Company Details

  FREEDOM LIFE INSURANCE COMPANY OF AMERICA License Status :
Active

NAIC Number :

62324


Phone Number:

8178783300


Company Address:

300 BURNETT ST SUITE 200 
FORT WORTH, TX  76102

Description:

Life and Health


License Number:

A7306630


Date Admitted:

1999-07-07


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Earned Direct Premium Written Direct Losses Paid Direct Losses Incurred Loss Ratio
2017 Total Accident & Health 0.01% $4,863,616 $4,785,092 $1,391,293 $1,592,071 33.27 %
2017 Total Individual Accident & Health 0.02% $3,763,019 $3,681,160 $928,327 $1,092,719 29.68 %
2017 Individual Comprehensive Medical Expense 0.00% $54,222 $53,042 $349,060 $410,873 N/A
2017 Individual Specified Disease 0.89% $3,126,862 $3,058,841 $471,780 $555,325 18.15 %
2017 Individual Accident Only 0.20% $458,544 $448,569 $54,940 $64,669 14.42 %
2017 Individual Dental 0.08% $121,148 $118,513 $51,251 $60,327 50.90 %
2017 Individual Limited Benefit 0.00% $2,243 $2,195 $1,296 $1,525 69.48 %
2017 Total Group Accident & Health 0.00% $1,100,597 $1,103,932 $462,966 $499,352 45.23 %
2017 Group Comprehensive Medical Expense - Association 0.09% $122,396 $122,767 $107,170 $115,592 94.16 %
2017 Group Specified Disease 0.58% $428,274 $429,571 $163,808 $176,683 41.13 %
2017 Group Accident Only 0.04% $118,709 $119,069 $22,068 $23,803 19.99 %
2017 Group Dental 0.01% $71,597 $71,814 $20,351 $21,950 30.57 %
2017 Group Limited Benefit 0.08% $359,621 $360,711 $149,569 $161,324 44.72 %
2017 Total Life 0.00% $574,136 $0 $20,253 $0 N/A
2017 Total Individual Life 0.00% $574,136 $0 $20,253 $0 N/A
2017 Individual Term Life 0.06% $574,136 $0 $20,253 $0 N/A
2016 Total Accident & Health 0.01% $2,809,645 $2,768,181 $1,268,465 $1,397,328 50.48 %
2016 Total Individual Accident & Health 0.01% $1,493,048 $1,467,117 $460,873 $519,664 35.42 %
2016 Individual Comprehensive Medical Expense 0.00% $17,419 $17,117 $178,418 $201,178 N/A
2016 Individual Specified Disease 0.41% $1,208,395 $1,187,408 $237,460 $267,752 22.55 %
2016 Individual Accident Only 0.09% $214,822 $211,091 $29,507 $33,271 15.76 %
2016 Individual Dental 0.03% $49,596 $48,734 $14,721 $16,599 34.06 %
2016 Individual Limited Benefit 0.00% $2,816 $2,767 $767 $864 31.23 %
2016 Total Group Accident & Health 0.00% $1,316,597 $1,301,064 $807,592 $877,664 67.46 %
2016 Group Comprehensive Medical Expense - Association 0.07% $137,755 $136,130 $125,738 $136,647 N/A
2016 Group Specified Disease 0.69% $540,997 $534,614 $418,707 $455,037 85.12 %
2016 Group Accident Only 0.07% $172,645 $170,608 $64,695 $70,308 41.21 %
2016 Group Dental 0.00% $15,933 $15,745 $8,986 $9,766 62.03 %
2016 Group Limited Benefit 0.11% $449,267 $443,967 $189,466 $205,906 46.38 %
2016 Total Life 0.00% $336,747 $0 $177,670 $0 N/A
2016 Total Individual Life 0.00% $336,747 $0 $177,670 $0 N/A
2016 Individual Term Life 0.04% $336,747 $0 $177,670 $0 N/A
2015 Total Accident & Health 0.00% $2,388,279 $2,363,843 $740,779 $791,209 33.47 %
2015 Total Individual Accident & Health 0.00% $336,124 $322,407 $61,965 $63,480 19.69 %
2015 Individual Comprehensive Medical Expense 0.00% $958 $919 $3,849 $3,944 N/A
2015 Individual Specified Disease 0.11% $285,071 $273,437 $53,279 $54,582 19.96 %
2015 Individual Accident Only 0.02% $41,037 $39,362 $2,136 $2,188 5.56 %
2015 Individual Dental 0.01% $7,121 $6,830 $1,715 $1,757 25.72 %
2015 Individual Limited Benefit 0.00% $1,937 $1,859 $986 $1,009 54.28 %
2015 Total Group Accident & Health 0.01% $2,052,155 $2,041,436 $678,814 $727,729 35.65 %
2015 Group Comprehensive Medical Expense - Association 0.07% $160,064 $159,228 $34,802 $37,310 23.43 %
2015 Group Specified Disease 0.96% $722,931 $719,155 $84,358 $90,437 12.58 %
2015 Group Accident Only 0.07% $207,472 $206,388 $108,610 $116,437 56.42 %
2015 Group Dental 0.00% $16,463 $16,378 $7,165 $7,680 46.89 %
2015 Group Limited Benefit 0.24% $945,225 $940,287 $443,879 $475,865 50.61 %
2015 Total Life 0.00% $215,852 $0 $0 $0 N/A
2015 Total Individual Life 0.00% $215,852 $0 $0 $0 N/A
2015 Individual Term Life 0.02% $215,852 $0 $0 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2017 Health 0.04% 6 344
2017 Life and Annuities 0.00% 0 0
2016 Health 0.03% 10 658
2016 Life and Annuities 0.00% 0 0
2015 Health 0.03% 14 1046
2015 Life and Annuities 0.00% 0 0


Company Changes

Effective Date: 01/03/2014

Comments:

Effective Date: 11/26/2014

Comments:

Effective Date: 07/03/2014

Comments:

Effective Date: 01/10/2014

Comments:

Effective Date: 01/17/2014

Comments:

Effective Date: 10/01/2014

Comments:

Effective Date: 10/24/2014

Comments:

Effective Date: 10/14/2014

Comments:

Effective Date: 09/15/2014

Comments:

Effective Date: 09/05/2014

Comments:

Effective Date: 08/25/2014

Comments:

Effective Date: 11/10/2014

Comments:

Effective Date: 12/23/2014

Comments:


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

This company does not have any financial exams.