Company Details

  COMBINED INSURANCE CO OF AMERICA License Status :
Active

NAIC Number :

62146


Phone Number:

215-640-4613


Company Address:

8750 W BRYN MAWR 
CHICAGO, IL  60631

Description:

Life and Health


License Number:

A422393


Date Admitted:

1939-01-09


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2020 Total Accident & Health 0.04% $23,213,373 $22,901,991 $17,824,651 $18,312,394 79.96 %
2020 Total Individual Accident & Health 0.04% $8,039,270 $7,734,787 $6,071,712 $6,525,560 84.37 %
2020 Individual Medicare Supplement 0.11% $2,882,475 $2,802,953 $2,512,260 $2,107,541 75.19 %
2020 Individual Long Term Care 0.00% $18,519 $18,066 $1,116 $4,331 23.97 %
2020 Individual Specified Disease 0.23% $1,556,677 $1,490,162 $2,672,726 $3,528,884 N/A
2020 Individual Accident Only 0.47% $1,262,051 $1,203,304 $243,863 $187,767 15.60 %
2020 Individual Disability Income 0.24% $549,723 $529,591 $268,724 $297,571 56.19 %
2020 Individual Limited Benefit 0.79% $1,769,825 $1,690,711 $373,023 $399,466 23.63 %
2020 Total Group Accident & Health 0.03% $15,174,103 $15,167,204 $11,752,939 $11,786,834 77.71 %
2020 Group Medicare Supplement 0.00% $1,424 $1,514 $248 $234 15.46 %
2020 Group Specified Disease 0.43% $405,009 $407,201 $67,019 $69,793 17.14 %
2020 Group Accident Only 0.11% $356,437 $357,168 $47,755 $70,969 19.87 %
2020 Group Disability Income 0.01% $71,292 $69,532 $9,893 $9,893 14.23 %
2020 Group Limited Benefit 1.98% $14,339,941 $14,331,789 $11,628,024 $11,635,945 81.19 %
2020 Total Life 0.01% $2,280,240 $0 $1,281,961 $0 N/A
2020 Total Individual Life 0.01% $1,038,186 $0 $1,068,754 $0 N/A
2020 Individual Whole Life 0.07% $1,003,160 $0 $1,068,754 $0 N/A
2020 Individual Term Life 0.00% $25,241 $0 $0 $0 N/A
2020 Individual Universal Life 0.00% $9,785 $0 $0 $0 N/A
2020 Individual Ordinary Annuities 0.00% $0 $0 $0 $0 N/A
2020 Total Group Life 0.01% $1,242,054 $0 $213,207 $0 N/A
2020 Group Whole Life 0.83% $1,193,753 $0 $204,254 $0 N/A
2020 Group Term Life 0.00% $48,301 $0 $8,953 $0 N/A
2019 Total Accident & Health 0.04% $23,801,883 $22,807,493 $21,964,911 $20,983,954 92.00 %
2019 Total Individual Accident & Health 0.05% $9,376,195 $8,463,267 $8,689,119 $7,828,031 92.49 %
2019 Individual Medicare Supplement 0.15% $3,762,085 $3,428,953 $3,975,635 $1,470,586 42.89 %
2019 Individual Long Term Care 0.00% $18,115 $18,115 $0 $974 5.38 %
2019 Individual Specified Disease 0.29% $1,668,827 $1,500,585 $3,459,197 $4,149,283 N/A
2019 Individual Accident Only 0.51% $1,356,883 $1,211,553 $322,692 $826,348 68.21 %
2019 Individual Disability Income 0.26% $636,399 $567,467 $453,467 $593,257 N/A
2019 Individual Limited Benefit 1.02% $1,933,886 $1,736,594 $478,128 $787,583 45.35 %
2019 Total Group Accident & Health 0.03% $14,425,688 $14,344,226 $13,275,792 $13,155,923 91.72 %
2019 Group Medicare Supplement 0.00% $1,543 $1,630 $3,177 $3,115 N/A
2019 Group Specified Disease 0.34% $350,415 $352,797 $100,116 $139,153 39.44 %
2019 Group Accident Only 0.10% $347,150 $348,129 $110,980 $32,684 9.39 %
2019 Group Disability Income 0.01% $58,596 $58,206 $23,891 $19,691 33.83 %
2019 Group Limited Benefit 1.92% $13,667,984 $13,583,464 $13,037,628 $12,961,280 95.42 %
2019 Total Life 0.01% $1,947,155 $0 $1,682,335 $0 N/A
2019 Total Individual Life 0.01% $1,112,618 $0 $1,452,416 $0 N/A
2019 Individual Whole Life 0.08% $1,066,764 $0 $1,427,416 $0 N/A
2019 Individual Term Life 0.00% $35,934 $0 $25,000 $0 N/A
2019 Individual Universal Life 0.00% $9,920 $0 $0 $0 N/A
2019 Individual Ordinary Annuities 0.00% $0 $0 $0 $0 N/A
2019 Total Group Life 0.01% $834,537 $0 $229,919 $0 N/A
2019 Group Whole Life 1.04% $800,119 $0 $225,508 $0 N/A
2019 Group Term Life 0.00% $34,418 $0 $4,411 $0 N/A
2018 Total Accident & Health 0.04% $24,811,444 $25,118,658 $23,338,704 $20,959,590 83.44 %
2018 Total Individual Accident & Health 0.06% $11,352,257 $11,413,321 $10,998,697 $8,234,629 72.15 %
2018 Individual Medicare Supplement 0.22% $5,431,832 $5,538,745 $5,904,821 $2,085,192 37.65 %
2018 Individual Long Term Care 0.00% $15,670 $16,816 $0 $-1,012 -6.02 %
2018 Individual Specified Disease 0.36% $1,804,219 $1,796,149 $3,715,018 $4,337,273 N/A
2018 Individual Accident Only 0.56% $1,436,456 $1,424,273 $451,383 $474,628 33.32 %
2018 Individual Disability Income 0.27% $638,463 $631,577 $331,126 $486,545 77.04 %
2018 Individual Limited Benefit 1.38% $2,025,617 $2,005,761 $596,349 $852,003 42.48 %
2018 Total Group Accident & Health 0.03% $13,459,187 $13,705,337 $12,340,007 $12,724,961 92.85 %
2018 Group Medicare Supplement 0.00% $3,728 $3,893 $18,180 $17,430 N/A
2018 Group Specified Disease 0.24% $231,589 $239,871 $77,338 $75,077 31.30 %
2018 Group Accident Only 0.08% $289,037 $286,569 $43,834 $62,881 21.94 %
2018 Group Disability Income 0.00% $19,599 $19,378 $15,153 $14,658 75.64 %
2018 Group Limited Benefit 1.99% $12,915,234 $13,155,626 $12,185,502 $12,554,915 95.43 %
2018 Total Life 0.01% $2,003,095 $0 $1,772,539 $0 N/A
2018 Total Individual Life 0.01% $1,180,330 $0 $1,510,998 $0 N/A
2018 Individual Whole Life 0.08% $1,108,391 $0 $1,510,998 $0 N/A
2018 Individual Term Life 0.00% $38,540 $0 $0 $0 N/A
2018 Individual Universal Life 0.00% $33,399 $0 $0 $0 N/A
2018 Individual Graded Death Benefits 0.00% $0 $0 $0 $0 N/A
2018 Individual Credit Life 0.00% $0 $0 $0 $0 N/A
2018 Total Group Life 0.00% $822,765 $0 $261,541 $0 N/A
2018 Group Whole Life 0.75% $759,583 $0 $250,435 $0 N/A
2018 Group Term Life 0.00% $63,182 $0 $11,106 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2020 Health 0.27% 6 71
2020 Life and Annuities 0.02% 2 1092
2020 Long-Term Care Insurance 0.01% 0 0
2020 Medicare Supplement Insurance 0.51% 3 550
2019 Health 0.27% 6 63
2019 Life and Annuities 0.02% 1 482
2019 Long-Term Care Insurance 0.01% 0 0
2019 Medicare Supplement Insurance 0.61% 3 352
2018 Health 0.28% 4 37
2018 Life and Annuities 0.02% 3 1355
2018 Long-Term Care Insurance 0.01% 0 0
2018 Medicare Supplement Insurance 0.66% 1 105


Company Changes


Market Conduct

Date: 10/28/2019

CICA1019.pdf


Financial Exams

This company does not have any financial exams.