ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.86% $2,225,166.00 $2,026,524.00 $0.00 $60,629.00 2.99%
Missouri Total 100.00% $45,747,189 $41,661,173 $5,000,747 $4,943,168 11.87%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.66% $129,462.00 $142,729.00 $0.00 $-13,184.00 -9.24%
Missouri Total 100.00% $7,790,916 $7,451,673 $2,608,340 $2,343,222 31.45%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.76% $3,534,149.00 $3,595,365.00 $3,349,619.00 $3,249,996.00 90.39%
Missouri Total 100.00% $201,128,710 $196,791,078 $130,498,043 $129,272,692 65.69%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.89% $5,848,804.00 $5,871,007.00 $2,810,603.00 $2,811,680.00 47.89%
Missouri Total 100.00% $119,534,054 $113,986,353 $67,842,500 $67,923,497 59.59%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.38% $17,495,967.00 $17,007,860.00 $14,613,700.00 $11,438,331.00 67.25%
Missouri Total 100.00% $516,946,950 $501,427,397 $305,551,616 $369,889,987 73.77%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $1,835,145.00 $1,886,132.00 0.00%
Missouri Total 100.00% $143,900,383 $140,630,002 $96,289,145 $103,981,260 73.94%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 11.58% $872,124.00 $984,734.00 $15,000.00 $17,061.00 1.73%
Missouri Total 100.00% $7,528,114 $7,379,821 $2,807,769 $3,792,629 51.39%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.80% $1,166,175.00 $1,322,842.00 $45,335.00 $535,894.00 40.51%
Missouri Total 100.00% $41,650,359 $42,685,838 $26,864,481 $33,482,762 78.44%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 7.37% $23,690,460.00 $22,951,221.00 $23,348,854.00 $16,152,236.00 70.38%
Missouri Total 100.00% $321,601,846 $304,407,276 $180,129,018 $188,545,847 61.94%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.59% $6,574,076.00 $5,756,132.00 $4,502,890.00 $2,017,523.00 35.05%
Missouri Total 100.00% $1,109,075,578 $1,056,160,529 $748,953,594 $814,817,186 77.15%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.79% $40,805,273.00 $40,810,291.00 $20,871,406.00 $29,734,628.00 72.86%
Missouri Total 100.00% $1,076,010,989 $1,092,798,745 $536,415,073 $574,501,132 52.57%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.94% $1,340,334.00 $1,321,059.00 $0.00 $1,100.00 0.08%
Missouri Total 100.00% $142,326,193 $141,598,432 $66,353 $389,768 0.28%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Excess Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.67% $169,168.00 $125,035.00 $0.00 $-129,545.00 -103.61%
Missouri Total 100.00% $25,378,310 $26,720,261 $13,345,055 $7,117,440 26.64%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.99% $792,948.00 $817,570.00 $59,778.00 $114,345.00 13.99%
Missouri Total 100.00% $26,502,786 $26,090,964 $5,455,271 $5,405,844 20.72%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.85% 172,204 $2,497,672.00 $2,369,385.00 $0.00 $2,040,710.00 $1,529,432.00 64.55%
Missouri Total 100.00% 5,770,707 $135,235,349 $134,702,553 $16,669 $55,641,201 $58,680,631 43.56%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Accident & Health

Group Stop Loss

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.36% 2,738 $3,532,612.00 $3,452,533.00 $0.00 $1,900,907.00 $2,439,367.00 70.65%
Missouri Total 100.00% 1,563,377 $994,673,688 $998,120,413 $61,473 $774,013,853 $761,231,422 76.27%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.79% $9,989,628.00 $11,213,328.00 $6,855,963.00 $9,299,379.00 82.93%
Missouri Total 100.00% $557,995,662 $541,420,167 $246,557,391 $217,795,564 40.23%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $18,196.00 0.00%
Missouri Total 100.00% $55,267,900 $55,853,091 $10,274,422 $13,732,872 24.59%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Medical Malpractice - Physicians & Surgeons

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $18,389.00 0.00%
Missouri Total 100.00% $80,220,591 $81,318,101 $38,316,103 $30,812,190 37.89%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.44% $755,756.00 $889,946.00 $56,161.00 $-40,442.00 -4.54%
Missouri Total 100.00% $52,573,134 $51,124,197 $23,213,949 $24,862,489 48.63%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.66% $25,364,242.00 $25,595,663.00 $18,529,066.00 $17,890,743.00 69.90%
Missouri Total 100.00% $953,838,068 $911,168,509 $533,567,079 $764,031,910 83.85%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Private Flood

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 20.48% $1,399,847.00 $1,291,557.00 $72,766.00 $21,880.00 1.69%
Missouri Total 100.00% $6,835,511 $6,353,581 $2,596,245 $815,001 12.83%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $3,502.00 $3,502.00 0.00%
Missouri Total 100.00% $1,004,059,107 $958,502,947 $663,667,075 $704,883,218 73.54%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.18% $584,108.00 $636,833.00 $638,011.00 $-3,447,572.00 -541.36%
Missouri Total 100.00% $49,422,674 $46,750,865 $22,848,965 $29,295,376 62.66%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.14% $1,306,736.00 $1,432,603.00 $0.00 $93,241.00 6.51%
Missouri Total 100.00% $114,405,799 $109,598,024 $960,761 $7,437,844 6.79%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% 174,942 $6,030,284.00 $5,821,918.00 $0.00 $3,941,617.00 $3,968,799.00 68.17%
Missouri Total 100.00% 20,029,705 $14,762,434,040 $14,854,571,514 $12,879,704 $11,701,626,251 $11,852,877,839 79.79%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.81% $28,917,219.00 $28,781,808.00 $22,669,402.00 $19,939,094.00 69.28%
Missouri Total 100.00% $1,030,688,570 $1,002,900,489 $629,853,554 $708,342,827 70.63%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.05% $23,690,460.00 $22,951,221.00 $23,348,854.00 $16,152,236.00 70.38%
Missouri Total 100.00% $776,425,692 $740,516,823 $440,943,805 $413,687,599 55.86%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% 174,942 $6,030,284.00 $5,821,918.00 $0.00 $3,941,617.00 $3,968,799.00 68.17%
Missouri Total 100.00% 16,283,966 $9,616,193,938 $9,629,306,562 $439,291 $7,722,595,083 $7,792,235,701 80.92%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $36,585.00 0.00%
Missouri Total 100.00% $152,317,730 $153,514,105 $53,334,545 $50,287,516 32.76%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $3,502.00 $3,502.00 0.00%
Missouri Total 100.00% $5,484,399,881 $5,246,320,722 $3,625,099,133 $3,812,524,967 72.67%



ZURICH AMERICAN INSURANCE COMPANY

2023 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.91% $144,044,423.00 $143,792,299.00 $97,607,799.00 $91,734,142.00 63.80%
Missouri Total 100.00% $15,866,701,191 $15,287,932,483 $9,901,465,403 $10,734,112,582 70.21%



Additional data is available for this company for the following year(s):