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Company Details
KANSAS CITY LIFE INSURANCE COMPANY License Status :
Active
NAIC Number :
65129
Phone Number:
816-753-7000
Company Address:
3520 BROADWAY
KANSAS CITY, MO 64111
Description:
Life and Health
License Number:
A420864
Date Admitted:
1903-06-13
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2021 | Total Accident & Health | 0.01% | $6,301,601 | $6,349,181 | $4,218,024 | $4,259,894 | 67.09 % |
| 2021 | Total Individual Accident & Health | 0.00% | $5,858 | $5,970 | $17,275 | $88,956 | N/A |
| 2021 | Individual Specified Disease | 0.00% | $28 | $28 | $0 | $0 | 0.00 % |
| 2021 | Individual Disability Income | 0.00% | $5,636 | $5,748 | $17,275 | $88,952 | N/A |
| 2021 | Individual Limited Benefit | 0.00% | $194 | $194 | $0 | $4 | 2.06 % |
| 2021 | Total Group Accident & Health | 0.01% | $6,295,743 | $6,343,211 | $4,200,749 | $4,170,938 | 65.75 % |
| 2021 | Group Specified Disease | 0.00% | $4,500 | $4,534 | $0 | $0 | 0.00 % |
| 2021 | Group Accident Only | 0.01% | $38,229 | $38,518 | $12,205 | $12,118 | 31.46 % |
| 2021 | Group Disability Income | 0.33% | $2,542,053 | $2,561,219 | $1,366,058 | $1,356,364 | 52.96 % |
| 2021 | Group Dental | 0.23% | $3,229,870 | $3,254,222 | $1,989,257 | $1,975,140 | 60.69 % |
| 2021 | Group Limited Benefit | 0.05% | $481,091 | $484,718 | $833,229 | $827,316 | N/A |
| 2021 | Total Life | 0.06% | $20,184,593 | $0 | $23,976,762 | $0 | N/A |
| 2021 | Total Individual Life | 0.08% | $16,522,953 | $0 | $19,831,800 | $0 | N/A |
| 2021 | Individual Whole Life | 0.03% | $529,071 | $0 | $1,405,693 | $0 | N/A |
| 2021 | Individual Term Life | 0.18% | $2,410,703 | $0 | $1,844,740 | $0 | N/A |
| 2021 | Individual Universal Life | 0.29% | $5,124,572 | $0 | $5,620,983 | $0 | N/A |
| 2021 | Individual Variable Life | 0.05% | $239,651 | $0 | $499,751 | $0 | N/A |
| 2021 | Individual Ordinary Annuities | 0.20% | $5,712,591 | $0 | $8,295,155 | $0 | N/A |
| 2021 | Individual Variable Annuities | 0.02% | $1,650,474 | $0 | $2,165,478 | $0 | N/A |
| 2021 | Individual Deposit-Type Funds | 0.58% | $855,891 | $0 | $0 | $0 | N/A |
| 2021 | Total Group Life | 0.03% | $3,661,640 | $0 | $4,144,962 | $0 | N/A |
| 2021 | Group Term Life | 0.16% | $2,530,640 | $0 | $3,018,258 | $0 | N/A |
| 2021 | Group Deposit-Type Funds | 0.14% | $1,131,000 | $0 | $1,126,704 | $0 | N/A |
| 2020 | Total Accident & Health | 0.01% | $5,907,010 | $5,945,108 | $3,271,180 | $3,003,053 | 50.51 % |
| 2020 | Total Individual Accident & Health | 0.00% | $7,676 | $7,702 | $2,449 | $1,698 | 22.05 % |
| 2020 | Individual Medicare Supplement | 0.00% | $0 | $0 | $49 | $49 | N/A |
| 2020 | Individual Specified Disease | 0.00% | $28 | $28 | $0 | $0 | 0.00 % |
| 2020 | Individual Disability Income | 0.00% | $7,454 | $7,480 | $2,400 | $1,650 | 22.06 % |
| 2020 | Individual Limited Benefit | 0.00% | $194 | $194 | $0 | $-1 | -0.52 % |
| 2020 | Total Group Accident & Health | 0.01% | $5,899,334 | $5,937,406 | $3,268,731 | $3,001,355 | 50.55 % |
| 2020 | Group Specified Disease | 0.02% | $20,862 | $20,996 | $0 | $0 | 0.00 % |
| 2020 | Group Accident Only | 0.00% | $16,860 | $16,969 | $0 | $0 | 0.00 % |
| 2020 | Group Disability Income | 0.32% | $2,313,478 | $2,328,408 | $963,359 | $884,558 | 37.99 % |
| 2020 | Group Dental | 0.23% | $3,111,671 | $3,131,753 | $1,797,474 | $1,650,444 | 52.70 % |
| 2020 | Group Limited Benefit | 0.06% | $436,463 | $439,280 | $507,898 | $466,353 | N/A |
| 2020 | Total Life | 0.04% | $18,819,231 | $0 | $27,326,884 | $0 | N/A |
| 2020 | Total Individual Life | 0.07% | $15,442,126 | $0 | $24,740,685 | $0 | N/A |
| 2020 | Individual Whole Life | 0.04% | $532,186 | $0 | $1,441,889 | $0 | N/A |
| 2020 | Individual Term Life | 0.18% | $2,443,678 | $0 | $1,160,372 | $0 | N/A |
| 2020 | Individual Universal Life | 0.26% | $4,328,196 | $0 | $5,627,198 | $0 | N/A |
| 2020 | Individual Variable Life | 0.05% | $223,872 | $0 | $368,390 | $0 | N/A |
| 2020 | Individual Ordinary Annuities | 0.28% | $6,484,235 | $0 | $14,799,032 | $0 | N/A |
| 2020 | Individual Variable Annuities | 0.00% | $442,039 | $0 | $1,343,804 | $0 | N/A |
| 2020 | Individual Deposit-Type Funds | 0.68% | $987,920 | $0 | $0 | $0 | N/A |
| 2020 | Total Group Life | 0.02% | $3,377,105 | $0 | $2,586,199 | $0 | N/A |
| 2020 | Group Term Life | 0.17% | $2,319,606 | $0 | $1,988,218 | $0 | N/A |
| 2020 | Group Deposit-Type Funds | 0.13% | $1,057,499 | $0 | $597,981 | $0 | N/A |
| 2019 | Total Accident & Health | 0.01% | $6,362,467 | $6,403,922 | $4,260,537 | $4,510,743 | 70.44 % |
| 2019 | Total Individual Accident & Health | 0.00% | $9,375 | $9,518 | $2,907 | $1,762 | 18.51 % |
| 2019 | Individual Medicare Supplement | 0.00% | $978 | $1,085 | $122 | $-252 | -23.23 % |
| 2019 | Individual Specified Disease | 0.00% | $28 | $28 | $0 | $0 | 0.00 % |
| 2019 | Individual Disability Income | 0.00% | $8,177 | $8,205 | $2,560 | $1,821 | 22.19 % |
| 2019 | Individual Limited Benefit | 0.00% | $192 | $200 | $225 | $193 | 96.50 % |
| 2019 | Total Group Accident & Health | 0.01% | $6,353,092 | $6,394,404 | $4,257,630 | $4,508,981 | 70.51 % |
| 2019 | Group Specified Disease | 0.02% | $17,110 | $17,221 | $0 | $0 | 0.00 % |
| 2019 | Group Accident Only | 0.00% | $10,739 | $10,809 | $0 | $0 | 0.00 % |
| 2019 | Group Disability Income | 0.36% | $2,400,561 | $2,416,171 | $1,111,120 | $1,176,715 | 48.70 % |
| 2019 | Group Dental | 0.25% | $3,524,944 | $3,547,865 | $2,384,265 | $2,525,021 | 71.17 % |
| 2019 | Group Limited Benefit | 0.05% | $399,738 | $402,338 | $762,245 | $807,245 | N/A |
| 2019 | Total Life | 0.06% | $19,369,497 | $0 | $26,825,202 | $0 | N/A |
| 2019 | Total Individual Life | 0.08% | $15,734,434 | $0 | $24,901,805 | $0 | N/A |
| 2019 | Individual Whole Life | 0.04% | $563,646 | $0 | $1,446,613 | $0 | N/A |
| 2019 | Individual Term Life | 0.19% | $2,464,139 | $0 | $1,963,909 | $0 | N/A |
| 2019 | Individual Universal Life | 0.29% | $4,628,558 | $0 | $4,901,010 | $0 | N/A |
| 2019 | Individual Variable Life | 0.04% | $216,682 | $0 | $175,527 | $0 | N/A |
| 2019 | Individual Ordinary Annuities | 0.27% | $6,626,709 | $0 | $13,760,792 | $0 | N/A |
| 2019 | Individual Variable Annuities | 0.01% | $584,220 | $0 | $2,653,954 | $0 | N/A |
| 2019 | Individual Deposit-Type Funds | 0.36% | $650,480 | $0 | $0 | $0 | N/A |
| 2019 | Total Group Life | 0.03% | $3,635,063 | $0 | $1,923,397 | $0 | N/A |
| 2019 | Group Term Life | 0.19% | $2,527,643 | $0 | $1,204,260 | $0 | N/A |
| 2019 | Group Deposit-Type Funds | 0.14% | $1,107,420 | $0 | $719,137 | $0 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2021 | Health | 0.07% | 0 | 0 |
| 2021 | Life and Annuities | 0.18% | 9 | 638 |
| 2021 | Medicare Supplement Insurance | 0.00% | 0 | 0 |
| 2020 | Life and Annuities | 0.18% | 11 | 743 |
| 2020 | Medicare Supplement Insurance | 0.00% | 0 | 0 |
| 2020 | Health | 0.07% | 0 | 0 |
| 2019 | Health | 0.06% | 0 | 0 |
| 2019 | Life and Annuities | 0.20% | 12 | 623 |
| 2019 | Medicare Supplement Insurance | 0.00% | 0 | 0 |
Company Changes
Effective Date: 01/01/2004
Comments: GuideOne Life Insurance Co. merged with and into Kansas City Life Insurance Co.
Market Conduct
Date: 04/28/2022
Financial Exams
Date: 06/13/2016
Date: 12/29/2020
Order and Exam Report - Kansas City Life Insurance Company.pdf