Company Details

  FLORISTS' MUTUAL INSURANCE COMPANY License Status :
Active

NAIC Number :

13978


Phone Number:

6186564240


Company Address:

#1 HORTICULTURAL LANE 
EDWARDSVILLE, IL  62025

Description:

Property and Casualty


License Number:

B419065


Date Admitted:

1954-03-01


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.01% $1,705,881 $2,046,519 $1,232,167 $551,096 26.93 %
2023 Total Fire & Allied Lines 0.06% $433,351 $717,057 $418,009 $512,952 71.54 %
2023 Commercial Fire & Allied Lines 0.13% $433,351 $717,057 $418,009 $512,952 71.54 %
2023 Inland Marine (Incl Auto Cargo) 0.01% $35,319 $42,603 $3,660 $1,882 4.42 %
2023 Earthquake 0.00% $861 $1,017 $0 $-161 -15.83 %
2023 Direct Workers Compensation 0.05% $577,830 $510,910 $506,877 $-125,962 -24.65 %
2023 Other Liability - Bodily Injury & Property Damage 0.03% $318,621 $348,824 $95,000 $73,067 20.95 %
2023 Products Liability 0.04% $19,409 $21,507 $0 $4,116 19.14 %
2023 Total Commercial Automobile 0.03% $320,490 $404,601 $208,621 $85,202 21.06 %
2023 Commercial Auto Liability Bodily Injury 0.05% $239,368 $297,390 $128,499 $99 0.03 %
2023 Commercial Auto Liability Property Damage 0.00% $0 $0 $40,953 $34,208 N/A
2023 Commercial Auto Medical Payments 0.01% $1,068 $1,267 $0 $0 0.00 %
2023 Commercial Auto Uninsured Motorists 0.02% $8,414 $10,859 $0 $0 0.00 %
2023 Commercial Auto Comprehensive 0.02% $28,853 $38,917 $15,089 $14,789 38.00 %
2023 Commercial Auto Collision 0.02% $42,787 $56,168 $24,080 $36,106 64.28 %
2022 Total Property & Casualty 0.01% $1,912,463 $1,764,027 $765,441 $450,686 25.55 %
2022 Total Fire & Allied Lines 0.15% $715,703 $580,950 $79,302 $81,872 14.09 %
2022 Commercial Fire & Allied Lines 0.23% $715,703 $580,950 $79,302 $81,872 14.09 %
2022 Inland Marine (Incl Auto Cargo) 0.01% $42,227 $44,155 $0 $1,716 3.89 %
2022 Earthquake 0.00% $1,175 $1,129 $0 $-355 -31.44 %
2022 Direct Workers Compensation 0.04% $417,468 $424,166 $466,024 $-41,025 -9.67 %
2022 Other Liability - Bodily Injury & Property Damage 0.04% $318,600 $302,853 $28,483 $91,025 30.06 %
2022 Products Liability 0.03% $15,389 $18,176 $0 $-4,652 -25.59 %
2022 Total Commercial Automobile 0.04% $401,901 $392,598 $191,632 $321,977 82.01 %
2022 Commercial Auto Liability Bodily Injury 0.06% $297,874 $292,127 $2,000 $59,069 20.22 %
2022 Commercial Auto Liability Property Damage 0.00% $0 $0 $89,833 $176,717 N/A
2022 Commercial Auto Medical Payments 0.01% $933 $950 $2,000 $1,900 N/A
2022 Commercial Auto Uninsured Motorists 0.03% $9,910 $10,296 $0 $-687 -6.67 %
2022 Commercial Auto Comprehensive 0.03% $38,982 $36,807 $19,897 $19,980 54.28 %
2022 Commercial Auto Collision 0.03% $54,202 $52,418 $77,902 $64,998 N/A
2022 Burglary & Theft 0.00% $0 $0 $0 $128 N/A
2021 Total Property & Casualty 0.01% $1,860,650 $1,626,462 $641,328 $2,271,411 N/A
2021 Total Fire & Allied Lines 0.09% $562,752 $460,012 $293,713 $339,850 73.88 %
2021 Commercial Fire & Allied Lines 0.17% $562,752 $460,012 $293,713 $339,850 73.88 %
2021 Inland Marine (Incl Auto Cargo) 0.01% $45,603 $42,110 $4,413 $19,485 46.27 %
2021 Earthquake 0.00% $2,121 $2,202 $0 $-14 -0.64 %
2021 Direct Workers Compensation 0.05% $493,678 $446,911 $256,373 $1,694,403 N/A
2021 Other Liability - Bodily Injury & Property Damage 0.04% $296,078 $262,556 $25,869 $30,400 11.58 %
2021 Products Liability 0.06% $23,095 $20,838 $0 $9,550 45.83 %
2021 Total Commercial Automobile 0.05% $437,323 $391,833 $60,960 $177,644 45.34 %
2021 Commercial Auto Liability Bodily Injury 0.07% $319,806 $285,413 $6,264 $86,462 30.29 %
2021 Commercial Auto Liability Property Damage 0.00% $0 $0 $19,981 $67,765 N/A
2021 Commercial Auto Medical Payments 0.02% $1,015 $829 $0 $-377 -45.48 %
2021 Commercial Auto Uninsured Motorists 0.04% $12,301 $10,443 $0 $-319 -3.05 %
2021 Commercial Auto Comprehensive 0.04% $40,406 $36,003 $17,980 $8,871 24.64 %
2021 Commercial Auto Collision 0.04% $63,795 $59,145 $16,735 $15,242 25.77 %
2021 Burglary & Theft 0.00% $0 $0 $0 $93 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

This company does not have any complaint information.

Link to Complaint Index Page

Company Changes

Effective Date: 12/31/2023

Comments: Effective 12/31/2023 the above company redomesticated from Illinois to Wisconsin, and was issued a new Missouri Certificate of Authority on 04/15/2024.


Market Conduct

Date: 01/29/2015

FloristsmutualMC.pdf


Financial Exams

This company does not have any financial exams.