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Company Details
AMERICAN CASUALTY COMPANY OF READING PENNSYLVANIA License Status :
Active
NAIC Number :
20427
Phone Number:
3128222201
Company Address:
151 N. FRANKLIN STREET
CHICAGO, IL 60606
Description:
Property and Casualty
License Number:
B418172
Date Admitted:
1941-08-26
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Property & Casualty | 0.10% | $15,448,012 | $14,395,530 | $3,565,679 | $11,895,965 | 82.64 % |
| 2023 | Total Fire & Allied Lines | 0.01% | $39,447 | $142,594 | $0 | $-9,751 | -6.84 % |
| 2023 | Commercial Fire & Allied Lines | 0.01% | $39,447 | $142,594 | $0 | $-9,751 | -6.84 % |
| 2023 | Total Homeowners | 0.00% | $0 | $0 | $5,000 | $3,731 | N/A |
| 2023 | Homeowners Multi-Peril | 0.00% | $0 | $0 | $5,000 | $3,731 | N/A |
| 2023 | Commercial Multi-Peril | 0.25% | $2,780,232 | $2,479,564 | $580,639 | $1,662,168 | 67.03 % |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.00% | $0 | $0 | $0 | $-23 | N/A |
| 2023 | Total Medical Malpractice | 2.13% | $3,251,062 | $3,199,697 | $911,620 | $1,144,009 | 35.75 % |
| 2023 | Medical Malpractice - Dentists | 3.01% | $201,824 | $175,996 | $0 | $125,008 | 71.03 % |
| 2023 | Medical Malpractice - Nurses | 65.51% | $1,216,956 | $821,900 | $831,250 | $446,252 | 54.30 % |
| 2023 | Medical Malpractice - Other | 22.15% | $1,832,282 | $2,201,801 | $80,370 | $572,749 | 26.01 % |
| 2023 | Earthquake | 0.06% | $81,375 | $54,403 | $0 | $306 | 0.56 % |
| 2023 | Direct Workers Compensation | 0.74% | $8,001,338 | $7,419,748 | $1,970,569 | $8,369,348 | N/A |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.03% | $300,727 | $316,247 | $103,236 | $178,472 | 56.43 % |
| 2023 | Products Liability | 0.05% | $22,555 | $18,518 | $0 | $16,372 | 88.41 % |
| 2023 | Total Commercial Automobile | 0.09% | $950,862 | $743,474 | $-5,385 | $542,598 | 72.98 % |
| 2023 | Commercial Auto Liability Bodily Injury | 0.08% | $396,473 | $315,063 | $0 | $221,418 | 70.28 % |
| 2023 | Commercial Auto Liability Property Damage | 0.21% | $297,501 | $235,039 | $32,455 | $151,333 | 64.39 % |
| 2023 | Commercial Auto Medical Payments | 0.07% | $4,922 | $4,842 | $0 | $-121 | -2.50 % |
| 2023 | Commercial Auto Uninsured Motorists | 0.05% | $21,469 | $17,787 | $0 | $20,324 | N/A |
| 2023 | Commercial Auto Comprehensive | 0.09% | $108,278 | $75,202 | $1,558 | $72,610 | 96.55 % |
| 2023 | Commercial Auto Collision | 0.06% | $122,219 | $95,541 | $-39,398 | $77,034 | 80.63 % |
| 2023 | Fidelity | 0.00% | $136 | $355 | $0 | $-603 | -169.86 % |
| 2023 | Surety | 0.01% | $6,938 | $6,936 | $0 | $-14,718 | -212.20 % |
| 2023 | Burglary & Theft | 0.02% | $1,540 | $1,558 | $0 | $577 | 37.03 % |
| 2023 | Boiler & Machinery | 0.00% | $-102 | $139 | $0 | $1,112 | N/A |
| 2023 | Professional Liability (Excl Medical Malpractice) | 0.00% | $4,575 | $2,533 | $0 | $0 | 0.00 % |
| 2023 | Umbrella | 0.01% | $6,880 | $6,959 | $0 | $2,543 | 36.54 % |
| 2023 | Private Flood | 0.01% | $447 | $2,805 | $0 | $-176 | -6.27 % |
| 2022 | Total Property & Casualty | 0.08% | $12,019,985 | $10,852,684 | $5,162,855 | $717,922 | 6.62 % |
| 2022 | Total Fire & Allied Lines | 0.03% | $123,537 | $98,583 | $0 | $15,128 | 15.35 % |
| 2022 | Commercial Fire & Allied Lines | 0.04% | $123,537 | $98,583 | $0 | $15,128 | 15.35 % |
| 2022 | Total Homeowners | 0.00% | $0 | $0 | $5,000 | $9,721 | N/A |
| 2022 | Homeowners Multi-Peril | 0.00% | $0 | $0 | $5,000 | $9,721 | N/A |
| 2022 | Commercial Multi-Peril | 0.20% | $1,976,304 | $1,656,085 | $1,333,257 | $810,943 | 48.97 % |
| 2022 | Ocean Marine | 0.00% | $0 | $0 | $0 | $-21 | N/A |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.00% | $0 | $0 | $0 | $1,427 | N/A |
| 2022 | Total Medical Malpractice | 2.29% | $3,146,948 | $3,049,009 | $973,696 | $1,283,167 | 42.08 % |
| 2022 | Medical Malpractice - Physicians & Surgeons | 0.00% | $0 | $0 | $0 | $-103 | N/A |
| 2022 | Medical Malpractice - Dentists | 4.21% | $166,864 | $155,209 | $80,000 | $-115,000 | -74.09 % |
| 2022 | Medical Malpractice - Nurses | 34.35% | $1,370,476 | $1,305,954 | $810,000 | $349,999 | 26.80 % |
| 2022 | Medical Malpractice - Other | 12.16% | $1,609,608 | $1,587,846 | $83,696 | $1,048,271 | 66.02 % |
| 2022 | Earthquake | 0.03% | $42,914 | $36,268 | $0 | $290 | 0.80 % |
| 2022 | Direct Workers Compensation | 0.54% | $5,637,913 | $4,983,060 | $1,740,716 | $-2,147,354 | -43.09 % |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.04% | $326,137 | $252,840 | $39,236 | $382,247 | N/A |
| 2022 | Excess Workers Compensation | 0.00% | $0 | $0 | $0 | $-1 | N/A |
| 2022 | Products Liability | 0.06% | $26,688 | $40,927 | $0 | $-1,021 | -2.49 % |
| 2022 | Total Commercial Automobile | 0.07% | $714,734 | $647,726 | $1,070,950 | $362,164 | 55.91 % |
| 2022 | Commercial Auto Liability Bodily Injury | 0.07% | $313,239 | $273,055 | $947,500 | $263,194 | 96.39 % |
| 2022 | Commercial Auto Liability Property Damage | 0.15% | $232,794 | $202,629 | $31,857 | $95,162 | 46.96 % |
| 2022 | Commercial Auto Medical Payments | 0.08% | $6,021 | $4,430 | $0 | $-569 | -12.84 % |
| 2022 | Commercial Auto Uninsured Motorists | 0.05% | $17,094 | $14,927 | $0 | $9,196 | 61.61 % |
| 2022 | Commercial Auto Comprehensive | 0.05% | $59,844 | $56,611 | $4,726 | $5,787 | 10.22 % |
| 2022 | Commercial Auto Collision | 0.05% | $85,742 | $96,074 | $86,867 | $-10,606 | -11.04 % |
| 2022 | Fidelity | 0.00% | $749 | $749 | $0 | $-168 | -22.43 % |
| 2022 | Surety | 0.01% | $6,938 | $6,918 | $0 | $-1,355 | -19.59 % |
| 2022 | Burglary & Theft | 0.02% | $1,770 | $1,727 | $0 | $473 | 27.39 % |
| 2022 | Boiler & Machinery | 0.00% | $709 | $4,702 | $0 | $610 | 12.97 % |
| 2022 | Professional Liability (Excl Medical Malpractice) | 0.00% | $4,676 | $2,549 | $0 | $0 | 0.00 % |
| 2022 | Umbrella | 0.01% | $7,200 | $68,991 | $0 | $1,453 | 2.11 % |
| 2022 | Private Flood | 0.04% | $2,768 | $2,550 | $0 | $219 | 8.59 % |
| 2021 | Total Property & Casualty | 0.08% | $11,210,754 | $11,748,270 | $3,015,233 | $5,013,983 | 42.68 % |
| 2021 | Total Fire & Allied Lines | 0.02% | $100,802 | $44,908 | $0 | $-1,892 | -4.21 % |
| 2021 | Commercial Fire & Allied Lines | 0.03% | $100,802 | $44,908 | $0 | $-1,892 | -4.21 % |
| 2021 | Total Homeowners | 0.00% | $0 | $0 | $5,000 | $4,364 | N/A |
| 2021 | Homeowners Multi-Peril | 0.00% | $0 | $0 | $5,000 | $4,364 | N/A |
| 2021 | Commercial Multi-Peril | 0.17% | $1,552,761 | $2,484,100 | $1,627,779 | $1,280,993 | 51.57 % |
| 2021 | Ocean Marine | 0.00% | $0 | $0 | $0 | $2 | N/A |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.00% | $0 | $-2,077 | $0 | $-113 | N/A |
| 2021 | Total Medical Malpractice | 2.23% | $2,933,497 | $2,815,728 | $306,558 | $1,647,954 | 58.53 % |
| 2021 | Medical Malpractice - Physicians & Surgeons | 0.00% | $0 | $0 | $0 | $100 | N/A |
| 2021 | Medical Malpractice - Dentists | 3.64% | $138,946 | $131,650 | $14,000 | $198,196 | N/A |
| 2021 | Medical Malpractice - Nurses | 37.61% | $1,223,973 | $1,153,630 | $0 | $535,001 | 46.38 % |
| 2021 | Medical Malpractice - Other | 20.42% | $1,570,578 | $1,530,448 | $292,558 | $914,657 | 59.76 % |
| 2021 | Earthquake | 0.04% | $58,258 | $82,449 | $0 | $450 | 0.55 % |
| 2021 | Direct Workers Compensation | 0.57% | $5,523,048 | $5,287,335 | $939,341 | $2,007,922 | 37.98 % |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.03% | $278,444 | $278,831 | $33,236 | $-10,423 | -3.74 % |
| 2021 | Products Liability | 0.15% | $62,674 | $56,525 | $0 | $44,674 | 79.03 % |
| 2021 | Total Commercial Automobile | 0.07% | $671,550 | $675,301 | $103,319 | $32,634 | 4.83 % |
| 2021 | Commercial Auto Liability Bodily Injury | 0.06% | $264,728 | $269,602 | $77,326 | $-252,164 | -93.53 % |
| 2021 | Commercial Auto Liability Property Damage | 0.15% | $196,263 | $198,847 | $20,499 | $143,778 | 72.31 % |
| 2021 | Commercial Auto Medical Payments | 0.04% | $2,838 | $4,714 | $0 | $3,072 | 65.17 % |
| 2021 | Commercial Auto Uninsured Motorists | 0.05% | $14,533 | $12,779 | $0 | $8,545 | 66.87 % |
| 2021 | Commercial Auto Comprehensive | 0.06% | $65,292 | $65,229 | $3,132 | $41,400 | 63.47 % |
| 2021 | Commercial Auto Collision | 0.07% | $127,896 | $124,130 | $2,362 | $88,003 | 70.90 % |
| 2021 | Fidelity | 0.00% | $1,027 | $1,034 | $0 | $310 | 29.98 % |
| 2021 | Surety | 0.01% | $7,106 | $7,144 | $0 | $3,152 | 44.12 % |
| 2021 | Burglary & Theft | 0.03% | $1,706 | $1,719 | $0 | $212 | 12.33 % |
| 2021 | Boiler & Machinery | 0.01% | $5,169 | $2,948 | $0 | $848 | 28.77 % |
| 2021 | Professional Liability (Excl Medical Malpractice) | 0.00% | $4,375 | $2,297 | $0 | $0 | 0.00 % |
| 2021 | Umbrella | 0.01% | $7,800 | $8,193 | $0 | $2,220 | 27.10 % |
| 2021 | Private Flood | 0.03% | $2,537 | $1,835 | $0 | $676 | 36.84 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2021 | Homeowners | 0.00% | 0 | 0 |
Company Changes
Market Conduct
Date: 04/03/2014
AmericanCasualtyofReadingPAOrder.pdf
Date: 03/22/2017
Financial Exams
This company does not have any financial exams.