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Company Details
EMPLOYERS MUTUAL CASUALTY COMPANY License Status :
Active
NAIC Number :
21415
Phone Number:
5152802511
Company Address:
P. O. BOX 712
DES MOINES, IA 50306-0712
Description:
Property and Casualty
License Number:
B424264
Date Admitted:
1926-09-16
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Property & Casualty | 0.16% | $24,808,407 | $24,341,225 | $10,501,270 | $17,577,594 | 72.21 % |
| 2023 | Total Fire & Allied Lines | 0.55% | $4,239,670 | $3,945,400 | $3,047,429 | $2,687,009 | 68.10 % |
| 2023 | Commercial Fire & Allied Lines | 1.32% | $4,239,670 | $3,945,400 | $3,047,429 | $2,687,009 | 68.10 % |
| 2023 | Commercial Multi-Peril | 0.09% | $960,259 | $903,374 | $973,226 | $1,180,298 | N/A |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.28% | $1,541,260 | $1,591,549 | $544,044 | $454,716 | 28.57 % |
| 2023 | Earthquake | 0.07% | $102,012 | $97,663 | $0 | $1,882 | 1.93 % |
| 2023 | Direct Workers Compensation | 0.26% | $2,825,072 | $2,943,692 | $1,129,700 | $3,377,559 | N/A |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.69% | $6,591,155 | $6,439,108 | $1,566,819 | $5,277,827 | 81.97 % |
| 2023 | Products Liability | 1.15% | $569,226 | $456,579 | $0 | $789,208 | N/A |
| 2023 | Total Private Passenger Automobile | 0.00% | $0 | $0 | $-1,183 | $-2,632 | N/A |
| 2023 | Private Passenger Auto Liability Property Damage | 0.00% | $0 | $0 | $0 | $-123 | N/A |
| 2023 | Private Passenger Uninsured Motorists | 0.00% | $0 | $0 | $-50 | $-1,384 | N/A |
| 2023 | Private Passenger Auto Comprehensive | 0.00% | $0 | $0 | $0 | $8 | N/A |
| 2023 | Private Passenger Auto Collision | 0.00% | $0 | $0 | $-1,133 | $-1,133 | N/A |
| 2023 | Total Commercial Automobile | 0.65% | $6,675,004 | $6,630,311 | $3,171,235 | $3,792,588 | 57.20 % |
| 2023 | Commercial Auto Liability Bodily Injury | 0.85% | $4,417,310 | $4,445,751 | $729,036 | $1,871,625 | 42.10 % |
| 2023 | Commercial Auto Liability Property Damage | 0.00% | $0 | $0 | $471,524 | $475,107 | N/A |
| 2023 | Commercial Auto Medical Payments | 0.54% | $40,585 | $42,063 | $1,000 | $8,225 | 19.55 % |
| 2023 | Commercial Auto Uninsured Motorists | 0.45% | $186,418 | $181,708 | $450,000 | $-133,946 | -73.71 % |
| 2023 | Commercial Auto Comprehensive | 0.70% | $840,546 | $798,619 | $480,131 | $520,907 | 65.23 % |
| 2023 | Commercial Auto Collision | 0.59% | $1,190,145 | $1,162,170 | $1,039,544 | $1,050,670 | 90.41 % |
| 2023 | Fidelity | 0.18% | $47,563 | $43,356 | $75,000 | $-25,111 | -57.92 % |
| 2023 | Surety | 0.84% | $966,504 | $1,002,937 | $-5,000 | $42,293 | 4.22 % |
| 2023 | Burglary & Theft | 0.05% | $3,872 | $3,756 | $0 | $156 | 4.15 % |
| 2023 | Boiler & Machinery | 0.61% | $280,046 | $277,039 | $0 | $1,635 | 0.59 % |
| 2023 | Private Flood | 0.10% | $6,764 | $6,461 | $0 | $166 | 2.57 % |
| 2022 | Total Property & Casualty | 0.16% | $22,912,106 | $21,923,160 | $11,060,578 | $13,980,551 | 63.77 % |
| 2022 | Total Fire & Allied Lines | 0.72% | $3,480,225 | $3,410,480 | $4,724,236 | $5,562,178 | N/A |
| 2022 | Commercial Fire & Allied Lines | 1.10% | $3,480,225 | $3,410,480 | $4,724,236 | $5,562,178 | N/A |
| 2022 | Total Homeowners | 0.00% | $0 | $0 | $1,000 | $1,003 | N/A |
| 2022 | Homeowners Multi-Peril | 0.00% | $0 | $0 | $1,000 | $1,003 | N/A |
| 2022 | Commercial Multi-Peril | 0.08% | $837,970 | $832,353 | $336,251 | $365,382 | 43.90 % |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.30% | $1,581,603 | $1,549,511 | $441,415 | $490,391 | 31.65 % |
| 2022 | Earthquake | 0.06% | $84,469 | $84,065 | $0 | $-1,978 | -2.35 % |
| 2022 | Direct Workers Compensation | 0.27% | $2,819,552 | $2,789,762 | $1,814,288 | $3,671,350 | N/A |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.69% | $5,848,987 | $5,554,438 | $1,672,060 | $1,680,202 | 30.25 % |
| 2022 | Products Liability | 0.99% | $434,818 | $415,594 | $2,500 | $3,500 | 0.84 % |
| 2022 | Total Private Passenger Automobile | 0.00% | $0 | $0 | $-737 | $-2,965 | N/A |
| 2022 | Private Passenger Auto Liability Property Damage | 0.00% | $0 | $0 | $0 | $-677 | N/A |
| 2022 | Private Passenger Uninsured Motorists | 0.00% | $0 | $0 | $-50 | $-1,622 | N/A |
| 2022 | Private Passenger Auto Comprehensive | 0.00% | $0 | $0 | $0 | $2 | N/A |
| 2022 | Private Passenger Auto Collision | 0.00% | $0 | $0 | $-687 | $-668 | N/A |
| 2022 | Total Commercial Automobile | 0.68% | $6,644,634 | $6,172,624 | $1,928,727 | $2,129,764 | 34.50 % |
| 2022 | Commercial Auto Liability Bodily Injury | 0.94% | $4,488,076 | $4,167,500 | $671,391 | $390,087 | 9.36 % |
| 2022 | Commercial Auto Liability Property Damage | 0.00% | $0 | $0 | $514,193 | $593,904 | N/A |
| 2022 | Commercial Auto Medical Payments | 0.61% | $43,576 | $52,544 | $11,468 | $-14,167 | -26.96 % |
| 2022 | Commercial Auto Uninsured Motorists | 0.50% | $186,947 | $178,091 | $10,500 | $459,091 | N/A |
| 2022 | Commercial Auto Comprehensive | 0.62% | $767,188 | $694,298 | $390,377 | $367,855 | 52.98 % |
| 2022 | Commercial Auto Collision | 0.64% | $1,158,847 | $1,080,191 | $330,798 | $332,994 | 30.83 % |
| 2022 | Fidelity | 0.15% | $38,694 | $36,776 | $0 | $88,089 | N/A |
| 2022 | Surety | 0.86% | $887,610 | $833,632 | $140,838 | $-3,271 | -0.39 % |
| 2022 | Burglary & Theft | 0.05% | $3,797 | $3,853 | $0 | $-143 | -3.71 % |
| 2022 | Boiler & Machinery | 0.63% | $244,236 | $234,219 | $0 | $-2,841 | -1.21 % |
| 2022 | Private Flood | 0.08% | $5,511 | $5,853 | $0 | $-110 | -1.88 % |
| 2021 | Total Property & Casualty | 0.15% | $20,595,634 | $19,884,470 | $8,288,404 | $7,906,939 | 39.76 % |
| 2021 | Total Fire & Allied Lines | 0.51% | $3,388,511 | $3,128,647 | $2,619,095 | $-185,122 | -5.92 % |
| 2021 | Commercial Fire & Allied Lines | 1.01% | $3,388,511 | $3,128,647 | $2,619,095 | $-185,122 | -5.92 % |
| 2021 | Total Homeowners | 0.00% | $0 | $0 | $3,436 | $2,804 | N/A |
| 2021 | Homeowners Multi-Peril | 0.00% | $0 | $0 | $3,436 | $2,804 | N/A |
| 2021 | Commercial Multi-Peril | 0.09% | $814,848 | $775,487 | $105,902 | $155,785 | 20.09 % |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.35% | $1,659,292 | $1,699,120 | $487,411 | $450,175 | 26.49 % |
| 2021 | Earthquake | 0.06% | $76,832 | $60,273 | $0 | $1,013 | 1.68 % |
| 2021 | Direct Workers Compensation | 0.25% | $2,396,564 | $2,564,636 | $1,191,837 | $1,250,502 | 48.76 % |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.63% | $5,100,504 | $5,015,954 | $1,548,513 | $3,052,475 | 60.86 % |
| 2021 | Products Liability | 0.56% | $230,139 | $280,651 | $130,071 | $138,810 | 49.46 % |
| 2021 | Total Private Passenger Automobile | 0.00% | $0 | $0 | $-817 | $-2,734 | N/A |
| 2021 | Private Passenger Auto Liability Property Damage | 0.00% | $0 | $0 | $0 | $-2,373 | N/A |
| 2021 | Private Passenger Auto Medical Payments | 0.00% | $0 | $0 | $216 | $-4,842 | N/A |
| 2021 | Private Passenger Auto Comprehensive | 0.00% | $0 | $0 | $0 | $1,873 | N/A |
| 2021 | Private Passenger Auto Collision | 0.00% | $0 | $0 | $-1,033 | $2,608 | N/A |
| 2021 | Total Commercial Automobile | 0.66% | $5,930,828 | $5,376,409 | $2,619,824 | $3,425,918 | 63.72 % |
| 2021 | Commercial Auto Liability Bodily Injury | 0.88% | $4,029,219 | $3,618,244 | $363,600 | $882,943 | 24.40 % |
| 2021 | Commercial Auto Liability Property Damage | 0.00% | $0 | $0 | $1,056,920 | $1,108,406 | N/A |
| 2021 | Commercial Auto Medical Payments | 0.84% | $55,866 | $75,207 | $7,405 | $22,150 | 29.45 % |
| 2021 | Commercial Auto Uninsured Motorists | 0.60% | $177,061 | $167,487 | $20,575 | $163,998 | 97.92 % |
| 2021 | Commercial Auto Comprehensive | 0.61% | $619,016 | $536,777 | $404,404 | $432,890 | 80.65 % |
| 2021 | Commercial Auto Collision | 0.61% | $1,049,666 | $978,694 | $766,920 | $815,531 | 83.33 % |
| 2021 | Fidelity | 0.14% | $36,681 | $37,949 | $0 | $16,224 | 42.75 % |
| 2021 | Surety | 0.72% | $736,931 | $729,603 | $-529,899 | $-489,197 | -67.05 % |
| 2021 | Burglary & Theft | 0.06% | $3,878 | $3,910 | $0 | $30 | 0.77 % |
| 2021 | Boiler & Machinery | 0.59% | $220,626 | $211,831 | $113,031 | $90,256 | 42.61 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Homeowners | 0.00% | 1 | 0 |
| 2022 | Private Passenger Auto | 0.00% | 0 | 0 |
| 2022 | Homeowners | 0.00% | 1 | 9999 |
| 2021 | Private Passenger Auto | 0.00% | 0 | 0 |
| 2021 | Homeowners | 0.00% | 0 | 0 |
Company Changes
Effective Date: 05/17/2011
Comments: Effective 5/17/11 the above company deleted B4 authority
Market Conduct
Date: 02/19/2014
Financial Exams
This company does not have any financial exams.