Company Details

  FIRST HEALTH LIFE & HEALTH INSURANCE COMPANY License Status :
Active

NAIC Number :

90328


Phone Number:

6307377900


Company Address:

Attn: Stat Compliance, PO Box 818048 
Cleveland, OH  44181-8048

Description:

Life and Health


License Number:

A421569


Date Admitted:

1980-05-22


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Accident & Health 0.01% $776,283 $776,283 $569,787 $438,712 56.51 %
2023 Total Individual Accident & Health 0.02% $776,283 $776,283 $569,787 $438,712 56.51 %
2023 Individual Medicare Supplement 0.17% $883,665 $883,665 $670,456 $674,136 76.29 %
2023 Individual Medicare Part D -0.10% $-107,382 $-107,382 $-100,671 $-235,425 219.24 %
2023 Individual Medicare Advantage 0.00% $0 $0 $2 $1 N/A
2023 Total Life 0.00% $4,967 $0 $0 $0 N/A
2023 Total Individual Life 0.00% $4,967 $0 $0 $0 N/A
2023 Individual Whole Life 0.00% $4,298 $0 $0 $0 N/A
2023 Individual Universal Life 0.00% $669 $0 $0 $0 N/A
2022 Total Accident & Health 0.01% $1,030,011 $1,030,011 $-32,188 $-68,075 -6.61 %
2022 Total Individual Accident & Health 0.02% $1,030,011 $1,030,011 $-46,934 $-64,031 -6.22 %
2022 Individual Medicare Supplement 0.21% $1,041,785 $1,041,785 $-44,826 $-45,724 -4.39 %
2022 Individual Medicare Part D -0.01% $-12,634 $-12,634 $-2,109 $-18,307 144.90 %
2022 Individual Medicare Advantage 0.00% $860 $860 $1 $0 0.00 %
2022 Total Group Accident & Health 0.00% $0 $0 $14,746 $-4,044 N/A
2022 Group Dental 0.00% $0 $0 $14,746 $-4,044 N/A
2022 Total Life 0.00% $5,789 $0 $0 $0 N/A
2022 Total Individual Life 0.00% $5,789 $0 $0 $0 N/A
2022 Individual Whole Life 0.00% $5,120 $0 $0 $0 N/A
2022 Individual Universal Life 0.00% $669 $0 $0 $0 N/A
2021 Total Accident & Health 0.01% $1,411,559 $1,408,837 $934,911 $902,091 64.03 %
2021 Total Individual Accident & Health 0.02% $1,057,145 $1,055,523 $723,680 $687,802 65.16 %
2021 Individual Medicare Supplement 0.18% $1,057,029 $1,054,040 $713,189 $671,653 63.72 %
2021 Individual Medicare Part D 0.00% $116 $1,483 $10,491 $16,149 N/A
2021 Total Group Accident & Health 0.00% $354,414 $353,314 $211,231 $214,289 60.65 %
2021 Group Dental 0.11% $354,414 $353,314 $211,231 $214,289 60.65 %
2021 Total Life 0.00% $5,563 $0 $23,084 $0 N/A
2021 Total Individual Life 0.00% $5,563 $0 $23,084 $0 N/A
2021 Individual Whole Life 0.00% $4,894 $0 $23,084 $0 N/A
2021 Individual Universal Life 0.00% $669 $0 $0 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Health 0.01% 0 0
2023 Life and Annuities 0.00% 1 9999
2023 Medicare Supplement Insurance 0.12% 0 0
2022 Health 0.02% 1 283
2022 Life and Annuities 0.00% 0 0
2022 Medicare Supplement Insurance 0.14% 0 0
2021 Health 0.02% 1 211
2021 Life and Annuities 0.00% 0 0
2021 Medicare Supplement Insurance 0.16% 0 0


Company Changes

Effective Date: 12/31/2008

Comments: American Life and Health Insurance Company merged with and into First Health Life & Health Insurance Company.

Effective Date: 12/10/2001

Comments: American Life and Health Insurance Co. by American Founders Life Insurance Co.

Effective Date: 12/31/2015

Comments: Effective 12/31/15 Cambridge Life Insurance Company merged with and into First Health Life & Health Insurance Company.

Effective Date: 12/31/2015

Comments: Effective 12/31/15 Cambridge Life Insurance Company (NAIC #81000) merged with and into First Health Life & Health Insurance Company.


Market Conduct

Date: 10/30/2020

FHLHIC1020.pdf


Financial Exams

This company does not have any financial exams.