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Company Details
STATE NATIONAL INSURANCE COMPANY INC License Status :
Active
NAIC Number :
12831
Phone Number:
8172652000
Company Address:
1900 L. DON DODSON DR.
BEDFORD, TX 76021
Description:
Property and Casualty
License Number:
B419956
Date Admitted:
1994-12-29
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Property & Casualty | 0.07% | $10,370,032 | $12,283,841 | $2,897,206 | $8,649,856 | 70.42 % |
| 2023 | Total Fire & Allied Lines | 0.00% | $1,584 | $584 | $0 | $0 | 0.00 % |
| 2023 | Dwelling Fire & Allied Lines | 0.00% | $1,584 | $584 | $0 | $0 | 0.00 % |
| 2023 | Farmowners Multi-Peril | 0.00% | $94 | $94 | $0 | $0 | 0.00 % |
| 2023 | Commercial Multi-Peril | -0.01% | $-151,147 | $48,853 | $-2,717,170 | $-2,259,170 | -4,624.42 % |
| 2023 | Ocean Marine | 0.16% | $81,563 | $156,563 | $0 | $299,000 | N/A |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.13% | $738,256 | $816,256 | $198,315 | $598,315 | 73.30 % |
| 2023 | Earthquake | 0.00% | $685 | $685 | $0 | $0 | 0.00 % |
| 2023 | Direct Workers Compensation | 0.10% | $1,074,633 | $1,068,633 | $338,860 | $665,860 | 62.31 % |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.20% | $1,944,174 | $1,870,174 | $273,544 | $3,262,544 | N/A |
| 2023 | Products Liability | 0.00% | $300 | $300 | $0 | $0 | 0.00 % |
| 2023 | Total Private Passenger Automobile | 0.11% | $5,883,913 | $7,529,721 | $4,056,953 | $4,657,141 | 61.85 % |
| 2023 | Private Passenger Auto Comprehensive | 0.52% | $5,883,913 | $7,529,721 | $4,056,953 | $4,657,141 | 61.85 % |
| 2023 | Total Commercial Automobile | 0.00% | $33,802 | $189,803 | $420,222 | $465,222 | N/A |
| 2023 | Commercial Auto Liability Bodily Injury | 0.01% | $65,181 | $68,235 | $187,591 | $175,142 | N/A |
| 2023 | Commercial Auto Liability Property Damage | -0.03% | $-41,187 | $68,235 | $204,174 | $190,623 | N/A |
| 2023 | Commercial Auto Medical Payments | -0.01% | $-713 | $5,441 | $0 | $0 | 0.00 % |
| 2023 | Commercial Auto Uninsured Motorists | 0.01% | $6,029 | $4,400 | $0 | $0 | 0.00 % |
| 2023 | Commercial Auto Comprehensive | 0.00% | $4,898 | $43,492 | $28,457 | $99,457 | N/A |
| 2023 | Commercial Auto Collision | 0.00% | $-406 | $0 | $0 | $0 | N/A |
| 2023 | Aircraft | 0.50% | $159,576 | $121,576 | $0 | $0 | 0.00 % |
| 2023 | Fidelity | 0.01% | $3,729 | $2,729 | $0 | $2,000 | 73.29 % |
| 2023 | Surety | 0.49% | $556,207 | $435,207 | $261,731 | $880,731 | N/A |
| 2023 | Burglary & Theft | 0.00% | $24 | $24 | $0 | $0 | 0.00 % |
| 2023 | VSI/Collateral Protection | 0.32% | $42,639 | $42,639 | $64,751 | $78,213 | N/A |
| 2022 | Total Property & Casualty | 0.11% | $16,087,970 | $14,350,338 | $9,985,250 | $10,290,378 | 71.71 % |
| 2022 | Commercial Multi-Peril | 0.24% | $2,399,868 | $2,203,868 | $4,273,773 | $3,608,773 | N/A |
| 2022 | Ocean Marine | 0.69% | $335,343 | $316,343 | $14,548 | $-32,452 | -10.26 % |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.19% | $1,017,517 | $932,517 | $251,708 | $461,708 | 49.51 % |
| 2022 | Direct Workers Compensation | 0.12% | $1,289,840 | $1,286,840 | $565,641 | $565,641 | 43.96 % |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.13% | $1,087,508 | $877,508 | $249,773 | $1,428,773 | N/A |
| 2022 | Total Private Passenger Automobile | 0.20% | $9,288,458 | $8,063,826 | $3,555,290 | $3,909,498 | 48.48 % |
| 2022 | Private Passenger Auto Comprehensive | 1.00% | $9,288,458 | $8,063,826 | $3,555,290 | $3,909,498 | 48.48 % |
| 2022 | Total Commercial Automobile | 0.03% | $328,579 | $487,579 | $947,796 | $674,796 | N/A |
| 2022 | Commercial Auto Liability Bodily Injury | 0.01% | $53,020 | $104,603 | $300,364 | $62,369 | 59.62 % |
| 2022 | Commercial Auto Liability Property Damage | 0.14% | $206,275 | $264,493 | $70,005 | $62,369 | 23.58 % |
| 2022 | Commercial Auto Medical Payments | 0.06% | $4,044 | $9,495 | $36,857 | $32,837 | N/A |
| 2022 | Commercial Auto Uninsured Motorists | 0.01% | $4,230 | $10,978 | $269,059 | $239,710 | N/A |
| 2022 | Commercial Auto Comprehensive | 0.02% | $26,028 | $41,735 | $130,952 | $133,846 | N/A |
| 2022 | Commercial Auto Collision | 0.02% | $34,982 | $56,275 | $140,559 | $143,665 | N/A |
| 2022 | Fidelity | 0.02% | $4,067 | $3,067 | $0 | $1,000 | 32.61 % |
| 2022 | Surety | 0.32% | $332,067 | $174,067 | $124,307 | $-329,693 | -189.41 % |
| 2022 | Burglary & Theft | 0.00% | $112 | $112 | $0 | $0 | 0.00 % |
| 2022 | VSI/Collateral Protection | 0.05% | $4,611 | $4,611 | $2,414 | $2,334 | 50.62 % |
| 2021 | Total Property & Casualty | 0.07% | $9,530,388 | $9,032,965 | $3,728,738 | $-1,911,714 | -21.16 % |
| 2021 | Total Fire & Allied Lines | 0.00% | $0 | $0 | $17,850 | $-115,683 | N/A |
| 2021 | Commercial Fire & Allied Lines | 0.00% | $0 | $0 | $17,850 | $-115,683 | N/A |
| 2021 | Commercial Multi-Peril | 0.09% | $859,715 | $911,715 | $485,607 | $-3,009,233 | -330.06 % |
| 2021 | Ocean Marine | 0.52% | $228,346 | $237,346 | $79,727 | $85,006 | 35.82 % |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.12% | $555,672 | $463,672 | $60,830 | $84,952 | 18.32 % |
| 2021 | Direct Workers Compensation | 0.10% | $964,505 | $964,516 | $426,184 | $-527,813 | -54.72 % |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.09% | $729,303 | $905,221 | $363,937 | $-1,404,658 | -155.17 % |
| 2021 | Excess Workers Compensation | 0.00% | $0 | $0 | $0 | $-57,790 | N/A |
| 2021 | Products Liability | 0.00% | $0 | $0 | $0 | $-622 | N/A |
| 2021 | Total Private Passenger Automobile | 0.12% | $5,341,604 | $4,897,221 | $2,110,767 | $2,134,747 | 43.59 % |
| 2021 | Private Passenger Auto Comprehensive | 0.62% | $5,341,604 | $4,897,221 | $2,110,767 | $2,134,747 | 43.59 % |
| 2021 | Total Commercial Automobile | 0.08% | $725,375 | $527,406 | $141,744 | $266,828 | 50.59 % |
| 2021 | Commercial Auto Liability Bodily Injury | 0.00% | $16,330 | $1,942 | $47,609 | $176,534 | N/A |
| 2021 | Commercial Auto Liability Property Damage | 0.42% | $551,192 | $395,041 | $14,307 | $8,841 | 2.24 % |
| 2021 | Commercial Auto Medical Payments | 0.01% | $729 | $19 | $0 | $0 | 0.00 % |
| 2021 | Commercial Auto Uninsured Motorists | 0.00% | $1,310 | $117 | $0 | $0 | 0.00 % |
| 2021 | Commercial Auto Comprehensive | 0.15% | $155,766 | $130,133 | $79,828 | $81,453 | 62.59 % |
| 2021 | Commercial Auto Collision | 0.00% | $48 | $154 | $0 | $0 | 0.00 % |
| 2021 | Fidelity | 0.00% | $686 | $686 | $0 | $-162 | -23.62 % |
| 2021 | Surety | 0.12% | $118,946 | $118,946 | $42,092 | $634,092 | N/A |
| 2021 | Burglary & Theft | 0.00% | $64 | $64 | $0 | $-3 | -4.69 % |
| 2021 | Boiler & Machinery | -0.01% | $-3,108 | $-3,108 | $0 | $-1,422 | N/A |
| 2021 | VSI/Collateral Protection | 0.11% | $9,280 | $9,280 | $0 | $47 | 0.51 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Private Passenger Auto | 0.14% | 2 | 82 |
| 2023 | Homeowners | 0.00% | 0 | 0 |
| 2022 | Private Passenger Auto | 0.14% | 2 | 95 |
| 2021 | Private Passenger Auto | 0.13% | 0 | 0 |
Company Changes
Effective Date: 02/17/2012
Comments: Effective 2/17/12 this comapny added B3 authority.
Effective Date: 12/19/2018
Comments: Effective 12/19/2018 this company added B4 accident and health authority.
Market Conduct
Date: 01/27/2016
Date: 03/13/2020
Financial Exams
This company does not have any financial exams.