Company Details

  AMERICAN NATIONAL INSURANCE COMPANY License Status :
Active

NAIC Number :

60739


Phone Number:

409-763-4661


Company Address:

ONE MOODY PLAZA 
GALVESTON, TX  77550

Description:

Life and Health


License Number:

A418022


Date Admitted:

1915-08-08


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2020 Total Accident & Health 0.00% $305,433 $339,366 $508,970 $575,804 N/A
2020 Total Individual Accident & Health 0.00% $286,117 $318,379 $131,057 $193,152 60.67 %
2020 Individual Comprehensive Medical Expense 0.00% $2,159 $2,043 $0 $-17,877 -875.04 %
2020 Individual Medicare Supplement 0.00% $882 $883 $87 $-139 -15.74 %
2020 Individual Specified Disease 0.02% $107,628 $108,209 $70,067 $40,909 37.81 %
2020 Individual Accident Only 0.01% $20,961 $20,648 $0 $313 1.52 %
2020 Individual Disability Income 0.00% $2,798 $3,154 $17,975 $36,984 N/A
2020 Individual Short Term Credit Disability 11.21% $151,689 $183,442 $42,928 $132,962 72.48 %
2020 Total Group Accident & Health 0.00% $19,316 $20,987 $377,913 $382,652 N/A
2020 Group Comprehensive Medical Expense - Large Employer 0.00% $11,332 $11,332 $375,654 $375,654 N/A
2020 Group Short Term Credit Disability 0.05% $7,984 $9,655 $2,259 $6,998 72.48 %
2020 Total Life 0.07% $27,889,134 $0 $41,444,032 $0 N/A
2020 Total Individual Life 0.13% $25,147,713 $0 $30,248,100 $0 N/A
2020 Individual Whole Life 0.21% $2,857,576 $0 $16,596,424 $0 N/A
2020 Individual Term Life 0.26% $3,302,995 $0 $1,601,513 $0 N/A
2020 Individual Universal Life 0.24% $3,983,899 $0 $2,362,540 $0 N/A
2020 Individual Graded Death Benefits 1.69% $500,921 $0 $213,586 $0 N/A
2020 Individual Credit Life 15.98% $194,274 $0 $98,870 $0 N/A
2020 Individual Variable Life 0.04% $169,269 $0 $137,543 $0 N/A
2020 Individual Ordinary Annuities 0.38% $8,478,041 $0 $6,145,920 $0 N/A
2020 Individual Variable Annuities 0.00% $0 $0 $9,926 $0 N/A
2020 Individual Equity Indexed Annuities 0.15% $5,421,357 $0 $3,081,778 $0 N/A
2020 Individual Deposit-Type Funds 0.17% $239,381 $0 $0 $0 N/A
2020 Total Group Life 0.01% $2,741,421 $0 $11,195,932 $0 N/A
2020 Group Whole Life 0.27% $386,740 $0 $6,240,844 $0 N/A
2020 Group Term Life 0.00% $52,285 $0 $260,492 $0 N/A
2020 Group Universal Life 1.60% $1,423,343 $0 $925,557 $0 N/A
2020 Group Credit Life 0.27% $49,063 $0 $24,969 $0 N/A
2020 Group Ordinary Annuities 0.00% $74,059 $0 $1,060,789 $0 N/A
2020 Group Variable Annuities 0.07% $718,902 $0 $2,504,836 $0 N/A
2020 Group Equity Indexed Annuities 0.00% $0 $0 $178,445 $0 N/A
2020 Group Deposit-Type Funds 0.00% $37,029 $0 $0 $0 N/A
2019 Total Accident & Health 0.00% $361,655 $391,625 $387,742 $66,466 16.97 %
2019 Total Individual Accident & Health 0.00% $333,593 $361,692 $210,787 $241,843 66.86 %
2019 Individual Comprehensive Medical Expense 0.00% $1,912 $2,129 $40,814 $56,145 N/A
2019 Individual Medicare Supplement 0.00% $1,862 $1,960 $6,200 $5,222 N/A
2019 Individual Specified Disease 0.02% $113,249 $112,105 $136,682 $117,137 N/A
2019 Individual Accident Only 0.01% $21,586 $21,848 $0 $3 0.01 %
2019 Individual Disability Income 0.00% $4,703 $4,588 $347 $63,366 N/A
2019 Individual Short Term Credit Disability 12.52% $190,281 $219,062 $26,744 $-30 -0.01 %
2019 Total Group Accident & Health 0.00% $28,062 $29,933 $176,955 $-175,377 -585.90 %
2019 Group Comprehensive Medical Expense - Large Employer 0.00% $15,694 $15,694 $175,217 $-175,375 -1,117.47 %
2019 Group Short Term Credit Disability 0.06% $12,368 $14,239 $1,738 $-2 -0.01 %
2019 Total Life 0.10% $27,944,941 $0 $45,164,287 $0 N/A
2019 Total Individual Life 0.14% $24,621,965 $0 $36,019,865 $0 N/A
2019 Individual Whole Life 0.20% $2,826,934 $0 $4,842,347 $0 N/A
2019 Individual Term Life 0.25% $2,992,408 $0 $1,995,825 $0 N/A
2019 Individual Universal Life 0.24% $3,705,515 $0 $2,112,952 $0 N/A
2019 Individual Graded Death Benefits 1.48% $435,571 $0 $215,756 $0 N/A
2019 Individual Credit Life 25.29% $302,658 $0 $152,945 $0 N/A
2019 Individual Variable Life 0.03% $170,357 $0 $204,516 $0 N/A
2019 Individual Ordinary Annuities 0.42% $9,672,725 $0 $23,087,169 $0 N/A
2019 Individual Variable Annuities 0.00% $0 $0 $9,828 $0 N/A
2019 Individual Equity Indexed Annuities 0.07% $3,181,827 $0 $3,398,527 $0 N/A
2019 Individual Deposit-Type Funds 0.78% $1,333,970 $0 $0 $0 N/A
2019 Total Group Life 0.03% $3,322,976 $0 $9,144,422 $0 N/A
2019 Group Whole Life 0.14% $104,504 $0 $584,361 $0 N/A
2019 Group Term Life 0.01% $182,844 $0 $34,905 $0 N/A
2019 Group Universal Life 0.83% $1,733,563 $0 $1,522,836 $0 N/A
2019 Group Credit Life 0.21% $53,391 $0 $26,980 $0 N/A
2019 Group Ordinary Annuities 0.00% $98,935 $0 $5,224,565 $0 N/A
2019 Group Variable Annuities 0.09% $1,043,449 $0 $1,257,758 $0 N/A
2019 Group Equity Indexed Annuities 0.00% $0 $0 $493,017 $0 N/A
2019 Group Deposit-Type Funds 0.01% $106,290 $0 $0 $0 N/A
2018 Total Accident & Health 0.00% $587,153 $520,476 $436,542 $437,733 84.10 %
2018 Total Individual Accident & Health 0.00% $328,019 $405,074 $86,680 $83,729 20.67 %
2018 Individual Comprehensive Medical Expense 0.00% $2,368 $2,400 $160 $-10,121 -421.71 %
2018 Individual Medicare Supplement 0.00% $4,405 $4,500 $8,929 $5,736 N/A
2018 Individual Specified Disease 0.02% $113,367 $114,380 $42,367 $-12,800 -11.19 %
2018 Individual Accident Only 0.01% $22,038 $21,916 $0 $87 0.40 %
2018 Individual Disability Income 0.00% $3,964 $4,308 $0 $16 0.37 %
2018 Individual Short Term Credit Disability 16.35% $181,877 $257,570 $35,224 $100,811 39.14 %
2018 Total Group Accident & Health 0.00% $259,134 $115,402 $349,862 $354,004 N/A
2018 Group Comprehensive Medical Expense - Large Employer 0.00% $247,312 $98,660 $347,572 $347,451 N/A
2018 Group Short Term Credit Disability 0.06% $11,822 $16,742 $2,290 $6,553 39.14 %
2018 Total Life 0.10% $35,977,330 $0 $42,039,909 $0 N/A
2018 Total Individual Life 0.21% $32,616,647 $0 $31,725,275 $0 N/A
2018 Individual Whole Life 0.18% $2,395,736 $0 $3,249,044 $0 N/A
2018 Individual Term Life 0.25% $2,912,966 $0 $2,397,983 $0 N/A
2018 Individual Universal Life 0.23% $3,950,896 $0 $2,772,725 $0 N/A
2018 Individual Graded Death Benefits 1.29% $383,952 $0 $33,999 $0 N/A
2018 Individual Credit Life 33.33% $399,534 $0 $290,250 $0 N/A
2018 Individual Variable Life 0.05% $188,119 $0 $924,157 $0 N/A
2018 Individual Ordinary Annuities 0.71% $12,418,063 $0 $20,465,318 $0 N/A
2018 Individual Variable Annuities 0.00% $0 $0 $109,909 $0 N/A
2018 Individual Modified Guaranteed Annuities 28.96% $8,011,467 $0 $1,481,890 $0 N/A
2018 Individual Deposit-Type Funds 1.31% $1,955,914 $0 $0 $0 N/A
2018 Total Group Life 0.02% $3,360,683 $0 $10,314,634 $0 N/A
2018 Group Whole Life 0.22% $221,355 $0 $374,065 $0 N/A
2018 Group Term Life 0.00% $54,539 $0 $25,000 $0 N/A
2018 Group Universal Life 1.95% $1,845,131 $0 $852,727 $0 N/A
2018 Group Credit Life 0.19% $47,858 $0 $34,768 $0 N/A
2018 Group Ordinary Annuities 0.00% $-126 $0 $2,912,744 $0 N/A
2018 Group Variable Annuities 0.07% $1,062,167 $0 $2,343,771 $0 N/A
2018 Group Modified Guaranteed Annuities 0.00% $0 $0 $390,353 $0 N/A
2018 Group Deposit-Type Funds 0.01% $129,759 $0 $3,381,206 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2020 Medicare Supplement Insurance 0.00% 0 0
2020 Health 0.00% 0 0
2020 Life and Annuities 0.32% 13 503
2019 Health 0.00% 0 0
2019 Life and Annuities 0.34% 14 422
2019 Medicare Supplement Insurance 0.00% 0 0
2018 Health 0.02% 0 0
2018 Life and Annuities 0.40% 15 342
2018 Medicare Supplement Insurance 0.00% 0 0


Company Changes


Market Conduct

Date: 08/16/2016

ANIC.pdf


Financial Exams

This company does not have any financial exams.