Company Details

  SHELTER LIFE INSURANCE COMPANY License Status :
Active

NAIC Number :

65757


Phone Number:

5732147468


Company Address:

1817 WEST BROADWAY 
COLUMBIA, MO  65218-0001

Description:

Life and Health


License Number:

A419829


Date Admitted:

1959-03-02


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Accident & Health 0.03% $4,161,926 $4,157,060 $5,174,486 $5,049,210 N/A
2023 Total Individual Accident & Health 0.00% $67,056 $75,392 $153,454 $153,628 N/A
2023 Individual Medicare Supplement 0.01% $38,767 $41,950 $62,839 $54,461 N/A
2023 Individual Disability Income 0.03% $28,289 $33,442 $90,615 $99,167 N/A
2023 Total Group Accident & Health 0.04% $4,094,870 $4,081,668 $5,021,032 $4,895,582 N/A
2023 Group Comprehensive Medical Expense - Large Employer 0.17% $4,094,870 $4,081,668 $5,021,032 $4,895,582 N/A
2023 Total Life 0.28% $37,403,036 $0 $30,340,317 $0 N/A
2023 Total Individual Life 0.36% $35,905,903 $0 $29,491,295 $0 N/A
2023 Individual Whole Life 1.04% $9,125,953 $0 $5,228,981 $0 N/A
2023 Individual Term Life 2.93% $17,277,020 $0 $7,969,046 $0 N/A
2023 Individual Universal Life 1.21% $6,890,063 $0 $8,240,887 $0 N/A
2023 Individual Ordinary Annuities 0.06% $1,717,391 $0 $8,052,381 $0 N/A
2023 Individual Deposit-Type Funds 0.07% $895,476 $0 $0 $0 N/A
2023 Total Group Life 0.04% $1,497,133 $0 $849,022 $0 N/A
2023 Group Term Life 0.25% $1,489,238 $0 $849,022 $0 N/A
2023 Group Credit Life 0.11% $7,895 $0 $0 $0 N/A
2022 Total Accident & Health 0.03% $4,163,336 $4,188,406 $4,517,172 $4,517,577 N/A
2022 Total Individual Accident & Health 0.00% $84,833 $88,048 $225,980 $150,223 N/A
2022 Individual Medicare Supplement 0.01% $56,074 $58,411 $97,554 $109,062 N/A
2022 Individual Disability Income 0.03% $28,759 $29,637 $128,426 $41,161 N/A
2022 Total Group Accident & Health 0.06% $4,078,503 $4,100,358 $4,291,192 $4,367,354 N/A
2022 Group Comprehensive Medical Expense - Large Employer 0.21% $4,078,503 $4,100,358 $4,291,192 $4,367,354 N/A
2022 Total Life 0.25% $36,223,087 $0 $29,005,312 $0 N/A
2022 Total Individual Life 0.35% $34,672,777 $0 $27,835,312 $0 N/A
2022 Individual Whole Life 1.04% $8,975,745 $0 $5,021,057 $0 N/A
2022 Individual Term Life 2.68% $16,669,241 $0 $7,901,438 $0 N/A
2022 Individual Universal Life 0.91% $7,131,127 $0 $9,555,016 $0 N/A
2022 Individual Credit Life 0.00% $0 $0 $5,000 $0 N/A
2022 Individual Ordinary Annuities 0.04% $969,027 $0 $5,352,801 $0 N/A
2022 Individual Deposit-Type Funds 0.09% $927,637 $0 $0 $0 N/A
2022 Total Group Life 0.03% $1,550,310 $0 $1,170,000 $0 N/A
2022 Group Term Life 0.28% $1,542,824 $0 $1,170,000 $0 N/A
2022 Group Credit Life 0.08% $7,486 $0 $0 $0 N/A
2021 Total Accident & Health 0.03% $4,188,214 $4,183,419 $3,977,526 $4,175,696 99.82 %
2021 Total Individual Accident & Health 0.00% $103,338 $114,397 $209,223 $355,515 N/A
2021 Individual Medicare Supplement 0.01% $70,138 $80,146 $60,609 $48,411 60.40 %
2021 Individual Disability Income 0.03% $33,200 $34,251 $148,614 $307,104 N/A
2021 Total Group Accident & Health 0.05% $4,084,876 $4,069,022 $3,768,303 $3,820,181 93.88 %
2021 Group Comprehensive Medical Expense - Large Employer 0.18% $4,084,876 $4,069,022 $3,768,303 $3,820,181 93.88 %
2021 Total Life 0.29% $35,835,482 $0 $31,613,783 $0 N/A
2021 Total Individual Life 0.44% $34,399,759 $0 $30,397,783 $0 N/A
2021 Individual Whole Life 0.98% $8,650,992 $0 $5,432,637 $0 N/A
2021 Individual Term Life 2.64% $16,066,128 $0 $12,786,777 $0 N/A
2021 Individual Universal Life 0.89% $7,051,377 $0 $8,255,013 $0 N/A
2021 Individual Ordinary Annuities 0.09% $1,335,554 $0 $3,923,356 $0 N/A
2021 Individual Deposit-Type Funds 1.41% $1,295,708 $0 $0 $0 N/A
2021 Total Group Life 0.03% $1,435,723 $0 $1,216,000 $0 N/A
2021 Group Term Life 0.24% $1,427,278 $0 $1,216,000 $0 N/A
2021 Group Credit Life 0.07% $8,445 $0 $0 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Health 0.04% 0 0
2023 Life and Annuities 0.32% 8 333
2023 Medicare Supplement Insurance 0.01% 0 0
2022 Health 0.05% 0 0
2022 Life and Annuities 0.34% 8 329
2022 Medicare Supplement Insurance 0.01% 0 0
2021 Health 0.05% 0 0
2021 Life and Annuities 0.35% 8 297
2021 Medicare Supplement Insurance 0.01% 0 0


Company Changes


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

Date: 06/06/2014

ShelterLifeReport.pdf

Date: 06/18/2018

ShelLifeICExam.pdf

Date: 05/01/2023

Order and Exam Report - Shelter Life Insurance Company.pdf