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Company Details

  THE RELIABLE LIFE INSURANCE COMPANY License Status :
Active

NAIC Number :

68357


Phone Number:

3148194300


Company Address:

200 East Randolph Street Suite 3300
Chicago, IL  60601

Description:

Life and Health


License Number:

A419846


Date Admitted:

1912-01-19


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Accident & Health 0.00% $271,676 $270,807 $47,045 $68,177 25.18 %
2023 Total Individual Accident & Health 0.01% $271,676 $270,807 $47,045 $68,177 25.18 %
2023 Individual Specified Disease 0.20% $209,072 $208,404 $15,251 $22,106 10.61 %
2023 Individual Accident Only 0.03% $26,515 $26,430 $31,138 $45,121 N/A
2023 Individual Limited Benefit 0.03% $36,089 $35,973 $656 $950 2.64 %
2023 Total Life 0.07% $9,049,671 $0 $9,875,582 $0 N/A
2023 Total Individual Life 0.09% $9,049,671 $0 $9,875,582 $0 N/A
2023 Individual Whole Life 0.85% $7,413,974 $0 $9,324,955 $0 N/A
2023 Individual Term Life 0.01% $76,297 $0 $174,554 $0 N/A
2023 Individual Universal Life 0.03% $160,415 $0 $223,695 $0 N/A
2023 Individual Graded Death Benefits 8.00% $1,398,985 $0 $152,378 $0 N/A
2023 Total Group Life 0.00% $0 $0 $0 $0 N/A
2023 Group Whole Life 0.00% $0 $0 $0 $0 N/A
2022 Total Accident & Health 0.00% $288,855 $288,827 $107,498 $35,175 12.18 %
2022 Total Individual Accident & Health 0.01% $288,855 $288,827 $107,498 $35,175 12.18 %
2022 Individual Specified Disease 0.12% $144,015 $144,001 $67,106 $21,958 15.25 %
2022 Individual Accident Only 0.18% $112,255 $112,244 $34,524 $11,297 10.06 %
2022 Individual Disability Income 0.00% $0 $0 $0 $0 N/A
2022 Individual Limited Benefit 0.03% $32,585 $32,582 $5,868 $1,920 5.89 %
2022 Total Life 0.07% $9,648,185 $0 $10,271,415 $0 N/A
2022 Total Individual Life 0.10% $9,648,185 $0 $10,271,415 $0 N/A
2022 Individual Whole Life 0.80% $6,915,322 $0 $8,815,549 $0 N/A
2022 Individual Term Life 0.10% $652,598 $0 $342,157 $0 N/A
2022 Individual Universal Life 0.06% $483,301 $0 $420,238 $0 N/A
2022 Individual Graded Death Benefits 6.81% $1,596,964 $0 $693,471 $0 N/A
2022 Total Group Life 0.00% $0 $0 $0 $0 N/A
2022 Group Whole Life 0.00% $0 $0 $0 $0 N/A
2021 Total Accident & Health 0.00% $283,575 $284,562 $74,402 $-15,581 -5.48 %
2021 Total Individual Accident & Health 0.01% $283,575 $284,562 $74,402 $-14,393 -5.06 %
2021 Individual Specified Disease 0.14% $142,812 $143,310 $44,842 $-8,202 -5.72 %
2021 Individual Accident Only 0.19% $115,996 $116,399 $19,560 $-4,097 -3.52 %
2021 Individual Disability Income 0.00% $0 $0 $0 $0 N/A
2021 Individual Limited Benefit 0.04% $24,767 $24,853 $10,000 $-2,094 -8.43 %
2021 Total Group Accident & Health 0.00% $0 $0 $0 $-1,188 N/A
2021 Group Disability Income 0.00% $0 $0 $0 $-1,188 N/A
2021 Total Life 0.08% $9,561,478 $0 $10,350,072 $0 N/A
2021 Total Individual Life 0.12% $9,561,478 $0 $10,350,072 $0 N/A
2021 Individual Whole Life 0.79% $6,962,610 $0 $8,993,409 $0 N/A
2021 Individual Term Life 0.13% $797,566 $0 $388,549 $0 N/A
2021 Individual Universal Life 0.03% $223,426 $0 $236,067 $0 N/A
2021 Individual Graded Death Benefits 7.27% $1,577,876 $0 $732,047 $0 N/A
2021 Total Group Life 0.00% $0 $0 $0 $0 N/A
2021 Group Whole Life 0.00% $0 $0 $0 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Health 0.00% 0 0
2023 Life and Annuities 0.09% 30 4541
2022 Health 0.00% 0 0
2022 Life and Annuities 0.09% 37 5439
2021 Health 0.00% 0 0
2021 Life and Annuities 0.10% 37 4759


Company Changes

Effective Date: 12/01/2003

Comments: Clayton Reinsurance LTD merged with and into The Reliable Life Insurance Co.


Market Conduct

Date: 02/02/2016

THER.pdf

Date: 02/09/2021

RLIC221.pdf


Financial Exams

Date: 06/12/2015

ReliableLifeInsuranceCoFE.pdf

Date: 07/20/2020

Order and Exam Report - The Reliable Life Insurance Company.pdf