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Company Details
PHARMACISTS MUTUAL INSURANCE COMPANY License Status :
Active
NAIC Number :
13714
Phone Number:
5152952461
Company Address:
PO BOX 370
ALGONA, IA 50511
Description:
Property and Casualty
License Number:
B424223
Date Admitted:
1926-05-18
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Property & Casualty | 0.03% | $4,170,398 | $4,491,897 | $4,144,379 | $3,902,297 | 86.87 % |
| 2023 | Total Homeowners | 0.00% | $62,766 | $241,073 | $343,765 | $304,791 | N/A |
| 2023 | Homeowners Multi-Peril | 0.00% | $62,766 | $241,073 | $343,765 | $304,791 | N/A |
| 2023 | Commercial Multi-Peril | 0.17% | $1,892,281 | $1,795,140 | $2,570,317 | $1,706,637 | 95.07 % |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.00% | $12,026 | $17,716 | $15,150 | $16,310 | 92.06 % |
| 2023 | Total Medical Malpractice | 0.68% | $1,029,017 | $993,146 | $127,398 | $260,978 | 26.28 % |
| 2023 | Medical Malpractice - Dentists | 0.10% | $6,801 | $6,251 | $0 | $2,500 | 39.99 % |
| 2023 | Medical Malpractice - Other | 12.36% | $1,022,216 | $986,895 | $127,398 | $258,478 | 26.19 % |
| 2023 | Earthquake | 0.08% | $111,879 | $151,108 | $0 | $0 | 0.00 % |
| 2023 | Direct Workers Compensation | 0.05% | $511,816 | $558,580 | $278,535 | $-179,334 | -32.11 % |
| 2023 | Total Private Passenger Automobile | 0.00% | $80,933 | $225,853 | $136,958 | $746,704 | N/A |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0.00% | $14,926 | $44,717 | $15,000 | $520,644 | N/A |
| 2023 | Private Passenger Auto Liability Property Damage | 0.00% | $15,674 | $41,219 | $44,163 | $73,833 | N/A |
| 2023 | Private Passenger Auto Medical Payments | 0.00% | $1,286 | $3,740 | $20,000 | $11,727 | N/A |
| 2023 | Private Passenger Uninsured Motorists | 0.00% | $3,956 | $11,059 | $0 | $105,105 | N/A |
| 2023 | Private Passenger Underinsured Motorists | 0.00% | $3,888 | $10,907 | $0 | $5,036 | 46.17 % |
| 2023 | Private Passenger Auto Comprehensive | 0.00% | $15,350 | $43,454 | $11,096 | $3,304 | 7.60 % |
| 2023 | Private Passenger Auto Collision | 0.00% | $25,853 | $70,757 | $46,699 | $27,055 | 38.24 % |
| 2023 | Total Commercial Automobile | 0.02% | $184,235 | $201,212 | $82,541 | $205,755 | N/A |
| 2023 | Commercial Auto Liability Bodily Injury | 0.03% | $129,977 | $140,071 | $17,865 | $151,320 | N/A |
| 2023 | Commercial Auto Medical Payments | 0.01% | $1,048 | $1,154 | $0 | $663 | 57.45 % |
| 2023 | Commercial Auto Uninsured Motorists | 0.01% | $5,895 | $7,006 | $0 | $4,030 | 57.52 % |
| 2023 | Commercial Auto Comprehensive | 0.02% | $19,147 | $20,841 | $33,153 | $23,511 | N/A |
| 2023 | Commercial Auto Collision | 0.01% | $28,168 | $32,140 | $31,523 | $26,231 | 81.61 % |
| 2023 | Boiler & Machinery | 0.21% | $96,653 | $93,288 | $7,715 | $-3,945 | -4.23 % |
| 2023 | Umbrella | 0.18% | $188,792 | $214,781 | $582,000 | $844,401 | N/A |
| 2022 | Total Property & Casualty | 0.03% | $4,726,711 | $4,575,551 | $2,042,960 | $2,830,530 | 61.86 % |
| 2022 | Total Homeowners | 0.01% | $292,228 | $291,045 | $203,464 | $270,384 | 92.90 % |
| 2022 | Homeowners Multi-Peril | 0.01% | $292,228 | $291,045 | $203,464 | $270,384 | 92.90 % |
| 2022 | Commercial Multi-Peril | 0.17% | $1,678,395 | $1,511,038 | $1,154,283 | $1,505,591 | 99.64 % |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.00% | $22,191 | $25,777 | $500 | $-420 | -1.63 % |
| 2022 | Total Medical Malpractice | 0.72% | $984,638 | $969,983 | $99,678 | $181,674 | 18.73 % |
| 2022 | Medical Malpractice - Dentists | 0.13% | $5,183 | $5,656 | $0 | $-330 | -5.83 % |
| 2022 | Medical Malpractice - Other | 7.40% | $979,455 | $964,327 | $99,678 | $182,004 | 18.87 % |
| 2022 | Earthquake | 0.25% | $342,680 | $357,540 | $0 | $0 | 0.00 % |
| 2022 | Direct Workers Compensation | 0.05% | $535,961 | $518,814 | $430,038 | $649,124 | N/A |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.00% | $-14 | $778 | $0 | $0 | 0.00 % |
| 2022 | Total Private Passenger Automobile | 0.01% | $336,411 | $347,422 | $64,421 | $209,497 | 60.30 % |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.01% | $67,510 | $70,776 | $0 | $4,294 | 6.07 % |
| 2022 | Private Passenger Auto Liability Property Damage | 0.01% | $61,626 | $64,838 | $5,237 | $11,432 | 17.63 % |
| 2022 | Private Passenger Auto Medical Payments | 0.01% | $5,663 | $5,989 | $0 | $10,373 | N/A |
| 2022 | Private Passenger Uninsured Motorists | 0.01% | $16,753 | $17,431 | $0 | $102,328 | N/A |
| 2022 | Private Passenger Underinsured Motorists | 0.02% | $16,788 | $17,777 | $0 | $1,398 | 7.86 % |
| 2022 | Private Passenger Auto Comprehensive | 0.01% | $64,383 | $65,930 | $46,786 | $48,678 | 73.83 % |
| 2022 | Private Passenger Auto Collision | 0.01% | $103,688 | $104,681 | $12,398 | $30,994 | 29.61 % |
| 2022 | Total Commercial Automobile | 0.02% | $190,615 | $205,996 | $86,551 | $48,095 | 23.35 % |
| 2022 | Commercial Auto Liability Bodily Injury | 0.03% | $129,875 | $128,518 | $77,641 | $36,891 | 28.70 % |
| 2022 | Commercial Auto Liability Property Damage | 0.00% | $0 | $2,969 | $0 | $-6,985 | -235.26 % |
| 2022 | Commercial Auto Medical Payments | 0.02% | $1,154 | $1,294 | $3,042 | $2,186 | N/A |
| 2022 | Commercial Auto Uninsured Motorists | 0.02% | $7,318 | $8,343 | $0 | $-551 | -6.60 % |
| 2022 | Commercial Auto Comprehensive | 0.02% | $20,067 | $24,023 | $16,449 | $21,449 | 89.29 % |
| 2022 | Commercial Auto Collision | 0.02% | $32,201 | $40,849 | $-10,581 | $-4,895 | -11.98 % |
| 2022 | Boiler & Machinery | 0.25% | $96,264 | $97,897 | $4,025 | $30,065 | 30.71 % |
| 2022 | Umbrella | 0.26% | $247,342 | $249,261 | $0 | $-63,480 | -25.47 % |
| 2021 | Total Property & Casualty | 0.03% | $4,464,477 | $4,534,718 | $3,206,792 | $3,124,167 | 68.89 % |
| 2021 | Total Homeowners | 0.01% | $271,135 | $243,330 | $295,715 | $256,240 | N/A |
| 2021 | Homeowners Multi-Peril | 0.01% | $271,135 | $243,330 | $295,715 | $256,240 | N/A |
| 2021 | Commercial Multi-Peril | 0.15% | $1,333,745 | $1,263,322 | $2,076,352 | $1,625,792 | N/A |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.01% | $26,312 | $28,961 | $6,650 | $2,610 | 9.01 % |
| 2021 | Total Medical Malpractice | 0.70% | $926,184 | $977,695 | $100,859 | $255,760 | 26.16 % |
| 2021 | Medical Malpractice - Dentists | 0.15% | $5,573 | $5,407 | $0 | $-180 | -3.33 % |
| 2021 | Medical Malpractice - Other | 11.97% | $920,611 | $972,288 | $100,859 | $255,940 | 26.32 % |
| 2021 | Earthquake | 0.29% | $375,518 | $397,488 | $0 | $0 | 0.00 % |
| 2021 | Direct Workers Compensation | 0.07% | $645,419 | $714,289 | $609,167 | $827,001 | N/A |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.00% | $1,469 | $1,356 | $0 | $0 | 0.00 % |
| 2021 | Total Private Passenger Automobile | 0.01% | $355,448 | $386,674 | $98,415 | $77,771 | 20.11 % |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.01% | $72,627 | $86,041 | $26,000 | $17,983 | 20.90 % |
| 2021 | Private Passenger Auto Liability Property Damage | 0.01% | $68,292 | $72,957 | $23,798 | $7,031 | 9.64 % |
| 2021 | Private Passenger Auto Medical Payments | 0.01% | $6,344 | $7,255 | $-2,907 | $-3,838 | -52.90 % |
| 2021 | Private Passenger Uninsured Motorists | 0.01% | $17,713 | $17,896 | $0 | $70 | 0.39 % |
| 2021 | Private Passenger Underinsured Motorists | 0.02% | $18,204 | $20,783 | $-15,000 | $-17,110 | -82.33 % |
| 2021 | Private Passenger Auto Comprehensive | 0.01% | $66,996 | $69,697 | $19,427 | $25,327 | 36.34 % |
| 2021 | Private Passenger Auto Collision | 0.01% | $105,272 | $112,045 | $47,097 | $48,308 | 43.11 % |
| 2021 | Total Commercial Automobile | 0.02% | $200,380 | $198,455 | $19,634 | $107,653 | 54.25 % |
| 2021 | Commercial Auto Liability Bodily Injury | 0.02% | $111,634 | $106,421 | $-30,526 | $66,951 | 62.91 % |
| 2021 | Commercial Auto Liability Property Damage | 0.01% | $12,126 | $15,326 | $0 | $1,734 | 11.31 % |
| 2021 | Commercial Auto Medical Payments | 0.02% | $1,250 | $2,802 | $0 | $-1,166 | -41.61 % |
| 2021 | Commercial Auto Uninsured Motorists | 0.03% | $8,028 | $8,373 | $0 | $-526 | -6.28 % |
| 2021 | Commercial Auto Comprehensive | 0.02% | $24,459 | $22,141 | $6,723 | $6,723 | 30.36 % |
| 2021 | Commercial Auto Collision | 0.02% | $42,883 | $43,392 | $43,437 | $33,937 | 78.21 % |
| 2021 | Boiler & Machinery | 0.26% | $99,688 | $88,855 | $0 | $30 | 0.03 % |
| 2021 | Umbrella | 0.29% | $229,179 | $234,293 | $0 | $-28,690 | -12.25 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Private Passenger Auto | 0.01% | 0 | 0 |
| 2023 | Homeowners | 0.01% | 0 | 0 |
| 2022 | Private Passenger Auto | 0.01% | 0 | 0 |
| 2022 | Homeowners | 0.01% | 0 | 0 |
| 2021 | Private Passenger Auto | 0.01% | 0 | 0 |
| 2021 | Homeowners | 0.01% | 0 | 0 |
Company Changes
Market Conduct
Date: 08/29/2014
PharmacistsMutualInsuranceCo.pdf
Financial Exams
This company does not have any financial exams.