Company Details

  CORNERSTONE NATIONAL INSURANCE COMPANY License Status :
Active

NAIC Number :

10783


Phone Number:

6602624507


Company Address:

PO Box 6040 
Columbia, MO  65205-6040

Description:

Property and Casualty


License Number:

B420010


Date Admitted:

1997-03-19


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.00% $762,877 $753,924 $813,003 $520,717 69.07 %
2023 Total Private Passenger Automobile 0.01% $762,877 $753,924 $813,003 $520,717 69.07 %
2023 Private Passenger Auto Liability Bodily Injury 0.01% $160,287 $159,837 $324,885 $173,888 N/A
2023 Private Passenger Auto Liability Property Damage 0.02% $192,934 $195,559 $154,135 $82,497 42.19 %
2023 Private Passenger Auto Medical Payments 0.02% $20,356 $20,003 $14,510 $7,766 38.82 %
2023 Private Passenger Uninsured Motorists 0.02% $50,832 $50,616 $56,228 $20,518 40.54 %
2023 Private Passenger Underinsured Motorists 0.01% $10,014 $9,954 $49,049 $26,254 N/A
2023 Private Passenger Auto Comprehensive 0.01% $135,685 $133,351 $67,852 $66,458 49.84 %
2023 Private Passenger Auto Collision 0.01% $192,769 $184,604 $146,344 $143,336 77.65 %
2022 Total Property & Casualty 0.01% $755,828 $840,284 $640,635 $634,314 75.49 %
2022 Total Private Passenger Automobile 0.02% $755,828 $840,284 $640,635 $634,314 75.49 %
2022 Private Passenger Auto Liability Bodily Injury 0.01% $168,219 $182,031 $210,527 $181,560 99.74 %
2022 Private Passenger Auto Liability Property Damage 0.02% $202,482 $222,713 $99,880 $86,137 38.68 %
2022 Private Passenger Auto Medical Payments 0.02% $21,363 $22,781 $9,403 $8,109 35.60 %
2022 Private Passenger Uninsured Motorists 0.02% $53,348 $57,644 $36,436 $31,423 54.51 %
2022 Private Passenger Underinsured Motorists 0.01% $10,510 $11,336 $31,784 $27,412 N/A
2022 Private Passenger Auto Comprehensive 0.01% $123,892 $144,182 $80,019 $94,929 65.84 %
2022 Private Passenger Auto Collision 0.01% $176,014 $199,597 $172,586 $204,744 N/A
2021 Total Property & Casualty 0.01% $983,837 $1,092,475 $843,609 $156,098 14.29 %
2021 Total Private Passenger Automobile 0.02% $983,837 $1,082,368 $843,609 $156,098 14.42 %
2021 Private Passenger Auto Liability Bodily Injury 0.02% $223,699 $245,005 $310,544 $-21,134 -8.63 %
2021 Private Passenger Auto Liability Property Damage 0.03% $269,262 $299,760 $147,331 $-10,026 -3.34 %
2021 Private Passenger Auto Medical Payments 0.03% $28,409 $30,662 $13,870 $-944 -3.08 %
2021 Private Passenger Uninsured Motorists 0.03% $70,943 $77,586 $53,746 $-3,658 -4.71 %
2021 Private Passenger Underinsured Motorists 0.02% $13,975 $15,258 $46,885 $-3,191 -20.91 %
2021 Private Passenger Auto Comprehensive 0.02% $155,967 $173,673 $85,920 $61,788 35.58 %
2021 Private Passenger Auto Collision 0.02% $221,582 $240,424 $185,313 $133,263 55.43 %
2021 National Flood Insurance Program 0.00% $0 $10,107 $0 $0 0.00 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Private Passenger Auto 0.02% 1 337
2022 Private Passenger Auto 0.02% 0 0
2021 Private Passenger Auto 0.04% 1 163


Company Changes

Effective Date: 10/18/2018

Comments: Proposed Acquisition of Cornerstone National Insurance Company by CFM Insurance Inc. as AMENDED AUGUST 26, 2021


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

Date: 11/20/2017

CornerstoneNatInsCoORD.pdf

Date: 08/21/2020

Order and Exam Report - Cornerstone National Insurance Company.pdf

Date: 01/09/2024

OrderandFinancialExaminationReport-CornerstoneNationalInsuranceCompany.pdf