Company Details

  AMERICAN HERITAGE LIFE INSURANCE COMPANY License Status :
Active

NAIC Number :

60534


Phone Number:

904-992-1776


Company Address:

1776 AMER HERITAGE LIFE 
JACKSONVILLE, FL  32224

Description:

Life and Health


License Number:

A420652


Date Admitted:

1961-07-31


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Earned Direct Premium Written Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Accident & Health 0.02% $17,162,485 $17,198,226 $9,657,436 $9,694,704 56.37 %
2018 Total Individual Accident & Health 0.01% $2,536,061 $2,518,559 $2,031,019 $1,971,010 78.26 %
2018 Individual Long Term Care 0.03% $247,044 $248,968 $834,471 $811,210 N/A
2018 Individual Specified Disease 0.14% $1,335,594 $1,326,588 $887,777 $871,627 65.70 %
2018 Individual Accident Only 0.08% $381,403 $374,829 $140,169 $133,987 35.75 %
2018 Individual Disability Income 0.11% $476,587 $474,967 $126,347 $109,253 23.00 %
2018 Individual Limited Benefit 0.04% $95,433 $93,207 $42,255 $44,973 48.25 %
2018 Individual Short Term Credit Disability 0.00% $0 $0 $0 $-40 N/A
2018 Total Group Accident & Health 0.02% $14,626,424 $14,679,667 $7,626,417 $7,723,694 52.61 %
2018 Group Specified Disease 4.54% $7,888,218 $7,874,031 $4,314,333 $4,360,111 55.37 %
2018 Group Accident Only 0.83% $4,867,646 $4,859,761 $2,488,333 $2,499,052 51.42 %
2018 Group Disability Income 0.06% $666,751 $669,310 $215,475 $210,569 31.46 %
2018 Group Dental 0.00% $7,628 $7,499 $1,793 $1,601 21.35 %
2018 Group Limited Benefit 0.13% $1,196,181 $1,269,066 $606,483 $652,361 51.40 %
2018 Total Life 0.01% $7,618,178 $0 $3,472,914 $0 N/A
2018 Total Individual Life 0.02% $6,462,456 $0 $2,596,259 $0 N/A
2018 Individual Whole Life 0.00% $25,062 $0 $74,473 $0 N/A
2018 Individual Term Life 0.02% $507,253 $0 $257,850 $0 N/A
2018 Individual Universal Life 0.21% $5,929,542 $0 $2,250,071 $0 N/A
2018 Individual Credit Life -0.00% $-1 $0 $0 $0 N/A
2018 Individual Ordinary Annuities 0.00% $600 $0 $13,865 $0 N/A
2018 Total Group Life 0.00% $1,155,722 $0 $876,655 $0 N/A
2018 Group Term Life 0.01% $195,715 $0 $470,004 $0 N/A
2018 Group Universal Life 0.64% $960,007 $0 $406,651 $0 N/A
2017 Total Accident & Health 0.03% $16,822,987 $16,888,806 $9,477,037 $9,243,645 54.73 %
2017 Total Individual Accident & Health 0.01% $2,524,701 $2,535,818 $2,372,967 $2,026,580 79.92 %
2017 Individual Long Term Care 0.07% $302,344 $304,265 $949,603 $654,817 N/A
2017 Individual Specified Disease 0.37% $1,357,607 $1,363,422 $1,136,465 $1,105,195 81.06 %
2017 Individual Accident Only 0.16% $366,291 $367,328 $93,940 $84,579 23.03 %
2017 Individual Disability Income 0.20% $416,936 $418,073 $162,614 $154,562 36.97 %
2017 Individual Limited Benefit 0.08% $81,909 $83,116 $25,004 $25,336 30.48 %
2017 Individual Short Term Credit Disability -0.03% $-386 $-386 $5,341 $2,091 -541.71 %
2017 Total Group Accident & Health 0.04% $14,298,286 $14,352,988 $7,104,070 $7,217,065 50.28 %
2017 Group Comprehensive Medical Expense - Large Employer 0.00% $0 $0 $-2,494 $-1,981 N/A
2017 Group Specified Disease 9.35% $8,037,494 $8,055,688 $3,784,507 $3,824,548 47.48 %
2017 Group Accident Only 1.51% $4,697,772 $4,721,944 $2,606,818 $2,615,713 55.39 %
2017 Group Disability Income 0.10% $529,356 $525,724 $139,281 $155,934 29.66 %
2017 Group Dental 0.00% $8,446 $8,278 $2,807 $2,816 34.02 %
2017 Group Limited Benefit 0.23% $1,025,218 $1,041,354 $573,151 $620,035 59.54 %
2017 Total Life 0.04% $7,364,645 $0 $2,568,944 $0 N/A
2017 Total Individual Life 0.05% $6,343,558 $0 $2,311,460 $0 N/A
2017 Individual Whole Life 0.00% $23,973 $0 $0 $0 N/A
2017 Individual Term Life 0.05% $483,356 $0 $239,368 $0 N/A
2017 Individual Universal Life 0.42% $5,835,833 $0 $2,047,473 $0 N/A
2017 Individual Credit Life -0.02% $-204 $0 $0 $0 N/A
2017 Individual Ordinary Annuities 0.00% $600 $0 $24,619 $0 N/A
2017 Total Group Life 0.01% $1,021,087 $0 $257,484 $0 N/A
2017 Group Term Life 0.03% $299,940 $0 $172,500 $0 N/A
2017 Group Universal Life 0.50% $721,147 $0 $84,984 $0 N/A
2016 Total Accident & Health 0.03% $19,163,549 $19,291,269 $10,315,933 $10,686,532 55.40 %
2016 Total Individual Accident & Health 0.01% $2,683,335 $2,676,328 $2,398,989 $2,372,163 88.63 %
2016 Individual Long Term Care 0.07% $332,663 $336,662 $1,066,763 $1,058,551 N/A
2016 Individual Specified Disease 0.46% $1,404,379 $1,398,360 $1,014,926 $1,019,528 72.91 %
2016 Individual Accident Only 0.16% $387,899 $385,832 $120,902 $117,270 30.39 %
2016 Individual Disability Income 0.22% $447,977 $445,538 $133,262 $118,027 26.49 %
2016 Individual Limited Benefit 0.11% $111,960 $111,479 $50,886 $53,801 48.26 %
2016 Individual Short Term Credit Disability -0.14% $-1,543 $-1,543 $12,250 $4,986 -323.14 %
2016 Total Group Accident & Health 0.05% $16,480,214 $16,614,941 $7,916,944 $8,314,369 50.04 %
2016 Group Comprehensive Medical Expense - Large Employer 0.00% $0 $0 $-329 $-3,793 N/A
2016 Group Specified Disease 9.84% $8,989,228 $9,034,318 $4,063,208 $4,176,510 46.23 %
2016 Group Accident Only 2.19% $6,270,629 $6,291,206 $3,351,083 $3,615,455 57.47 %
2016 Group Disability Income 0.12% $606,658 $619,442 $167,542 $176,192 28.44 %
2016 Group Dental 0.00% $9,767 $9,367 $3,097 $2,588 27.63 %
2016 Group Limited Benefit 0.14% $603,932 $660,608 $332,343 $347,417 52.59 %
2016 Total Life 0.03% $7,014,789 $0 $3,220,214 $0 N/A
2016 Total Individual Life 0.04% $5,886,779 $0 $2,709,486 $0 N/A
2016 Individual Whole Life 0.00% $22,286 $0 $5,775 $0 N/A
2016 Individual Term Life 0.05% $519,080 $0 $92,579 $0 N/A
2016 Individual Universal Life 0.38% $5,339,711 $0 $2,414,410 $0 N/A
2016 Individual Credit Life -0.12% $-1,561 $0 $33,223 $0 N/A
2016 Individual Ordinary Annuities 0.00% $7,263 $0 $163,499 $0 N/A
2016 Total Group Life 0.01% $1,128,010 $0 $510,728 $0 N/A
2016 Group Term Life 0.05% $416,333 $0 $356,720 $0 N/A
2016 Group Universal Life 0.77% $711,677 $0 $154,008 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Health 0.19% 7 87
2018 Life and Annuities 0.08% 6 674
2018 Long-Term Care Insurance 0.12% 0 0
2017 Health 0.21% 6 64
2017 Life and Annuities 0.08% 3 338
2017 Long-Term Care Insurance 0.13% 0 0
2016 Long-Term Care Insurance 0.16% 0 0
2016 Health 0.24% 5 44
2016 Life and Annuities 0.07% 4 485


Company Changes

Effective Date: 07/22/2013

Comments:

Effective Date: 07/30/2019

Comments:


Market Conduct

Date: 07/22/2013

AmericanHeritageLife.pdf

Date: 07/30/2019

AICRSA719.pdf


Financial Exams

This company does not have any financial exams.