Company Details

  AMERICAN MODERN PROPERTY AND CASUALTY INSURANCE COMPANY License Status :
Active

NAIC Number :

42722


Phone Number:

5139476366


Company Address:

P.O. BOX 5323 
CINCINNATI, OH  45201-5323

Description:

Property and Casualty


License Number:

B419771


Date Admitted:

1982-08-02


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.23% $36,620,483 $34,322,306 $24,977,828 $28,774,001 83.83 %
2023 Total Fire & Allied Lines 2.04% $15,858,900 $14,005,696 $10,504,568 $10,516,996 75.09 %
2023 Dwelling Fire & Allied Lines 6.83% $15,858,900 $14,005,696 $10,504,568 $10,516,996 75.09 %
2023 Total Homeowners 0.56% $16,616,101 $16,363,856 $12,516,084 $14,447,600 88.29 %
2023 Homeowners Multi-Peril 0.58% $16,616,101 $16,363,856 $12,516,084 $14,447,600 88.29 %
2023 Inland Marine (Incl Auto Cargo) 0.18% $1,023,281 $952,805 $1,062,866 $1,854,285 N/A
2023 Earthquake 0.62% $878,851 $871,837 $0 $2,454 0.28 %
2023 Other Liability - Bodily Injury & Property Damage 0.11% $1,092,434 $1,034,561 $433,254 $1,697,450 N/A
2023 Total Private Passenger Automobile 0.02% $1,150,916 $1,093,551 $442,025 $236,185 21.60 %
2023 Private Passenger Auto Liability Bodily Injury 0.01% $130,479 $126,133 $125,471 $-56,244 -44.59 %
2023 Private Passenger Auto Medical Payments 0.04% $34,216 $33,411 $3,215 $-1,441 -4.31 %
2023 Private Passenger Uninsured Motorists 0.02% $58,645 $57,621 $0 $0 0.00 %
2023 Private Passenger Underinsured Motorists 0.02% $23,369 $23,096 $0 $0 0.00 %
2023 Private Passenger Auto Comprehensive 0.04% $481,916 $456,614 $154,949 $145,321 31.83 %
2023 Private Passenger Auto Collision 0.03% $422,291 $396,676 $158,390 $148,549 37.45 %
2023 Boiler & Machinery 0.00% $0 $0 $19,031 $19,031 N/A
2022 Total Property & Casualty 0.23% $32,837,562 $32,040,316 $14,213,838 $15,207,794 47.46 %
2022 Total Fire & Allied Lines 2.58% $12,405,128 $11,365,573 $4,558,726 $5,310,670 46.73 %
2022 Dwelling Fire & Allied Lines 8.01% $12,405,128 $11,365,573 $4,558,726 $5,310,670 46.73 %
2022 Total Homeowners 0.62% $16,889,593 $17,272,357 $7,495,328 $7,545,973 43.69 %
2022 Homeowners Multi-Peril 0.65% $16,889,593 $17,272,357 $7,495,328 $7,545,973 43.69 %
2022 Inland Marine (Incl Auto Cargo) 0.16% $851,856 $799,218 $931,164 $971,274 N/A
2022 Earthquake 0.50% $678,528 $646,069 $0 $7,240 1.12 %
2022 Other Liability - Bodily Injury & Property Damage 0.12% $982,510 $956,614 $274,855 $541,418 56.60 %
2022 Total Private Passenger Automobile 0.02% $1,029,947 $1,000,485 $939,519 $817,077 81.67 %
2022 Private Passenger Auto Liability Bodily Injury 0.01% $120,797 $123,922 $2,163 $1,595 1.29 %
2022 Private Passenger Auto Medical Payments 0.04% $32,354 $31,018 $6,080 $4,481 14.45 %
2022 Private Passenger Uninsured Motorists 0.01% $22,680 $22,084 $300,000 $221,124 N/A
2022 Private Passenger Underinsured Motorists 0.06% $55,763 $50,444 $0 $0 0.00 %
2022 Private Passenger Auto Comprehensive 0.05% $429,746 $420,943 $248,202 $231,925 55.10 %
2022 Private Passenger Auto Collision 0.03% $368,607 $352,074 $383,074 $357,952 N/A
2022 Boiler & Machinery 0.00% $0 $0 $14,246 $14,142 N/A
2021 Total Property & Casualty 0.24% $31,630,421 $29,839,158 $17,980,889 $20,748,710 69.54 %
2021 Total Fire & Allied Lines 1.60% $10,527,010 $9,654,112 $6,173,935 $6,465,823 66.97 %
2021 Dwelling Fire & Allied Lines 7.26% $10,527,010 $9,654,112 $6,173,935 $6,465,823 66.97 %
2021 Total Homeowners 0.71% $17,387,186 $12,938,646 $9,455,308 $9,955,275 76.94 %
2021 Homeowners Multi-Peril 0.74% $17,387,186 $12,938,646 $9,455,308 $9,955,275 76.94 %
2021 Mobile Homes 1.53% $446,114 $4,199,770 $1,572,147 $1,668,626 39.73 %
2021 Inland Marine (Incl Auto Cargo) 0.16% $740,266 $620,075 $199,030 $1,901,869 N/A
2021 Earthquake 0.46% $605,104 $583,062 $0 $5,200 0.89 %
2021 Other Liability - Bodily Injury & Property Damage 0.12% $936,098 $885,046 $200,893 $284,503 32.15 %
2021 Total Private Passenger Automobile 0.02% $988,643 $958,132 $340,355 $429,029 44.78 %
2021 Private Passenger Auto Liability Bodily Injury 0.01% $93,384 $116,368 $10,828 $13,498 11.60 %
2021 Private Passenger Auto Liability Property Damage 0.00% $25,502 $0 $0 $0 N/A
2021 Private Passenger Auto Medical Payments 0.03% $29,709 $29,282 $5,000 $1,645 5.62 %
2021 Private Passenger Uninsured Motorists 0.02% $53,342 $74,276 $100,001 $158,795 N/A
2021 Private Passenger Underinsured Motorists 0.03% $21,711 $0 $0 $0 N/A
2021 Private Passenger Auto Comprehensive 0.05% $420,377 $414,574 $83,522 $127,484 30.75 %
2021 Private Passenger Auto Collision 0.03% $344,618 $323,632 $141,004 $127,607 39.43 %
2021 Boiler & Machinery 0.00% $0 $315 $39,221 $38,385 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Private Passenger Auto 0.02% 0 0
2023 Homeowners 0.95% 24 202
2022 Private Passenger Auto 0.02% 0 0
2022 Homeowners 0.96% 26 283
2021 Private Passenger Auto 0.02% 0 0
2021 Homeowners 0.89% 21 266


Company Changes

Effective Date: 12/17/2009

Comments: First Marine Insurance Co. added B3 authority.

Effective Date: 12/28/2007

Comments: First Marine Insurance Co. by Munich American Holding Corp. and others

Effective Date: 04/24/2014

Comments: Effective 04/24/14 First Marine Insurance Company changed its name to American Modern Property and Casualty Insurance Company.


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

This company does not have any financial exams.