Company Details

  AMERICAN NATIONAL INSURANCE COMPANY License Status :
Active

NAIC Number :

60739


Phone Number:

409-763-4661


Company Address:

ONE MOODY PLAZA 
GALVESTON, TX  77550-7999

Description:

Life and Health


License Number:

A7306209


Date Admitted:

1915-08-08


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Earned Direct Premium Written Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Accident & Health 0.00% $587,153 $520,476 $436,542 $437,733 84.10 %
2018 Total Individual Accident & Health 0.00% $328,019 $405,074 $86,680 $83,729 20.67 %
2018 Individual Comprehensive Medical Expense 0.00% $2,368 $2,400 $160 $-10,121 -421.71 %
2018 Individual Medicare Supplement 0.00% $4,405 $4,500 $8,929 $5,736 N/A
2018 Individual Specified Disease 0.02% $113,367 $114,380 $42,367 $-12,800 -11.19 %
2018 Individual Accident Only 0.01% $22,038 $21,916 $0 $87 0.40 %
2018 Individual Disability Income 0.00% $3,964 $4,308 $0 $16 0.37 %
2018 Individual Short Term Credit Disability 16.35% $181,877 $257,570 $35,224 $100,811 39.14 %
2018 Total Group Accident & Health 0.00% $259,134 $115,402 $349,862 $354,004 N/A
2018 Group Comprehensive Medical Expense - Large Employer 0.00% $247,312 $98,660 $347,572 $347,451 N/A
2018 Group Short Term Credit Disability 0.07% $11,822 $16,742 $2,290 $6,553 39.14 %
2018 Total Life 0.13% $35,977,330 $0 $42,039,909 $0 N/A
2018 Total Individual Life 0.24% $32,616,647 $0 $31,725,275 $0 N/A
2018 Individual Whole Life 0.22% $2,395,736 $0 $3,249,044 $0 N/A
2018 Individual Term Life 0.29% $2,912,966 $0 $2,397,983 $0 N/A
2018 Individual Universal Life 0.30% $3,950,896 $0 $2,772,725 $0 N/A
2018 Individual Graded Death Benefits 1.60% $383,952 $0 $33,999 $0 N/A
2018 Individual Credit Life 33.43% $399,534 $0 $290,250 $0 N/A
2018 Individual Variable Life 0.06% $188,119 $0 $924,157 $0 N/A
2018 Individual Ordinary Annuities 0.80% $12,418,063 $0 $20,465,318 $0 N/A
2018 Individual Variable Annuities 0.00% $0 $0 $109,909 $0 N/A
2018 Individual Modified Guaranteed Annuities 29.77% $8,011,467 $0 $1,481,890 $0 N/A
2018 Individual Deposit-Type Funds 1.40% $1,955,914 $0 $0 $0 N/A
2018 Total Group Life 0.03% $3,360,683 $0 $10,314,634 $0 N/A
2018 Group Whole Life 0.23% $221,355 $0 $374,065 $0 N/A
2018 Group Term Life 0.00% $54,539 $0 $25,000 $0 N/A
2018 Group Universal Life 2.66% $1,845,131 $0 $852,727 $0 N/A
2018 Group Credit Life 0.22% $47,858 $0 $34,768 $0 N/A
2018 Group Ordinary Annuities -0.00% $-126 $0 $2,912,744 $0 N/A
2018 Group Variable Annuities 0.10% $1,062,167 $0 $2,343,771 $0 N/A
2018 Group Modified Guaranteed Annuities 0.00% $0 $0 $390,353 $0 N/A
2018 Group Deposit-Type Funds 0.02% $129,759 $0 $3,381,206 $0 N/A
2017 Total Accident & Health 0.00% $264,934 $595,711 $453,762 $-322,116 -54.07 %
2017 Total Individual Accident & Health 0.00% $439,135 $539,354 $134,135 $91,477 16.96 %
2017 Individual Comprehensive Medical Expense 0.00% $8,417 $8,621 $31,255 $39,996 N/A
2017 Individual Medicare Supplement 0.00% $4,313 $4,312 $13,279 $13,482 N/A
2017 Individual Specified Disease 0.03% $112,661 $113,655 $52,333 $40,685 35.80 %
2017 Individual Accident Only 0.01% $23,412 $23,808 $0 $-132 -0.55 %
2017 Individual Disability Income 0.00% $4,333 $4,438 $0 $-41 -0.92 %
2017 Individual Short Term Credit Disability 22.58% $285,999 $384,520 $37,268 $-2,513 -0.65 %
2017 Total Group Accident & Health -0.00% $-174,201 $56,357 $319,627 $-413,593 -733.88 %
2017 Group Comprehensive Medical Expense - Large Employer -0.00% $-192,791 $31,363 $317,205 $-413,430 -1,318.21 %
2017 Group Short Term Credit Disability 0.11% $18,590 $24,994 $2,422 $-163 -0.65 %
2017 Total Life 0.17% $33,254,721 $0 $43,864,864 $0 N/A
2017 Total Individual Life 0.23% $29,145,565 $0 $27,625,808 $0 N/A
2017 Individual Whole Life 0.25% $2,723,227 $0 $1,774,751 $0 N/A
2017 Individual Term Life 0.28% $2,648,004 $0 $3,099,195 $0 N/A
2017 Individual Universal Life 0.29% $3,777,549 $0 $2,314,410 $0 N/A
2017 Individual Graded Death Benefits 0.18% $36,855 $0 $19,261 $0 N/A
2017 Individual Credit Life 45.42% $609,655 $0 $252,523 $0 N/A
2017 Individual Variable Life 0.06% $194,161 $0 $244,125 $0 N/A
2017 Individual Ordinary Annuities 0.92% $12,047,390 $0 $18,649,250 $0 N/A
2017 Individual Variable Annuities 0.00% $0 $0 $9,668 $0 N/A
2017 Individual Equity Indexed Annuities 0.17% $5,980,339 $0 $1,262,625 $0 N/A
2017 Individual Deposit-Type Funds 0.80% $1,128,385 $0 $0 $0 N/A
2017 Total Group Life 0.05% $4,109,156 $0 $16,239,056 $0 N/A
2017 Group Whole Life 0.18% $214,671 $0 $316,641 $0 N/A
2017 Group Term Life 0.01% $62,650 $0 $47,314 $0 N/A
2017 Group Universal Life 1.38% $1,939,098 $0 $3,143,257 $0 N/A
2017 Group Credit Life 0.22% $46,742 $0 $19,361 $0 N/A
2017 Group Ordinary Annuities 0.02% $452,390 $0 $1,291,948 $0 N/A
2017 Group Variable Annuities 0.11% $1,265,426 $0 $3,989,352 $0 N/A
2017 Group Modified Guaranteed Annuities 0.00% $0 $0 $1,195,161 $0 N/A
2017 Group Equity Indexed Annuities 0.00% $0 $0 $6,236,022 $0 N/A
2017 Group Deposit-Type Funds 0.02% $128,179 $0 $0 $0 N/A
2016 Total Accident & Health 0.01% $3,235,300 $3,133,494 $6,886,150 $6,762,654 N/A
2016 Total Individual Accident & Health 0.00% $436,088 $340,591 $196,438 $132,859 39.01 %
2016 Individual Comprehensive Medical Expense 0.00% $8,636 $8,775 $7,357 $-1,757 -20.02 %
2016 Individual Medicare Supplement 0.00% $4,405 $4,405 $14,361 $8,327 N/A
2016 Individual Specified Disease 0.04% $112,916 $113,839 $63,965 $97,799 85.91 %
2016 Individual Accident Only 0.01% $28,926 $29,529 $0 $-10 -0.03 %
2016 Individual Disability Income 0.00% $4,505 $4,413 $0 $-14 -0.32 %
2016 Individual Short Term Credit Disability 25.35% $276,700 $179,630 $110,755 $28,514 15.87 %
2016 Total Group Accident & Health 0.01% $2,799,212 $2,792,903 $6,689,712 $6,629,795 N/A
2016 Group Comprehensive Medical Expense - Large Employer 0.02% $2,766,107 $2,766,107 $6,560,642 $6,506,071 N/A
2016 Group Disability Income 0.00% $15,120 $15,120 $121,871 $121,871 N/A
2016 Group Short Term Credit Disability 0.10% $17,985 $11,676 $7,199 $1,853 15.87 %
2016 Total Life 0.20% $43,191,740 $0 $35,072,562 $0 N/A
2016 Total Individual Life 0.27% $39,037,612 $0 $23,089,238 $0 N/A
2016 Individual Whole Life 0.33% $3,550,399 $0 $3,634,647 $0 N/A
2016 Individual Term Life 0.27% $2,506,106 $0 $1,773,055 $0 N/A
2016 Individual Universal Life 0.19% $2,475,377 $0 $2,294,090 $0 N/A
2016 Individual Graded Death Benefits 0.22% $42,111 $0 $317,790 $0 N/A
2016 Individual Credit Life 51.50% $691,849 $0 $224,766 $0 N/A
2016 Individual Variable Life 0.07% $196,506 $0 $369,404 $0 N/A
2016 Individual Ordinary Annuities 1.22% $17,473,242 $0 $13,910,406 $0 N/A
2016 Individual Variable Annuities 0.00% $0 $0 $31,287 $0 N/A
2016 Individual Equity Indexed Annuities 0.31% $11,466,577 $0 $533,793 $0 N/A
2016 Individual Deposit-Type Funds 0.40% $635,445 $0 $0 $0 N/A
2016 Total Group Life 0.06% $4,154,128 $0 $11,983,324 $0 N/A
2016 Group Whole Life 0.02% $42,414 $0 $712 $0 N/A
2016 Group Term Life 0.02% $226,960 $0 $8,427 $0 N/A
2016 Group Universal Life 2.08% $1,838,269 $0 $770,457 $0 N/A
2016 Group Credit Life 0.24% $51,691 $0 $16,793 $0 N/A
2016 Group Variable Life 0.32% $133,306 $0 $112,871 $0 N/A
2016 Group Ordinary Annuities 0.00% $34,838 $0 $2,724,887 $0 N/A
2016 Group Variable Annuities 0.27% $1,696,747 $0 $6,112,980 $0 N/A
2016 Group Equity Indexed Annuities 0.00% $0 $0 $800,841 $0 N/A
2016 Group Deposit-Type Funds 0.01% $129,903 $0 $1,435,356 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Health 0.03% 1 86
2018 Life and Annuities 0.39% 13 292
2018 Medicare Supplement Insurance 0.00% 1 9999
2017 Health 0.03% 1 86
2017 Life and Annuities 0.39% 13 292
2017 Medicare Supplement Insurance 0.00% 1 9999
2016 Health 0.04% 1 54
2016 Life and Annuities 0.36% 10 237
2016 Medicare Supplement Insurance 0.00% 1 9999


Company Changes

Effective Date: 08/16/2016

Comments:


Market Conduct

Date: 08/16/2016

ANIC.pdf


Financial Exams

This company does not have any financial exams.