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Company Details
UNITED FIRE AND CASUALTY COMPANY License Status :
Active
NAIC Number :
13021
Phone Number:
8003327977
Company Address:
PO Box 73909
Cedar Rapids, IA 52407-3909
Description:
Property and Casualty
License Number:
B422566
Date Admitted:
1952-08-12
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Property & Casualty | 0.28% | $45,073,057 | $43,900,505 | $37,591,113 | $34,279,899 | 78.09 % |
| 2023 | Total Fire & Allied Lines | 0.98% | $7,618,901 | $7,450,379 | $4,053,942 | $5,461,714 | 73.31 % |
| 2023 | Dwelling Fire & Allied Lines | 0.00% | $0 | $0 | $0 | $-117 | N/A |
| 2023 | Commercial Fire & Allied Lines | 2.37% | $7,618,901 | $7,450,379 | $4,053,942 | $5,461,831 | 73.31 % |
| 2023 | Total Homeowners | 0.00% | $0 | $0 | $0 | $-31,242 | N/A |
| 2023 | Homeowners Multi-Peril | 0.00% | $0 | $0 | $0 | $-31,242 | N/A |
| 2023 | Commercial Multi-Peril | 0.18% | $1,946,695 | $2,007,460 | $1,486,806 | $1,863,209 | 92.81 % |
| 2023 | Ocean Marine | 0.29% | $153,932 | $80,663 | $0 | $4,849 | 6.01 % |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.62% | $3,464,726 | $3,281,924 | $2,479,119 | $2,358,515 | 71.86 % |
| 2023 | Earthquake | 0.13% | $179,690 | $173,881 | $0 | $3,657 | 2.10 % |
| 2023 | Direct Workers Compensation | 0.22% | $2,333,379 | $2,074,446 | $2,584,357 | $2,467,786 | N/A |
| 2023 | Other Liability - Bodily Injury & Property Damage | 1.05% | $10,047,174 | $9,816,845 | $13,432,915 | $10,851,035 | N/A |
| 2023 | Products Liability | 6.82% | $3,370,656 | $3,344,873 | $3,299,953 | $1,129,977 | 33.78 % |
| 2023 | Total Private Passenger Automobile | 0.00% | $0 | $0 | $0 | $2,049 | N/A |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0.00% | $0 | $0 | $0 | $2,660 | N/A |
| 2023 | Private Passenger Auto Liability Property Damage | 0.00% | $0 | $0 | $0 | $1,816 | N/A |
| 2023 | Private Passenger Auto Medical Payments | 0.00% | $0 | $0 | $0 | $-2,905 | N/A |
| 2023 | Private Passenger Uninsured Motorists | 0.00% | $0 | $0 | $0 | $346 | N/A |
| 2023 | Private Passenger Underinsured Motorists | 0.00% | $0 | $0 | $0 | $764 | N/A |
| 2023 | Private Passenger Auto Comprehensive | 0.00% | $0 | $0 | $0 | $-243 | N/A |
| 2023 | Private Passenger Auto Collision | 0.00% | $0 | $0 | $0 | $-389 | N/A |
| 2023 | Total Commercial Automobile | 1.32% | $13,589,373 | $13,462,821 | $10,220,726 | $9,782,827 | 72.67 % |
| 2023 | Commercial Auto Liability Bodily Injury | 0.93% | $4,783,933 | $4,756,537 | $5,823,410 | $4,382,492 | 92.14 % |
| 2023 | Commercial Auto Liability Property Damage | 2.51% | $3,609,166 | $3,588,478 | $1,291,481 | $2,226,793 | 62.05 % |
| 2023 | Commercial Auto Medical Payments | 0.74% | $56,009 | $56,245 | $30,908 | $53,767 | 95.59 % |
| 2023 | Commercial Auto Uninsured Motorists | 1.10% | $456,900 | $459,302 | $592,500 | $656,322 | N/A |
| 2023 | Commercial Auto Comprehensive | 1.68% | $2,005,027 | $1,929,864 | $1,212,473 | $1,006,914 | 52.18 % |
| 2023 | Commercial Auto Collision | 1.33% | $2,678,338 | $2,672,395 | $1,269,954 | $1,456,539 | 54.50 % |
| 2023 | Fidelity | 0.02% | $5,677 | $6,073 | $0 | $618 | 10.18 % |
| 2023 | Surety | 1.71% | $1,953,876 | $1,796,149 | $0 | $366,191 | 20.39 % |
| 2023 | Burglary & Theft | 0.83% | $64,783 | $65,005 | $10,740 | $11,282 | 17.36 % |
| 2023 | Boiler & Machinery | 0.75% | $344,195 | $339,986 | $22,555 | $7,432 | 2.19 % |
| 2022 | Total Property & Casualty | 0.30% | $43,481,285 | $44,183,829 | $32,303,420 | $41,469,678 | 93.86 % |
| 2022 | Total Fire & Allied Lines | 1.46% | $7,002,642 | $7,013,880 | $4,096,463 | $5,219,044 | 74.41 % |
| 2022 | Dwelling Fire & Allied Lines | 0.00% | $0 | $0 | $0 | $-287 | N/A |
| 2022 | Commercial Fire & Allied Lines | 2.22% | $7,002,642 | $7,013,880 | $4,096,463 | $5,219,331 | 74.41 % |
| 2022 | Total Homeowners | 0.00% | $0 | $0 | $56,115 | $3,654 | N/A |
| 2022 | Homeowners Multi-Peril | 0.00% | $0 | $0 | $56,115 | $3,654 | N/A |
| 2022 | Commercial Multi-Peril | 0.21% | $2,118,118 | $2,279,939 | $2,413,468 | $1,815,523 | 79.63 % |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.57% | $3,019,976 | $3,106,516 | $2,213,471 | $2,561,037 | 82.44 % |
| 2022 | Earthquake | 0.13% | $172,069 | $165,815 | $0 | $2,447 | 1.48 % |
| 2022 | Direct Workers Compensation | 0.20% | $2,126,312 | $2,456,267 | $3,417,484 | $2,917,079 | N/A |
| 2022 | Other Liability - Bodily Injury & Property Damage | 1.16% | $9,851,562 | $9,945,191 | $3,871,719 | $9,510,668 | 95.63 % |
| 2022 | Products Liability | 7.48% | $3,298,334 | $3,244,980 | $1,293,256 | $4,741,077 | N/A |
| 2022 | Total Private Passenger Automobile | 0.00% | $0 | $0 | $370,637 | $218,986 | N/A |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.00% | $0 | $0 | $100,000 | $-5,356 | N/A |
| 2022 | Private Passenger Auto Liability Property Damage | 0.00% | $0 | $0 | $0 | $-5,425 | N/A |
| 2022 | Private Passenger Auto Medical Payments | 0.00% | $0 | $0 | $0 | $-2,170 | N/A |
| 2022 | Private Passenger Uninsured Motorists | 0.00% | $0 | $0 | $25,000 | $-1,457 | N/A |
| 2022 | Private Passenger Underinsured Motorists | 0.00% | $0 | $0 | $250,000 | $246,836 | N/A |
| 2022 | Private Passenger Auto Comprehensive | 0.00% | $0 | $0 | $0 | $-3,317 | N/A |
| 2022 | Private Passenger Auto Collision | 0.00% | $0 | $0 | $-4,363 | $-10,125 | N/A |
| 2022 | Total Commercial Automobile | 1.39% | $13,604,690 | $14,100,487 | $14,568,109 | $14,513,069 | N/A |
| 2022 | Commercial Auto Liability Bodily Injury | 1.01% | $4,832,833 | $5,023,112 | $6,084,457 | $7,174,776 | N/A |
| 2022 | Commercial Auto Liability Property Damage | 2.41% | $3,646,006 | $3,789,567 | $1,118,192 | $865,415 | 22.84 % |
| 2022 | Commercial Auto Medical Payments | 0.85% | $60,489 | $63,600 | $18,944 | $7,868 | 12.37 % |
| 2022 | Commercial Auto Uninsured Motorists | 1.28% | $481,621 | $504,651 | $2,720,026 | $2,036,072 | N/A |
| 2022 | Commercial Auto Comprehensive | 1.50% | $1,858,601 | $1,895,606 | $2,541,170 | $2,550,117 | N/A |
| 2022 | Commercial Auto Collision | 1.49% | $2,725,140 | $2,823,951 | $2,085,320 | $1,878,821 | 66.53 % |
| 2022 | Fidelity | 0.03% | $7,394 | $6,633 | $0 | $-322 | -4.85 % |
| 2022 | Surety | 1.83% | $1,880,521 | $1,458,330 | $0 | $-54,344 | -3.73 % |
| 2022 | Burglary & Theft | 0.93% | $67,485 | $69,956 | $0 | $-6 | -0.01 % |
| 2022 | Boiler & Machinery | 0.85% | $332,182 | $335,835 | $2,698 | $21,766 | 6.48 % |
| 2021 | Total Property & Casualty | 0.34% | $45,220,422 | $50,339,302 | $34,211,077 | $29,940,247 | 59.48 % |
| 2021 | Total Fire & Allied Lines | 1.01% | $6,691,356 | $7,256,153 | $2,515,385 | $1,768,362 | 24.37 % |
| 2021 | Dwelling Fire & Allied Lines | 0.00% | $-358 | $6,900 | $0 | $-1,164 | -16.87 % |
| 2021 | Commercial Fire & Allied Lines | 2.00% | $6,691,714 | $7,249,253 | $2,515,385 | $1,769,526 | 24.41 % |
| 2021 | Total Homeowners | 0.00% | $-11,098 | $378,949 | $396,986 | $181,683 | 47.94 % |
| 2021 | Homeowners Multi-Peril | 0.00% | $-11,098 | $378,949 | $396,986 | $181,683 | 47.94 % |
| 2021 | Commercial Multi-Peril | 0.28% | $2,588,289 | $3,094,948 | $1,936,027 | $2,337,826 | 75.54 % |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.69% | $3,215,930 | $3,323,499 | $3,292,889 | $2,182,805 | 65.68 % |
| 2021 | Earthquake | 0.12% | $151,550 | $156,038 | $0 | $-222 | -0.14 % |
| 2021 | Direct Workers Compensation | 0.27% | $2,587,082 | $2,921,565 | $4,046,271 | $2,202,459 | 75.39 % |
| 2021 | Other Liability - Bodily Injury & Property Damage | 1.24% | $10,072,330 | $11,404,930 | $4,673,850 | $3,743,392 | 32.82 % |
| 2021 | Products Liability | 7.51% | $3,061,680 | $3,328,492 | $3,572,327 | $2,124,371 | 63.82 % |
| 2021 | Total Private Passenger Automobile | 0.00% | $31,023 | $249,424 | $150,533 | $-18,889 | -7.57 % |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.00% | $5,344 | $46,171 | $94,402 | $-37,843 | -81.96 % |
| 2021 | Private Passenger Auto Liability Property Damage | 0.00% | $3,520 | $29,570 | $19,581 | $15,329 | 51.84 % |
| 2021 | Private Passenger Auto Medical Payments | 0.00% | $840 | $8,123 | $5,000 | $3,800 | 46.78 % |
| 2021 | Private Passenger Uninsured Motorists | 0.00% | $1,407 | $12,790 | $0 | $24,832 | N/A |
| 2021 | Private Passenger Underinsured Motorists | 0.00% | $546 | $5,845 | $0 | $-29,077 | -497.47 % |
| 2021 | Private Passenger Auto Comprehensive | 0.00% | $7,342 | $55,806 | $26,654 | $16,235 | 29.09 % |
| 2021 | Private Passenger Auto Collision | 0.00% | $12,024 | $91,119 | $4,896 | $-12,165 | -13.35 % |
| 2021 | Total Commercial Automobile | 1.65% | $14,910,137 | $16,611,678 | $13,567,412 | $15,373,856 | 92.55 % |
| 2021 | Commercial Auto Liability Bodily Injury | 1.16% | $5,347,683 | $5,997,624 | $7,394,746 | $10,040,199 | N/A |
| 2021 | Commercial Auto Liability Property Damage | 3.05% | $4,034,419 | $4,524,592 | $1,730,428 | $936,095 | 20.69 % |
| 2021 | Commercial Auto Medical Payments | 1.02% | $68,036 | $83,074 | $31,946 | $-46,094 | -55.49 % |
| 2021 | Commercial Auto Uninsured Motorists | 1.86% | $551,352 | $649,239 | $1,406,956 | $1,366,936 | N/A |
| 2021 | Commercial Auto Comprehensive | 1.85% | $1,885,136 | $1,988,978 | $1,207,148 | $1,280,157 | 64.36 % |
| 2021 | Commercial Auto Collision | 1.75% | $3,023,511 | $3,368,171 | $1,796,188 | $1,796,563 | 53.34 % |
| 2021 | Fidelity | 0.02% | $6,077 | $6,495 | $0 | $8 | 0.12 % |
| 2021 | Surety | 1.48% | $1,505,711 | $1,145,967 | $0 | $1,147 | 0.10 % |
| 2021 | Burglary & Theft | 1.07% | $72,795 | $85,729 | $10,340 | $8,890 | 10.37 % |
| 2021 | Boiler & Machinery | 0.90% | $337,560 | $375,435 | $49,057 | $34,559 | 9.21 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Private Passenger Auto | 0.00% | 0 | 0 |
| 2023 | Homeowners | 0.00% | 1 | 9999 |
| 2022 | Private Passenger Auto | 0.01% | 0 | 0 |
| 2022 | Homeowners | 0.01% | 2 | 1572 |
| 2021 | Private Passenger Auto | 0.02% | 0 | 0 |
| 2021 | Homeowners | 0.04% | 2 | 600 |
Company Changes
Market Conduct
Date: 02/25/2014
Financial Exams
This company does not have any financial exams.