Company Details

  STANDARD FIRE INSURANCE COMPANY License Status :
Active

NAIC Number :

19070


Phone Number:

8339032382


Company Address:

ONE TOWER SQUARE 
HARTFORD, CT  06183

Description:

Property and Casualty


License Number:

B418161


Date Admitted:

1911-03-08


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 1.04% $164,317,120 $154,299,609 $109,638,509 $123,474,137 80.02 %
2023 Total Fire & Allied Lines 0.12% $968,891 $979,924 $756,735 $857,089 87.46 %
2023 Dwelling Fire & Allied Lines 0.41% $946,438 $964,289 $756,735 $857,021 88.88 %
2023 Commercial Fire & Allied Lines 0.01% $22,453 $15,635 $0 $68 0.43 %
2023 Total Homeowners 0.15% $4,548,445 $4,585,711 $2,593,945 $2,373,166 51.75 %
2023 Homeowners Multi-Peril 0.16% $4,548,445 $4,585,711 $2,593,945 $2,373,166 51.75 %
2023 Commercial Multi-Peril 0.23% $2,563,108 $1,968,056 $1,641,524 $2,789,179 N/A
2023 Ocean Marine 0.82% $432,361 $423,907 $462,681 $477,027 N/A
2023 Inland Marine (Incl Auto Cargo) 0.01% $51,753 $54,197 $6,990 $15,816 29.18 %
2023 Earthquake 0.40% $565,179 $566,473 $0 $83 0.01 %
2023 Direct Workers Compensation 0.83% $8,882,636 $8,683,411 $4,988,984 $6,456,779 74.36 %
2023 Other Liability - Bodily Injury & Property Damage 0.01% $63,930 $63,648 $0 $3,319 5.21 %
2023 Products Liability 0.00% $1,092 $998 $0 $-1,212 -121.44 %
2023 Total Private Passenger Automobile 2.67% $146,239,639 $136,973,205 $99,187,650 $110,502,885 80.67 %
2023 Private Passenger Auto Liability Bodily Injury 3.27% $44,148,385 $41,616,332 $21,126,250 $30,910,547 74.28 %
2023 Private Passenger Auto Liability Property Damage 2.13% $21,429,011 $20,348,429 $16,378,168 $17,030,307 83.69 %
2023 Private Passenger Auto Medical Payments 2.20% $1,949,325 $1,956,479 $1,173,168 $1,149,935 58.78 %
2023 Private Passenger Uninsured Motorists 4.54% $12,959,880 $11,297,151 $7,836,714 $8,375,288 74.14 %
2023 Private Passenger Underinsured Motorists 2.49% $2,861,911 $2,471,548 $4,026,127 $4,104,775 N/A
2023 Private Passenger Auto Comprehensive 2.25% $25,472,495 $23,767,178 $21,565,074 $21,676,498 91.20 %
2023 Private Passenger Auto Collision 2.49% $37,418,632 $35,516,088 $27,082,149 $27,255,535 76.74 %
2023 Fidelity 0.00% $72 $67 $0 $5 7.46 %
2023 Burglary & Theft 0.00% $14 $12 $0 $1 8.33 %
2022 Total Property & Casualty 0.99% $142,926,289 $133,389,746 $89,530,104 $103,511,147 77.60 %
2022 Total Fire & Allied Lines 0.20% $969,625 $1,066,770 $523,653 $529,423 49.63 %
2022 Dwelling Fire & Allied Lines 0.63% $967,972 $1,065,660 $523,653 $529,339 49.67 %
2022 Commercial Fire & Allied Lines 0.00% $1,653 $1,110 $0 $84 7.57 %
2022 Total Homeowners 0.17% $4,654,853 $4,721,438 $2,132,170 $2,592,098 54.90 %
2022 Homeowners Multi-Peril 0.18% $4,654,853 $4,721,438 $2,132,170 $2,592,098 54.90 %
2022 Commercial Multi-Peril 0.13% $1,329,714 $811,905 $463,193 $654,327 80.59 %
2022 Ocean Marine 0.85% $418,320 $411,900 $443,509 $440,444 N/A
2022 Inland Marine (Incl Auto Cargo) 0.01% $67,230 $71,444 $9,000 $16,484 23.07 %
2022 Earthquake 0.41% $568,526 $577,419 $0 $93 0.02 %
2022 Direct Workers Compensation 0.79% $8,216,084 $8,162,110 $7,742,289 $8,261,645 N/A
2022 Other Liability - Bodily Injury & Property Damage 0.01% $75,435 $80,594 $0 $-4,804 -5.96 %
2022 Products Liability 0.00% $1,476 $1,028 $0 $-361 -35.12 %
2022 Total Private Passenger Automobile 2.67% $126,624,977 $117,485,105 $78,216,290 $91,021,794 77.48 %
2022 Private Passenger Auto Liability Bodily Injury 3.14% $38,440,510 $34,691,724 $16,705,427 $24,504,925 70.64 %
2022 Private Passenger Auto Liability Property Damage 2.25% $19,271,322 $18,158,998 $13,358,864 $15,773,943 86.87 %
2022 Private Passenger Auto Medical Payments 2.22% $1,973,049 $1,937,852 $1,031,880 $1,088,792 56.19 %
2022 Private Passenger Uninsured Motorists 3.73% $9,442,381 $8,794,422 $4,846,021 $5,794,045 65.88 %
2022 Private Passenger Underinsured Motorists 2.35% $2,052,921 $1,901,452 $2,528,725 $3,794,962 N/A
2022 Private Passenger Auto Comprehensive 2.39% $22,193,257 $20,826,303 $16,522,488 $17,229,660 82.73 %
2022 Private Passenger Auto Collision 2.56% $33,251,537 $31,174,354 $23,222,885 $22,835,467 73.25 %
2022 Fidelity 0.00% $45 $30 $0 $4 13.33 %
2022 Burglary & Theft 0.00% $4 $3 $0 $0 0.00 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Private Passenger Auto 2.57% 26 58
2023 Homeowners 0.18% 2 89
2022 Private Passenger Auto 2.37% 25 70
2022 Homeowners 0.21% 1 50


Company Changes


Market Conduct

Date: 03/21/2008

Travelers_Order.pdf

Date: 02/11/2015

StandardFireMC.pdf

Date: 12/28/2016

SFIC1216.pdf


Financial Exams

This company does not have any financial exams.