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Company Details
AMERICAN NATIONAL INSURANCE COMPANY License Status :
Active
NAIC Number :
60739
Phone Number:
409-763-4661
Company Address:
ONE MOODY PLAZA
GALVESTON, TX 77550-7999
Description:
Life and Health
License Number:
A418022
Date Admitted:
1915-08-08
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Earned | Direct Premium Written | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2018 | Total Accident & Health | 0.00% | $587,153 | $520,476 | $436,542 | $437,733 | 84.10 % |
| 2018 | Total Individual Accident & Health | 0.00% | $328,019 | $405,074 | $86,680 | $83,729 | 20.67 % |
| 2018 | Individual Comprehensive Medical Expense | 0.00% | $2,368 | $2,400 | $160 | $-10,121 | -421.71 % |
| 2018 | Individual Medicare Supplement | 0.00% | $4,405 | $4,500 | $8,929 | $5,736 | N/A |
| 2018 | Individual Specified Disease | 0.01% | $113,367 | $114,380 | $42,367 | $-12,800 | -11.19 % |
| 2018 | Individual Accident Only | 0.00% | $22,038 | $21,916 | $0 | $87 | 0.40 % |
| 2018 | Individual Disability Income | 0.00% | $3,964 | $4,308 | $0 | $16 | 0.37 % |
| 2018 | Individual Short Term Credit Disability | 8.17% | $181,877 | $257,570 | $35,224 | $100,811 | 39.14 % |
| 2018 | Total Group Accident & Health | 0.00% | $259,134 | $115,402 | $349,862 | $354,004 | N/A |
| 2018 | Group Comprehensive Medical Expense - Large Employer | 0.00% | $247,312 | $98,660 | $347,572 | $347,451 | N/A |
| 2018 | Group Short Term Credit Disability | 0.03% | $11,822 | $16,742 | $2,290 | $6,553 | 39.14 % |
| 2018 | Total Life | 0.06% | $35,977,330 | $0 | $42,039,909 | $0 | N/A |
| 2018 | Total Individual Life | 0.12% | $32,616,647 | $0 | $31,725,275 | $0 | N/A |
| 2018 | Individual Whole Life | 0.10% | $2,395,736 | $0 | $3,249,044 | $0 | N/A |
| 2018 | Individual Term Life | 0.14% | $2,912,966 | $0 | $2,397,983 | $0 | N/A |
| 2018 | Individual Universal Life | 0.14% | $3,950,896 | $0 | $2,772,725 | $0 | N/A |
| 2018 | Individual Graded Death Benefits | 0.78% | $383,952 | $0 | $33,999 | $0 | N/A |
| 2018 | Individual Credit Life | 16.69% | $399,534 | $0 | $290,250 | $0 | N/A |
| 2018 | Individual Variable Life | 0.03% | $188,119 | $0 | $924,157 | $0 | N/A |
| 2018 | Individual Ordinary Annuities | 0.40% | $12,418,063 | $0 | $20,465,318 | $0 | N/A |
| 2018 | Individual Variable Annuities | 0.00% | $0 | $0 | $109,909 | $0 | N/A |
| 2018 | Individual Modified Guaranteed Annuities | 14.71% | $8,011,467 | $0 | $1,481,890 | $0 | N/A |
| 2018 | Individual Deposit-Type Funds | 0.69% | $1,955,914 | $0 | $0 | $0 | N/A |
| 2018 | Total Group Life | 0.01% | $3,360,683 | $0 | $10,314,634 | $0 | N/A |
| 2018 | Group Whole Life | 0.11% | $221,355 | $0 | $374,065 | $0 | N/A |
| 2018 | Group Term Life | 0.00% | $54,539 | $0 | $25,000 | $0 | N/A |
| 2018 | Group Universal Life | 1.23% | $1,845,131 | $0 | $852,727 | $0 | N/A |
| 2018 | Group Credit Life | 0.11% | $47,858 | $0 | $34,768 | $0 | N/A |
| 2018 | Group Ordinary Annuities | 0.00% | $-126 | $0 | $2,912,744 | $0 | N/A |
| 2018 | Group Variable Annuities | 0.05% | $1,062,167 | $0 | $2,343,771 | $0 | N/A |
| 2018 | Group Modified Guaranteed Annuities | 0.00% | $0 | $0 | $390,353 | $0 | N/A |
| 2018 | Group Deposit-Type Funds | 0.01% | $129,759 | $0 | $3,381,206 | $0 | N/A |
| 2017 | Total Accident & Health | 0.00% | $264,934 | $595,711 | $453,762 | $-322,116 | -54.07 % |
| 2017 | Total Individual Accident & Health | 0.00% | $439,135 | $539,354 | $134,135 | $91,477 | 16.96 % |
| 2017 | Individual Comprehensive Medical Expense | 0.00% | $8,417 | $8,621 | $31,255 | $39,996 | N/A |
| 2017 | Individual Medicare Supplement | 0.00% | $4,313 | $4,312 | $13,279 | $13,482 | N/A |
| 2017 | Individual Specified Disease | 0.03% | $112,661 | $113,655 | $52,333 | $40,685 | 35.80 % |
| 2017 | Individual Accident Only | 0.01% | $23,412 | $23,808 | $0 | $-132 | -0.55 % |
| 2017 | Individual Disability Income | 0.00% | $4,333 | $4,438 | $0 | $-41 | -0.92 % |
| 2017 | Individual Short Term Credit Disability | 22.59% | $285,999 | $384,520 | $37,268 | $-2,513 | -0.65 % |
| 2017 | Total Group Accident & Health | 0.00% | $-174,201 | $56,357 | $319,627 | $-413,593 | -733.88 % |
| 2017 | Group Comprehensive Medical Expense - Large Employer | 0.00% | $-192,791 | $31,363 | $317,205 | $-413,430 | -1,318.21 % |
| 2017 | Group Short Term Credit Disability | 0.11% | $18,590 | $24,994 | $2,422 | $-163 | -0.65 % |
| 2017 | Total Life | 0.16% | $33,254,721 | $0 | $43,864,864 | $0 | N/A |
| 2017 | Total Individual Life | 0.23% | $29,145,565 | $0 | $27,625,808 | $0 | N/A |
| 2017 | Individual Whole Life | 0.24% | $2,723,227 | $0 | $1,774,751 | $0 | N/A |
| 2017 | Individual Term Life | 0.27% | $2,648,004 | $0 | $3,099,195 | $0 | N/A |
| 2017 | Individual Universal Life | 0.27% | $3,777,549 | $0 | $2,314,410 | $0 | N/A |
| 2017 | Individual Graded Death Benefits | 0.17% | $36,855 | $0 | $19,261 | $0 | N/A |
| 2017 | Individual Credit Life | 45.14% | $609,655 | $0 | $252,523 | $0 | N/A |
| 2017 | Individual Variable Life | 0.06% | $194,161 | $0 | $244,125 | $0 | N/A |
| 2017 | Individual Ordinary Annuities | 0.89% | $12,047,390 | $0 | $18,649,250 | $0 | N/A |
| 2017 | Individual Variable Annuities | 0.00% | $0 | $0 | $9,668 | $0 | N/A |
| 2017 | Individual Equity Indexed Annuities | 0.16% | $5,980,339 | $0 | $1,262,625 | $0 | N/A |
| 2017 | Individual Deposit-Type Funds | 0.78% | $1,128,385 | $0 | $0 | $0 | N/A |
| 2017 | Total Group Life | 0.05% | $4,109,156 | $0 | $16,239,056 | $0 | N/A |
| 2017 | Group Whole Life | 0.18% | $214,671 | $0 | $316,641 | $0 | N/A |
| 2017 | Group Term Life | 0.01% | $62,650 | $0 | $47,314 | $0 | N/A |
| 2017 | Group Universal Life | 1.34% | $1,939,098 | $0 | $3,143,257 | $0 | N/A |
| 2017 | Group Credit Life | 0.22% | $46,742 | $0 | $19,361 | $0 | N/A |
| 2017 | Group Ordinary Annuities | 0.02% | $452,390 | $0 | $1,291,948 | $0 | N/A |
| 2017 | Group Variable Annuities | 0.11% | $1,265,426 | $0 | $3,989,352 | $0 | N/A |
| 2017 | Group Modified Guaranteed Annuities | 0.00% | $0 | $0 | $1,195,161 | $0 | N/A |
| 2017 | Group Equity Indexed Annuities | 0.00% | $0 | $0 | $6,236,022 | $0 | N/A |
| 2017 | Group Deposit-Type Funds | 0.02% | $128,179 | $0 | $0 | $0 | N/A |
| 2016 | Total Accident & Health | 0.01% | $3,235,300 | $3,133,494 | $6,886,150 | $6,762,654 | N/A |
| 2016 | Total Individual Accident & Health | 0.00% | $436,088 | $340,591 | $196,438 | $132,859 | 39.01 % |
| 2016 | Individual Comprehensive Medical Expense | 0.00% | $8,636 | $8,775 | $7,357 | $-1,757 | -20.02 % |
| 2016 | Individual Medicare Supplement | 0.00% | $4,405 | $4,405 | $14,361 | $8,327 | N/A |
| 2016 | Individual Specified Disease | 0.04% | $112,916 | $113,839 | $63,965 | $97,799 | 85.91 % |
| 2016 | Individual Accident Only | 0.01% | $28,926 | $29,529 | $0 | $-10 | -0.03 % |
| 2016 | Individual Disability Income | 0.00% | $4,505 | $4,413 | $0 | $-14 | -0.32 % |
| 2016 | Individual Short Term Credit Disability | 25.39% | $276,700 | $179,630 | $110,755 | $28,514 | 15.87 % |
| 2016 | Total Group Accident & Health | 0.01% | $2,799,212 | $2,792,903 | $6,689,712 | $6,629,795 | N/A |
| 2016 | Group Comprehensive Medical Expense - Large Employer | 0.02% | $2,766,107 | $2,766,107 | $6,560,642 | $6,506,071 | N/A |
| 2016 | Group Disability Income | 0.00% | $15,120 | $15,120 | $121,871 | $121,871 | N/A |
| 2016 | Group Short Term Credit Disability | 0.10% | $17,985 | $11,676 | $7,199 | $1,853 | 15.87 % |
| 2016 | Total Life | 0.19% | $43,191,740 | $0 | $35,072,562 | $0 | N/A |
| 2016 | Total Individual Life | 0.26% | $39,037,612 | $0 | $23,089,238 | $0 | N/A |
| 2016 | Individual Whole Life | 0.31% | $3,550,399 | $0 | $3,634,647 | $0 | N/A |
| 2016 | Individual Term Life | 0.26% | $2,506,106 | $0 | $1,773,055 | $0 | N/A |
| 2016 | Individual Universal Life | 0.18% | $2,475,377 | $0 | $2,294,090 | $0 | N/A |
| 2016 | Individual Graded Death Benefits | 0.21% | $42,111 | $0 | $317,790 | $0 | N/A |
| 2016 | Individual Credit Life | 51.55% | $691,849 | $0 | $224,766 | $0 | N/A |
| 2016 | Individual Variable Life | 0.06% | $196,506 | $0 | $369,404 | $0 | N/A |
| 2016 | Individual Ordinary Annuities | 1.21% | $17,473,242 | $0 | $13,910,406 | $0 | N/A |
| 2016 | Individual Variable Annuities | 0.00% | $0 | $0 | $31,287 | $0 | N/A |
| 2016 | Individual Equity Indexed Annuities | 0.30% | $11,466,577 | $0 | $533,793 | $0 | N/A |
| 2016 | Individual Deposit-Type Funds | 0.40% | $635,445 | $0 | $0 | $0 | N/A |
| 2016 | Total Group Life | 0.05% | $4,154,128 | $0 | $11,983,324 | $0 | N/A |
| 2016 | Group Whole Life | 0.02% | $42,414 | $0 | $712 | $0 | N/A |
| 2016 | Group Term Life | 0.02% | $226,960 | $0 | $8,427 | $0 | N/A |
| 2016 | Group Universal Life | 1.99% | $1,838,269 | $0 | $770,457 | $0 | N/A |
| 2016 | Group Credit Life | 0.24% | $51,691 | $0 | $16,793 | $0 | N/A |
| 2016 | Group Variable Life | 0.32% | $133,306 | $0 | $112,871 | $0 | N/A |
| 2016 | Group Ordinary Annuities | 0.00% | $34,838 | $0 | $2,724,887 | $0 | N/A |
| 2016 | Group Variable Annuities | 0.27% | $1,696,747 | $0 | $6,112,980 | $0 | N/A |
| 2016 | Group Equity Indexed Annuities | 0.00% | $0 | $0 | $800,841 | $0 | N/A |
| 2016 | Group Deposit-Type Funds | 0.01% | $129,903 | $0 | $1,435,356 | $0 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2018 | Health | 0.01% | 0 | 0 |
| 2018 | Life and Annuities | 0.40% | 15 | 342 |
| 2018 | Medicare Supplement Insurance | 0.00% | 0 | 0 |
| 2017 | Medicare Supplement Insurance | 0.00% | 1 | 9999 |
| 2017 | Health | 0.03% | 1 | 86 |
| 2017 | Life and Annuities | 0.39% | 13 | 292 |
| 2016 | Health | 0.04% | 1 | 54 |
| 2016 | Life and Annuities | 0.36% | 10 | 237 |
| 2016 | Medicare Supplement Insurance | 0.00% | 1 | 9999 |
Company Changes
Effective Date: 08/16/2016
Comments:
Market Conduct
Date: 08/16/2016
Financial Exams
This company does not have any financial exams.