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Company Details
KANSAS CITY LIFE INSURANCE COMPANY License Status :
Active
NAIC Number :
65129
Phone Number:
816-753-7000
Company Address:
P O BOX 219139
KANSAS CITY, MO 64121-9139
Description:
Life and Health
License Number:
A420864
Date Admitted:
1903-06-13
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2019 | Total Accident & Health | 0.01% | $6,362,467 | $6,403,922 | $4,260,537 | $4,510,743 | 70.44 % |
| 2019 | Total Individual Accident & Health | 0.00% | $9,375 | $9,518 | $2,907 | $1,762 | 18.51 % |
| 2019 | Individual Medicare Supplement | 0.00% | $978 | $1,085 | $122 | $-252 | -23.23 % |
| 2019 | Individual Specified Disease | 0.00% | $28 | $28 | $0 | $0 | 0.00 % |
| 2019 | Individual Disability Income | 0.00% | $8,177 | $8,205 | $2,560 | $1,821 | 22.19 % |
| 2019 | Individual Limited Benefit | 0.00% | $192 | $200 | $225 | $193 | 96.50 % |
| 2019 | Total Group Accident & Health | 0.02% | $6,353,092 | $6,394,404 | $4,257,630 | $4,508,981 | 70.51 % |
| 2019 | Group Specified Disease | 0.02% | $17,110 | $17,221 | $0 | $0 | 0.00 % |
| 2019 | Group Accident Only | 0.00% | $10,739 | $10,809 | $0 | $0 | 0.00 % |
| 2019 | Group Disability Income | 0.42% | $2,400,561 | $2,416,171 | $1,111,120 | $1,176,715 | 48.70 % |
| 2019 | Group Dental | 0.33% | $3,524,944 | $3,547,865 | $2,384,265 | $2,525,021 | 71.17 % |
| 2019 | Group Limited Benefit | 0.06% | $399,738 | $402,338 | $762,245 | $807,245 | N/A |
| 2019 | Total Life | 0.07% | $19,369,497 | $0 | $26,825,202 | $0 | N/A |
| 2019 | Total Individual Life | 0.10% | $15,734,434 | $0 | $24,901,805 | $0 | N/A |
| 2019 | Individual Whole Life | 0.04% | $563,646 | $0 | $1,446,613 | $0 | N/A |
| 2019 | Individual Term Life | 0.22% | $2,464,139 | $0 | $1,963,909 | $0 | N/A |
| 2019 | Individual Universal Life | 0.32% | $4,628,558 | $0 | $4,901,010 | $0 | N/A |
| 2019 | Individual Variable Life | 0.05% | $216,682 | $0 | $175,527 | $0 | N/A |
| 2019 | Individual Ordinary Annuities | 0.29% | $6,626,709 | $0 | $13,760,792 | $0 | N/A |
| 2019 | Individual Variable Annuities | 0.01% | $584,220 | $0 | $2,653,954 | $0 | N/A |
| 2019 | Individual Deposit-Type Funds | 0.38% | $650,480 | $0 | $0 | $0 | N/A |
| 2019 | Total Group Life | 0.03% | $3,635,063 | $0 | $1,923,397 | $0 | N/A |
| 2019 | Group Term Life | 0.22% | $2,527,643 | $0 | $1,204,260 | $0 | N/A |
| 2019 | Group Deposit-Type Funds | 0.14% | $1,107,420 | $0 | $719,137 | $0 | N/A |
| 2018 | Total Accident & Health | 0.01% | $5,688,999 | $5,652,179 | $3,890,464 | $4,229,672 | 74.83 % |
| 2018 | Total Individual Accident & Health | 0.00% | $10,425 | $10,591 | $11,136 | $2,585 | 24.41 % |
| 2018 | Individual Medicare Supplement | 0.00% | $1,259 | $1,259 | $2,848 | $2,929 | N/A |
| 2018 | Individual Specified Disease | 0.00% | $28 | $51 | $0 | $0 | 0.00 % |
| 2018 | Individual Disability Income | 0.00% | $8,632 | $8,775 | $8,288 | $-345 | -3.93 % |
| 2018 | Individual Limited Benefit | 0.00% | $506 | $506 | $0 | $1 | 0.20 % |
| 2018 | Total Group Accident & Health | 0.01% | $5,678,574 | $5,641,588 | $3,879,328 | $4,227,087 | 74.93 % |
| 2018 | Group Accident Only | 0.00% | $270 | $268 | $0 | $0 | 0.00 % |
| 2018 | Group Disability Income | 0.33% | $1,962,083 | $1,949,304 | $898,735 | $979,301 | 50.24 % |
| 2018 | Group Dental | 0.38% | $3,374,084 | $3,352,108 | $2,076,702 | $2,262,866 | 67.51 % |
| 2018 | Group Limited Benefit | 0.06% | $342,137 | $339,908 | $903,891 | $984,920 | N/A |
| 2018 | Total Life | 0.06% | $18,355,615 | $0 | $29,529,225 | $0 | N/A |
| 2018 | Total Individual Life | 0.10% | $14,846,150 | $0 | $27,904,502 | $0 | N/A |
| 2018 | Individual Whole Life | 0.04% | $514,703 | $0 | $1,299,046 | $0 | N/A |
| 2018 | Individual Term Life | 0.23% | $2,560,374 | $0 | $1,787,244 | $0 | N/A |
| 2018 | Individual Universal Life | 0.30% | $4,625,380 | $0 | $8,615,863 | $0 | N/A |
| 2018 | Individual Variable Life | 0.07% | $254,245 | $0 | $1,419,592 | $0 | N/A |
| 2018 | Individual Ordinary Annuities | 0.31% | $5,169,772 | $0 | $12,888,847 | $0 | N/A |
| 2018 | Individual Variable Annuities | 0.02% | $602,048 | $0 | $1,893,908 | $0 | N/A |
| 2018 | Individual Deposit-Type Funds | 0.76% | $1,119,628 | $0 | $2 | $0 | N/A |
| 2018 | Total Group Life | 0.02% | $3,509,465 | $0 | $1,624,723 | $0 | N/A |
| 2018 | Group Term Life | 0.19% | $2,275,295 | $0 | $1,056,806 | $0 | N/A |
| 2018 | Group Deposit-Type Funds | 0.14% | $1,234,170 | $0 | $567,917 | $0 | N/A |
| 2017 | Total Accident & Health | 0.01% | $5,080,918 | $5,154,253 | $3,814,612 | $3,962,336 | 76.88 % |
| 2017 | Total Individual Accident & Health | 0.00% | $11,821 | $12,208 | $15,566 | $4,923 | 40.33 % |
| 2017 | Individual Medicare Supplement | 0.00% | $1,389 | $1,478 | $2,026 | $1,525 | N/A |
| 2017 | Individual Specified Disease | 0.00% | $64 | $64 | $0 | $-16 | -25.00 % |
| 2017 | Individual Disability Income | 0.00% | $9,861 | $10,159 | $13,540 | $3,434 | 33.80 % |
| 2017 | Individual Limited Benefit | 0.00% | $507 | $507 | $0 | $-20 | -3.94 % |
| 2017 | Total Group Accident & Health | 0.01% | $5,069,097 | $5,142,045 | $3,799,046 | $3,957,413 | 76.96 % |
| 2017 | Group Disability Income | 0.28% | $1,628,241 | $1,651,673 | $934,336 | $973,285 | 58.93 % |
| 2017 | Group Dental | 0.39% | $3,128,425 | $3,173,444 | $2,031,582 | $2,116,270 | 66.69 % |
| 2017 | Group Limited Benefit | 0.05% | $312,431 | $316,928 | $833,128 | $867,858 | N/A |
| 2017 | Total Life | 0.10% | $21,219,558 | $0 | $31,093,759 | $0 | N/A |
| 2017 | Total Individual Life | 0.13% | $17,969,776 | $0 | $27,913,900 | $0 | N/A |
| 2017 | Individual Whole Life | 0.04% | $516,611 | $0 | $1,268,611 | $0 | N/A |
| 2017 | Individual Term Life | 0.24% | $2,503,281 | $0 | $2,318,089 | $0 | N/A |
| 2017 | Individual Universal Life | 0.30% | $4,552,672 | $0 | $4,868,462 | $0 | N/A |
| 2017 | Individual Variable Life | 0.08% | $269,477 | $0 | $376,695 | $0 | N/A |
| 2017 | Individual Ordinary Annuities | 0.65% | $9,457,987 | $0 | $15,344,090 | $0 | N/A |
| 2017 | Individual Variable Annuities | 0.01% | $526,722 | $0 | $3,737,953 | $0 | N/A |
| 2017 | Individual Deposit-Type Funds | 0.09% | $143,026 | $0 | $0 | $0 | N/A |
| 2017 | Total Group Life | 0.04% | $3,249,782 | $0 | $3,179,859 | $0 | N/A |
| 2017 | Group Term Life | 0.19% | $2,176,241 | $0 | $1,284,594 | $0 | N/A |
| 2017 | Group Deposit-Type Funds | 0.14% | $1,073,541 | $0 | $1,895,265 | $0 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2019 | Health | 0.06% | 0 | 0 |
| 2019 | Life and Annuities | 0.20% | 12 | 623 |
| 2019 | Medicare Supplement Insurance | 0.00% | 0 | 0 |
| 2018 | Life and Annuities | 0.21% | 10 | 447 |
| 2018 | Medicare Supplement Insurance | 0.00% | 0 | 0 |
| 2018 | Health | 0.06% | 0 | 0 |
| 2017 | Health | 0.05% | 1 | 43 |
| 2017 | Life and Annuities | 0.22% | 8 | 320 |
| 2017 | Medicare Supplement Insurance | 0.00% | 0 | 0 |
Company Changes
Effective Date: 01/01/2004
Comments: GuideOne Life Insurance Co. merged with and into Kansas City Life Insurance Co.
Market Conduct
This company does not have any market conduct exams or investigations.
Financial Exams
Date: 06/13/2016