 | $197,373 | $0 | N/A |
| 2018 | Individual Deposit-Type Funds | 0.16% | $231,734 | $0 | $0 | $0 | N/A |
| 2018 | Total Group Life | 0.12% | $22,356,879 | $0 | $17,389,788 | $0 | N/A |
| 2018 | Group Whole Life | 2.37% | $2,305,995 | $0 | $1,283,449 | $0 | N/A |
| 2018 | Group Term Life | 0.10% | $1,183,606 | $0 | $1,189,597 | $0 | N/A |
| 2018 | Group Graded Death Benefits | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2018 | Group Credit Life | 11.59% | $2,469,154 | $0 | $1,195,257 | $0 | N/A |
| 2018 | Group Other Considerations | 0.13% | $16,398,124 | $0 | $13,721,485 | $0 | N/A |
| 2017 | Total Accident & Health | 0.01% | $5,769,835 | $5,724,141 | $1,721,385 | $1,825,131 | 31.88 % |
| 2017 | Total Individual Accident & Health | 0.00% | $869,308 | $830,479 | $93,786 | $160,788 | 19.36 % |
| 2017 | Individual Long Term Care | 0.19% | $867,923 | $828,913 | $93,596 | $160,583 | 19.37 % |
| 2017 | Individual Accident Only | 0.00% | $996 | $977 | $0 | $15 | 1.54 % |
| 2017 | Individual Disability Income | 0.00% | $306 | $495 | $190 | $190 | 38.38 % |
| 2017 | Individual Limited Benefit | 0.00% | $83 | $94 | $0 | $0 | 0.00 % |
| 2017 | Total Group Accident & Health | 0.01% | $4,900,527 | $4,893,662 | $1,627,599 | $1,664,343 | 34.01 % |
| 2017 | Group Accident Only | 0.57% | $1,853,425 | $1,848,131 | $444,438 | $481,536 | 26.06 % |
| 2017 | Group Disability Income | 0.00% | $0 | $0 | $25,019 | $24,957 | N/A |
| 2017 | Group Limited Benefit | 0.00% | $9,196 | $9,050 | $1,780 | $1,780 | 19.67 % |
| 2017 | Group Short Term Credit Disability | 17.56% | $3,037,906 | $3,036,481 | $1,156,362 | $1,156,070 | 38.07 % |
| 2017 | Total Life | 0.11% | $24,656,837 | $0 | $24,520,622 | $0 | N/A |
| 2017 | Total Individual Life | 0.05% | $7,130,774 | $0 | $9,099,604 | $0 | N/A |
| 2017 | Individual Whole Life | 0.33% | $4,084,278 | $0 | $1,622,232 | $0 | N/A |
| 2017 | Individual Term Life | 0.03% | $269,592 | $0 | $324,393 | $0 | N/A |
| 2017 | Individual Universal Life | 0.01% | $139,136 | $0 | $549,303 | $0 | N/A |
| 2017 | Individual Graded Death Benefits | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2017 | Individual Variable Life | 0.13% | $427,903 | $0 | $0 | $0 | N/A |
| 2017 | Individual Ordinary Annuities | 0.14% | $2,067,931 | $0 | $1,612,462 | $0 | N/A |
| 2017 | Individual Variable Annuities | 0.00% | $141,884 | $0 | $3,275,889 | $0 | N/A |
| 2017 | Individual Equity Indexed Annuities | 0.00% | $0 | $0 | $1,715,325 | $0 | N/A |
| 2017 | Individual Deposit-Type Funds | 0.00% | $50 | $0 | $0 | $0 | N/A |
| 2017 | Total Group Life | 0.21% | $17,526,063 | $0 | $15,421,018 | $0 | N/A |
| 2017 | Group Whole Life | 2.02% | $2,434,586 | $0 | $1,112,667 | $0 | N/A |
| 2017 | Group Term Life | 0.12% | $1,300,213 | $0 | $744,168 | $0 | N/A |
| 2017 | Group Graded Death Benefits | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2017 | Group Credit Life | 12.21% | $2,597,071 | $0 | $1,203,498 | $0 | N/A |
| 2017 | Group Other Considerations | 0.57% | $11,194,193 | $0 | $12,360,685 | $0 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2019 | Health | 0.06% | 4 | 175 |
| 2019 | Life and Annuities | 0.15% | 4 | 268 |
| 2019 | Long-Term Care Insurance | 0.39% | 4 | 508 |
| 2018 | Health | 0.06% | 3 | 115 |
| 2018 | Life and Annuities | 0.16% | 5 | 295 |
| 2018 | Long-Term Care Insurance | 0.36% | 2 | 264 |
| 2017 | Life and Annuities | 0.24% | 4 | 146 |
| 2017 | Long-Term Care Insurance | 0.35% | 2 | 278 |
| 2017 | Health | 0.06% | 3 | 105 |
Company Changes
Effective Date: 12/31/2007
Comments: Cuna Mutual Life Insurance Company merged with and into Cuna Mutual Insurance Society.
Effective Date: 01/31/2012
Comments: Effective 1/31/12 CUNA Mutual Insurance Company changed it name to CMFG Life Insurance Company.
Market Conduct
Date: 07/21/2016
Financial Exams
This company does not have any financial exams.