Company Details

  GUARANTEE TRUST LIFE INSURANCE COMPANY License Status :
Active

NAIC Number :

64211


Phone Number:

8479045347


Company Address:

1275 Milwaukee Avenue 
Glenview, IL  60025

Description:

Life and Health


License Number:

A421563


Date Admitted:

1944-10-26


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Accident & Health 0.08% $12,390,459 $12,419,491 $6,078,010 $4,710,946 37.93 %
2023 Total Individual Accident & Health 0.24% $12,162,662 $12,237,294 $6,017,285 $4,658,277 38.07 %
2023 Individual Medicare Supplement 0.02% $81,372 $82,359 $47,586 $44,340 53.84 %
2023 Individual Long Term Care 0.29% $568,520 $581,563 $1,150,765 $-128,285 -22.06 %
2023 Individual Specified Disease 2.70% $2,830,392 $2,870,296 $2,406,047 $2,332,285 81.26 %
2023 Individual Accident Only 0.52% $418,643 $440,628 $210,878 $157,791 35.81 %
2023 Individual Disability Income 0.00% $409 $409 $0 $0 0.00 %
2023 Individual Dental 0.05% $28,829 $29,212 $7,580 $6,660 22.80 %
2023 Individual Limited Benefit 7.30% $8,234,497 $8,232,827 $2,194,429 $2,245,486 27.27 %
2023 Total Group Accident & Health 0.00% $227,797 $182,197 $60,725 $52,669 28.91 %
2023 Group Medicare Supplement 0.00% $5,793 $5,345 $261 $58 1.09 %
2023 Group Specified Disease 0.02% $10,902 $10,946 $9,969 $9,428 86.13 %
2023 Group Accident Only 0.06% $82,119 $37,421 $12,335 $9,308 24.87 %
2023 Group Limited Benefit 0.03% $90,593 $90,095 $38,160 $33,875 37.60 %
2023 Group Stop Loss 0.00% $38,390 $38,390 $0 $0 0.00 %
2023 Total Life 0.01% $852,897 $0 $591,083 $0 N/A
2023 Total Individual Life 0.01% $842,879 $0 $575,975 $0 N/A
2023 Individual Whole Life 0.08% $718,331 $0 $450,610 $0 N/A
2023 Individual Term Life 0.02% $124,017 $0 $115,984 $0 N/A
2023 Individual Ordinary Annuities 0.00% $531 $0 $9,381 $0 N/A
2023 Total Group Life 0.00% $10,018 $0 $15,108 $0 N/A
2023 Group Term Life 0.00% $10,018 $0 $15,108 $0 N/A
2023 Group Credit Life 0.00% $0 $0 $0 $0 N/A
2022 Total Accident & Health 0.10% $12,067,139 $12,155,150 $6,777,575 $7,476,416 61.51 %
2022 Total Individual Accident & Health 0.25% $11,850,440 $11,880,958 $6,718,793 $7,444,935 62.66 %
2022 Individual Medicare Supplement 0.01% $73,397 $73,735 $40,498 $41,779 56.66 %
2022 Individual Long Term Care 0.32% $640,977 $639,766 $1,246,664 $1,704,686 N/A
2022 Individual Specified Disease 2.70% $3,171,830 $3,209,975 $3,310,873 $3,268,966 N/A
2022 Individual Accident Only 0.92% $570,771 $584,464 $206,173 $237,561 40.65 %
2022 Individual Disability Income 0.00% $409 $409 $0 $0 0.00 %
2022 Individual Dental 0.07% $32,712 $32,427 $10,497 $11,563 35.66 %
2022 Individual Limited Benefit 7.36% $7,360,344 $7,340,182 $1,904,088 $2,180,380 29.70 %
2022 Total Group Accident & Health 0.00% $216,699 $274,192 $58,782 $31,481 11.48 %
2022 Group Medicare Supplement 0.00% $5,817 $5,818 $5,248 $5,118 87.97 %
2022 Group Specified Disease 0.03% $15,061 $14,205 $23,183 $22,459 N/A
2022 Group Accident Only 0.07% $93,239 $153,471 $3,167 $3,146 2.05 %
2022 Group Limited Benefit 0.04% $102,582 $100,698 $27,184 $26,379 26.20 %
2022 Group Stop Loss 0.00% $0 $0 $0 $-25,621 N/A
2022 Total Life 0.01% $832,345 $0 $320,423 $0 N/A
2022 Total Individual Life 0.01% $824,230 $0 $300,409 $0 N/A
2022 Individual Whole Life 0.08% $707,528 $0 $280,053 $0 N/A
2022 Individual Term Life 0.02% $115,838 $0 $17,127 $0 N/A
2022 Individual Ordinary Annuities 0.00% $532 $0 $3,229 $0 N/A
2022 Individual Deposit-Type Funds 0.00% $332 $0 $0 $0 N/A
2022 Total Group Life 0.00% $8,115 $0 $20,014 $0 N/A
2022 Group Term Life 0.00% $8,120 $0 $20,014 $0 N/A
2022 Group Credit Life 0.00% $-5 $0 $0 $0 N/A
2021 Total Accident & Health 0.10% $11,799,546 $11,985,535 $5,987,543 $7,388,623 61.65 %
2021 Total Individual Accident & Health 0.25% $11,496,047 $11,697,902 $5,842,145 $7,254,278 62.01 %
2021 Individual Medicare Supplement 0.01% $64,704 $65,412 $49,339 $49,593 75.82 %
2021 Individual Long Term Care 0.33% $690,777 $702,210 $1,106,014 $2,354,688 N/A
2021 Individual Specified Disease 3.47% $3,575,026 $3,612,262 $2,807,073 $2,830,788 78.37 %
2021 Individual Accident Only 0.89% $554,303 $716,804 $231,459 $285,906 39.89 %
2021 Individual Disability Income 0.00% $311 $321 $0 $0 0.00 %
2021 Individual Dental 0.05% $23,028 $21,669 $2,770 $4,317 19.92 %
2021 Individual Limited Benefit 9.69% $6,587,898 $6,579,224 $1,645,490 $1,728,986 26.28 %
2021 Total Group Accident & Health 0.00% $303,499 $287,633 $145,398 $134,345 46.71 %
2021 Group Medicare Supplement 0.00% $4,956 $5,327 $2,066 $2,158 40.51 %
2021 Group Specified Disease 0.05% $22,317 $22,220 $0 $439 1.98 %
2021 Group Accident Only 0.09% $108,250 $94,561 $9,939 $6,249 6.61 %
2021 Group Limited Benefit 0.04% $107,175 $104,722 $26,039 $26,589 25.39 %
2021 Group Short Term Credit Disability -0.14% $-12,019 $-12,017 $0 $-1 N/A
2021 Group Stop Loss 0.01% $72,820 $72,820 $107,354 $98,911 N/A
2021 Total Life 0.01% $678,296 $0 $367,377 $0 N/A
2021 Total Individual Life 0.01% $689,742 $0 $367,377 $0 N/A
2021 Individual Whole Life 0.06% $537,325 $0 $238,797 $0 N/A
2021 Individual Term Life 0.02% $146,296 $0 $115,499 $0 N/A
2021 Individual Ordinary Annuities 0.00% $774 $0 $13,081 $0 N/A
2021 Individual Deposit-Type Funds 0.01% $5,347 $0 $0 $0 N/A
2021 Total Group Life 0.00% $-11,446 $0 $0 $0 N/A
2021 Group Term Life 0.00% $157 $0 $0 $0 N/A
2021 Group Credit Life -0.10% $-11,603 $0 $0 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2023 Health 0.11% 4 167
2023 Life and Annuities 0.01% 0 0
2023 Long-Term Care Insurance 0.26% 0 0
2023 Medicare Supplement Insurance 0.01% 0 0
2022 Health 0.14% 3 97
2022 Life and Annuities 0.01% 0 0
2022 Long-Term Care Insurance 0.29% 0 0
2022 Medicare Supplement Insurance 0.01% 0 0
2021 Health 0.14% 3 87
2021 Life and Annuities 0.01% 0 0
2021 Long-Term Care Insurance 0.30% 0 0
2021 Medicare Supplement Insurance 0.01% 0 0


Company Changes


Market Conduct

Date: 04/01/2019

GTL419.pdf

Date: 06/02/2021

GTLIC621.pdf


Financial Exams

This company does not have any financial exams.