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Company Details
ROOT INSURANCE COMPANY License Status :
Active
NAIC Number :
10974
Phone Number:
8669809431
Company Address:
80 E. RICH ST., SUITE. 500
COLUMBUS, OH 43215
Description:
Property and Casualty
License Number:
B431715
Date Admitted:
2018-04-06
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Property & Casualty | 0.14% | $22,905,415 | $18,608,985 | $11,068,107 | $10,630,979 | 57.13 % |
| 2023 | Total Homeowners | 0.00% | $88,495 | $84,071 | $14,863 | $-73,379 | -87.28 % |
| 2023 | Homeowners Multi-Peril | 0.00% | $88,495 | $84,071 | $14,863 | $-73,379 | -87.28 % |
| 2023 | Total Private Passenger Automobile | 0.42% | $22,816,920 | $18,524,914 | $11,053,244 | $10,704,358 | 57.78 % |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0.77% | $10,386,130 | $8,247,301 | $2,780,628 | $3,044,942 | 36.92 % |
| 2023 | Private Passenger Auto Liability Property Damage | 0.45% | $4,472,035 | $3,667,066 | $2,558,957 | $2,943,395 | 80.27 % |
| 2023 | Private Passenger Auto Medical Payments | 0.19% | $166,817 | $141,995 | $81,058 | $59,800 | 42.11 % |
| 2023 | Private Passenger Uninsured Motorists | 0.45% | $1,292,577 | $1,028,578 | $767,554 | $316,396 | 30.76 % |
| 2023 | Private Passenger Underinsured Motorists | 0.14% | $159,810 | $141,457 | $105,000 | $-35,837 | -25.33 % |
| 2023 | Private Passenger Auto Comprehensive | 0.17% | $1,925,586 | $1,662,153 | $1,795,729 | $828,839 | 49.87 % |
| 2023 | Private Passenger Auto Collision | 0.29% | $4,413,965 | $3,636,364 | $2,964,318 | $3,546,823 | 97.54 % |
| 2022 | Total Property & Casualty | 0.12% | $17,137,834 | $19,375,894 | $18,662,161 | $18,846,821 | 97.27 % |
| 2022 | Total Homeowners | 0.00% | $94,814 | $126,966 | $38,018 | $123,810 | 97.51 % |
| 2022 | Homeowners Multi-Peril | 0.00% | $94,814 | $126,966 | $38,018 | $123,810 | 97.51 % |
| 2022 | Total Private Passenger Automobile | 0.36% | $17,043,020 | $19,248,928 | $18,624,143 | $18,723,011 | 97.27 % |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.56% | $6,833,175 | $7,701,343 | $6,072,751 | $5,758,010 | 74.77 % |
| 2022 | Private Passenger Auto Liability Property Damage | 0.42% | $3,562,044 | $4,086,543 | $3,985,700 | $3,691,149 | 90.32 % |
| 2022 | Private Passenger Auto Medical Payments | 0.19% | $171,638 | $202,648 | $245,721 | $214,931 | N/A |
| 2022 | Private Passenger Uninsured Motorists | 0.35% | $897,898 | $985,094 | $1,051,020 | $693,498 | 70.40 % |
| 2022 | Private Passenger Underinsured Motorists | 0.21% | $185,474 | $213,336 | $83,000 | $-82,956 | -38.89 % |
| 2022 | Private Passenger Auto Comprehensive | 0.20% | $1,874,386 | $2,104,885 | $2,524,518 | $3,573,805 | N/A |
| 2022 | Private Passenger Auto Collision | 0.27% | $3,518,405 | $3,955,079 | $4,661,433 | $4,874,574 | N/A |
| 2021 | Total Property & Casualty | 0.19% | $24,687,518 | $25,430,558 | $20,549,869 | $21,228,652 | 83.48 % |
| 2021 | Total Homeowners | 0.01% | $157,549 | $172,825 | $186,544 | $145,288 | 84.07 % |
| 2021 | Homeowners Multi-Peril | 0.01% | $157,549 | $172,825 | $186,544 | $145,288 | 84.07 % |
| 2021 | Total Private Passenger Automobile | 0.55% | $24,529,969 | $25,257,733 | $20,363,325 | $21,083,364 | 83.47 % |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.88% | $10,304,693 | $10,761,535 | $5,286,054 | $6,131,365 | 56.97 % |
| 2021 | Private Passenger Auto Liability Property Damage | 0.66% | $5,322,717 | $5,474,258 | $4,922,336 | $4,819,517 | 88.04 % |
| 2021 | Private Passenger Auto Medical Payments | 0.30% | $268,830 | $280,161 | $266,513 | $286,037 | N/A |
| 2021 | Private Passenger Uninsured Motorists | 0.45% | $1,040,145 | $1,017,938 | $1,369,785 | $1,541,786 | N/A |
| 2021 | Private Passenger Underinsured Motorists | 0.32% | $244,516 | $263,447 | $486,000 | $458,883 | N/A |
| 2021 | Private Passenger Auto Comprehensive | 0.29% | $2,516,394 | $2,586,019 | $2,608,410 | $2,688,408 | N/A |
| 2021 | Private Passenger Auto Collision | 0.40% | $4,832,674 | $4,874,375 | $5,424,227 | $5,157,368 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Private Passenger Auto | 0.44% | 14 | 183 |
| 2023 | Homeowners | 0.00% | 0 | 0 |
| 2022 | Private Passenger Auto | 0.51% | 15 | 196 |
| 2022 | Homeowners | 0.01% | 1 | 1998 |
| 2021 | Private Passenger Auto | 0.56% | 17 | 200 |
| 2021 | Homeowners | 0.01% | 1 | 2087 |
Company Changes
Effective Date: 04/06/2018
Comments: Effective 4/6/2018 this company was admitted as a property and casualty insurer with B1 property, B2 Liability, and B4 accident and health authority.
Market Conduct
This company does not have any market conduct exams or investigations.
Financial Exams
This company does not have any financial exams.