Company search
Company Details
FACTORY MUTUAL INSURANCE COMPANY License Status :
Active
NAIC Number :
21482
Phone Number:
4012753000
Company Address:
P.O. Box 7500
Johnston, RI 02919-0750
Description:
Property and Casualty
License Number:
B419055
Date Admitted:
1968-10-17
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Property & Casualty | 0.51% | $81,661,522 | $72,708,780 | $15,629,954 | $-35,846,847 | -49.30 % |
| 2023 | Total Fire & Allied Lines | 5.84% | $45,307,940 | $40,448,760 | $14,587,039 | $-33,969,273 | -83.98 % |
| 2023 | Dwelling Fire & Allied Lines | 19.51% | $45,307,940 | $40,448,760 | $14,587,039 | $-33,969,273 | -83.98 % |
| 2023 | Inland Marine (Incl Auto Cargo) | 2.24% | $12,502,245 | $11,062,152 | $829,305 | $-3,327,496 | -30.08 % |
| 2023 | Earthquake | 8.93% | $12,709,371 | $11,525,299 | $0 | $0 | 0.00 % |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.00% | $0 | $0 | $0 | $45,424 | N/A |
| 2023 | Boiler & Machinery | 24.36% | $11,141,966 | $9,672,569 | $213,610 | $1,404,498 | 14.52 % |
| 2022 | Total Property & Casualty | 0.46% | $66,340,047 | $66,555,323 | $47,969,571 | $68,080,388 | N/A |
| 2022 | Total Fire & Allied Lines | 7.67% | $36,870,645 | $37,540,931 | $43,702,408 | $58,050,541 | N/A |
| 2022 | Commercial Fire & Allied Lines | 11.66% | $36,870,645 | $37,540,931 | $43,702,408 | $58,050,541 | N/A |
| 2022 | Inland Marine (Incl Auto Cargo) | 1.88% | $9,947,988 | $9,393,640 | $4,015,754 | $9,909,340 | N/A |
| 2022 | Earthquake | 7.45% | $10,211,663 | $10,383,846 | $0 | $0 | 0.00 % |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.00% | $0 | $0 | $0 | $182,207 | N/A |
| 2022 | Boiler & Machinery | 23.95% | $9,309,751 | $9,236,906 | $251,409 | $-61,700 | -0.67 % |
| 2021 | Total Property & Casualty | 0.52% | $68,690,505 | $66,489,498 | $94,920,001 | $55,836,750 | 83.98 % |
| 2021 | Total Fire & Allied Lines | 5.98% | $39,468,245 | $37,434,858 | $11,393,019 | $47,987,175 | N/A |
| 2021 | Commercial Fire & Allied Lines | 11.82% | $39,468,245 | $37,434,858 | $11,393,019 | $47,987,175 | N/A |
| 2021 | Inland Marine (Incl Auto Cargo) | 1.86% | $8,721,764 | $9,759,713 | $83,526,982 | $7,418,340 | 76.01 % |
| 2021 | Financial Guaranty | 0.00% | $0 | $10,220,164 | $0 | $0 | 0.00 % |
| 2021 | Earthquake | 8.69% | $11,337,059 | $0 | $0 | $0 | N/A |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.00% | $0 | $0 | $0 | $88 | N/A |
| 2021 | Boiler & Machinery | 24.33% | $9,163,437 | $9,074,763 | $0 | $431,147 | 4.75 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Homeowners | 0.48% | 0 | 0 |
Company Changes
Effective Date: 09/01/1999
Comments: Allendale Mutual Insurance Co., Johnson, RI, changed its name to Arkwright Mutual Insurance Co., and Protection Mutual Insurance Co. merged with the above company.
Market Conduct
This company does not have any market conduct exams or investigations.
Financial Exams
This company does not have any financial exams.