Company Details

  CHARTER OAK FIRE INSURANCE CO THE License Status :
Active

NAIC Number :

25615


Phone Number:

860-277-3966


Company Address:

ONE TOWER SQUARE 
HARTFORD, CT  06183

Description:

Property and Casualty


License Number:

B422491


Date Admitted:

1935-12-12


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2020 Total Property & Casualty 0.09% $24,871,466 $25,129,184 $14,488,853 $8,273,342 32.92 %
2020 Total Fire & Allied Lines 0.04% $549,202 $566,535 $83,475 $-173,437 -30.61 %
2020 Commercial Fire & Allied Lines 0.11% $549,202 $566,535 $83,475 $-173,437 -30.61 %
2020 Farmowners Multi-Peril 0.05% $306,799 $276,585 $43,672 $61,624 22.28 %
2020 Commercial Multi-Peril 0.53% $10,772,189 $11,464,213 $7,332,331 $2,366,743 20.64 %
2020 Inland Marine (Incl Auto Cargo) 0.08% $953,488 $1,057,552 $495,372 $286,566 27.10 %
2020 Earthquake 0.00% $12,775 $13,712 $0 $3,707 27.03 %
2020 Direct Workers Compensation 0.05% $1,332,085 $1,193,720 $798,845 $320,473 26.85 %
2020 Other Liability - Bodily Injury & Property Damage 0.24% $4,448,921 $4,278,221 $468,788 $1,060,518 24.79 %
2020 Products Liability 0.06% $55,036 $76,127 $0 $-438,495 -576.00 %
2020 Total Commercial Automobile 0.35% $6,428,707 $6,171,669 $2,612,064 $3,969,160 64.31 %
2020 Commercial Auto Liability Bodily Injury 0.28% $2,625,854 $2,479,674 $534,633 $2,754,194 N/A
2020 Commercial Auto Liability Property Damage 0.66% $1,828,053 $1,749,322 $674,265 $37,414 2.14 %
2020 Commercial Auto Medical Payments 0.89% $188,935 $196,208 $5,000 $129,519 66.01 %
2020 Commercial Auto Uninsured Motorists 0.19% $112,742 $117,930 $31,000 $77,847 66.01 %
2020 Commercial Auto Comprehensive 0.30% $619,530 $604,008 $377,490 $239,702 39.69 %
2020 Commercial Auto Collision 0.31% $1,053,593 $1,024,527 $989,676 $730,484 71.30 %
2020 Fidelity 0.01% $4,102 $4,132 $-2,024 $-1,102 -26.67 %
2020 Burglary & Theft 0.00% $323 $372 $0 $211 56.72 %
2020 Boiler & Machinery 0.01% $7,839 $7,342 $0 $-891 -12.14 %
2020 Professional Liability (Excl Medical Malpractice) 0.00% $0 $19,004 $2,656,330 $818,265 N/A
2019 Total Property & Casualty 0.10% $26,155,348 $25,434,944 $17,520,831 $24,523,063 96.41 %
2019 Total Fire & Allied Lines 0.06% $698,205 $709,845 $267,182 $402,617 56.72 %
2019 Commercial Fire & Allied Lines 0.18% $698,205 $709,845 $267,182 $402,617 56.72 %
2019 Farmowners Multi-Peril 0.04% $221,831 $224,638 $31,121 $6,397 2.85 %
2019 Commercial Multi-Peril 0.69% $13,018,188 $12,521,212 $10,489,149 $14,678,956 N/A
2019 Inland Marine (Incl Auto Cargo) 0.09% $1,101,469 $1,203,428 $681,158 $897,095 74.54 %
2019 Earthquake 0.01% $14,596 $17,937 $0 $-10,980 -61.21 %
2019 Direct Workers Compensation 0.04% $1,197,915 $1,096,034 $236,800 $-765,004 -69.80 %
2019 Other Liability - Bodily Injury & Property Damage 0.14% $2,451,046 $2,225,933 $1,533,130 $2,316,047 N/A
2019 Products Liability 0.28% $252,715 $258,769 $14,768 $205,464 79.40 %
2019 Total Commercial Automobile 0.36% $6,230,208 $5,882,152 $4,219,362 $3,827,005 65.06 %
2019 Commercial Auto Liability Bodily Injury 0.29% $2,517,541 $2,346,870 $2,079,321 $1,077,883 45.93 %
2019 Commercial Auto Liability Property Damage 0.70% $1,765,718 $1,670,752 $639,768 $1,098,432 65.74 %
2019 Commercial Auto Medical Payments 0.75% $168,632 $185,517 $9,270 $100,493 54.17 %
2019 Commercial Auto Uninsured Motorists 0.22% $117,401 $144,024 $25,000 $78,017 54.17 %
2019 Commercial Auto Comprehensive 0.28% $606,002 $559,329 $379,808 $451,389 80.70 %
2019 Commercial Auto Collision 0.37% $1,054,914 $975,660 $1,086,195 $1,020,791 N/A
2019 Fidelity 0.01% $3,533 $4,903 $-1,839 $-4,289 -87.48 %
2019 Burglary & Theft 0.00% $382 $494 $0 $287 58.10 %
2019 Boiler & Machinery 0.02% $9,676 $15,685 $0 $524 3.34 %
2019 Professional Liability (Excl Medical Malpractice) 0.29% $955,584 $1,273,914 $50,000 $2,968,944 N/A
2018 Total Property & Casualty 0.10% $24,819,320 $24,861,950 $13,799,411 $18,261,701 73.45 %
2018 Total Fire & Allied Lines 0.06% $651,849 $687,880 $146,206 $218,372 31.75 %
2018 Commercial Fire & Allied Lines 0.20% $651,849 $687,880 $146,206 $218,372 31.75 %
2018 Farmowners Multi-Peril 0.05% $282,813 $287,891 $47,680 $40,537 14.08 %
2018 Commercial Multi-Peril 0.65% $12,000,328 $11,820,038 $7,654,635 $9,359,186 79.18 %
2018 Inland Marine (Incl Auto Cargo) 0.13% $1,513,136 $1,551,821 $1,207,907 $956,520 61.64 %
2018 Earthquake 0.01% $25,637 $30,485 $0 $-425 -1.39 %
2018 Direct Workers Compensation 0.05% $1,436,990 $1,907,339 $1,175,571 $1,924,704 N/A
2018 Other Liability - Bodily Injury & Property Damage 0.14% $2,379,508 $2,287,122 $1,029,969 $2,219,833 97.06 %
2018 Products Liability 0.33% $263,940 $305,402 $0 $-140,524 -46.01 %
2018 Total Commercial Automobile 0.33% $5,079,755 $4,880,831 $2,483,203 $3,325,715 68.14 %
2018 Commercial Auto Liability Bodily Injury 0.25% $1,963,190 $1,876,111 $462,422 $1,430,410 76.24 %
2018 Commercial Auto Liability Property Damage 0.56% $1,414,629 $1,381,242 $387,453 $573,200 41.50 %
2018 Commercial Auto Medical Payments 0.79% $144,201 $146,732 $1,950 $90,255 61.51 %
2018 Commercial Auto Uninsured Motorists 0.38% $188,615 $206,870 $354,700 $127,247 61.51 %
2018 Commercial Auto Comprehensive 0.29% $521,416 $487,122 $212,574 $222,961 45.77 %
2018 Commercial Auto Collision 0.31% $847,704 $782,754 $1,064,104 $881,642 N/A
2018 Fidelity 0.01% $5,487 $5,282 $-9,429 $-10,326 -195.49 %
2018 Burglary & Theft 0.00% $477 $445 $0 $-598 -134.38 %
2018 Boiler & Machinery 0.03% $16,299 $11,248 $0 $647 5.75 %
2018 Professional Liability (Excl Medical Malpractice) 0.47% $1,163,101 $1,086,166 $63,669 $368,060 33.89 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2020 Homeowners 0.01% 0 0
2019 Homeowners 0.01% 0 0
2018 Homeowners 0.01% 0 0


Company Changes


Market Conduct

Date: 12/28/2016

COFIC1216.pdf


Financial Exams

This company does not have any financial exams.