Company Details

  COMBINED INSURANCE CO OF AMERICA License Status :
Active

NAIC Number :

62146


Phone Number:

312-351-8000


Company Address:

8750 W BRYN MAWR AVENUE 
CHICAGO, IL  60631

Description:

Life and Health


License Number:

A422393


Date Admitted:

1939-01-09


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Earned Direct Premium Written Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Accident & Health 0.05% $24,811,444 $25,118,658 $23,338,704 $20,959,590 83.44 %
2018 Total Individual Accident & Health 0.07% $11,352,257 $11,413,321 $10,998,697 $8,234,629 72.15 %
2018 Individual Medicare Supplement 0.25% $5,431,832 $5,538,745 $5,904,821 $2,085,192 37.65 %
2018 Individual Long Term Care 0.00% $15,670 $16,816 $0 $-1,012 -6.02 %
2018 Individual Specified Disease 0.38% $1,804,219 $1,796,149 $3,715,018 $4,337,273 N/A
2018 Individual Accident Only 0.58% $1,436,456 $1,424,273 $451,383 $474,628 33.32 %
2018 Individual Disability Income 0.30% $638,463 $631,577 $331,126 $486,545 77.04 %
2018 Individual Limited Benefit 1.62% $2,025,617 $2,005,761 $596,349 $852,003 42.48 %
2018 Total Group Accident & Health 0.03% $13,459,187 $13,705,337 $12,340,007 $12,724,961 92.85 %
2018 Group Medicare Supplement 0.00% $3,728 $3,893 $18,180 $17,430 N/A
2018 Group Specified Disease 0.30% $231,589 $239,871 $77,338 $75,077 31.30 %
2018 Group Accident Only 0.10% $289,037 $286,569 $43,834 $62,881 21.94 %
2018 Group Disability Income 0.00% $19,599 $19,378 $15,153 $14,658 75.64 %
2018 Group Limited Benefit 2.73% $12,915,234 $13,155,626 $12,185,502 $12,554,915 95.43 %
2018 Total Life 0.01% $2,003,095 $0 $1,772,539 $0 N/A
2018 Total Individual Life 0.01% $1,180,330 $0 $1,510,998 $0 N/A
2018 Individual Whole Life 0.10% $1,108,391 $0 $1,510,998 $0 N/A
2018 Individual Term Life 0.00% $38,540 $0 $0 $0 N/A
2018 Individual Universal Life 0.00% $33,399 $0 $0 $0 N/A
2018 Individual Graded Death Benefits 0.00% $0 $0 $0 $0 N/A
2018 Individual Credit Life 0.00% $0 $0 $0 $0 N/A
2018 Total Group Life 0.01% $822,765 $0 $261,541 $0 N/A
2018 Group Whole Life 0.79% $759,583 $0 $250,435 $0 N/A
2018 Group Term Life 0.01% $63,182 $0 $11,106 $0 N/A
2017 Total Accident & Health 0.05% $24,382,149 $24,864,841 $23,033,822 $20,308,841 81.68 %
2017 Total Individual Accident & Health 0.06% $12,250,474 $12,658,509 $11,942,040 $9,854,443 77.85 %
2017 Individual Medicare Supplement 0.29% $6,104,426 $6,329,485 $5,866,092 $2,341,832 37.00 %
2017 Individual Long Term Care 0.00% $20,236 $19,870 $1,036 $1,111 5.59 %
2017 Individual Specified Disease 0.52% $1,892,359 $1,969,025 $5,016,245 $6,271,740 N/A
2017 Individual Accident Only 0.68% $1,566,024 $1,595,249 $357,465 $545,976 34.23 %
2017 Individual Disability Income 0.31% $646,209 $663,027 $255,717 $237,255 35.78 %
2017 Individual Limited Benefit 1.87% $2,021,220 $2,081,853 $445,485 $456,529 21.93 %
2017 Total Group Accident & Health 0.03% $12,131,675 $12,206,332 $11,091,782 $10,454,398 85.65 %
2017 Group Medicare Supplement 0.00% $4,272 $4,538 $20,852 $20,643 N/A
2017 Group Specified Disease 0.20% $153,663 $159,848 $59,749 $67,936 42.50 %
2017 Group Accident Only 0.06% $169,740 $169,447 $44,644 $95,047 56.09 %
2017 Group Disability Income 0.00% $0 $0 $5,592 $3,232 N/A
2017 Group Limited Benefit 2.64% $11,804,000 $11,872,499 $10,960,945 $10,267,540 86.48 %
2017 Total Life 0.01% $1,831,921 $0 $1,762,431 $0 N/A
2017 Total Individual Life 0.01% $1,199,859 $0 $1,687,623 $0 N/A
2017 Individual Whole Life 0.10% $1,134,964 $0 $1,687,623 $0 N/A
2017 Individual Term Life 0.00% $22,139 $0 $0 $0 N/A
2017 Individual Universal Life 0.00% $42,756 $0 $0 $0 N/A
2017 Individual Graded Death Benefits 0.00% $0 $0 $0 $0 N/A
2017 Individual Ordinary Annuities 0.00% $0 $0 $0 $0 N/A
2017 Total Group Life 0.01% $632,062 $0 $74,808 $0 N/A
2017 Group Whole Life 0.47% $567,353 $0 $6,268 $0 N/A
2017 Group Term Life 0.01% $64,709 $0 $68,540 $0 N/A
2016 Total Accident & Health 0.04% $21,848,179 $21,824,828 $15,960,798 $15,625,718 71.60 %
2016 Total Individual Accident & Health 0.05% $10,627,234 $10,502,951 $5,905,386 $5,434,354 51.74 %
2016 Individual Medicare Supplement 0.21% $4,266,620 $4,010,605 $3,324,716 $2,686,458 66.98 %
2016 Individual Long Term Care 0.01% $27,956 $22,625 $31,649 $31,902 N/A
2016 Individual Specified Disease 0.66% $2,006,969 $2,051,102 $1,357,468 $1,521,049 74.16 %
2016 Individual Accident Only 0.68% $1,656,660 $1,693,538 $348,422 $268,701 15.87 %
2016 Individual Disability Income 0.30% $611,856 $623,149 $267,934 $340,180 54.59 %
2016 Individual Limited Benefit 2.01% $2,057,173 $2,101,932 $575,197 $586,064 27.88 %
2016 Total Group Accident & Health 0.03% $11,220,945 $11,321,877 $10,055,412 $10,191,364 90.01 %
2016 Group Medicare Supplement 0.00% $4,742 $4,842 $1,834 $1,674 34.57 %
2016 Group Specified Disease 0.16% $131,349 $139,357 $106,938 $84,896 60.92 %
2016 Group Accident Only 0.05% $136,859 $141,086 $175,678 $193,021 N/A
2016 Group Disability Income 0.00% $0 $0 $6,796 $3,724 N/A
2016 Group Limited Benefit 2.63% $10,947,995 $11,036,592 $9,764,166 $9,908,049 89.77 %
2016 Total Life 0.01% $1,635,282 $0 $1,628,573 $0 N/A
2016 Total Individual Life 0.01% $1,249,388 $0 $1,434,179 $0 N/A
2016 Individual Whole Life 0.11% $1,172,416 $0 $1,434,179 $0 N/A
2016 Individual Term Life 0.00% $23,415 $0 $0 $0 N/A
2016 Individual Universal Life 0.00% $53,557 $0 $0 $0 N/A
2016 Individual Graded Death Benefits 0.00% $0 $0 $0 $0 N/A
2016 Individual Ordinary Annuities 0.00% $0 $0 $0 $0 N/A
2016 Total Group Life 0.01% $385,894 $0 $194,394 $0 N/A
2016 Group Whole Life 0.14% $320,895 $0 $128,984 $0 N/A
2016 Group Term Life 0.01% $64,999 $0 $65,410 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Health 0.26% 4 37
2018 Life and Annuities 0.02% 3 1355
2018 Long-Term Care Insurance 0.01% 0 0
2018 Medicare Supplement Insurance 0.66% 1 105
2017 Health 0.26% 1 9
2017 Life and Annuities 0.02% 3 1448
2017 Long-Term Care Insurance 0.01% 0 0
2017 Medicare Supplement Insurance 0.57% 0 0
2016 Health 0.26% 2 16
2016 Life and Annuities 0.02% 4 2151
2016 Long-Term Care Insurance 0.01% 0 0
2016 Medicare Supplement Insurance 0.45% 0 0


Company Changes


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

This company does not have any financial exams.