Selecting an insurance agent or broker

A licensed agent or broker can help you purchase insurance coverage. They can inform you about the types of policies available and how you can best protect yourself. They should assist you in filing claims and making sure your claims are settled promptly and fairly.

Agents and brokers must be licensed by the Missouri Department of Insurance, Financial Institutions & Professional Registration. Their license is proof they have passed state examinations that require a thorough understanding of insurance policies and practices. Always be sure that you are doing business with a licensed agent or broker.

A responsible agent or broker will:

Select your agent or broker with care. Choose an agent in whom you have confidence. Obtain help from people with experience in dealing with insurance. A good way to locate an agent or broker is by referral from satisfied relatives and friends. Talk to agents and brokers from several companies to learn about and compare the services they offer.

Who needs auto insurance?
Understanding your automobile insurance policy