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Company Details
NATIONAL GUARDIAN LIFE INSURANCE COMPANY License Status :
Active
NAIC Number :
66583
Phone Number:
6082575611
Company Address:
123 Town Square PMB 749
Jersey City, NJ 07310
Description:
Life and Health
License Number:
A418063
Date Admitted:
1957-11-22
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Accident & Health | 0.03% | $3,794,801 | $3,824,680 | $1,885,743 | $1,830,952 | 47.87 % |
| 2023 | Total Individual Accident & Health | 0.01% | $579,121 | $752,462 | $58,078 | $13,526 | 1.80 % |
| 2023 | Individual Medicare Supplement | 0.00% | $6,101 | $7,886 | $17,023 | $3,750 | 47.55 % |
| 2023 | Individual Long Term Care | 0.29% | $570,866 | $741,780 | $0 | $0 | 0.00 % |
| 2023 | Individual Disability Income | 0.00% | $2,154 | $2,796 | $41,055 | $9,776 | N/A |
| 2023 | Total Group Accident & Health | 0.03% | $3,215,680 | $3,072,218 | $1,827,665 | $1,817,426 | 59.16 % |
| 2023 | Group Dental | 0.61% | $1,971,316 | $1,878,157 | $1,278,830 | $1,332,635 | 70.95 % |
| 2023 | Group Limited Benefit | 0.40% | $1,243,894 | $1,193,616 | $547,833 | $483,765 | 40.53 % |
| 2023 | Group Stop Loss | 0.00% | $470 | $445 | $1,002 | $1,026 | N/A |
| 2023 | Total Life | 0.06% | $8,375,354 | $0 | $6,126,526 | $0 | N/A |
| 2023 | Total Individual Life | 0.00% | $319,664 | $0 | $669,448 | $0 | N/A |
| 2023 | Individual Whole Life | 0.02% | $215,433 | $0 | $145,365 | $0 | N/A |
| 2023 | Individual Term Life | 0.00% | $22,361 | $0 | $211,851 | $0 | N/A |
| 2023 | Individual Universal Life | 0.01% | $59,571 | $0 | $238,093 | $0 | N/A |
| 2023 | Individual Graded Death Benefits | 0.00% | $219 | $0 | $1,392 | $0 | N/A |
| 2023 | Individual Ordinary Annuities | 0.00% | $22,080 | $0 | $72,747 | $0 | N/A |
| 2023 | Total Group Life | 0.23% | $8,055,690 | $0 | $5,457,078 | $0 | N/A |
| 2023 | Group Whole Life | 12.39% | $7,364,430 | $0 | $4,880,183 | $0 | N/A |
| 2023 | Group Universal Life | 0.01% | $4,428 | $0 | $51,365 | $0 | N/A |
| 2023 | Group Ordinary Annuities | 0.06% | $686,832 | $0 | $525,530 | $0 | N/A |
| 2022 | Total Accident & Health | 0.07% | $8,332,029 | $8,306,593 | $5,235,752 | $5,249,699 | 63.20 % |
| 2022 | Total Individual Accident & Health | 0.01% | $607,536 | $623,987 | $16,556 | $20,279 | 3.25 % |
| 2022 | Individual Medicare Supplement | 0.00% | $3,398 | $3,400 | $5,965 | $6,256 | N/A |
| 2022 | Individual Long Term Care | 0.30% | $601,797 | $618,206 | $0 | $0 | 0.00 % |
| 2022 | Individual Disability Income | 0.00% | $2,341 | $2,381 | $10,591 | $14,023 | N/A |
| 2022 | Total Group Accident & Health | 0.10% | $7,724,493 | $7,682,606 | $5,219,196 | $5,229,420 | 68.07 % |
| 2022 | Group Dental | 0.46% | $1,400,395 | $1,372,652 | $904,468 | $944,751 | 68.83 % |
| 2022 | Group Limited Benefit | 2.16% | $6,324,098 | $6,309,954 | $4,314,728 | $4,284,669 | 67.90 % |
| 2022 | Total Life | 0.06% | $9,040,448 | $0 | $6,706,417 | $0 | N/A |
| 2022 | Total Individual Life | 0.00% | $453,789 | $0 | $1,037,685 | $0 | N/A |
| 2022 | Individual Whole Life | 0.01% | $94,790 | $0 | $197,663 | $0 | N/A |
| 2022 | Individual Term Life | 0.02% | $108,384 | $0 | $369,160 | $0 | N/A |
| 2022 | Individual Universal Life | 0.02% | $120,208 | $0 | $315,888 | $0 | N/A |
| 2022 | Individual Graded Death Benefits | 0.02% | $4,523 | $0 | $3,081 | $0 | N/A |
| 2022 | Individual Ordinary Annuities | 0.00% | $21,800 | $0 | $151,893 | $0 | N/A |
| 2022 | Individual Deposit-Type Funds | 0.01% | $104,084 | $0 | $0 | $0 | N/A |
| 2022 | Total Group Life | 0.19% | $8,586,659 | $0 | $5,668,732 | $0 | N/A |
| 2022 | Group Whole Life | 19.29% | $7,945,172 | $0 | $5,017,280 | $0 | N/A |
| 2022 | Group Universal Life | 0.00% | $5,399 | $0 | $80,212 | $0 | N/A |
| 2022 | Group Ordinary Annuities | 0.04% | $636,088 | $0 | $571,240 | $0 | N/A |
| 2021 | Total Accident & Health | 0.07% | $8,126,216 | $8,080,538 | $5,056,066 | $5,056,066 | 62.57 % |
| 2021 | Total Individual Accident & Health | 0.01% | $593,696 | $553,816 | $9,360 | $9,360 | 1.69 % |
| 2021 | Individual Medicare Supplement | 0.00% | $992 | $992 | $0 | $0 | 0.00 % |
| 2021 | Individual Long Term Care | 0.28% | $589,942 | $550,087 | $0 | $0 | 0.00 % |
| 2021 | Individual Disability Income | 0.00% | $2,762 | $2,737 | $9,360 | $9,360 | N/A |
| 2021 | Total Group Accident & Health | 0.10% | $7,532,520 | $7,526,722 | $5,046,706 | $5,046,706 | 67.05 % |
| 2021 | Group Accident Only | 0.00% | $4,890 | $3,107 | $1,050 | $1,050 | 33.79 % |
| 2021 | Group Dental | 0.31% | $969,828 | $1,003,325 | $607,209 | $607,209 | 60.52 % |
| 2021 | Group Limited Benefit | 2.33% | $6,557,802 | $6,520,290 | $4,438,447 | $4,438,447 | 68.07 % |
| 2021 | Total Life | 0.08% | $9,654,031 | $0 | $5,910,728 | $0 | N/A |
| 2021 | Total Individual Life | 0.01% | $715,280 | $0 | $815,507 | $0 | N/A |
| 2021 | Individual Whole Life | 0.01% | $125,792 | $0 | $157,354 | $0 | N/A |
| 2021 | Individual Term Life | 0.02% | $121,189 | $0 | $281,298 | $0 | N/A |
| 2021 | Individual Universal Life | 0.02% | $158,778 | $0 | $245,693 | $0 | N/A |
| 2021 | Individual Graded Death Benefits | 0.03% | $6,088 | $0 | $2,826 | $0 | N/A |
| 2021 | Individual Ordinary Annuities | 0.00% | $21,460 | $0 | $128,336 | $0 | N/A |
| 2021 | Individual Deposit-Type Funds | 0.31% | $281,973 | $0 | $0 | $0 | N/A |
| 2021 | Total Group Life | 0.20% | $8,938,751 | $0 | $5,095,221 | $0 | N/A |
| 2021 | Group Whole Life | 18.27% | $8,381,638 | $0 | $4,720,319 | $0 | N/A |
| 2021 | Group Universal Life | 0.02% | $5,514 | $0 | $78,146 | $0 | N/A |
| 2021 | Group Ordinary Annuities | 0.04% | $551,599 | $0 | $296,756 | $0 | N/A |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Health | 0.08% | 0 | 0 |
| 2023 | Life and Annuities | 0.08% | 1 | 159 |
| 2023 | Long-Term Care Insurance | 0.24% | 0 | 0 |
| 2023 | Medicare Supplement Insurance | 0.00% | 0 | 0 |
| 2022 | Health | 0.10% | 0 | 0 |
| 2022 | Life and Annuities | 0.09% | 0 | 0 |
| 2022 | Long-Term Care Insurance | 0.21% | 0 | 0 |
| 2022 | Medicare Supplement Insurance | 0.00% | 0 | 0 |
| 2021 | Health | 0.09% | 0 | 0 |
| 2021 | Life and Annuities | 0.09% | 1 | 139 |
| 2021 | Long-Term Care Insurance | 0.07% | 0 | 0 |
| 2021 | Medicare Supplement Insurance | 0.03% | 0 | 0 |
Company Changes
Effective Date: 12/01/1998
Comments: Kentucky Home Mutual Life Insurance Co. merged with and into National Guardian Life Insurance Co.
Market Conduct
Date: 12/23/2021
Financial Exams
This company does not have any financial exams.