Auto Policies

Have you ever had time to sit down and thoroughly read a auto insurance policy before buying one? Our department now gives you that chance. As an informational resource, our department is offering consumers who are shopping for auto insurance free, downloadable copies of auto policies and mandatory endorsements offered by a number of auto insurance companies in Missouri. The policies and endorsements of the companies listed below make up a large percentage of the market share for auto insurance coverage in the state. Consumers are encouraged to use this information as one of the many tools when shopping for auto insurance.

These companies listed below are in the order of their market share in Missouri, using the latest data from the department's Market Share Report. The market share of the companies listed is in parentheses. Click on the (+) icon or the company's name to view information about the company and their policies and/or endorsements.

Important information - please read carefully
  • Company information
  • Shelter Insurance has declined to participate in this important consumer initiative.
    However, in an effort to provide Missouri consumers with access to important insurance coverage documents, the Department is making available the most current policy form filing submitted by Shelter Mutual Insurance Company. These policy forms were filed as required by Section 375.920 RSMo. and were effective July 24, 2011.
  • Policy