Company Details

  GUIDEONE INSURANCE COMPANY License Status :
Active

NAIC Number :

15032


Phone Number:

5152675748


Company Address:

1111 Ashworth Road 
West Des Moines, IA  50265-3538

Description:

Property and Casualty


License Number:

B421706


Date Admitted:

1950-11-28


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.12% $18,989,735 $17,783,050 $10,216,153 $11,063,921 62.22 %
2023 Total Fire & Allied Lines 0.01% $40,001 $41,782 $0 $-297,771 -712.68 %
2023 Dwelling Fire & Allied Lines 0.02% $40,001 $41,782 $0 $-297,771 -712.68 %
2023 Commercial Multi-Peril 1.28% $14,142,213 $12,843,308 $6,556,345 $7,859,101 61.19 %
2023 Inland Marine (Incl Auto Cargo) 0.00% $5,822 $10,893 $0 $0 0.00 %
2023 Earthquake 0.36% $512,967 $446,304 $0 $11,514 2.58 %
2023 Direct Workers Compensation 0.07% $799,196 $867,219 $553,041 $640,485 73.86 %
2023 Other Liability - Bodily Injury & Property Damage 0.08% $801,840 $802,658 $0 $-174,732 -21.77 %
2023 Total Private Passenger Automobile 0.00% $0 $0 $-726 $-15,726 N/A
2023 Private Passenger Auto Liability Property Damage 0.00% $0 $0 $0 $-15,000 N/A
2023 Private Passenger Auto Comprehensive 0.00% $0 $0 $-726 $-726 N/A
2023 Total Commercial Automobile 0.26% $2,687,696 $2,770,886 $3,107,493 $3,041,050 N/A
2023 Commercial Auto Liability Property Damage 1.37% $1,968,031 $2,021,074 $2,514,637 $2,388,598 N/A
2023 Commercial Auto Comprehensive 0.60% $719,665 $749,812 $592,856 $652,452 87.02 %
2022 Total Property & Casualty 0.10% $15,026,839 $13,696,948 $9,621,981 $10,777,884 78.69 %
2022 Total Fire & Allied Lines 0.01% $46,317 $35,945 $3,378,153 $3,677,401 N/A
2022 Commercial Fire & Allied Lines 0.01% $46,317 $35,945 $3,378,153 $3,677,401 N/A
2022 Commercial Multi-Peril 1.05% $10,518,423 $9,122,780 $4,369,392 $5,236,342 57.40 %
2022 Inland Marine (Incl Auto Cargo) 0.00% $13,123 $7,654 $0 $-4,259 -55.64 %
2022 Earthquake 0.23% $315,565 $253,746 $0 $4,095 1.61 %
2022 Direct Workers Compensation 0.07% $763,256 $1,023,396 $418,065 $79,025 7.72 %
2022 Other Liability - Bodily Injury & Property Damage 0.09% $780,035 $780,595 $0 $603,094 77.26 %
2022 Total Private Passenger Automobile 0.00% $0 $0 $404,868 $344,868 N/A
2022 Private Passenger Auto Liability Bodily Injury 0.00% $0 $0 $404,868 $344,868 N/A
2022 Total Commercial Automobile 0.26% $2,590,120 $2,472,832 $1,051,503 $837,318 33.86 %
2022 Commercial Auto Liability Bodily Injury 0.36% $1,709,924 $1,649,284 $160,590 $90,329 5.48 %
2022 Commercial Auto Liability Property Damage 0.00% $0 $0 $70,861 $-31,565 N/A
2022 Commercial Auto Medical Payments 0.60% $42,853 $44,198 $0 $-19,452 -44.01 %
2022 Commercial Auto Uninsured Motorists 0.27% $99,882 $100,522 $0 $-11,923 -11.86 %
2022 Commercial Auto Comprehensive 0.25% $313,135 $275,992 $573,622 $554,739 N/A
2022 Commercial Auto Collision 0.23% $424,326 $402,836 $246,430 $255,190 63.35 %
2021 Total Property & Casualty 0.10% $12,857,007 $12,713,230 $6,440,203 $4,793,395 37.70 %
2021 Total Fire & Allied Lines 0.00% $21,093 $19,406 $0 $-1,002 -5.16 %
2021 Commercial Fire & Allied Lines 0.01% $21,093 $19,406 $0 $-1,002 -5.16 %
2021 Commercial Multi-Peril 0.90% $8,262,946 $8,323,626 $3,584,418 $3,995,150 48.00 %
2021 Inland Marine (Incl Auto Cargo) 0.00% $8,038 $8,481 $0 $1,899 22.39 %
2021 Earthquake 0.17% $219,317 $215,465 $0 $-14,400 -6.68 %
2021 Direct Workers Compensation 0.12% $1,131,000 $1,135,169 $393,691 $163,100 14.37 %
2021 Other Liability - Bodily Injury & Property Damage 0.09% $758,037 $679,529 $5,000 $-275,850 -40.59 %
2021 Total Private Passenger Automobile 0.00% $0 $0 $-773 $39,227 N/A
2021 Private Passenger Auto Liability Bodily Injury 0.00% $0 $0 $0 $40,000 N/A
2021 Private Passenger Auto Collision 0.00% $0 $0 $-773 $-773 N/A
2021 Total Commercial Automobile 0.27% $2,456,576 $2,331,554 $2,457,867 $885,271 37.97 %
2021 Commercial Auto Liability Bodily Injury 0.36% $1,630,628 $1,501,125 $2,003,320 $571,449 38.07 %
2021 Commercial Auto Liability Property Damage 0.00% $0 $0 $63,048 $68,519 N/A
2021 Commercial Auto Medical Payments 0.77% $51,377 $60,837 $5,000 $-7,201 -11.84 %
2021 Commercial Auto Uninsured Motorists 0.35% $104,120 $108,447 $51,347 $-29,969 -27.63 %
2021 Commercial Auto Comprehensive 0.25% $257,513 $244,715 $162,028 $160,055 65.40 %
2021 Commercial Auto Collision 0.24% $412,938 $416,430 $173,124 $122,418 29.40 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Homeowners 0.00% 0 0


Company Changes

Effective Date: 05/01/2009

Comments: Guidant Mutual Insurance Co. changed its name to GuideOne Mutual Insurance Co.

Effective Date: 05/01/1999

Comments: Guidant Mutual Insurance Co. changed its name to GuideOne Mutual Insurance Co.

Effective Date: 11/10/2021

Comments: Effective 11/10/2021 the GuideOne Mutual Insurance Company changed its name and the organization type to the above.


Market Conduct

Date: 02/22/2016

GOM.pdf


Financial Exams

This company does not have any financial exams.