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Company Details
UNIVERSAL FIRE & CASUALTY INSURANCE COMPANY License Status :
Active
NAIC Number :
32867
Phone Number:
6166623900
Company Address:
2850 Dixie Hwy, Ste 100
Waterford, MI 48328
Description:
Property and Casualty
License Number:
B419011
Date Admitted:
1990-04-16
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Property & Casualty | 0.00% | $619,545 | $494,198 | $102,760 | $305,943 | 61.91 % |
| 2023 | Total Fire & Allied Lines | 0.02% | $191,345 | $129,057 | $0 | $15,797 | 12.24 % |
| 2023 | Commercial Fire & Allied Lines | 0.06% | $191,345 | $129,057 | $0 | $15,797 | 12.24 % |
| 2023 | Commercial Multi-Peril | 0.03% | $334,496 | $284,717 | $102,760 | $235,589 | 82.74 % |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.01% | $88,449 | $77,290 | $0 | $54,645 | 70.70 % |
| 2023 | Surety | 0.00% | $5,193 | $3,130 | $0 | $-89 | -2.84 % |
| 2023 | Boiler & Machinery | 0.00% | $62 | $4 | $0 | $1 | 25.00 % |
| 2022 | Total Property & Casualty | 0.00% | $372,274 | $170,773 | $0 | $105,859 | 61.99 % |
| 2022 | Total Fire & Allied Lines | 0.02% | $99,217 | $13,596 | $0 | $3,549 | 26.10 % |
| 2022 | Commercial Fire & Allied Lines | 0.03% | $99,217 | $13,596 | $0 | $3,549 | 26.10 % |
| 2022 | Commercial Multi-Peril | 0.02% | $226,673 | $138,657 | $0 | $98,939 | 71.36 % |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.00% | $36,140 | $7,756 | $0 | $3,545 | 45.71 % |
| 2022 | Surety | 0.01% | $10,244 | $10,764 | $0 | $-174 | -1.62 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
This company does not have any complaint information.
Link to Complaint Index PageCompany Changes
Effective Date: 12/27/2023
Comments: Effective 12/27/2021 the above company joined the Universal Shield Insurance Group – No. 5020, updating their Group Code to reflect this. They also updated their Business, Mailing, and Main Administrative Office Addresses.
Market Conduct
This company does not have any market conduct exams or investigations.
Financial Exams
This company does not have any financial exams.