Company Details

  ESURANCE INSURANCE COMPANY License Status :
Active

NAIC Number :

25712


Phone Number:

8474025000


Company Address:

3100 Sanders Road, Suite 201 
NORTHBROOK, IL  60062-6127

Description:

Property and Casualty


License Number:

B423447


Date Admitted:

1947-10-30


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.02% $3,017,695 $3,183,498 $2,482,280 $1,916,869 60.21 %
2023 Total Homeowners 0.08% $2,523,436 $2,673,820 $1,514,689 $1,390,943 52.02 %
2023 Homeowners Multi-Peril 0.09% $2,523,436 $2,673,820 $1,514,689 $1,390,943 52.02 %
2023 Inland Marine (Incl Auto Cargo) 0.00% $2,359 $2,607 $0 $-549 -21.06 %
2023 Other Liability - Bodily Injury & Property Damage 0.00% $60 $60 $0 $-9 -15.00 %
2023 Total Private Passenger Automobile 0.01% $491,840 $507,011 $967,591 $526,484 N/A
2023 Private Passenger Auto Liability Bodily Injury 0.01% $166,760 $172,336 $524,500 $70,602 40.97 %
2023 Private Passenger Auto Liability Property Damage 0.01% $72,429 $74,817 $75,540 $83,870 N/A
2023 Private Passenger Auto Medical Payments 0.01% $11,601 $12,113 $11,464 $16,927 N/A
2023 Private Passenger Uninsured Motorists 0.01% $17,258 $17,650 $55,200 $73,022 N/A
2023 Private Passenger Auto Comprehensive 0.01% $72,600 $74,408 $132,993 $120,859 N/A
2023 Private Passenger Auto Collision 0.01% $151,192 $155,687 $167,894 $161,204 N/A
2022 Total Property & Casualty 0.02% $3,391,194 $3,642,351 $2,870,926 $2,951,403 81.03 %
2022 Total Homeowners 0.10% $2,820,598 $3,047,883 $2,314,617 $2,253,970 73.95 %
2022 Homeowners Multi-Peril 0.11% $2,820,598 $3,047,883 $2,314,617 $2,253,970 73.95 %
2022 Inland Marine (Incl Auto Cargo) 0.00% $2,749 $3,341 $1,900 $1,823 54.56 %
2022 Other Liability - Bodily Injury & Property Damage 0.00% $60 $60 $0 $2 3.33 %
2022 Total Private Passenger Automobile 0.01% $567,787 $591,067 $554,409 $695,608 N/A
2022 Private Passenger Auto Liability Bodily Injury 0.02% $195,226 $202,967 $126,000 $332,591 N/A
2022 Private Passenger Auto Liability Property Damage 0.01% $83,686 $87,499 $51,639 $33,449 38.23 %
2022 Private Passenger Auto Medical Payments 0.02% $13,967 $14,515 $6,932 $-2,749 -18.94 %
2022 Private Passenger Uninsured Motorists 0.01% $19,399 $20,136 $139,103 $86,478 N/A
2022 Private Passenger Auto Comprehensive 0.01% $81,993 $85,284 $90,526 $106,903 N/A
2022 Private Passenger Auto Collision 0.01% $173,516 $180,666 $140,209 $138,936 76.90 %
2021 Total Property & Casualty 0.03% $3,934,716 $4,277,223 $2,226,238 $2,430,416 56.82 %
2021 Total Homeowners 0.13% $3,249,843 $3,563,573 $1,523,419 $1,655,699 46.46 %
2021 Homeowners Multi-Peril 0.14% $3,249,843 $3,563,573 $1,523,419 $1,655,699 46.46 %
2021 Inland Marine (Incl Auto Cargo) 0.00% $3,853 $4,283 $0 $247 5.77 %
2021 Other Liability - Bodily Injury & Property Damage 0.00% $60 $60 $0 $5 8.33 %
2021 Total Private Passenger Automobile 0.02% $680,960 $709,307 $702,819 $774,465 N/A
2021 Private Passenger Auto Liability Bodily Injury 0.02% $232,130 $243,558 $409,000 $443,344 N/A
2021 Private Passenger Auto Liability Property Damage 0.01% $101,317 $106,300 $71,891 $76,598 72.06 %
2021 Private Passenger Auto Medical Payments 0.02% $16,395 $17,018 $2,372 $2,423 14.24 %
2021 Private Passenger Uninsured Motorists 0.01% $22,983 $23,895 $0 $23,917 N/A
2021 Private Passenger Auto Comprehensive 0.01% $97,123 $100,157 $61,423 $60,832 60.74 %
2021 Private Passenger Auto Collision 0.02% $211,012 $218,379 $158,133 $167,351 76.63 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Private Passenger Auto 0.01% 2 969
2023 Homeowners 0.09% 2 177
2022 Private Passenger Auto 0.02% 1 438
2022 Homeowners 0.12% 3 270
2021 Private Passenger Auto 0.02% 1 354
2021 Homeowners 0.14% 4 318


Company Changes

Effective Date: 10/01/2002

Comments: Tri-State Insurance Co. changed its name to Esurance Insurance Co.

Effective Date: 11/05/2020

Comments: Effective 11/5/2020 Esurance Insurance Company redomesticated from Wisconsin to Illinois.


Market Conduct

Date: 08/27/2013

EsuranceInsCo.pdf

Date: 12/10/2015

Esurance.pdf


Financial Exams

This company does not have any financial exams.