Company Details

  UNUM LIFE INSURANCE COMPANY OF AMERICA License Status :
Active

NAIC Number :

62235


Phone Number:

4232944860


Company Address:

1 Fountain Square 
Chattanooga, TN  37402-1330

Description:

Life and Health


License Number:

A418086


Date Admitted:

1971-09-07


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Accident & Health 0.43% $63,512,519 $64,393,345 $45,205,202 $35,086,390 54.49 %
2023 Total Individual Accident & Health 0.04% $2,229,862 $2,587,268 $8,504,676 $8,687,465 N/A
2023 Individual Long Term Care 0.92% $1,815,713 $2,118,743 $7,140,427 $7,968,378 N/A
2023 Individual Disability Income 0.37% $414,149 $468,525 $1,364,249 $719,087 N/A
2023 Total Group Accident & Health 0.64% $61,282,657 $61,806,077 $36,700,526 $26,398,925 42.71 %
2023 Group Long Term Care 26.80% $10,240,046 $10,447,547 $4,122,530 $5,089,143 48.71 %
2023 Group Specified Disease 2.41% $1,217,814 $1,159,281 $318,285 $285,254 24.61 %
2023 Group Accident Only 3.30% $4,465,432 $4,410,645 $710,240 $596,292 13.52 %
2023 Group Disability Income 10.42% $41,848,776 $42,183,921 $30,011,191 $18,692,868 44.31 %
2023 Group Limited Benefit 0.15% $470,742 $441,409 $154,374 $130,468 29.56 %
2023 Group Stop Loss 0.31% $3,039,847 $3,163,274 $1,383,906 $1,604,900 50.74 %
2023 Total Life 0.28% $38,601,316 $0 $16,177,647 $0 N/A
2023 Total Individual Life 0.00% $175,984 $0 $1,165,962 $0 N/A
2023 Individual Whole Life 0.02% $173,286 $0 $869,936 $0 N/A
2023 Individual Term Life 0.00% $0 $0 $0 $0 N/A
2023 Individual Universal Life 0.00% $2,698 $0 $0 $0 N/A
2023 Individual Ordinary Annuities 0.00% $0 $0 $296,026 $0 N/A
2023 Total Group Life 1.09% $38,425,332 $0 $15,011,685 $0 N/A
2023 Group Term Life 6.46% $38,256,864 $0 $14,689,976 $0 N/A
2023 Group Universal Life 0.37% $168,468 $0 $249,206 $0 N/A
2023 Group Ordinary Annuities 0.00% $0 $0 $72,503 $0 N/A
2023 Group Deposit-Type Funds 0.00% $0 $0 $0 $0 N/A
2022 Total Accident & Health 0.52% $62,746,846 $63,350,845 $53,909,180 $50,938,091 80.41 %
2022 Total Individual Accident & Health 0.05% $2,486,218 $2,834,695 $8,913,837 $9,985,198 N/A
2022 Individual Long Term Care 1.00% $1,999,885 $2,303,723 $7,366,919 $9,165,682 N/A
2022 Individual Disability Income 0.44% $486,333 $530,972 $1,546,918 $819,516 N/A
2022 Total Group Accident & Health 0.81% $60,260,628 $60,516,150 $44,995,343 $40,952,893 67.67 %
2022 Group Long Term Care 28.11% $10,121,862 $10,266,570 $3,415,275 $4,761,587 46.38 %
2022 Group Specified Disease 3.39% $1,637,061 $1,563,675 $517,927 $476,677 30.48 %
2022 Group Accident Only 3.31% $4,383,176 $4,306,735 $2,143,533 $2,320,888 53.89 %
2022 Group Disability Income 11.00% $41,509,167 $41,789,630 $36,461,990 $30,653,348 73.35 %
2022 Group Limited Benefit 0.26% $759,383 $734,880 $161,286 $162,779 22.15 %
2022 Group Stop Loss 0.21% $1,849,979 $1,854,660 $2,295,332 $2,577,614 N/A
2022 Total Life 0.21% $29,829,386 $0 $20,978,800 $0 N/A
2022 Total Individual Life 0.00% $165,921 $0 $1,723,171 $0 N/A
2022 Individual Whole Life 0.02% $162,473 $0 $1,311,939 $0 N/A
2022 Individual Term Life 0.00% $0 $0 $0 $0 N/A
2022 Individual Universal Life 0.00% $3,448 $0 $411,232 $0 N/A
2022 Individual Ordinary Annuities 0.00% $0 $0 $0 $0 N/A
2022 Total Group Life 0.66% $29,663,465 $0 $19,255,629 $0 N/A
2022 Group Term Life 5.36% $29,500,830 $0 $19,125,322 $0 N/A
2022 Group Universal Life 0.14% $162,364 $0 $52,273 $0 N/A
2022 Group Ordinary Annuities 0.00% $0 $0 $78,034 $0 N/A
2022 Group Deposit-Type Funds 0.00% $271 $0 $0 $0 N/A
2021 Total Accident & Health 0.52% $62,517,793 $62,646,399 $56,931,770 $59,701,873 95.30 %
2021 Total Individual Accident & Health 0.06% $2,719,720 $3,052,208 $8,977,140 $9,551,715 N/A
2021 Individual Long Term Care 1.03% $2,143,549 $2,434,614 $6,669,861 $8,337,118 N/A
2021 Individual Disability Income 0.51% $576,171 $617,594 $2,307,279 $1,214,597 N/A
2021 Total Group Accident & Health 0.79% $59,798,073 $59,594,191 $47,954,630 $50,150,158 84.15 %
2021 Group Long Term Care 25.82% $10,046,027 $10,186,559 $3,695,633 $5,207,170 51.12 %
2021 Group Specified Disease 4.54% $2,016,764 $1,966,965 $692,590 $641,712 32.62 %
2021 Group Accident Only 4.35% $5,240,317 $5,187,854 $2,399,269 $2,301,969 44.37 %
2021 Group Disability Income 11.47% $40,782,690 $40,528,490 $39,813,189 $40,506,546 99.95 %
2021 Group Limited Benefit 0.35% $984,413 $979,916 $395,509 $380,372 38.82 %
2021 Group Stop Loss 0.09% $727,862 $744,407 $958,440 $1,112,389 N/A
2021 Total Life 0.24% $29,904,007 $0 $25,467,345 $0 N/A
2021 Total Individual Life 0.00% $180,107 $0 $183,269 $0 N/A
2021 Individual Whole Life 0.02% $175,326 $0 $160,073 $0 N/A
2021 Individual Term Life 0.00% $0 $0 $0 $0 N/A
2021 Individual Universal Life 0.00% $4,781 $0 $22,985 $0 N/A
2021 Individual Ordinary Annuities 0.00% $0 $0 $211 $0 N/A
2021 Total Group Life 0.68% $29,723,900 $0 $25,284,076 $0 N/A
2021 Group Term Life 4.88% $29,560,070 $0 $24,469,431 $0 N/A
2021 Group Universal Life 0.45% $163,830 $0 $724,597 $0 N/A
2021 Group Ordinary Annuities 0.00% $0 $0 $90,048 $0 N/A
2021 Group Deposit-Type Funds 0.00% $0 $0 $0 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Health 0.58% 7 56
2023 Life and Annuities 0.28% 2 97
2023 Long-Term Care Insurance 5.01% 4 49
2022 Health 0.77% 8 47
2022 Life and Annuities 0.29% 1 47
2022 Long-Term Care Insurance 4.96% 3 40
2021 Health 0.81% 6 30
2021 Life and Annuities 0.32% 1 40
2021 Long-Term Care Insurance 4.98% 2 24


Company Changes

No recent changes


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

This company does not have any financial exams.