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Company Details
COMBINED INSURANCE CO OF AMERICA License Status :
Active
NAIC Number :
62146
Phone Number:
312-381-1000
Company Address:
8750 W BRYN MAWR
CHICAGO, IL 60631
Description:
Life and Health
License Number:
A422393
Date Admitted:
1939-01-09
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2019 | Total Accident & Health | 0.04% | $23,801,883 | $22,807,493 | $21,964,911 | $20,983,954 | 92.00 % |
| 2019 | Total Individual Accident & Health | 0.05% | $9,376,195 | $8,463,267 | $8,689,119 | $7,828,031 | 92.49 % |
| 2019 | Individual Medicare Supplement | 0.16% | $3,762,085 | $3,428,953 | $3,975,635 | $1,470,586 | 42.89 % |
| 2019 | Individual Long Term Care | 0.00% | $18,115 | $18,115 | $0 | $974 | 5.38 % |
| 2019 | Individual Specified Disease | 0.31% | $1,668,827 | $1,500,585 | $3,459,197 | $4,149,283 | N/A |
| 2019 | Individual Accident Only | 0.53% | $1,356,883 | $1,211,553 | $322,692 | $826,348 | 68.21 % |
| 2019 | Individual Disability Income | 0.27% | $636,399 | $567,467 | $453,467 | $593,257 | N/A |
| 2019 | Individual Limited Benefit | 1.15% | $1,933,886 | $1,736,594 | $478,128 | $787,583 | 45.35 % |
| 2019 | Total Group Accident & Health | 0.03% | $14,425,688 | $14,344,226 | $13,275,792 | $13,155,923 | 91.72 % |
| 2019 | Group Medicare Supplement | 0.00% | $1,543 | $1,630 | $3,177 | $3,115 | N/A |
| 2019 | Group Specified Disease | 0.35% | $350,415 | $352,797 | $100,116 | $139,153 | 39.44 % |
| 2019 | Group Accident Only | 0.11% | $347,150 | $348,129 | $110,980 | $32,684 | 9.39 % |
| 2019 | Group Disability Income | 0.01% | $58,596 | $58,206 | $23,891 | $19,691 | 33.83 % |
| 2019 | Group Limited Benefit | 2.59% | $13,667,984 | $13,583,464 | $13,037,628 | $12,961,280 | 95.42 % |
| 2019 | Total Life | 0.01% | $1,947,155 | $0 | $1,682,335 | $0 | N/A |
| 2019 | Total Individual Life | 0.01% | $1,112,618 | $0 | $1,452,416 | $0 | N/A |
| 2019 | Individual Whole Life | 0.08% | $1,066,764 | $0 | $1,427,416 | $0 | N/A |
| 2019 | Individual Term Life | 0.00% | $35,934 | $0 | $25,000 | $0 | N/A |
| 2019 | Individual Universal Life | 0.00% | $9,920 | $0 | $0 | $0 | N/A |
| 2019 | Individual Ordinary Annuities | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2019 | Total Group Life | 0.01% | $834,537 | $0 | $229,919 | $0 | N/A |
| 2019 | Group Whole Life | 1.09% | $800,119 | $0 | $225,508 | $0 | N/A |
| 2019 | Group Term Life | 0.00% | $34,418 | $0 | $4,411 | $0 | N/A |
| 2018 | Total Accident & Health | 0.04% | $24,811,444 | $25,118,658 | $23,338,704 | $20,959,590 | 83.44 % |
| 2018 | Total Individual Accident & Health | 0.07% | $11,352,257 | $11,413,321 | $10,998,697 | $8,234,629 | 72.15 % |
| 2018 | Individual Medicare Supplement | 0.23% | $5,431,832 | $5,538,745 | $5,904,821 | $2,085,192 | 37.65 % |
| 2018 | Individual Long Term Care | 0.00% | $15,670 | $16,816 | $0 | $-1,012 | -6.02 % |
| 2018 | Individual Specified Disease | 0.38% | $1,804,219 | $1,796,149 | $3,715,018 | $4,337,273 | N/A |
| 2018 | Individual Accident Only | 0.58% | $1,436,456 | $1,424,273 | $451,383 | $474,628 | 33.32 % |
| 2018 | Individual Disability Income | 0.30% | $638,463 | $631,577 | $331,126 | $486,545 | 77.04 % |
| 2018 | Individual Limited Benefit | 1.51% | $2,025,617 | $2,005,761 | $596,349 | $852,003 | 42.48 % |
| 2018 | Total Group Accident & Health | 0.03% | $13,459,187 | $13,705,337 | $12,340,007 | $12,724,961 | 92.85 % |
| 2018 | Group Medicare Supplement | 0.00% | $3,728 | $3,893 | $18,180 | $17,430 | N/A |
| 2018 | Group Specified Disease | 0.26% | $231,589 | $239,871 | $77,338 | $75,077 | 31.30 % |
| 2018 | Group Accident Only | 0.10% | $289,037 | $286,569 | $43,834 | $62,881 | 21.94 % |
| 2018 | Group Disability Income | 0.00% | $19,599 | $19,378 | $15,153 | $14,658 | 75.64 % |
| 2018 | Group Limited Benefit | 2.65% | $12,915,234 | $13,155,626 | $12,185,502 | $12,554,915 | 95.43 % |
| 2018 | Total Life | 0.01% | $2,003,095 | $0 | $1,772,539 | $0 | N/A |
| 2018 | Total Individual Life | 0.01% | $1,180,330 | $0 | $1,510,998 | $0 | N/A |
| 2018 | Individual Whole Life | 0.09% | $1,108,391 | $0 | $1,510,998 | $0 | N/A |
| 2018 | Individual Term Life | 0.00% | $38,540 | $0 | $0 | $0 | N/A |
| 2018 | Individual Universal Life | 0.00% | $33,399 | $0 | $0 | $0 | N/A |
| 2018 | Individual Graded Death Benefits | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2018 | Individual Credit Life | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2018 | Total Group Life | 0.00% | $822,765 | $0 | $261,541 | $0 | N/A |
| 2018 | Group Whole Life | 0.78% | $759,583 | $0 | $250,435 | $0 | N/A |
| 2018 | Group Term Life | 0.01% | $63,182 | $0 | $11,106 | $0 | N/A |
| 2017 | Total Accident & Health | 0.04% | $24,382,149 | $24,864,841 | $23,033,822 | $20,308,841 | 81.68 % |
| 2017 | Total Individual Accident & Health | 0.06% | $12,250,474 | $12,658,509 | $11,942,040 | $9,854,443 | 77.85 % |
| 2017 | Individual Medicare Supplement | 0.27% | $6,104,426 | $6,329,485 | $5,866,092 | $2,341,832 | 37.00 % |
| 2017 | Individual Long Term Care | 0.00% | $20,236 | $19,870 | $1,036 | $1,111 | 5.59 % |
| 2017 | Individual Specified Disease | 0.52% | $1,892,359 | $1,969,025 | $5,016,245 | $6,271,740 | N/A |
| 2017 | Individual Accident Only | 0.68% | $1,566,024 | $1,595,249 | $357,465 | $545,976 | 34.23 % |
| 2017 | Individual Disability Income | 0.31% | $646,209 | $663,027 | $255,717 | $237,255 | 35.78 % |
| 2017 | Individual Limited Benefit | 1.79% | $2,021,220 | $2,081,853 | $445,485 | $456,529 | 21.93 % |
| 2017 | Total Group Accident & Health | 0.03% | $12,131,675 | $12,206,332 | $11,091,782 | $10,454,398 | 85.65 % |
| 2017 | Group Medicare Supplement | 0.00% | $4,272 | $4,538 | $20,852 | $20,643 | N/A |
| 2017 | Group Specified Disease | 0.17% | $153,663 | $159,848 | $59,749 | $67,936 | 42.50 % |
| 2017 | Group Accident Only | 0.05% | $169,740 | $169,447 | $44,644 | $95,047 | 56.09 % |
| 2017 | Group Disability Income | 0.00% | $0 | $0 | $5,592 | $3,232 | N/A |
| 2017 | Group Limited Benefit | 2.57% | $11,804,000 | $11,872,499 | $10,960,945 | $10,267,540 | 86.48 % |
| 2017 | Total Life | 0.01% | $1,831,921 | $0 | $1,762,431 | $0 | N/A |
| 2017 | Total Individual Life | 0.01% | $1,199,859 | $0 | $1,687,623 | $0 | N/A |
| 2017 | Individual Whole Life | 0.09% | $1,134,964 | $0 | $1,687,623 | $0 | N/A |
| 2017 | Individual Term Life | 0.00% | $22,139 | $0 | $0 | $0 | N/A |
| 2017 | Individual Universal Life | 0.00% | $42,756 | $0 | $0 | $0 | N/A |
| 2017 | Individual Graded Death Benefits | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2017 | Individual Ordinary Annuities | 0.00% | $0 | $0 | $0 | $0 | N/A |
| 2017 | Total Group Life | 0.01% | $632,062 | $0 | $74,808 | $0 | N/A |
| 2017 | Group Whole Life | 0.47% | $567,353 | $0 | $6,268 | $0 | N/A |
| 2017 | Group Term Life | 0.01% | $64,709 | $0 | $68,540 | $0 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2019 | Health | 0.24% | 6 | 63 |
| 2019 | Life and Annuities | 0.02% | 1 | 482 |
| 2019 | Long-Term Care Insurance | 0.01% | 0 | 0 |
| 2019 | Medicare Supplement Insurance | 0.61% | 3 | 352 |
| 2018 | Health | 0.26% | 4 | 37 |
| 2018 | Life and Annuities | 0.02% | 3 | 1355 |
| 2018 | Long-Term Care Insurance | 0.01% | 0 | 0 |
| 2018 | Medicare Supplement Insurance | 0.66% | 1 | 105 |
| 2017 | Health | 0.26% | 1 | 9 |
| 2017 | Life and Annuities | 0.02% | 3 | 1448 |
| 2017 | Long-Term Care Insurance | 0.01% | 0 | 0 |
| 2017 | Medicare Supplement Insurance | 0.57% | 0 | 0 |
Company Changes
Effective Date: 10/28/2019
Comments:
Market Conduct
Date: 10/28/2019
Financial Exams
This company does not have any financial exams.