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Company Details
CMFG LIFE INSURANCE COMPANY License Status :
Active
NAIC Number :
62626
Phone Number:
6086654525
Company Address:
5910 MINERAL POINT ROAD
MADISON, WI 53705
Description:
Life and Health
License Number:
A418034
Date Admitted:
1943-06-17
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2022 | Total Accident & Health | 0.01% | $6,123,820 | $6,115,287 | $2,274,265 | $5,254,828 | 85.93 % |
| 2022 | Total Individual Accident & Health | 0.01% | $1,423,708 | $1,421,853 | $610,133 | $647,645 | 45.55 % |
| 2022 | Individual Long Term Care | 0.29% | $1,420,820 | $1,418,965 | $610,133 | $647,635 | 45.64 % |
| 2022 | Individual Accident Only | 0.00% | $2,805 | $2,805 | $0 | $10 | 0.36 % |
| 2022 | Individual Limited Benefit | 0.00% | $83 | $83 | $0 | $0 | 0.00 % |
| 2022 | Total Group Accident & Health | 0.01% | $4,700,112 | $4,693,434 | $1,664,132 | $4,607,183 | 98.16 % |
| 2022 | Group Accident Only | 0.71% | $2,958,348 | $2,958,474 | $1,021,725 | $3,964,889 | N/A |
| 2022 | Group Disability Income | 0.00% | $0 | $0 | $7,300 | $7,187 | N/A |
| 2022 | Group Limited Benefit | 0.00% | $22,799 | $22,613 | $2,500 | $2,500 | 11.06 % |
| 2022 | Group Short Term Credit Disability | 12.31% | $1,718,965 | $1,712,347 | $632,607 | $632,607 | 36.94 % |
| 2022 | Total Life | 0.07% | $26,869,486 | $0 | $24,117,800 | $0 | N/A |
| 2022 | Total Individual Life | 0.05% | $12,530,991 | $0 | $11,239,518 | $0 | N/A |
| 2022 | Individual Whole Life | 0.47% | $7,144,658 | $0 | $3,822,737 | $0 | N/A |
| 2022 | Individual Term Life | 0.16% | $2,440,357 | $0 | $1,742,022 | $0 | N/A |
| 2022 | Individual Universal Life | 0.01% | $120,383 | $0 | $372,501 | $0 | N/A |
| 2022 | Individual Graded Death Benefits | 1.37% | $499,209 | $0 | $358,891 | $0 | N/A |
| 2022 | Individual Variable Life | 0.08% | $384,580 | $0 | $681,720 | $0 | N/A |
| 2022 | Individual Ordinary Annuities | 0.01% | $459,547 | $0 | $2,247,250 | $0 | N/A |
| 2022 | Individual Variable Annuities | 0.00% | $43,170 | $0 | $1,110,448 | $0 | N/A |
| 2022 | Individual Modified Guaranteed Annuities | 1.62% | $1,432,897 | $0 | $230,231 | $0 | N/A |
| 2022 | Individual Equity Indexed Annuities | 0.00% | $0 | $0 | $673,718 | $0 | N/A |
| 2022 | Individual Deposit-Type Funds | 0.00% | $6,190 | $0 | $0 | $0 | N/A |
| 2022 | Total Group Life | 0.10% | $14,338,495 | $0 | $12,878,282 | $0 | N/A |
| 2022 | Group Whole Life | 1.93% | $1,769,563 | $0 | $1,477,428 | $0 | N/A |
| 2022 | Group Term Life | 0.06% | $860,659 | $0 | $686,432 | $0 | N/A |
| 2022 | Group Graded Death Benefits | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2022 | Group Credit Life | 8.24% | $1,449,370 | $0 | $837,781 | $0 | N/A |
| 2022 | Group Ordinary Annuities | 0.00% | $0 | $0 | $719,722 | $0 | N/A |
| 2022 | Group Other Considerations | 0.17% | $10,258,903 | $0 | $9,156,919 | $0 | N/A |
| 2021 | Total Accident & Health | 0.01% | $5,893,064 | $5,859,904 | $1,682,658 | $1,847,311 | 31.52 % |
| 2021 | Total Individual Accident & Health | 0.01% | $1,257,256 | $1,258,141 | $426,330 | $527,737 | 41.95 % |
| 2021 | Individual Long Term Care | 0.24% | $1,254,861 | $1,255,728 | $426,330 | $527,683 | 42.02 % |
| 2021 | Individual Accident Only | 0.00% | $2,312 | $2,330 | $0 | $54 | 2.32 % |
| 2021 | Individual Limited Benefit | 0.00% | $83 | $83 | $0 | $0 | 0.00 % |
| 2021 | Total Group Accident & Health | 0.01% | $4,635,808 | $4,601,763 | $1,256,328 | $1,319,574 | 28.68 % |
| 2021 | Group Accident Only | 0.74% | $2,690,925 | $2,690,590 | $451,750 | $515,147 | 19.15 % |
| 2021 | Group Disability Income | 0.00% | $0 | $0 | $17,794 | $17,618 | N/A |
| 2021 | Group Limited Benefit | 0.00% | $25,583 | $25,682 | $1,340 | $1,340 | 5.22 % |
| 2021 | Group Short Term Credit Disability | 11.09% | $1,919,300 | $1,885,491 | $785,444 | $785,469 | 41.66 % |
| 2021 | Total Life | 0.08% | $26,794,548 | $0 | $25,229,409 | $0 | N/A |
| 2021 | Total Individual Life | 0.05% | $11,143,173 | $0 | $10,707,749 | $0 | N/A |
| 2021 | Individual Whole Life | 0.39% | $6,541,625 | $0 | $2,714,270 | $0 | N/A |
| 2021 | Individual Term Life | 0.15% | $2,018,770 | $0 | $1,231,176 | $0 | N/A |
| 2021 | Individual Universal Life | 0.01% | $119,129 | $0 | $578,665 | $0 | N/A |
| 2021 | Individual Graded Death Benefits | 1.42% | $481,358 | $0 | $241,830 | $0 | N/A |
| 2021 | Individual Variable Life | 0.08% | $391,150 | $0 | $1,116,579 | $0 | N/A |
| 2021 | Individual Ordinary Annuities | 0.02% | $448,505 | $0 | $1,818,295 | $0 | N/A |
| 2021 | Individual Variable Annuities | 0.00% | $366,620 | $0 | $2,161,336 | $0 | N/A |
| 2021 | Individual Modified Guaranteed Annuities | 1.25% | $550,000 | $0 | $0 | $0 | N/A |
| 2021 | Individual Equity Indexed Annuities | 0.00% | $0 | $0 | $845,598 | $0 | N/A |
| 2021 | Individual Deposit-Type Funds | 0.15% | $226,016 | $0 | $0 | $0 | N/A |
| 2021 | Total Group Life | 0.12% | $15,651,375 | $0 | $14,521,660 | $0 | N/A |
| 2021 | Group Whole Life | 1.90% | $1,893,143 | $0 | $1,382,040 | $0 | N/A |
| 2021 | Group Term Life | 0.06% | $920,759 | $0 | $693,592 | $0 | N/A |
| 2021 | Group Graded Death Benefits | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2021 | Group Credit Life | 7.61% | $1,609,308 | $0 | $808,987 | $0 | N/A |
| 2021 | Group Other Considerations | 0.20% | $11,228,165 | $0 | $11,637,041 | $0 | N/A |
| 2020 | Total Accident & Health | 0.01% | $6,005,036 | $5,979,969 | $1,903,044 | $2,002,165 | 33.48 % |
| 2020 | Total Individual Accident & Health | 0.00% | $1,166,009 | $1,179,513 | $301,757 | $364,203 | 30.88 % |
| 2020 | Individual Long Term Care | 0.22% | $1,164,359 | $1,177,863 | $301,757 | $364,184 | 30.92 % |
| 2020 | Individual Accident Only | 0.00% | $1,567 | $1,567 | $0 | $19 | 1.21 % |
| 2020 | Individual Limited Benefit | 0.00% | $83 | $83 | $0 | $0 | 0.00 % |
| 2020 | Total Group Accident & Health | 0.01% | $4,839,027 | $4,800,456 | $1,601,287 | $1,637,962 | 34.12 % |
| 2020 | Group Accident Only | 0.69% | $2,388,775 | $2,386,845 | $551,500 | $608,159 | 25.48 % |
| 2020 | Group Disability Income | 0.00% | $0 | $0 | $24,524 | $24,529 | N/A |
| 2020 | Group Limited Benefit | 0.00% | $28,091 | $28,197 | $2,643 | $2,643 | 9.37 % |
| 2020 | Group Short Term Credit Disability | 14.28% | $2,422,161 | $2,385,414 | $1,022,620 | $1,002,631 | 42.03 % |
| 2020 | Total Life | 0.07% | $29,318,044 | $0 | $26,101,781 | $0 | N/A |
| 2020 | Total Individual Life | 0.05% | $9,996,206 | $0 | $10,124,044 | $0 | N/A |
| 2020 | Individual Whole Life | 0.37% | $5,391,245 | $0 | $2,208,724 | $0 | N/A |
| 2020 | Individual Term Life | 0.11% | $1,455,702 | $0 | $248,000 | $0 | N/A |
| 2020 | Individual Universal Life | 0.01% | $124,701 | $0 | $406,089 | $0 | N/A |
| 2020 | Individual Graded Death Benefits | 1.42% | $456,210 | $0 | $285,902 | $0 | N/A |
| 2020 | Individual Variable Life | 0.08% | $383,879 | $0 | $482,518 | $0 | N/A |
| 2020 | Individual Ordinary Annuities | 0.03% | $703,187 | $0 | $3,355,701 | $0 | N/A |
| 2020 | Individual Variable Annuities | 0.01% | $744,801 | $0 | $1,918,518 | $0 | N/A |
| 2020 | Individual Modified Guaranteed Annuities | 1.82% | $736,495 | $0 | $0 | $0 | N/A |
| 2020 | Individual Equity Indexed Annuities | 0.00% | $0 | $0 | $1,218,592 | $0 | N/A |
| 2020 | Individual Deposit-Type Funds | 0.00% | $-14 | $0 | $0 | $0 | N/A |
| 2020 | Total Group Life | 0.09% | $19,321,838 | $0 | $15,977,737 | $0 | N/A |
| 2020 | Group Whole Life | 1.27% | $2,011,562 | $0 | $1,604,917 | $0 | N/A |
| 2020 | Group Term Life | 0.07% | $994,297 | $0 | $841,671 | $0 | N/A |
| 2020 | Group Graded Death Benefits | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2020 | Group Credit Life | 9.74% | $1,990,535 | $0 | $1,231,829 | $0 | N/A |
| 2020 | Group Ordinary Annuities | 0.00% | $0 | $0 | $82,403 | $0 | N/A |
| 2020 | Group Other Considerations | 0.10% | $14,325,444 | $0 | $12,216,917 | $0 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2022 | Health | 0.06% | 2 | 127 |
| 2022 | Life and Annuities | 0.15% | 2 | 181 |
| 2022 | Long-Term Care Insurance | 0.53% | 1 | 124 |
| 2021 | Life and Annuities | 0.16% | 2 | 166 |
| 2021 | Long-Term Care Insurance | 0.47% | 3 | 373 |
| 2021 | Health | 0.06% | 4 | 227 |
| 2020 | Health | 0.06% | 4 | 192 |
| 2020 | Life and Annuities | 0.16% | 2 | 158 |
| 2020 | Long-Term Care Insurance | 0.43% | 3 | 383 |
Company Changes
Effective Date: 12/31/2007
Comments: Cuna Mutual Life Insurance Company merged with and into Cuna Mutual Insurance Society.
Effective Date: 01/31/2012
Comments: Effective 1/31/12 CUNA Mutual Insurance Company changed it name to CMFG Life Insurance Company.
Market Conduct
Date: 07/21/2016
Date: 03/31/2022
Financial Exams
This company does not have any financial exams.